近年来，不少人开始涉足黄金投资。上海的张女士在熟人推荐下，登录了一个购物平台，上面销售的黄金每克比大盘价格低20元到30元，每天开放两个时 间段抢购，抢购到的黄金也确实是真黄金。 每克便宜几十元还保真 转自：宁波晚报 和其他网购平台不同的是，买家付款后，麦多多平台是在7个工作日后发货，经过一周的等待，张女士的确收到了货真价实的真黄金，她感觉这是赚钱的 好机会。 骗局陷阱藏在哪 简单来说就是真平台，发的也是真货。收到黄金的张女士就放下了警惕，利用这个平台的优惠，开始大额抢购黄金。可事情的走向却完全出乎她的意料， 最终还是上了骗子的当。那么，这骗局陷阱到底埋在了哪里了呢？ 上海市闵行区的张女士平时对投资很感兴趣。近年来，随着黄金价格持续走高，她也开始购入金条和金饰，打算等金价进一步上涨后出手获利。2024年9 月，一位朋友向她透露，在社交平台上，有人发布了一则关于购买黄金的帖子，称有一个名为"麦多多"的网络平台，上面的黄金售价比市场价每克低20元 至30元。 张女士：说这是一个新平台，现在买黄金有补贴之类的，我朋友就问他到哪里去买，他就拉我朋友进一个群。我朋友进去了之后，他们都说抢到了，也发 货了，然后朋友就跟着 ...

Core Viewpoint - The Shenzhen Municipal Financial Committee Office issued a warning regarding illegal financial activities in the gold trading sector, highlighting the risks associated with fraudulent schemes disguised as gold investment opportunities [1][2]. Summary by Relevant Sections Illegal Activities - Recent fluctuations in gold prices have led to the emergence of illegal activities, including unauthorized "gold entrustment," "gold leasing," and "gold investment" schemes, which may involve illegal fundraising, fraud, gambling, and other unlawful behaviors [1]. - Case examples illustrate how gold jewelry dealers are misleading consumers into signing contracts that promise fixed returns without the actual transfer of physical gold [1][2]. Case Examples - Case One: A gold jewelry dealer (A) lured consumers into signing a physical gold purchase contract, then encouraged them to enter into a gold entrustment contract with a related third party (B), promising fixed returns [1]. - Case Two: Another dealer (C) used a similar tactic with "gold leasing," where consumers were misled into signing contracts that promised rental returns without actual gold possession [1]. - Case Three: A dealer (D) established an illegal gold trading app, promoting misleading offers such as "1,000 grams of gold for a 10,000 yuan deposit," with a high leverage ratio, exposing investors to significant risks [2]. Regulatory Warning - The warning emphasizes that gold jewelry dealers and stores are not financial institutions and lack the necessary licenses from national financial management authorities to engage in gold asset management or public fundraising activities [2]. - The public is urged to be vigilant and to avoid falling for enticing phrases like "guaranteed returns" and "low investment, high returns," which are often associated with illegal financial activities in the gold investment sector [2].

北京商报讯（记者 廖蒙）黄金价格猛涨，诈骗分子也在暗中蠢蠢欲动。11月9日，北京商报记者注意到，央视新闻日前报道揭秘了一类"邮寄黄 金"新型诈骗案。在这类骗局中，骗子或是伪装成"投资专家"鼓吹"稳赚不赔"，或是以"刷单返利""公益回馈"这类话术诱导，让受害人先购买黄 金，再通过快递、网约车送往指定地址。 结合实际案例来看，江西省、山东省均被曝出存在这一新型诈骗套路。江西省一男子在骗子的引诱下想要参与"黄金高收益投资"，并计划按照对 方要求，以现金购买价值4万余元黄金并寄往指定地点，同时编造表哥结婚的事由应对金店、警方的盘问，最终被金店员工发现异样后报警。而山 东省警方则是在一个邮寄虾酱的快递中发现了猫腻，被邮寄的虾酱里暗藏着价值3万多元的黄金，收件人正是诈骗方。 根据警方介绍，邮寄黄金类诈骗，利用的是心理战术，购买黄金的行为在受害人心中往往具有更强的实体感和信任感，相较于无形的电子转账， 黄金更能让人产生"真实投资"的错觉，从而放松警惕。此外，诈骗分子通过诱导受害人购买黄金，能够更隐蔽地转移资金，增加追查难度。而犯 罪嫌疑人在收到黄金之后立即变卖变现，再通过购买虚拟货币的方式将资金转移至境外，由此完成洗钱的闭 ...

Core Viewpoint - The surge in gold investment interest has led to an increase in related fraud cases across multiple regions in China, prompting government warnings about the high incidence of gold investment scams [1] Group 1: Fraud Cases - Recent reports indicate a rise in gold-related fraud cases in various regions, including Beijing, Jiangxi, and Hunan [1] - Local governments have issued risk alerts, highlighting the prevalence of gold investment scams [1] Group 2: Types of Scams - The article outlines the three most rampant types of gold scams currently affecting investors [1]

Core Viewpoint - The article highlights the rise of gold investment scams in 2025, as the international gold price continues to increase, leading to heightened public interest in gold investments. Criminals exploit this trend by promoting fraudulent schemes under the guise of "gold preservation," resulting in significant financial losses for victims. Local governments in Beijing, Jiangsu, and Jiangxi have issued warnings to the public to remain vigilant against illegal financial activities [1]. Group 1: Typical Methods of "Gold Investment" Scams - "Storage Gold Interest" Scam: Jewelry stores lure consumers by promising high monthly interest rates (0.5%-1%) for purchasing gold without taking physical possession. A case from 2015-2022 involved a company illegally raising 400 million yuan, leading to over 200 million yuan in losses [2]. - "Leasing Rebate" Scam: Consumers enter into fictitious leasing contracts with associated companies, expecting rental returns. This scheme relies on a Ponzi structure, with no real gold transactions taking place [3]. - "Virtual Investment" Scam: Fraudsters create fake gold trading platforms, promising high returns and manipulating data to create a false sense of profit. Victims often find themselves unable to withdraw funds after investing [4]. Group 2: Main Characteristics of "Gold Investment" Scams - High Returns Temptation: Scams promise "capital protection and high interest" with returns significantly exceeding traditional bank investment products [5]. - False Projects: Scammers fabricate "gold custody" and "gold investment" projects, exaggerating their operational capabilities to create a façade of legitimacy [6]. - Concealed Fund Operations: Funds are not managed in designated accounts and lack regulatory oversight, often diverted for personal use in real estate or securities [6]. - New Funds for Old Payments: These scams depend on incoming funds to pay earlier investors, leading to collapse once the funding chain breaks [7]. Group 3: Risk Warnings and Prevention Suggestions - Recognize Legal Channels: Legitimate gold investment methods include purchasing physical gold from authorized stores or banks, investing in gold accumulation products, gold ETFs, or futures contracts through regulated channels [8]. - Verify Qualifications: Investors should check the credentials of institutions through official channels to ensure they have the necessary financial licenses [9]. - Resist High-Interest Temptations: Investors should be cautious of promises of guaranteed returns and avoid unsolicited investment opportunities [9]. - Protect Personal Information: Individuals should safeguard sensitive information and consult with family before making investment decisions [10].

Core Viewpoint - The surge in gold prices has led to an increase in fraudulent schemes, with various cases of scams reported as investors seek to capitalize on the rising market [1][2][4]. Group 1: Gold Price Surge and Investor Behavior - As of October 17, the London spot gold price surpassed $4,350 per ounce, marking a year-to-date increase of over 66% [1]. - The rising gold prices have heightened investor enthusiasm, which has been exploited by illegal actors to set up scams [2][4]. Group 2: Types of Scams - Three prevalent types of scams identified include gold custody scams, rental rebate scams, and virtual investment scams [6][7]. - Gold custody scams involve jewelry stores enticing consumers to store gold with them, promising high returns, but often lack the necessary regulatory qualifications [6]. - Rental rebate scams lure consumers into leasing gold jewelry with promises of fixed rental returns, but these are typically Ponzi schemes [6]. - Virtual investment scams utilize fake trading platforms to promise high returns, manipulating data to create a false sense of profitability [7]. Group 3: Government Warnings and Legal Actions - Multiple local governments have issued warnings about the risks associated with gold investments, highlighting the need for public vigilance against high-yield traps [2][4]. - A notable case involved a company in Qingdao that illegally raised over 4 billion yuan through fraudulent gold investment schemes, resulting in significant losses for investors [9]. Group 4: Guidelines for Investors - Regulatory bodies have provided guidelines to help the public avoid scams, emphasizing the importance of verifying institutional qualifications and using legitimate investment channels [11]. - Legitimate gold investment options include purchasing physical gold from authorized dealers, investing in gold accumulation products through banks, and trading gold ETFs or futures through licensed firms [11].

Core Viewpoint - The article highlights the surge in gold prices alongside the rise of fraudulent schemes targeting investors, emphasizing the need for caution and awareness in gold investment practices [1][2]. Group 1: Gold Price Surge - International gold prices have seen a significant increase, surpassing $4,350 per ounce as of October 17, marking a rise of over 66% since the beginning of the year [1]. - Factors contributing to this surge include expectations of interest rate cuts by the Federal Reserve and heightened demand for safe-haven assets due to global trade tensions [1]. Group 2: Rise of Fraudulent Schemes - The article reports a rise in fraudulent activities linked to gold investments, with multiple cases emerging as gold prices climb [2]. - Local governments in various regions, including Beijing and Jiangxi, have issued warnings about three prevalent types of scams: gold custody, rental returns, and virtual investments [2][4]. Group 3: Types of Scams - **Gold Custody Scams**: Fraudsters lure investors with promises of high returns on gold stored in jewelry stores, which often lack the necessary custody qualifications [6][7]. - **Rental Return Scams**: Some companies entice consumers to enter rental agreements for gold, promising fixed rental returns, but these schemes typically operate on a Ponzi model [6][7]. - **Virtual Investment Scams**: Scammers create fake trading platforms and investment products, claiming high returns while manipulating data to create a false sense of profitability [7]. Group 4: Legal Consequences and Warnings - A notable case involved a company in Qingdao that illegally raised over 4 billion yuan through fraudulent gold investment schemes, leading to severe legal repercussions for its operators [10][9]. - The Qingdao Intermediate People's Court sentenced the main perpetrators to life imprisonment and significant fines, highlighting the serious consequences of such scams [10]. Group 5: Guidelines for Investors - Authorities recommend verifying the qualifications of investment institutions through official channels and only engaging with licensed financial entities [12]. - Legitimate gold investment options are limited to purchasing physical gold from authorized dealers, investing in gold accumulation products through banks, or trading gold ETFs and futures through licensed brokers [12]. - Investors are advised to remain skeptical of high-return promises and to report any suspicious activities to local authorities [12].

Core Insights - The surge in gold prices has led to an increase in fraudulent schemes targeting investors, with international gold prices surpassing $4,350 per ounce, marking a year-to-date increase of over 66% [2][3] Fraud Types - Three prevalent types of gold investment scams have been identified: gold custody scams, rental rebate scams, and virtual investment scams [4][5] - Gold custody scams involve jewelry stores enticing consumers to purchase gold and store it with them, promising high returns, but often lack the necessary qualifications and operate as Ponzi schemes [4] - Rental rebate scams lure consumers into signing contracts for gold rental, promising fixed returns, but do not involve actual gold transactions and rely on new investments to pay old ones [4] - Virtual investment scams utilize fake trading platforms and misleading claims of guaranteed returns, ultimately leading to significant financial losses for investors [5] Regulatory Responses - Local governments have issued warnings and guidelines to help the public avoid these scams, emphasizing the importance of verifying the qualifications of investment institutions [6][7] - Legitimate gold investment channels are limited to purchasing physical gold from authorized dealers, investing in gold accumulation products through banks, buying gold ETFs, or trading gold futures through licensed firms [7] - Authorities encourage the public to report suspected scams and retain transaction records as evidence [7]

Core Viewpoint - The surge in gold prices has created investment opportunities but also increased the risk of investment scams, particularly highlighted by the case of Yongkun Gold, which has left many investors in financial distress [1][3][5]. Industry Summary - The World Gold Council reported that domestic investors purchased approximately 124 tons of gold bars and coins in the first three months of the year, marking a 12% year-on-year increase, significantly outpacing investors in other countries [1]. - The rise in gold prices is attributed to various global economic factors, including trade tariffs and geopolitical conflicts, which have made gold a preferred investment during economic uncertainty [6][8]. - Domestic investors are increasingly turning to gold as a stable investment option, especially as real estate loses value and stock markets remain volatile [8][9]. Company Summary - Yongkun Gold, founded in 2014 by financial analyst Wang Guohai, operated both an online platform and physical stores, gaining investor trust due to its perceived stability and past recognition for preventing fraud [11]. - The company recently froze all accounts and closed its physical stores, leaving investors unable to access their funds, which has raised concerns about its operational integrity [3][5][12]. - Yongkun Gold's investment promises included high annual returns and a buyback guarantee, which many investors found appealing, but these claims have been revealed as misleading, leading to significant financial losses for investors [14][17].

Core Viewpoint - The article discusses the collapse of Yongkun Gold, a well-established gold retail chain in China, which led to significant financial losses for investors due to its fraudulent practices [4][34]. Company Overview - Yongkun Gold operated 23 stores across Zhejiang, Anhui, and Shandong, attracting local investors due to its long-standing presence and physical locations [2][4]. - The company offered various gold-related services, including gold purchase, custody, and high-interest returns on investments, which lured many customers [6][9]. Business Model - Customers could buy gold but did not receive physical gold; instead, it was held in custody by Yongkun Gold, promising high annual interest rates between 6.5% and 10% [7][9]. - A contract clause required customers to pay a 5% custody fee if they did not fulfill the agreement, leading many to never see the physical gold they purchased [11][28]. - Yongkun Gold also operated an online platform, Yongkun Mall, where customers could pre-order gold and receive refunds if prices fell, further enticing investors [13][16]. Incident of Collapse - On May 20, 2025, all withdrawal services ceased, and the 23 stores closed, resulting in significant financial losses for investors, with estimates of losses reaching around 4 billion [28][30][32]. - Customers discovered that they could not retrieve their gold or cash from the online platform, leading to widespread panic and realization of the fraud [30][34]. Legal and Insurance Aspects - Victims sought compensation through insurance, but the policies only covered specific disasters like earthquakes or fires, leaving them without recourse for their losses [33][34]. - The incident has drawn attention from law enforcement and media, with investigations underway to address the fraudulent activities of Yongkun Gold [34][35].