在养老金生态方面，商敬国提出两项关键点，一是提升长期资产管理能力，二是将年金产品竞争力融入 养老生态产业链。他表示，这两项能力是年金产品竞争力融入养老生态产业链的关键所在。 南方财经全媒体记者 林汉垚 在全球经济格局深刻调整与国内高质量发展战略全面推进的背景下，金融业如何在复杂环境中寻找新的 发展路径，成为业界关注的焦点。 11月22日，中国精算师协会党委委员、副秘书长商敬国在由南方财经全媒体集团指导、《21世纪经济报 道》主办的"第二十届21世纪金融年会"上表示，一味追求经济规模和发展速度的模式已不适应当下的环 境，行业粗放高速发展周期已经结束，因时而变，因势而变，高质量发展是应对复杂多变环境的最优选 择。 行业所处的内外部环境已发生巨大变化，全球地缘政治与地缘经济冲突重创全球化，经济增长放缓；与 此同时，AI技术的崛起正在深刻影响各行各业的发展路径。 商敬国指出，全球投资者风险偏好不断提升，资本市场屡创新高，但最大的确定性是不确定性本身。面 对复杂多变的环境，传统依赖规模扩张和高速发展的模式已不再适应。 他强调，行业发展已进入跨领域融合的生态时代，呈现出外溢性特征。从"重产品、重销售"的外延式发 展，转向 ...

Group 1: Company Performance - In the first three quarters of 2025, COFCO Capital achieved total revenue of 7.168 billion CNY and a net profit attributable to shareholders of 1.025 billion CNY [1] - The company has fully implemented the new insurance contract accounting standards (IFRS 17) since January 1, 2025, leading to adjustments in the previous year's comparative data [1] - The net profit attributable to shareholders in Q3 2025 showed a year-on-year decline due to reduced contributions from investment business profits [1] Group 2: Business Strategy and Features - COFCO Trust has transitioned from traditional trust services to asset management, leveraging the flexibility of the trust system and a comprehensive risk management framework [2] - The company focuses on core business areas, with standard product fixed-income investments becoming the most stable revenue source [2] - COFCO Trust has developed a comprehensive business system centered on operational custody and investment advisory services, enhancing growth support [2] Group 3: Insurance Operations - China-UK Life Insurance adheres to a growth culture and value-driven growth path, emphasizing risk management and customer needs [3] - The company targets four core areas: health, retirement, wealth, and inheritance, offering branded and integrated product solutions [3] - A multi-channel marketing system has been established, focusing on individual insurance, agency, and bank insurance channels to enhance competitive advantages [4]

联合医务(00722)发布公告，于2025年10月9日，本公司间接全资附属公司联合医务专业与周大福人寿订 立2026年周大福人寿医疗服务协议，内容有关由联合医务专业(或其适用的联属公司)向周大福人寿成员 及/或周大福人寿家庭成员提供及管理医疗服务，该协议自2026年1月1日起续期两年六个月。 ...

Group 1 - The core theme of the "2025 Financial Education Promotion Week" is "Protecting Financial Rights and Supporting a Better Life," aimed at enhancing consumer awareness of financial product suitability and preventing financial fraud [3][4]. - The event is organized by HSBC Insurance Brokerage, HSBC Life, and HSBC Bank, taking place from September 15 to September 21, 2025 [4]. - The initiative will include a series of financial education activities across multiple cities, including Beijing, Shanghai, Guangzhou, Shenzhen, Chengdu, and Suzhou, utilizing both online and offline channels [6][10]. Group 2 - Interactive game segments such as "全民出击，击倒诈骗" (Everyone Attacks, Defeat Fraud) and "扭开盲蛋，维护权益" (Twist Open Blind Egg, Protect Rights) are designed to engage participants in identifying fraud and learning effective prevention measures [6][8]. - The activities aim to create an enjoyable atmosphere for the public to deepen their understanding of financial rights and build a robust self-defense "safety barrier" against potential risks [6][10]. - The event will feature specific locations and times for activities in various cities, encouraging community participation in financial knowledge education [10].

金秋送爽，丹桂飘香。一年一度的金融教育宣传周如期而至，为积极响应监管部门号召，汇丰保险经纪 有限公司（简称"汇丰保险经纪"）携手汇丰人寿保险有限公司（以下简称汇丰人寿）和汇丰银行（中 国）有限公司（以下简称汇丰银行），于9月15日在上海市浦东新区国金中心汇丰银行大楼一楼，共同 举办以"保障金融权益，助力美好生活"为主题的金融知识宣传盛宴，以实际行动普及金融知识，守护消 费者权益。 at -2 les '8 2 SHHH 4 智汇金融守护 共筑美好生活 · 金融健康膳食草单 智汇全融守护 共筑美好生活（D.总 · · 2008年11月11: l De 上 2014 Bi 8031 HSB 1-1-1 g % 78 120 3 6 11 2017 (X) == 金融植 新游 12 2025年金融教育宣传周 I 解特班-99210 The Proper HSBC 1. 防骗专家 0 ... � 24 4 00 120 2 联联警见. qya已经是其的出严重生 4990 HARA 工期讯评 12:55 89 ... x HS 1 Bill 2019-01-2 . In the P. . AND GETHERSE · ...

Group 1 - The 2025 China Private Enterprises Top 500 list was released, with 13 companies from Hubei, including 5 from Wuhan, maintaining the same number as last year [1] - The total revenue of the top 500 private enterprises reached 43.05 trillion yuan, with the entry threshold increasing to 27.023 billion yuan [1] - Zhuoer Zhiliang Group and Jiuzhoutong Pharmaceutical Group entered the top 100, ranking 46th and 53rd respectively, with Jiuzhoutong achieving its highest ranking in five years [1] Group 2 - Zhuoer Zhiliang Group, headquartered in Wuhan, has a revenue exceeding 100 billion yuan for four consecutive years, reaching 162.359 billion yuan in 2024 [1] - Jiuzhoutong, the largest private pharmaceutical company in China, has been recognized as a 5A logistics enterprise and a national intelligent warehousing logistics demonstration base [2] - Baoye Hubei Construction Group ranked 483rd on the list and is a core subsidiary of Baoye Group, involved in construction and real estate development [2]

Group 1 - The core viewpoint of the article highlights that FWD Group's stock price increased by over 7% following the announcement of a significant leasing agreement with Swire Properties, marking it as Hong Kong's largest office leasing deal of the year [1] - FWD Group signed a ten-year lease agreement to expand its office space at Taikoo Place, with the Dehong Building set to be renamed FWD Center as the new headquarters in Hong Kong starting January 1, 2024 [1] - FWD Group is a rapidly growing pan-Asian life insurance company founded in 2013 by Richard Li, expanding from three markets to ten, including Hong Kong, Thailand, Japan, and emerging markets such as the Philippines, Indonesia, Singapore, Vietnam, and Malaysia [1] Group 2 - The Southeast Asian market is projected to contribute approximately 50% of the new business contract service margin in 2024, indicating strong growth potential in this region [1] - According to NMG data, FWD Group ranked among the top five insurance companies and leading bank insurance companies in terms of annualized new premiums in the Southeast Asian market for 2023 [1]

Group 1 - The core idea of the event is to enhance customer experience by integrating traditional culture with modern life through a hands-on exploration of herbal medicine and art [1][2][3] - The event featured over twenty types of natural herbs, with professional herbal artists explaining their characteristics and health benefits, making ancient knowledge accessible and engaging for customers [1][2] - Customers participated in creative activities using techniques like "herb collage," "plant dyeing," and "herb powder painting," allowing them to express their creativity while learning about the significance of traditional herbs [2] Group 2 - The company emphasizes a customer-centric approach, aiming to provide value-added services that resonate with clients' lives, particularly in health management and traditional culture [3] - Future initiatives will focus on deepening the integration of warm and meaningful services into customer experiences, ensuring that every interaction is memorable [3]

Group 1: Recent IPOs - Custom consumer goods manufacturer Maikris successfully listed on NASDAQ, raising approximately $6.5 million by issuing 1.625 million shares, with a market capitalization of $48.96 million [1] - Hong Kong construction subcontractor Masonglory successfully listed on NASDAQ, raising $6 million by issuing 1.5 million shares, with a market capitalization of $70.42 million [2] - Financial printing service provider Rich Sparkle successfully listed on NASDAQ, raising $5 million by issuing 1.25 million shares, with a market capitalization of $45.88 million [3] - Pan-Asian life insurance company FWD Group successfully listed on the Hong Kong Stock Exchange, raising approximately HKD 3.471 billion by issuing 91.3421 million shares, with a market capitalization of HKD 48.362 billion [4] - Shenzhen-based motor control semiconductor supplier FENGCHUANG Technology successfully listed on the Hong Kong Stock Exchange, raising approximately HKD 2.259 billion by issuing 18.7444 million shares, with a market capitalization of HKD 14.888 billion [5] - Beijing-based AMR warehouse robot solution provider Geekplus successfully listed on the Hong Kong Stock Exchange, raising approximately HKD 2.712 billion by issuing 161 million shares, with a market capitalization of HKD 19.223 billion [6] - Beijing-based communication service provider Xunzhong Co., Ltd. successfully listed on the Hong Kong Stock Exchange, raising approximately HKD 413 million by issuing 30.44 million shares, with a market capitalization of HKD 1.785 billion [7] - Wuhan-based private dental service provider Dazhong Dental successfully listed on the Hong Kong Stock Exchange, raising approximately HKD 217 million by issuing 10.8618 million shares, with a market capitalization of HKD 1.022 billion [8] - Hunan-based precision manufacturing solution provider Lens Technology successfully listed on the Hong Kong Stock Exchange, raising approximately HKD 4.768 billion by issuing 262 million shares, with a market capitalization of HKD 102.6 billion [9] Group 2: Upcoming IPOs - Chinese fast-food brand Laoxiangji has re-filed for an IPO on the Hong Kong Stock Exchange, aiming for a main board listing, with a market share of 0.9% in the Chinese fast-food industry for 2024 [10] - Lithium-ion battery separator manufacturer Xingyuan Material has filed for an IPO on the Hong Kong Stock Exchange, being the first in China to master dry unidirectional stretching technology for battery separators, with a global market share ranking first by shipment volume in 2024 [11] Group 3: Market Insights - Despite the announcement of new tariffs by the U.S. on multiple countries, U.S. stock markets have shown resilience, focusing more on corporate earnings and technological innovation rather than tariff changes, supported by stable economic data and expectations of interest rate cuts [12]

Market Performance - The Shanghai Composite Index rose by 1.04% to 3455.97 points, while the Shenzhen Component Index increased by 1.72% and the ChiNext Index surged by 3.11%[1] - The Hang Seng Index closed up 1.23% at 24474.67 points, with the Hang Seng Tech Index rising by 1.15% and the Hang Seng China Enterprises Index increasing by 1.13%[1] - The total trading volume in the Hong Kong market reached 267.8 billion HKD[1] Federal Reserve and Regulatory Changes - The Federal Reserve plans to relax capital regulations for major banks, proposing to lower the Enhanced Supplementary Leverage Ratio (eSLR) from the current 5% to a range of 3.5%-4.5%[12] - This change is expected to allow banks like Bank of America and Goldman Sachs to hold more U.S. Treasury securities, enhancing market resilience[12] Geopolitical Developments - President Trump announced that the U.S. will hold talks with Iran next week, claiming that the Middle East conflict has ended[12] - Iran reported significant damage to its nuclear facilities due to U.S. airstrikes, which Trump described as "thoroughly destroying" these sites[12] Currency and Monetary Policy - The Hong Kong Monetary Authority (HKMA) bought 9.42 billion HKD to maintain the currency peg after the HKD/USD exchange rate hit the weak end of the trading band[12] - The People's Bank of China (PBOC) conducted a net liquidity injection of 318 billion CNY in June, the largest in four months, to support the economy amid rising debt issuance[12]