公告显示，此次减持计划如全部实施完成，重庆水投集团持股比例将由8.50%降至7.00%，权益变动将 触及1%刻度。 北京商报讯(记者孟凡霞实习记者周义力)8月11日，重庆银行（601963）发布公告称，近日，该行收到 重庆水投集团发来的《关于减持股份计划的告知函》。重庆市国有资产监督管理委员会出具批复文件， 同意重庆市地产集团有限公司收购重庆水投集团所持该行5200万股A股股份，交易金额不高于5.8亿元。 重庆水投集团基于自身发展需要，拟根据上述批复文件要求通过大宗交易方式减持其持有的该行A股股 份不超过5200万股，即减持比例不超过该行总股本的1.50%。 ...

"只需2个点服务费，银行利率不超过5%！""只需要营业执照和身份证，我们帮您优化收入流 水！" 2023年初春，正为资金紧张发愁的企业主吴某接到贷款中介的营销电话，这些承诺让他仿佛抓 住了救命稻草。 然而，贷款到账当天，看着账户里瞬间被划走的近百万元 "服务费"，吴某才意识到自己掉入 了贷款中介陷阱。 近年来，随着金融市场的快速发展，一些不法分子利用企业和个人对资金的迫切需求，以"低 息贷款""快速放款"为诱饵，从事非法存贷款中介活动，由此形成了一条隐蔽的金融黑灰产业 链。 1 2万元服务费变百万：一位企业主的贷款噩梦 原本承诺的12万元服务费，最终竟变成近百万元——企业主吴某是如何一步步落入这场天价服 务费陷阱的？北京金融监管局的通报还原了整个过程。 2023年北京市某企业主吴某接到一个贷款中介营销电话，询问"最近是否有资金缺口"，许 诺"可快速代办低息贷款"。 当时，吴某的企业正面临资金紧张、经营困难的困境，这番话让 他动了心，随后与中介公司展开了多次沟通。 沟通中，中介再三作出承诺"只需要营业执照和身份证，我们帮您优化收入流水"，同时明确表 示"代办业务仅收取2个点的费用，银行贷款利率不超过5%"时，吴 ...

Core Insights - Infosys has successfully implemented the nCino Platform for ABN AMRO Bank, aiming to transform the bank's loan origination and collateral management processes by consolidating multiple legacy systems into a unified platform [1][2] - The Go Live of the nCino Platform marks a significant milestone, showcasing new features and facilitating the migration of over 100,000 records from legacy systems over 11 months [2][3] - The nCino Platform enhances operational efficiency, customer onboarding, and regulatory compliance for ABN AMRO, providing a centralized solution for managing assets and collaterals [3][4] Company Collaboration - Infosys is a primary Application Development and Maintenance partner for ABN AMRO, demonstrating expertise in digital and cloud transformation capabilities [2][5] - The collaboration includes supporting integrations across ABN AMRO's IT systems and developing a robust data migration and reconciliation strategy [4][5] - Key stakeholders from both companies emphasize the platform's role in improving lending processes, operational efficiency, and customer experience [5][6] Platform Features - The nCino Platform is cloud-native and configurable, featuring out-of-the-box credit workflows with API-driven integrations and data quality capabilities [3][4] - The solution aims to optimize lending processes and enhance the digital experience for ABN AMRO's customers while ensuring compliance with regulatory requirements [5][6]

Core Viewpoint - The article discusses the recent trends in bank stock buybacks, highlighting that several banks are adjusting their buyback plans due to rising stock prices, indicating strong market confidence in the banking sector [1][3][4]. Group 1: Bank Buyback Plans - Chengdu Bank announced an extension of its buyback plan until April 9, 2026, due to its stock price exceeding the previously set upper limit [1][3]. - The adjusted buyback plan for Chengdu Bank includes a total investment of no less than 700 million yuan and no more than 1.4 billion yuan, with no price limit set for the buyback [3]. - Huaxia Bank plans to initiate a buyback of at least 30 million yuan starting from April 11, 2025, with the buyback subject to market conditions [4]. Group 2: Bank Performance Reports - Changshu Bank reported a 10.10% increase in revenue to 6.062 billion yuan and a 13.51% rise in net profit to 1.969 billion yuan for the first half of 2025 [8]. - As of June 30, 2025, Changshu Bank's total assets reached 401.227 billion yuan, a 9.45% increase year-on-year, with a non-performing loan ratio of 0.76% [8]. - Other banks, including Pudong Development Bank and Hangzhou Bank, have also reported positive performance, with Hangzhou Bank achieving a 16.67% increase in net profit [9][10]. Group 3: Market Sentiment and Trends - Data from Tonghuashun indicates that eight listed banks have received shareholder buybacks or are planning to do so this year, reflecting strong market enthusiasm for bank stocks [6]. - Analysts predict that while retail non-performing loans will remain high in the second half of 2025, quality banks will begin to clear their non-performing assets first [12].

来源： 央视新闻微信公众 号 为更好预防和遏制洗钱和恐怖融资活动，规范金融机构客户尽职调查、客户身份资料及交易记录 保存行为，近日，中国人民银行、国家金融监督管理总局、中国证监会起草了《金融机构客户尽 职调查和客户身份资料及交易记录保存管理办法（征求意见稿）》并向社会征求意见。 记者注意到， 此次《管理办法》征求意见稿未提及此前"个人存取现金超5万元需登记资金来 源"的要求 ，要求金融机构为客户提供现金汇款、现钞兑换、票据兑付、实物贵金属买卖、销 售各类金融产品等一次性金融服务且交易金额人民币5万元以上或者外币等值1万美元以上 的，应当开展客户尽职调查，并登记客户身份基本信息，留存客户有效身份证件或者其他身 份证明文件的复印件或者影印件。 此外，《管理办法》对于金融机构使用电子化手段高质量保存客户资料及交易记录提出明确 要求。《管理办法》明确，客户身份资料及交易记录自业务关系或交易结束后至少保存10 年；金融机构要逐步实现以电子化方式保存客户身份资料及交易信息。 全线暴涨！原因，找到了！ ...

Tech firms and big banks are leading the charge in record stock buybacks, fueling the U.S. stock rally https://t.co/pogM9SuJbK ...

Core Viewpoint - The article discusses the draft of the "Management Measures for Customer Due Diligence and Customer Identity Information and Transaction Record Keeping by Financial Institutions," aimed at preventing money laundering and terrorist financing activities while regulating customer due diligence and record-keeping practices in financial institutions [1] Group 1 - The draft does not mention the previous requirement for individuals to register the source of funds for cash withdrawals exceeding 50,000 RMB [1] - Financial institutions are required to conduct customer due diligence for one-time financial services with transaction amounts exceeding 50,000 RMB or equivalent to 10,000 USD, and to record basic customer identity information [1] - Financial institutions must retain copies of valid identification documents or other proof of identity for customers [1] Group 2 - The draft specifies that customer identity information and transaction records must be retained for at least 10 years after the business relationship or transaction ends [1] - Financial institutions are encouraged to gradually implement electronic methods for high-quality preservation of customer information and transaction records [1]

Core Insights - Three bank holding companies are highlighted as strong investment opportunities due to their earnings growth and attractive dividend yields Group 1: Bar Harbor Bankshares (BHB) - The Zacks Consensus Estimate for Bar Harbor Bankshares' current year earnings has increased by 7.5% over the last 60 days [1] - The company has a dividend yield of 4.3%, which is significantly higher than the industry average of 2.7% [1] Group 2: Citizens Financial Services, Inc. (CZFS) - The Zacks Consensus Estimate for Citizens Financial Services' current year earnings has increased by 5.5% over the last 60 days [2] - The company offers a dividend yield of 3.7%, above the industry average of 2.7% [2] Group 3: Farmers & Merchants Bancorp, Inc. (FMAO) - The Zacks Consensus Estimate for Farmers & Merchants Bancorp's current year earnings has increased by 6.6% over the last 60 days [3] - The company has a dividend yield of 3.7%, which is also higher than the industry average of 2.7% [3]

（本文来源：央视新闻；原标题：《事关存取款，三部门向社会征求意见！》） 为更好预防和遏制洗钱和恐怖融资活动，规范金融机构客户尽职调查、客户身份资料及交易记录保存行为，近日，中国人民银行、国家金融 监督管理总局、中国证监会起草了《金融机构客户尽职调查和客户身份资料及交易记录保存管理办法（征求意见稿）》并向社会征求意见。 记者注意到， 此次《管理办法》征求意见稿未提及此前"个人存取现金超5万元需登记资金来源"的要求 ，要求金融机构为客户提供现金汇 款、现钞兑换、票据兑付、实物贵金属买卖、销售各类金融产品等一次性金融服务且交易金额人民币5万元以上或者外币等值1万美元以上 的，应当开展客户尽职调查，并登记客户身份基本信息，留存客户有效身份证件或者其他身份证明文件的复印件或者影印件。 此外，《管理办法》对于金融机构使用电子化手段高质量保存客户资料及交易记录提出明确要求。《管理办法》明确，客户身份资料及交易 记录自业务关系或交易结束后至少保存10年；金融机构要逐步实现以电子化方式保存客户身份资料及交易信息。 ...

Reports record profits, with the financial statements reflecting accelerated growth and high profitability, whilst maintaining financial stabilityTEL AVIV, Israel , Aug. 11, 2025 /PRNewswire/ -- First International Bank of Israel (TASE: FIBI) one of Israel's major banking groups, today announced its results for the second quarter of the year.Financial Highlights Net income of NIS 637 million in the second quarter of 2025, an increase of 4.6% year-over-year, and a return on equity of -18.3% Pre-tax income am ...