据央视新闻消息，今天，中国人民银行发布2025年前三季度金融统计数据报告，内容如下： 一、社会融资规模存量同比增长8.7% 初步统计，2025年9月末社会融资规模存量为437.08万亿元，同比增长8.7%。其中，对实体经济发放的 人民币贷款余额为267.03万亿元，同比增长6.4%；对实体经济发放的外币贷款折合人民币余额为1.18万 亿元，同比下降18%；委托贷款余额为11.17万亿元，同比下降0.7%；信托贷款余额为4.5万亿元，同比 增长5.7%；未贴现的银行承兑汇票余额为2.44万亿元，同比增长4.4%；企业债券余额为33.5万亿元，同 比增长4.5%；政府债券余额为92.55万亿元，同比增长20.2%；非金融企业境内股票余额为12.04万亿 元，同比增长3.8%。 从结构看，9月末对实体经济发放的人民币贷款余额占同期社会融资规模存量的61.1%，同比低1.3个百 分点；对实体经济发放的外币贷款折合人民币余额占比0.3%，同比低0.1个百分点；委托贷款余额占比 2.6%，同比低0.2个百分点；信托贷款余额占比1%，同比低0.1个百分点；未贴现的银行承兑汇票余额占 比0.6%，同比持平；企业债券余额占比7 ...

Group 1: Monetary Statistics - As of the end of August, the broad money supply (M2) reached 331.98 trillion yuan, reflecting a year-on-year growth of 8.8% [1][2] - The narrow money supply (M1) stood at 111.23 trillion yuan, with a year-on-year increase of 6% [1][2] - The currency in circulation (M0) amounted to 13.34 trillion yuan, showing a year-on-year growth of 11.7% [1][2] - A net cash injection of 520.8 billion yuan occurred in the first eight months [2] Group 2: Loan Statistics - The total balance of RMB loans reached 269.1 trillion yuan by the end of August, with a year-on-year growth of 6.8% [3] - In the first eight months, RMB loans increased by 1.346 trillion yuan [3] - Household loans rose by 711 billion yuan, with short-term loans decreasing by 372.5 billion yuan and medium to long-term loans increasing by 1.08 trillion yuan [3] - Corporate loans increased by 1.222 trillion yuan, with short-term loans up by 382 billion yuan and medium to long-term loans up by 738 billion yuan [3] Group 3: Deposit Statistics - The total balance of RMB deposits reached 322.73 trillion yuan by the end of August, reflecting a year-on-year growth of 8.6% [4] - In the first eight months, RMB deposits increased by 2.05 trillion yuan [4] - Household deposits rose by 977 billion yuan, while non-financial corporate deposits increased by 610.6 billion yuan [4] Group 4: Interbank Market Activity - The average weighted interest rate for interbank RMB lending in August was 1.4%, down 0.05 percentage points from the previous month and 0.37 percentage points from the same period last year [5] - The total transaction volume in the interbank RMB market reached 202.68 trillion yuan in August, with an average daily transaction of 9.65 trillion yuan, marking a year-on-year increase of 16.8% [5] Group 5: Cross-Border RMB Settlement - In August, the cross-border RMB settlement amount for current account transactions was 1.47 trillion yuan, with goods trade accounting for 1.11 trillion yuan [6] - The direct investment cross-border RMB settlement amount was 0.61 trillion yuan, with outbound direct investment at 0.24 trillion yuan and foreign direct investment at 0.37 trillion yuan [6]

Core Insights - The total social financing increment for the first eight months of 2025 reached 26.56 trillion yuan, an increase of 4.66 trillion yuan compared to the same period last year [1] - The balance of social financing stock at the end of August 2025 was 433.66 trillion yuan, reflecting a year-on-year growth of 8.8% [2] - The broad money supply (M2) at the end of August 2025 was 331.98 trillion yuan, also showing a year-on-year increase of 8.8% [4][5] Social Financing Increment - The increment in RMB loans to the real economy was 12.93 trillion yuan, a decrease of 485.1 billion yuan year-on-year [1] - Foreign currency loans to the real economy decreased by 81.6 billion yuan, a reduction of 76.7 billion yuan year-on-year [1] - Corporate bond net financing was 1.56 trillion yuan, down 221.4 billion yuan year-on-year [1] Social Financing Stock - The balance of RMB loans to the real economy was 265.42 trillion yuan, with a year-on-year increase of 6.6% [2] - The balance of foreign currency loans was 1.19 trillion yuan, showing a year-on-year decline of 21% [2] - The balance of government bonds was 91.36 trillion yuan, reflecting a year-on-year growth of 21.1% [2] Loan and Deposit Growth - RMB loans increased by 13.46 trillion yuan in the first eight months, with household loans rising by 711 billion yuan [6] - RMB deposits increased by 20.5 trillion yuan in the same period, with household deposits growing by 9.77 trillion yuan [8] - The balance of foreign currency deposits was 1.02 trillion USD, a year-on-year increase of 19.4% [9] Market Activity - The average weighted interest rate for interbank RMB market lending was 1.4%, lower than the previous month and the same period last year [10] - The total transaction volume in the interbank RMB market reached 202.68 trillion yuan in August, with a daily average transaction growth of 16.8% year-on-year [10] - The cross-border RMB settlement amount for current accounts in August was 1.47 trillion yuan [10]

Group 1 - As of the end of July, the total balance of domestic and foreign currency loans reached 272.48 trillion yuan, with a year-on-year growth of 6.7%. The balance of RMB loans was 268.51 trillion yuan, growing by 6.9% year-on-year [3] - In the first seven months, RMB loans increased by 12.87 trillion yuan, with household loans rising by 680.7 billion yuan and corporate loans increasing by 11.63 trillion yuan [3] - The total balance of domestic and foreign currency deposits was 327.83 trillion yuan at the end of July, with a year-on-year growth of 9%. RMB deposits reached 320.67 trillion yuan, growing by 8.7% year-on-year [4] Group 2 - The broad money supply (M2) reached 329.94 trillion yuan at the end of July, with a year-on-year increase of 8.8%. The narrow money supply (M1) was 111.06 trillion yuan, growing by 5.6% [2] - The average weighted interest rate for interbank RMB lending in July was 1.45%, which is lower than the previous month and the same period last year by 0.01 and 0.36 percentage points, respectively [5] - In July, the cross-border RMB settlement amount under the current account was 1.57 trillion yuan, with direct investment cross-border RMB settlement amounting to 0.64 trillion yuan [6]

Group 1 - As of the end of July, the broad money supply (M2) reached 329.94 trillion yuan, reflecting a year-on-year growth of 8.8% [3] - The narrow money supply (M1) stood at 111.06 trillion yuan, with a year-on-year increase of 5.6% [3] - The currency in circulation (M0) amounted to 13.28 trillion yuan, showing a year-on-year growth of 11.8% [3] - A net cash injection of 465.1 billion yuan occurred in the first seven months [3] Group 2 - By the end of July, the total balance of RMB loans was 268.51 trillion yuan, marking a year-on-year increase of 6.9% [4] - In the first seven months, RMB loans increased by 12.87 trillion yuan [4] - Household loans rose by 680.7 billion yuan, with short-term loans decreasing by 383 billion yuan and medium to long-term loans increasing by 1.06 trillion yuan [4] - Corporate loans increased by 11.63 trillion yuan, with short-term loans up by 3.75 trillion yuan and medium to long-term loans up by 6.91 trillion yuan [4] - Foreign currency loans totaled 555.8 billion USD, down 8.1% year-on-year [4] Group 3 - The total balance of RMB deposits reached 320.67 trillion yuan, reflecting a year-on-year growth of 8.7% [5] - RMB deposits increased by 18.44 trillion yuan in the first seven months [5] - Household deposits rose by 9.66 trillion yuan, while non-financial corporate deposits increased by 310.9 billion yuan [5] - Foreign currency deposits amounted to 1 trillion USD, with a year-on-year increase of 20% [5] Group 4 - In July, the weighted average interest rate for interbank RMB lending was 1.45%, lower by 0.01 percentage points from the previous month [6] - The total transaction volume in the interbank RMB market reached 222.44 trillion yuan, with an average daily transaction of 9.67 trillion yuan, up 14.8% year-on-year [6] - The weighted average interest rate for pledged bond repos was 1.46%, down 0.04 percentage points from the previous month [6] Group 5 - In July, the cross-border RMB settlement amount under the current account was 1.57 trillion yuan [7] - The cross-border RMB settlement for direct investment was 640 billion yuan [7] - The breakdown of the current account settlement included 1.15 trillion yuan for goods trade and 420 billion yuan for service trade [7]

Group 1: Social Financing Data - In the first five months of 2025, the cumulative increase in social financing was 18.63 trillion yuan, which is 3.83 trillion yuan more than the same period last year [1] - The increase in RMB loans to the real economy was 10.38 trillion yuan, an increase of 112.3 billion yuan year-on-year [1] - The net financing of corporate bonds was 908.7 billion yuan, a decrease of 288.4 billion yuan year-on-year [1] Group 2: Stock Data - As of the end of May 2025, the total social financing stock was 426.16 trillion yuan, a year-on-year increase of 8.7% [2] - The balance of RMB loans to the real economy was 262.86 trillion yuan, a year-on-year increase of 7% [2] - The balance of government bonds was 87.39 trillion yuan, a year-on-year increase of 20.9% [2] Group 3: Loan and Deposit Data - The balance of RMB loans increased by 10.68 trillion yuan in the first five months of 2025, with household loans increasing by 572.4 billion yuan [6] - The balance of RMB deposits increased by 14.73 trillion yuan in the first five months, with household deposits increasing by 8.3 trillion yuan [8] - The balance of foreign currency loans was 539.4 billion USD, a year-on-year decrease of 16.3% [7] Group 4: Monetary Statistics - The balance of broad money (M2) was 325.78 trillion yuan, a year-on-year increase of 7.9% [4] - The balance of narrow money (M1) was 108.91 trillion yuan, a year-on-year increase of 2.3% [5] - The cash in circulation (M0) was 13.13 trillion yuan, a year-on-year increase of 12.1% [5] Group 5: Interbank Market Activity - In May 2025, the average weighted interest rate for interbank RMB market lending was 1.55%, lower than the previous month and the same period last year [10] - The total transaction volume in the interbank RMB market was 167.2 trillion yuan, with an average daily transaction of 8.8 trillion yuan, a year-on-year increase of 14.9% [10] - The average weighted interest rate for pledged bond repurchase was 1.56%, also lower than the previous month and the same period last year [10]