在金融数字化方面，金融机构加速推进数字化转型，金融科技发展规划明确提出，到2027年实现主要金 融机构数字化率超85%。我国数字金融业态不断丰富，已覆盖支付、信贷、投资、保险、征信等各项业 务，数字支付全球领先。 他提到，目前我国已成为全球移动支付的第一大市场，移动支付平台用户数超过10亿，普及率居全球首 位。2024年中国个人手机银行用户使用比例达88%，93%的企业开通了企业网银。数字人民币试点扩至 17省，雄安新区数字人民币发薪覆盖率超80%。 "我国金融的国际化也取得明显进展。"尹艳林说，离岸人民币债券发行规模创新高，粤港澳大湾区跨境 理财通规模实现突破，跨境保险通、债券通南向交易等新政落地，上海国际金融中心建设顺利推进。数 字人民币国际运营中心已正式开业，跨境支付中人民币占比有望进一步上升。(完) （文章来源：中国新闻网） 中新网青岛9月26日电 (记者尹倩芸)中央财经委员会办公室原副主任尹艳林26日在2025·青岛创投风投大 会上指出，我国已成为推动全球金融变革的重要力量。 尹艳林认为，智能化、绿色化、数字化、国际化是金融现代化的时代潮流。我国提出的做好科技金融、 绿色金融、普惠金融、养老金融、数 ...

尹艳林谈道，中国金融业赶上了现代化的时代潮流。以数字化为例，尹艳林介绍说，金融机构加速推进 数字化转型，金融科技发展规划明确提出，到2027年实现主要金融机构数字化率超85%。我国数字金融 业态不断丰富，已覆盖支付、信贷、投资、保险、征信等各项业务，数字支付全球领先。目前，我国已 成为全球移动支付的第一大市场，移动支付平台用户数超过10亿，普及率居全球首位。2024年中国个人 手机银行用户使用比例达88%，93%的企业开通了企业网银。数字人民币试点扩至17省，雄安新区数字 人民币发薪覆盖率超80%。 "此外，我国金融的国际化也取得明显进展。"尹艳林说，离岸人民币债券发行规模创新高，粤港澳大湾 区跨境理财通规模实现突破，跨境保险通、债券通南向交易等新政落地，上海国际金融中心建设顺利推 进。数字人民币国际运营中心已正式开业，跨境支付中人民币占比有望进一步上升。 在扩大开放方面，尹艳林表示，只有开放，才能促进改革创新。要通过扩大对外开放，提高我国金融资 源配置效率和能力，增强国际竞争力和规则影响力。要对标国际高标准经贸协议中金融领域相关规则， 精简限制性措施，提升跨境投融资便利化水平。要以开放的理念积极拥抱新业态， ...

Group 1 - The financial industry inherently possesses an open gene, and financial activities should embrace openness [1][10] - Since early April, external shocks have increased, causing significant volatility in international financial markets, which has also pressured the Chinese capital market; however, the long-term positive development trend of the Chinese economy remains unchanged [1] - The resilience and risk resistance of the Chinese capital market have been demonstrated despite the challenges [1] Group 2 - The Shanghai Stock Exchange (SSE) aims to maintain market stability and enhance internal stability mechanisms, deepen the reform of the Sci-Tech Innovation Board, and promote long-term capital inflow [4][6] - The SSE reported a compound annual growth rate of 10.7% in R&D investment over the past three years, with a median R&D intensity of 12.6%, leading A-shares [5] - The SSE has seen a 25% year-on-year increase in disclosed asset restructuring plans, with significant growth in major asset restructurings [5] Group 3 - The Hong Kong Stock Exchange (HKEX) plans to enhance its product offerings and risk management tools, including the preparation of RMB government bond futures [7] - HKEX aims to facilitate mainland investors' participation in the Hong Kong market by incorporating RMB counters into the Stock Connect trading mechanism [7] Group 4 - Howard Marks highlighted China's structural advantages, including a highly educated workforce, a large middle-class market, and a robust manufacturing sector [8] - To further internationalize the financial market, Marks suggested opening more asset classes and optimizing foreign investment product access mechanisms [9] Group 5 - The importance of regulatory predictability and consistency with local demands and global practices was emphasized to attract more foreign capital [9][10] - The need for regulatory frameworks to evolve alongside market innovations was also discussed, ensuring that regulations keep pace with market developments [10]

Core Viewpoint - The article discusses the recent issuance of the "Opinions on Supporting the Acceleration of Building Shanghai International Financial Center," which outlines six key measures aimed at enhancing Shanghai's competitiveness and influence as an international financial hub, with a focus on increasing financial internationalization [1][2][7]. Summary of Key Measures - **Deepening Financial Market Development**: The initiative aims to promote high-quality development of multi-tiered equity markets, enhance the positioning of the Sci-Tech Innovation Board, and support the establishment of a high-quality development demonstration zone for listed companies. It also emphasizes the development of a multi-tiered bond market and the establishment of a world-class futures exchange in Shanghai [3]. - **Enhancing Financial Institution Capabilities**: The plan includes attracting various domestic and foreign financial institutions, fostering strong and compliant financial holding companies, and increasing the global competitiveness of financial institutions through reforms [3][4]. - **Improving Financial Infrastructure**: The focus is on building an internationally leading financial infrastructure system, enhancing the cross-border payment and clearing system for the Renminbi, and developing the infrastructure for the gold market [3][4]. - **Expanding High-Level Financial Openness**: The measures aim to steadily expand institutional openness in the financial sector, facilitate cross-border trade and investment, and deepen cooperation in financing for the Belt and Road Initiative [4][9]. - **Enhancing Service Quality for the Real Economy**: The initiative includes establishing a financial reform pilot zone for technological innovation, developing green finance standards, and supporting the construction of a unified financing credit service platform [4][9]. - **Maintaining Financial Security Under Open Conditions**: The plan emphasizes the use of advanced technologies like blockchain and AI for risk assessment and prevention, establishing a monitoring and early warning system for cross-border capital flows [4][9]. Implementation and Coordination - The Central Financial Office will collaborate with the Shanghai municipal government and various financial regulatory bodies to establish a coordination mechanism for the implementation of these measures, ensuring that the decisions made by the central government regarding the construction of the Shanghai International Financial Center are effectively executed [5].