Group 1 - The credit system for financing leasing in the new energy vehicle sector is currently incomplete, making it difficult to assess the default risk of lessees. A comprehensive personal credit assessment system is needed to integrate credit data from various banks and insurance companies into a transparent and coordinated information system [1] - The automotive financing leasing industry faces challenges due to the lack of formal national laws and regulations. Existing regulations often do not adequately address new issues arising in this emerging sector. It is recommended to support financing leasing in new industries through policy measures and to include it in the central bank's credit system [3] - The introduction of financing leasing for new energy buses alleviates the financial pressure of charging infrastructure and the one-time purchase of vehicles. This model offers sustainability, good regulation, and shared risks and benefits, indicating a strong future integration of financing leasing and new energy vehicles [5] Group 2 - The company has been recognized as an "Innovative Breakthrough Enterprise in Financing Leasing" in Shaanxi Province and is among the top 50 in the industry. It aims to deepen its focus on new energy, intelligent manufacturing, and high-end technology equipment while expanding green leasing services to support high-quality development of the real economy [7]

齐鲁晚报·齐鲁壹点 李牧青 齐鲁晚报·齐鲁壹点记者于上海证券交易所官网了解到，8月12日，国家电力投资集团旗下中电投融和融资租赁有限公司（下称"融和租赁"）公告称，公司法 定代表人、董事长变更。 内容显示，姚敏因工作调整不再担任公司法定代表人及董事长，选举张全明担任董事长。根据《公司章程》规定，公司法定代表人由董事长担任。 融和租赁是国家电投集团旗下的重要融资租赁平台，成立于2014年3月，是中央企业在上海自贸区设立的第一家租赁企业。融和租赁注册资本15.07亿美元 （约100.35亿元等值人民币），持有中诚信、新世纪AAA级境内最高主体评级，是中国交通运输协会副会长单位，连任两届上海市融资租赁行业协会会长单 位，获得中诚信最高Ge-1级的绿色企业等级。 据上海市融资租赁协会官方微信公众号文章介绍，历经10年快速发展，融和租赁管理资产规模超过1300亿元。公司展业的最大特点就是始终聚焦清洁能源发 展，在管理资产结构中，能源电力产业占比超过75%，风电、光伏资产占比近50%，累计投融资风电、光伏装机规模超过7100万千瓦，绿色租赁特色突显。 此外，据介绍，面对不确定的市场环境，融和股权投资工作沿着产业链纵深扩展 ...

近年来，融资租赁行业如何摆脱传统模式依赖、加速业务转型、深度融入实体产业链，充分发挥"融资 +融物"的独特优势，强化与高端制造、绿色低碳等新兴产业的协同联动，进而提升服务新型工业化的 精准性、适配性、创新性、可持续性，成为行业内外聚焦的核心议题。 当前，融资租赁行业发展的情况与规模，可从最新披露的数据中得到直观体现。 中国租赁联盟、南开大学当代中国问题研究院、天津租赁联合研究院近日联合发布的《2025上半年中国 租赁业发展报告》显示，截至2025年6月底，全国金融租赁公司和融资租赁公司总数约为7020家，融资 租赁合同余额约为5.42万亿元。 在加快培育和发展新质生产力的背景下，进一步推动行业转型、扩大业务影响力，需要依托政策的引导 与支持。 发挥独特优势开辟专业赛道 8月5日，中国人民银行等七部门联合印发《关于金融支持新型工业化的指导意见》(以下简称《指导意 见》)，《指导意见》提出，发挥融资租赁业务融资与融物的双重功能，支持企业生产设备数字化改 造、智能装备和软件更新替代、绿色环保装备购置、安全应急装备应用等。 这一转型不仅关乎融资租赁行业自身的高质量发展，更对其能否在新型工业化发展进程中承担起"设备 更 ...

Investment Rating - The report indicates a cautious outlook for the financing leasing industry, reflecting a contraction in the sector since 2022 [3][12]. Core Insights - The financing leasing industry has been experiencing a decline in both the number of companies and business scale, attributed to stricter regulations and macroeconomic pressures [3][12]. - As of June 2024, the total number of financing leasing companies in China decreased to 8,671, a reduction of 180 companies compared to the end of 2023, primarily affecting foreign-funded leasing companies [3][4]. - The total balance of financing leasing contracts was approximately 56,060 billion yuan, showing a slight decrease of 0.60% from the end of 2023 [3][4]. - The average issuance interest rate for bonds by financing leasing companies in 2024 was 2.37%, down from 3.06% in 2023, indicating a significant reduction in financing costs [7][14]. - Regulatory policies are expected to unify, with an emphasis on supporting the real economy and promoting green financing initiatives [10][14]. Summary by Sections Industry Overview and Regulatory Policies - The financing leasing industry has faced a contraction since 2022, with a notable decrease in the number of companies and business scale due to regulatory tightening and economic challenges [3][12]. - The regulatory environment has shifted, with the China Banking and Insurance Regulatory Commission taking over the responsibilities for the operation and regulation of financing leasing companies [5][9]. Future Development - The financing leasing industry is anticipated to continue its slow growth into 2025, with increasing differentiation among companies and ongoing pressures for business transformation [12][14]. - There is a focus on enhancing service capabilities to the real economy, particularly in green financing, as regulatory bodies encourage financing leasing companies to innovate in this area [10][14].