菏泽建行积极响应，迅速开展走访调研。在走访过程中发现，一家规模较小、实力较弱的企业面临融资 难题。该企业难以找到担保单位，且缺少固定资产用于抵押，此前向多家银行咨询贷款均未成功。 菏泽建行通过现场走访和与企业深入交流，评估认定该企业符合建设银行（601939）跨境快贷产品条 件。随后，企业通过跨境金融服务平台申请跨境快贷信用额度200万元。2025年1月23日，企业支用了50 万元贷款，并在后续循环支用共计400万元。这笔资金极大地缓解了企业的资金压力，为企业的持续发 展提供了有力支持。 齐鲁晚报.齐鲁壹点王会广 当前，受国际形势影响，部分小微外贸企业在业务运营中面临流动资金紧张的问题，急需融资以缓解资 金短缺困境。 针对这一情况，外汇局菏泽市分局密切关注国际形势变动，指导辖内金融机构开展调研帮扶活动。通过 实地走访等方式，深入了解外贸企业经营状况，并实施有针对性的帮扶措施。 此次成功帮扶体现了外汇局菏泽市分局及辖内金融机构助力小微外贸企业发展的积极作为。未来，相关 部门和金融机构将继续深化合作，为外贸企业提供更多金融支持，推动外贸企业高质量发展。 菏泽建行的跨境快贷产品优势显著，具有纯信用、免抵押、免担保、 ...

Core Viewpoint - The article emphasizes the role of the Guangdong Branch of Bank of China in integrating party building with business operations to enhance financial services and support rural revitalization efforts [2][4]. Group 1: Party Building and Financial Services - The Guangdong Branch focuses on promoting the "Revitalization No. 1" smart party building platform, which serves as a digital guide to improve the effectiveness of party building work and bridge the gap between party building and business [2][7]. - The bank adheres to the principle of strengthening party leadership and construction, implementing various systems to enhance governance and deepen the educational initiatives within the party [5][6]. - The bank has achieved significant results in the Guangdong-Hong Kong-Macao Greater Bay Area, with new loan balances exceeding 120 billion yuan, and has improved its market share in various sectors, including green credit and support for small and micro enterprises [6][8]. Group 2: Rural Revitalization Efforts - The bank extends its party building efforts to rural revitalization, actively providing financial support to local industries and communities, with a focus on five key areas: industry, ecology, talent, culture, and organization [2][12]. - The bank has established a "Financial + Industry" support model, significantly increasing credit support for rural areas, with over 68 million yuan allocated to specific projects [12][14]. - The bank has also developed the "Zhongyin Shanyuan" platform to facilitate the sale of rural products, achieving over 13 million yuan in consumption assistance through online and offline channels [12][14].