Core Viewpoint - The definition of "wealthy individuals" varies significantly across different social classes, regions, and age groups, with a recent authoritative institution establishing four criteria to classify someone as wealthy [1][3]. Group 1: Wealth Criteria - The first criterion is a family net worth exceeding 3 million yuan, which includes assets like housing, cars, and financial assets, minus liabilities. The average net worth of urban families in China is 2.736 million yuan, with only about 30% exceeding this average [5]. - The second criterion is an annual family income exceeding 500,000 yuan, equating to a monthly income of over 42,000 yuan. Only 4.6% of families in China meet this income level, which is significantly above the average family income of 123,000 yuan for a three-person household [7]. - The third criterion is owning two or more properties. Approximately 19.3% of families in China own multiple homes, with ownership rates varying by region: 13.7% in first-tier cities, 18.5% in second-tier cities, and 22.6% in third and fourth-tier cities [9]. - The fourth criterion is having financial assets exceeding 1 million yuan. The average financial asset per family is 316,000 yuan, with only about 8.2% of families surpassing the 1 million yuan mark [11]. Group 2: Financial Asset Trends - The composition of family financial assets is changing, with bank deposits decreasing from 68.3% in 2015 to 51.7% in 2025, while equity assets like stocks and funds have increased from 15.6% to 28.3% [12].

金十数据5月13日讯，分析师卡梅伦·克赖斯表示，最终，CPI数据低于预期，表明关税对更广泛价格的 直接传导应较为有限。4月商品价格与上月持平，剔除食品和能源后仅上涨0.1%。这或许意味着，即便 当前关税幅度不大，其（对通胀的）全面影响也尚未充分显现，因为零售商无疑仍在消化此前囤积的库 存，这导致贸易逆差持续扩大。尽管贸易战政策的宏观影响仍未明晰，但低于预期的通胀数据对金融资 产的短期提振作用毋庸置疑。 分析师：关税对美国通胀的全面影响尚未充分显现 ...