点亮"追风牧海"新图景 位于漳州市漳浦县的六鳌海上风电场二期项目，不仅是全国第一个批量化使用国产16兆瓦超大容量海上 风电机组的项目，其通过将风机导管架与深远海养殖网箱相结合，开启"海上风电+海洋牧场"双规发展 新模式，实现清洁能源与优质海产品的同步高效产出。其背后是绿色金融的强支撑——建行福建省分行 为项目量身定制"碳减排再贷款+融资租赁+资金结算"等综合金融方案。 转自：新华财经 作为海上丝绸之路起点和郑和下西洋的起点之一的福建，拥有大陆海岸线3752千米，管辖海域13.6万平 方公里、正奋力经略海洋，加速"蓝色引擎"，推进海洋经济高质量发展。 潮起东南，向海图强。紧跟福建打造现代海洋经济强省，建行福建省分行将支持海洋经济高质量发展列 为全行重点工作之一，聚焦海上风电、海洋旅游、海洋牧场等重点领域，从机制优化、产品创新与科技 赋能等维度，推出"海十条"特色金融服务举措，立体护航"海上福建"逐梦深蓝。截至目前，该行海洋经 济相关贷款近1500亿元。 编辑：穆皓 港口作为连接"海内外"的"大通道"，是经济发展的重要支撑。现今，福建万吨级以上泊位增加至208 个，可停靠世界最大集装箱船、油轮、邮轮和散货船。建行 ...

◎记者 张琼斯 常佩琦 今年以来，我国强化逆周期调节，实施适度宽松的货币政策。系列措施护航宏观经济大盘，呵护经营主 体预期，维护金融市场韧性。 专家认为，从政策效果看，总体实现了"稳增长、控物价、防风险、促稳定"的多重目标平衡。未来，面 对内外部不确定性，货币政策工具箱储备充足，新型政策性金融工具等增量政策值得期待。 数量型、价格型、结构性工具并举 ——结构性政策方面，既有新工具创设，也有存量工具优化，还有价格的优惠。5月9日，央行设立5000 亿元服务消费与养老再贷款。支农支小再贷款、科技创新和技术改造再贷款政策迎调整优化。 今年上半年，金融总量稳步增长，贷款利率保持在低位，信贷结构持续优化。前5个月，社会融资规模 增量累计为18.63万亿元，比上年同期多3.83万亿元；人民币贷款增加10.68万亿元。5月企业新发放贷款 加权平均利率约3.2%，个人住房新发放贷款加权平均利率约3.1%，分别比上年同期低约50个和55个基 点。 "适度宽松的货币政策发挥了有效作用。"招联首席研究员董希淼表示，今年以来，宏观经济回升向好， 一季度GDP同比增长5.4%、好于预期；金融市场出现积极变化，资本市场在经历波动后回升向 ...

数据来源：Wind 郭晨凯制图 ◎记者冯心怡 紫金矿业在2天内完成近10亿元回购，"三桶油"股东联手抛出最高合计126亿元的增持计划，412家上市 公司及重要股东获得近850亿元回购增持专项贷款支持……2025年上半年，A股市场回购增持热度不 减。 Wind数据显示，上半年共有1069家A股公司实施股份回购，回购金额合计达750亿元；共有超500家公司 首次披露回购预案，拟回购金额上限合计超1400亿元，其中已完成回购金额超过300亿元，已完成的回 购计划100余单。 回购增持专项贷款工具优化落地，进一步激发上市公司回购增持动力。上海证券报记者梳理发现，上半 年，央国企与民企龙头协同发力，大额回购频现，回购计划执行效率较高。此外，注销式回购数量增 多。在增持方面，公司实控人、控股股东积极增持，还有多家公司的董监高加入增持队伍。部分公司利 用"回购+增持"组合拳，双管齐下提振投资者信心。 产业龙头领衔 大手笔回购计划频现 数据显示，上半年共有1069家A股公司实施股份回购，回购金额合计达750亿元。其中，贵州茅台今年 已累计回购338万股股份，已实施回购金额为52.02亿元，回购金额位居榜首。徐工机械、牧原股份 ...

7月10日上午，由中国人民银行潮州市分行主办，中国工商银行潮州分行承办的潮州市债务融资工具政策宣讲会落下帷幕。中国人民银行潮州市分行副行长 彭志强出席会议并讲话，中国工商银行潮州分行副行长张思亨致欢迎辞。潮州市10家银行代表和42家企业代表共73人出席会议。 the START the sta the state of the 宣讲会围绕"债务融资工具支持实体经济发展"主题开展。中国人民银行潮州市分行副行长彭志强表示，要充分发挥银行间债券市场直接融资优势，支持潮州 市优质企业发行债券，拓宽融资渠道，助力培育新质生产力，赋能潮州经济高质量发展。 2 .. E 題想 建设银行 孙恩* 在政策宣讲环节，中国人民银行潮州市分行宏观审慎与金融市场管理科业务人员就进一步拓宽企业融资渠道，满足多元化融资需求等进行了介绍，并围绕企 业融资方案、银行间债券市场债务融资工具优势、注册发行的准入条件及培育机制进行重点解读；货币信贷政策管理科业务人员详细介绍了科技创新和技术 改造再贷款以及股票回购增持再贷款货币政策工具，重点围绕再贷款支持领域、申报流程、申报政策优化及配套财政贴息等政策要点作清晰阐释。 6 __ t a k 息 室 ...

Core Viewpoint - The establishment of service consumption and elderly care re-loans is a significant measure to stimulate consumption growth and provide financial support for the service consumption and elderly care industries [1][2]. Group 1: Financial Support and Policy Implementation - The service consumption and elderly care re-loan has a total quota of 500 billion yuan, with an interest rate of 1.5% and a maximum term of 3 years [2]. - The People's Bank of China and six other departments emphasize the need for financial support to boost service consumption, particularly in light of the increasing aging population [2][3]. - Financial institutions are encouraged to provide loans to key areas of service consumption and elderly care, which will help reduce funding costs and enhance the financial support available to these sectors [2][3]. Group 2: Impact and Progress - As of mid-June, financial institutions in Yunnan Province have issued over 1 billion yuan in loans under the service consumption and elderly care re-loan policy, supporting more than 300 businesses [3]. - The China Bank's Shandong branch has issued 64 loans totaling 730 million yuan in support of service consumption and elderly care [3]. - The re-loan initiative is expected to alleviate financing difficulties for businesses in the service consumption and elderly care sectors, contributing positively to economic growth [3][4]. Group 3: Targeted Sectors and Loan Distribution - The re-loan program covers various key areas, including accommodation and catering, cultural, sports and entertainment, education, and elderly care industries [4][5]. - Specific examples include a 10 million yuan loan to a restaurant in Beijing and a 1.9 million yuan loan to a smart elderly care technology service company [4][5]. - The program aims to provide low-cost, long-term funding support to enterprises in the service consumption sectors, addressing their diverse financial needs [5].

中新社北京7月6日电 (记者 夏宾)调低金融机构存款准备金率、设立5000亿元人民币服务消费与养老再 贷款、两项支持资本市场货币政策工具进一步优化......2025年上半年，在中央定调"适度宽松"的货币政 策下，一系列政策举措多管齐下，为中国经济稳定增长创造了适宜的货币金融环境。 尤其是5月7日，中国央行行长潘功胜在国新办举行的新闻发布会上宣布推出一揽子货币政策措施，主要 涉及三大类十项具体政策。从价格型到数量型，从聚焦消费到力挺创新，业内专家称，这些措施展现出 支持性的货币政策立场、力度非常大，各项政策已逐步有效落地，效果将陆续显现。 5月中国金融数据已反映出变化。当月末，社会融资规模和广义货币(M2)同比增速分别比上年同期高出 0.3个和0.9个百分点，金融总量整体保持合理增长，有力支持实体经济。 对于推动经济持续回升向好，近期召开的中国央行货币政策委员会2025年第二季度例会提到，要"用好 用足存量政策，加力实施增量政策"。稳经济，下半年货币政策还有哪些招？ "展望2025年下半年，在美联储可能进一步降息、国内通胀保持温和的背景下，中国货币政策有望保持 宽松取向。"工银国际首席经济学家程实预期，中国年 ...

据中国人民银行天津市分行7月4日消息，天津滨海农村商业银行近期通过浙商银行（601916）天津分行 柜台渠道办理10亿元同业存单质押并申领支农支小再贷款，实现了天津市首笔柜台同业存单质押再贷款 业务落地。 ...

Group 1 - The People's Bank of China (PBOC) has established a "Service Consumption and Elderly Refinance" tool to encourage financial institutions to increase support for key service consumption areas and the elderly industry [1][2] - The total refinancing quota for this initiative is set at 500 billion yuan, with an annual interest rate of 1.5% and a maximum term of 3 years [1] - The policy will be executed until the end of 2027, involving 26 national financial institutions that can independently decide on loan issuance based on risk [1][2] Group 2 - The focus of current economic policy in China is on expanding domestic demand and boosting consumption, with service consumption being a key area for consumption upgrade [2] - The new refinancing tool is part of an innovative measure by the PBOC to support consumption and is designed to work in coordination with fiscal and other industry policies [2]

证券时报记者秦燕玲 6月24日，中国人民银行、国家发展改革委、财政部、商务部、金融监管总局、证监会联合发布《关于 金融支持提振和扩大消费的指导意见》，从支持增强消费能力、着力提升金融机构专业化服务能力、加 大消费重点领域金融支持、强化消费基础设施和流通体系的金融支持、加强基础金融服务优化消费环境 等方面提出19条具体举措，为更好发挥消费对经济发展的基础性作用提供有力支撑。 着力提升金融机构专业化服务能力，扩大消费领域金融供给是《意见》的重点部署内容。 在信贷支持方面，《意见》强调，要发挥其主渠道作用，支持金融机构提升风险管理能力，在确保覆盖 经营成本和商业可持续前提下自主理性定价，合理适度扩大客户支持范围，促进消费贷款提质增量，增 强金融服务可持续性。 《意见》还明确要强化结构性货币政策工具激励，包括设立5000亿元服务消费与养老再贷款；用好用足 支农支小再贷款额度，对其余地方法人银行机构发放的服务消费重点领域涉农、小微企业贷款，给予相 应支持等。 值得注意的是，"5000亿元服务消费与养老再贷款"是今年5月宣布推出的一揽子金融政策的组成部分。 业内专家认为，这一再贷款工具着重从供给侧发力，激励引导金融机构加 ...

Core Viewpoint - The persistent challenges of "difficult and expensive financing" for small and micro enterprises are being addressed by Luzhou Bank through innovative financial solutions and policy implementation to enhance access to low-cost loans [1][2] Group 1: Financial Innovations and Policy Implementation - Luzhou Bank has adopted a business model that combines "central bank re-lending funds + credit products," resulting in the issuance of preferential loans with a minimum interest rate of 3.1% [1] - Since 2021, the bank has applied for approximately 21.5 billion yuan in re-lending and rediscounting funds, benefiting nearly 9,000 small and micro enterprises [1] - The bank has actively lowered loan interest rates during the third round of financial interaction policies, issuing over 12 billion yuan in subsidized loans, which helped around 4,800 small enterprises save nearly 20 million yuan in interest [2] Group 2: Cost Reduction and Service Enhancement - Luzhou Bank has implemented a zero-fee policy for account services and payment settlements, waiving 67 service fees, which can save individual enterprises thousands of yuan annually [2] - The cumulative effect of various policy tools has led to some small enterprises experiencing actual financing costs as low as around 2% [2] - The bank aims to continue focusing on the financing challenges faced by small and micro enterprises, ensuring that national policy benefits reach market entities effectively [2]