9月23日，伴随着丰收的喜悦，第八个"中国农民丰收节"（以下简称"丰收节"）如期而至。今年的丰收节以"庆农业丰收 享美好生活"为主题，全国各地 秉承"庆祝丰收、弘扬文化、振兴乡村"的宗旨，锚定推进乡村全面振兴、建设农业强国目标，深入学习运用"千万工程"经验，深化农村改革，突出农民主体 地位，组织开展丰富多彩的庆祝丰收活动。 金融是落实农业强国建设的重要力量。多年来，银行业金融机构紧跟国家政策导向，运用金融优惠政策，创新产品、优化服务，不断强化对"三农"和乡 村全面振兴的支持，成为推动农业增效益、农村增活力、农民增收入的重要力量。 支持乡村产业全链条升级：多策共举万象新 民以食为天。洁白饱满的大米，是人们日常饮食中不可或缺的"主角"，承载着国人的温饱。 在辽宁省辽阳市灯塔市，大米不仅是广大老百姓碗中的香糯，更是推动区域经济发展的重要支柱产业之一。从田野到餐桌，从播种到品尝，大米的"上 桌之旅"离不开金融铺就的路基。 辽宁禾谷茂源农业发展有限公司（以下简称"禾谷茂源"）是当地一家农业相关企业。年初，禾谷茂源负责人田先生一度因资金周转问题压得愁眉不展。 "化肥、农药、农机具的钱刚凑够，地租还没有着落。"站在承包的2 ...

Core Insights - Small and micro foreign trade enterprises are facing liquidity issues due to international circumstances, necessitating financing to alleviate cash flow shortages [1][2] - The local financial institutions, particularly the Bank of China in Heze, have actively engaged in research and support activities to understand the operational status of foreign trade enterprises and implement targeted assistance measures [1] Group 1 - The Bank of China in Heze identified a small enterprise struggling to secure financing due to a lack of collateral and guarantees, which had previously failed to obtain loans from multiple banks [1] - The enterprise was assessed and found eligible for the Bank of China's cross-border quick loan product, allowing them to apply for a credit limit of 2 million yuan [1] - The enterprise utilized 500,000 yuan of the loan on January 23, 2025, and subsequently accessed a total of 4 million yuan, significantly alleviating their financial pressure and supporting their ongoing development [1] Group 2 - The cross-border quick loan product from the Bank of China offers significant advantages, including being purely credit-based, no collateral or guarantees required, low interest rates, fully online operations, and instant disbursement [1] - This product effectively meets the financing needs of small and micro foreign trade enterprises, allowing them to flexibly utilize loans within the approved limits [1][2] - Future collaboration between relevant departments and financial institutions is expected to deepen, providing more financial support to foreign trade enterprises and promoting their high-quality development [2]