Core Viewpoint - The article highlights the innovative cross-border financial services provided by China Construction Bank (CCB) Shenzhen Branch, which significantly enhance the efficiency and cost-effectiveness of cross-border payments for foreign trade enterprises in Shenzhen. Group 1: New Payment Tools - CCB Shenzhen Branch launched the "Cross-border Easy Payment" tool in collaboration with CCB Asia (Hong Kong Branch), offering enterprises a "zero-cost, instant payment" experience for cross-border RMB transactions, utilizing blockchain technology to improve payment efficiency by eliminating multiple intermediary banks [1]. Group 2: New Account System - The bank has developed a flexible and efficient account matrix to accommodate diverse cross-border trade needs, including expanding the pilot of the unified domestic and foreign currency account and promoting the Qianhai Free Trade Account (FT Account) for easier fund transfers and cross-border financing [2]. Group 3: New Settlement Channels - CCB Shenzhen Branch has established a transparent collection and settlement service for cross-border e-commerce, directly connecting with Shenzhen's cross-border e-commerce online service platform to streamline the collection and settlement process, addressing challenges faced by small sellers [3]. Group 4: New Financing Products - The bank has enriched its "Cross-border Quick Loan" product line to support small and micro foreign trade enterprises, introducing "Foreign Trade Loans" that provide online, unsecured, and low-cost financing based on customs data, with a 72% year-on-year increase in service to over 100 small enterprises since 2025 [4]. - Additionally, the bank has innovated the issuance of cross-border e-commerce performance guarantees to meet new tax guarantee requirements from European countries, significantly reducing approval processes and providing strong credit support for domestic enterprises expanding overseas [4]. Group 5: Overall Impact - The number of foreign trade and foreign investment enterprises served by CCB Shenzhen Branch has steadily increased, with a nearly 45% year-on-year growth in cross-border RMB settlement volume, enhancing the resilience and international competitiveness of Shenzhen's foreign trade enterprises [4].

在深圳前海某科技公司财务部，财务总监张女士正通过建行企业网银发起一笔跨境支付。指尖轻 点，"跨境易支付"系统瞬间完成对新加坡供应商的货款结算。"以前跨境付款要跑银行、填单据，到账 还慢，现在足不出户，几分钟搞定，汇率成本还低了不少。"张女士的感慨，是建行深圳市分行以跨境 金融服务创新精准滴灌深圳外贸企业的一个缩影。 今年5月以来，面对复杂多变的国际经贸环境与外贸企业日益多元的金融需求，建行深圳市分行敏锐捕 捉政策东风，紧扣《中共中央办公厅 国务院办公厅关于深入推进深圳综合改革试点深化改革创新扩大 开放的意见》（以下简称"深圳综合改革试点方案"）、《关于金融支持前海深港现代服务业合作区全面 深化改革开放的意见》（以下简称"金融支持前海三十条"）等重大战略机遇，发布《2025年建行深圳市 分行金融支持稳外贸专项服务方案》，提出"资金融通 汇路畅通 政策贯通 内外联通"四大举措。目前分 行已在支付工具、账户体系、结算渠道、融资产品等领域密集"上新"，高效满足外贸企业日益增长的跨 境金融需求，与深圳外贸基本盘同频共振。 一、新型支付工具"上新"：资金跨境更快更安全 灵活多样的跨境融资产品正在通过不断创新积极适应全球经 ...

Group 1: Financial Development in the Greater Bay Area - The 7th Guangdong-Hong Kong-Macao Greater Bay Area Financial Development Forum was successfully held, focusing on comprehensive financial cooperation and development [1] - Key tasks for high-quality economic development include enhancing consumer confidence, restoring real estate market confidence, and achieving higher levels of technological self-reliance [1][2] - The financial sector is urged to support high-quality development, technological innovation, consumption, and the service industry [2] Group 2: Cross-Border Financial Services - Cross-border financial services are crucial for market integration in the Greater Bay Area, necessitating regulatory cooperation and policy implementation [3] - The region's financial industry is recognized for its large scale, comprehensive elements, and high degree of internationalization, positioning it among the global leaders [3][4] - Hong Kong's role as an international financial center is emphasized, with a focus on enhancing connections with international capital [4] Group 3: Financial Market Connectivity - Recent advancements in financial market connectivity include the expansion of the Bond Connect and the introduction of the Cross-Border Wealth Management Connect, facilitating better service for investors [4][6] - The total trading volume of the Shenzhen-Hong Kong Stock Connect has surpassed 100 trillion yuan, indicating significant market activity [6] - Guangdong's financial industry has shown robust growth, with a year-on-year increase of 7% in financial value added, accounting for 9.3% of GDP [6] Group 4: Future Prospects and Innovations - Macau aims to diversify its economy and enhance its role as a financial service platform within the Greater Bay Area, promoting collaboration in investment funds and financial technology [5] - The upcoming implementation of the Investment Fund Law is expected to facilitate the development of the investment fund industry in both the Greater Bay Area and Macau [5] - The forum has been instrumental in promoting financial cooperation and development in the Greater Bay Area, with increasing recognition and influence over the years [6]

2025年8月19日，由上海市普陀区投资促进办公室、上海金融业联合会等联合主办的2025跨境金融服务大会在上海隆重举行。大会以"数智驱动·跨境金融服 务创新与高质量发展"为主题，汇聚来自国内外政策制定者、顶级金融机构决策者、科研专家及出海企业代表等业界精英，共同探讨关于全球金融科技发展 趋势、破解出海难题、布局未来增长等前沿课题。在跨境资本波动加剧的背景下，国有企业面临双重压力，既要应对外部地缘经济波动挑战，也要在内部破 解高负债、融资难、融资贵等发展瓶颈。作为参会金融企业，国建集团开展的"新时代国企减债融资（DRF）协同民企共同高质量发展课题"正是对论坛核心 议题的积极回应，为国企高质量发展提供了切实可行的解决方案。 2025跨境金融服务大会的成功举办，为凝聚企业跨境发展共识、探索风险应对路径提供了重要平台。大会所强调的"跨越企业全球化需求与传统金融低效间 的鸿沟"、"中国企业高质量走出去"等目标，不仅指明了方向，更呼唤切实的行动。国建集团将持续迭代优化"新时代国企减债融资（DRF）协同民企共同高 质量发展课题"，推动更多国企通过债务优化轻装上阵、通过产业升级提质增效，在服务国家重大战略中实现自身价值，为中 ...

Group 1 - The State Administration of Foreign Exchange (SAFE) in Shaanxi Province has successfully turned the cross-border income and expenditure growth rate from negative to positive, with a total cross-border income and expenditure amounting to nearly $26 billion in the first half of the year, representing a year-on-year increase of 1.19% and a recovery of 4.05 percentage points compared to the same period last year [1] - The net inflow of cross-border income and expenditure reached $1.269 billion, showing a nearly 40% year-on-year growth [1] - In terms of goods trade, the cross-border income and expenditure scale reached $18.088 billion, with a year-on-year increase of 0.71%, and a trade surplus of $3.975 billion, which is a significant increase of 46.01% [1] Group 2 - The service trade in Shaanxi Province has shown a robust growth trend, with a cross-border income and expenditure scale of $3.471 billion in the first half of the year, reflecting a year-on-year increase of 15.81% [2] - The cross-border income from service trade was $1.549 billion, up 12.66% year-on-year, driven mainly by a significant increase in business service income [2] - The outflow of foreign direct investment capital from Shaanxi Province reached $284 million, marking a year-on-year growth of 24.56% [2]

此外，2025年7月4日，全国首笔市场采购贸易项下南非兰特收款及结汇业务也落地稠州银行，不仅开创 义乌市场采购联网平台兰特结算的先河，更标志着浙江省在对非金融服务创新方面取得突破性进展。 作为浙江省本土法人银行，稠州银行依托义乌作为全球小商品集散中心的地缘优势，坚持"服务一带一 路的特色银行"和"服务贸易新业态的先行银行"发展定位，持续深化跨境金融服务创新，不断提升专业 化水平，赋能跨境电商、市场采购等贸易新业态蓬勃发展。数据显示，截至2025年6月末，稠州银行实 现非洲18个本地币种的直接清算，在全球贸易格局加速重构的背景下，为中非经贸合作注入金融活水。 商报讯（记者 叶晓珺 通讯员 刘家慧）从事对非纺织品贸易的杭州某天空有限公司负责人，如今卸下了 心头重担。以往尼日利亚进口商的汇款总是曲折重重，资金回笼周期漫长，随着浙江稠州商业银行（以 下简称"稠州银行"）"稠非通"3.0版上线，尼日利亚客商只需通过手机银行发起奈拉转账汇款，次日， 企业便能收到入账通知。这一变化，正是稠州银行用金融创新破解中非贸易结算困局的缩影。 长期以来，非洲国家的外汇短缺问题一直困扰着外贸商户，企业换汇成本高，金融诈骗现象时有发生。 ...

Core Viewpoint - The signing of the "Shanghai-Hong Kong International Financial Center Collaborative Development Action Plan" aims to enhance Shanghai's competitiveness as an international financial center and consolidate Hong Kong's position, deepening cooperation between the two regions to support the national financial power strategy [1][4]. Group 1: Financial Cooperation Mechanisms - The action plan focuses on optimizing mechanisms such as "Bond Connect" and "Swap Connect" to create a global center for RMB asset allocation and risk management, supporting high-quality development of the Belt and Road Initiative and facilitating enterprises' international expansion [4]. - The plan emphasizes the importance of financial market connectivity and cross-border financial service innovation, including new initiatives for cross-border clearing cooperation and the application of digital RMB in cross-border payments [6][8]. Group 2: Innovation and Development - The action plan promotes innovation in financial services, particularly in green finance, digital finance, and technology finance, to support key national strategic areas and the real economy [5][7]. - It encourages the application of technologies such as AI and blockchain in asset management, insurance, and settlement, while also supporting financial policies that benefit technology innovation enterprises [7]. Group 3: Regulatory and Institutional Framework - The plan outlines the need for regular communication among financial regulatory bodies, cooperation among financial institutions, information sharing, standard alignment, and talent mobility to create a market-oriented, rule-of-law, and international business environment [6]. - It includes measures to enhance the financial infrastructure and service systems between Shanghai and Hong Kong, such as facilitating the establishment of non-resident accounts and promoting the use of RMB for trade settlements [8]. Group 4: Future Directions - The next steps involve leveraging the action plan as a new starting point to promote the complementary development of the Shanghai and Hong Kong financial centers, enhancing China's influence and voice in the global financial system [8].

Core Viewpoint - The signing of the "Shanghai-Hong Kong International Financial Center Collaborative Development Action Plan" marks a significant step in enhancing financial cooperation between Shanghai and Hong Kong, focusing on various areas such as market connectivity and innovation in cross-border financial services [1] Group 1 - The action plan outlines specific directions for cooperation, including the interconnection of financial markets [1] - It emphasizes innovation in cross-border financial services [1] - The plan also highlights the development of green finance and cooperation in technology finance [1]

Group 1 - The core viewpoint of the news is the successful launch of the "domestic freight foreign exchange payment facilitation scenario" by the Industrial and Commercial Bank of China (ICBC) Qinzhou Branch, marking a significant step in promoting cross-border financial service innovation [1][2] - On the first working day after the launch, ICBC Qinzhou Branch completed the first transaction under this new service for an international transportation agency, demonstrating the effectiveness of the initiative [1] - The bank collaborated with the local foreign exchange management bureau and its international finance department to prepare for the pilot program, which included understanding the functionalities and experiences from other regions [1][2] Group 2 - The launch of this innovative service is a response to the call from the State Administration of Foreign Exchange, aimed at continuously enhancing the convenience of foreign exchange services [2] - ICBC Qinzhou Branch plans to promote the widespread application of the "domestic freight foreign exchange payment facilitation scenario" to provide more convenient, efficient, and high-quality financial services for enterprises [2] - This initiative is expected to support the high-quality development of the export-oriented economy in Qinzhou City [2]

Group 1 - The "Nansha Financial 30 Measures" aims to enhance financial support for Nansha, positioning it as a key financial hub in the Guangdong-Hong Kong-Macao Greater Bay Area [1][2] - The measures focus on financial market connectivity, cross-border financial innovation, and regulatory improvements, emphasizing innovation, characteristics, openness, and regulation [1] - Nansha's financial sector has evolved into a pillar industry, with the new measures expected to broaden and deepen its financial landscape [1] Group 2 - The China Import Consumer Price Index, the first of its kind, was released, reflecting price fluctuations in imported consumer goods across various categories [3] - In March, the index showed a month-on-month increase of 7.2% and a year-on-year increase of 5.2%, indicating a dual growth trend [3][4] - The index will aid in assessing input inflation and understanding domestic demand dynamics [3][4] Group 3 - In April, U.S. customs tariff revenue reached a record high of $16.3 billion, marking a 130% increase year-on-year [5][6] - Despite the increase in tariff revenue, it remains a small portion of the overall federal budget, with ongoing trade negotiations potentially limiting future revenue growth [6][7] Group 4 - Chongqing Jinke's judicial restructuring plan was approved, marking the largest restructuring case in the real estate sector with a debt scale of 147 billion yuan [8][9] - The restructuring involved strategic investors and highlighted the challenges faced by real estate companies amid market demand decline [8][9] Group 5 - Taobao introduced a feature allowing merchants to screen out high refund rate customers, aimed at optimizing the e-commerce environment [10][11] - This move reflects ongoing efforts to balance merchant and consumer interests, particularly in the high-return apparel sector [10][11] Group 6 - Dior experienced a data breach affecting customer information, raising concerns about data privacy and security in the retail sector [12][13] - The incident underscores the vulnerability of even high-profile brands in protecting sensitive customer data [12][13] Group 7 - The wholesale price of crayfish has significantly dropped as the consumption season begins, with prices falling from around 42-43 yuan per kilogram to approximately 38 yuan [14] - This price adjustment reflects increased supply and changing consumer preferences in the seafood market [14][15]