Core Insights - The elderly care industry in China is experiencing rapid development driven by policy support, market demand, and technological innovation, becoming a new engine for economic growth [1] - By 2029, a basic elderly care service network is expected to be established, with significant improvements in service capacity and quality, and by 2035, a mature elderly care service system suitable for China's national conditions is anticipated [1] Group 1: Industry Trends - The aging population is increasing, leading to heightened social focus on the elderly care industry and its economic significance [1] - The elderly care sector faces structural challenges such as high initial infrastructure investment and long capital recovery cycles, prompting companies to explore diversified operational models [1] Group 2: Company Strategies - Chunyuan Group's subsidiary, Chunyuan Elderly Care Management Co., Ltd., adopts a "light asset output" strategy, enhancing operational efficiency and reducing investment risks through property leasing and service model innovation [2] - The changing consumer preferences of the "60s" and "70s" generations are driving the demand for higher quality of life and diverse services beyond basic care [2] Group 3: Technological Advancements - Smart elderly care is becoming a key development direction, with many institutions integrating IoT, big data, and AI technologies to create smart service platforms that enhance service precision and timeliness [3]

刚过"而立之年"的恒锋信息（SZ.300605）不满足于原有的"智慧城市"标签，以战略视野锚定"信息科 技"与"银发经济"双轮驱动，开启向"全球智慧解决方案提供商"的全面升级。 新AI "AI正催生全球数字经济的二次进化，中国企业已迎来定义产业新规则的时间窗口。"恒锋信息总裁欧霖 杰在接受证券时报记者专访时表示。 欧霖杰介绍，当前，恒锋信息以出海为路径创造业务增量，以AI为创新展开产业创新，以银发经济打 造第二增长曲线，通过三个维度的战略协同全力捕捉数字经济时代的结构性机遇。 新出海 "与19 世纪末，闽粤等地老百姓为谋生背井离乡'下南洋'不同，如今，中国企业出海是为实现全球化发 展的主动布局。当前，'数字中国方案'在共建'一带一路'国家中获得广泛认可，中国智慧服务出海迎来 新浪潮，我们的乘风出海，也是传承福建企业'爱拼才会赢'的精神。" 欧霖杰表示。 在欧霖杰的陪同下，越南白梅医院院长陶春基近期完成了一次"中国行"，"羡慕"是这位博士最大的感 受。 欧霖杰回忆道，"陶博士当时问我，中国有14亿人口，人车都特别多，但是交通路口却很少见到交通警 察，那你们的交通违章的处罚怎么执行？我告诉他，在中国交通违章，半小 ...

Core Viewpoint - The article discusses the evolution of elderly care from basic support to a more integrated approach that combines medical care and elderly services, addressing the pressing healthcare needs of the aging population [1]. Group 1: Medical and Elderly Care Integration - The establishment of "medical and elderly care integration" is exemplified by the proximity of TaiKang ZhiJia SuYuan and TaiKang XianLin GuLou Hospital, allowing elderly residents to access medical services without leaving the community [2]. - The community offers 24/7 medical services, with 70% to 80% of chronic disease consultations and initial pain treatments provided on-site, minimizing the need for external medical visits [2]. - A case study highlights the effectiveness of this integration, where a rapid response to a medical emergency resulted in a successful treatment within 20 minutes, showcasing the advantages of "zero-distance" collaboration between the community and hospital [3]. Group 2: Health Wealth Planners (HWP) - The emergence of Health Wealth Planners (HWP) represents a new elite workforce aimed at enhancing health management services, with over 22,000 professionals trained under this initiative by the end of 2024 [4]. - The HWP program integrates health management with financial planning, providing comprehensive solutions that address the diverse needs of the aging population [4]. - The training includes specialized education in medical knowledge and real-world healthcare processes, enabling HWPs to assist clients effectively in navigating healthcare services [6]. Group 3: Comprehensive Healthcare Ecosystem - TaiKang's strategy includes the establishment of a multi-layered healthcare ecosystem that integrates community and hospital services, aiming for seamless healthcare delivery [7]. - The company has invested 50 billion yuan in healthcare infrastructure, establishing a network of 280 facilities across 56 cities, which includes the first "medical education research and elderly care" integrated complex in Nanjing [8]. - The focus on elderly medicine as a strategic priority reflects the growing importance of healthcare resources in enhancing the quality of elderly care services [7].

在社区食堂安排志愿者给老人提供送餐服务，引入国内知名养老服务企业，吸引社会资本建设医养中 心……作为全国养老服务业综合改革试点地区之一，江西省抚州市临川区聚焦解决制约养老服务发展的 瓶颈问题，不断增加设施供给、加大资金投入、提升服务质量，积极探索养老服务新途径新模式新方 法，持续完善养老服务体系，让老人更好实现老有所养、老有所依、老有所乐、老有所为。 "要是有急事，一按按钮就有人通知医生过来" 早上7点半，临川区青云街道的赵开红老人打开手机，通过社区服务微信群点了单，想请人把家里的油 烟机擦洗下。不久后，门铃响了。"阿姨，今天还是我来咯。"社区服务人员徐智提着工具箱，笑着换上 鞋套走进屋，动作很麻利。 "现在咱老年人也能在社区'下单'了，擦油烟机、擦窗户，20元就能搞定，方便又实惠！"赵开红一边 说，一边给服务人员递水，"送药、理发……有需要都可以找他们，手机上一下单，就有工作人员上门 服务。" 临川区依托街道养老服务中心、社区综合养老服务站，构建起"点单+接单+派单+评单"的服务机制。老 人或其子女通过手机小程序、电话热线、社区网格微信群，就能"一键下单"预约助洁、助餐、陪诊等服 务，低保、高龄、失能等老年 ...

Core Insights - The aging population in China is rapidly increasing, with projections indicating that by 2024, individuals aged 60 and above will reach 310.31 million, accounting for 22% of the total population. By 2035, this number is expected to exceed 400 million, surpassing 30% of the population [1] - Traditional family-based elderly care is becoming insufficient due to changing family structures, leading to a shift towards diversified elderly care models, including home, community, and institutional care [1] - Real estate companies have been exploring the elderly care sector for over a decade, with some exiting due to profitability pressures while others are finding new paths in the market [1] Industry Trends - The "He Yuan" community in Shunyi District, Beijing, represents a new model of elderly living, emphasizing social interaction and self-fulfillment rather than traditional nursing homes [3][4] - The community features various amenities such as libraries, fitness areas, and art studios, promoting an active lifestyle for the elderly [4][6] - The "He Yuan" community is part of a broader trend towards Continuous Living Retirement Communities (CLRC), which focus on enhancing the quality of life for seniors [4][7] Company Strategies - The "Chun Xuan Mao" brand, launched by the Far East Group in 2012, has developed multiple business models, including CLRCs and assisted living facilities, with over 11,000 operational beds [7][8] - The company emphasizes service quality over real estate development, opting for leasing suitable properties and making them age-friendly [8] - Profitability in the elderly care sector is challenging due to long investment recovery periods, but once occupancy rates stabilize, profitability becomes more reliable [8][10] Market Challenges - The elderly care industry faces common issues such as talent shortages and low market maturity, with a high turnover rate among frontline service staff [10][11] - The slow increase in occupancy rates and the prevalence of price wars among institutions highlight the need for improved service quality and consumer awareness [11] - The market is witnessing a consolidation of supply, with many developers exiting and a shift towards insurance companies and state-owned enterprises taking the lead [11] Future Opportunities - The industry is viewed as a "sunrise industry," with increasing interest from younger professionals and potential policy support for investment in elderly care [12] - There is a growing trend of core assets being repurposed for elderly care, with many local governments entering the market to meet public needs [12][15] - The company is focusing on light asset business models, offering consulting and management services to other projects, which allows for flexible revenue-sharing arrangements [13][15] Service Innovations - The company is developing online health management platforms that allow families to monitor their elderly relatives' health data in real-time [16] - Innovative care solutions, such as non-pharmaceutical approaches to dementia care, are being implemented to enhance the quality of life for seniors [16][17] - The shift in elderly care philosophy from mere survival to enjoyment and quality of life is becoming increasingly prominent, with a focus on personalized and high-quality services [17]

依托独特生态资源禀赋，近年来四川省凉山州不断促进养老、医疗、文化、旅居等多业态融合发展，银 发产业初具雏形。2024年7月，四川省政府将凉山州确定为银发经济重点产业链协同推进机制主要承载 地之一。中国人民银行凉山州分行积极引导金融资源向食品医药、康养旅游、养老服务等重点领域倾 斜。截至目前，全州银行机构已为银发产业相关领域授信14.5亿元，累计发放贷款8.4亿元，支持重点项 目16个。 守护"夕阳红" 四川攀西邛海国际老年公寓有限公司是一家专注于老年公寓管理服务、健康咨询服务、护理机构服务、 疗养院、养老服务的康养机构，位于凉山州西昌市国家级旅游度假区邛海泸山风景区海门渔村。2016 年，老年公寓决定新增康养医院、活动中心、老年超市、营养餐厅等相关配套设施，但由于前期投入资 金较大，企业自有资金不足，建设停滞。 该老年公寓建设项目被西昌市委、市政府列为重点民生工程后，中国人民银行凉山州分行迅速牵头搭 建"政银企"对接平台，指导西昌金信村镇银行走访对接，于同年为该企业提供400万元固定资产贷款， 停滞项目得以重启并按时竣工投入使用。2019年，公寓计划将床位由500张扩容至800张，但扩建成本超 预期，西昌金信 ...

中日双方企业负责人正在洽谈合作。 作为四川活动周的配套活动，当天下午在大阪市区内举行的中国(四川)—日本经贸交流会暨企业恳谈会 现场，出现令人意想不到的一幕：70多岁的铃木企画株式会社会长铃木琢也，带着另外5家日本企业负 责人专程赶到会场。他一边拿着打印出来的四川参会企业名单，一边仔细对照对应企业的展位号码，寻 找想要联系的企业。 在展区尽头，铃木琢也和几名日本企业负责人找到了四川中兰智能科技有限公司。这是一家户外景观亮 化一站式整体解决方案供应商。展位前，双方聊得投入，交换名片、拍照合影，10多分钟后，全球建设 股份有限公司代表董事郡文治主动提出，希望到中兰智能科技的四川工厂实地洽谈。 刚刚与中兰智能科技聊完，另一家日本企业中道会入住咨询部科长藤原贵史主动提出希望与四川企业开 展合作。这家从事养老服务的日本企业，近年来面临着激烈的国内竞争。"希望中国的养老院投资商到 日本投资，特别是在金融投资方面有更多合作。" 作为成都人，中国驻日本大阪总领事馆经商处主任景春海对家乡有着更多感情。在他看来，四川是中国 的工业大省、农业大省、资源大省、能源大省、科研大省、教育大省，是"六边形战士"，四川同时还是 对日经贸合作 ...

中央政治局会议提出设立"服务消费与养老再贷款"，是我国在复杂经济形势下的主动作为，其施策核心 是通过金融杠杆撬动服务消费潜力，实现稳增长、调结构、惠民生的多重目标。政策实施需把握"精准 滴灌"与"系统协同"原则，做好以下"三个统筹"。 一是统筹好工具创新与政策协同。合理确定服务消费再贷款的额度、利率。参考普惠养老专项再贷款案 例，我国服务消费与养老再贷款，央行会以1.75%利率向商业银行提供再贷款资金，叠加财政贴息，相 关企业实际融资成本可降至2%~3%，形成"低成本资金—服务供给扩容—消费需求释放"的传导链条。 同时，需要配合政府债券的发放，科学决策主要再贷款的施策领域。结合目前我国的超长期特别国债的 发行领域，服务消费领域的再贷款，可以考虑重点投向养老社区、文旅设施、体育赛事等"两新"领域。 以金融杠杆撬动服务消费复苏，既有发挥消费对经济增长的引擎动能的重要意义，也有全方位扩大国内 需求的现实必要性。 首先，服务消费的提升与消费结构的升级是必然趋势，服务消费的作用越来越凸显。国际经验表明，当 人均GDP达1.5万美元后，服务消费占比将显著提升。2024年，我国人均GDP为1.38万美元，服务消费将 进入快 ...

齐鲁晚报.齐鲁壹点于泊升 济南新旧动能转换起步区管理委员会副主任韩瑜介绍，增进民生福祉是发展的根本目的。济南起步区自设立以来，始终坚持以人民为中 心的发展思想，将新城建设与民生保障同步谋划一体推进，努力让辖区群众的获得感、幸福感、安全感更加充实、更有保障、更可持 续。 4月28日，山东省人民政府新闻办公室举行新闻发布会，介绍山东深入贯彻黄河战略，加快济南起步区全面成形起势情况。会上，有记者 提问，起步区在加快建设新城的同时，如何更好改善和保障民生，让更多群众共享发展红利？ 起步区整合资源办好"一老一小"民生要事。稳步推进三级养老服务体系建设。委托新加坡专业团队运营的区级养老服务中心近期将竣工 交付，计划年内启用。全面开展74家农村幸福院助餐服务，更好满足老年人多层次、多样化养老服务需求。加快推进教育设施建设。累 计开工25处中小学、幼儿园，其中已投用6所，今年秋季再启用5所，累计新增学位近1万个，充分满足适龄儿童入学需求。持续导入名校 资源。继起航实验小学、起航实验幼儿园启用后，省实验中学鹊华校区实现首批招生。国际学校项目进入装饰装修阶段，山东(济南)智 能仿真实习实训基地开工建设，都市阳台九年一贯制学校签约 ...

Group 1: Economic Recovery and Policy Measures - The Central Political Bureau meeting emphasized a "Four Stabilization" policy framework to consolidate economic recovery, balancing short-term relief and long-term transformation [1] - In Q1, GDP grew by 5.4% year-on-year, and industrial value-added increased by 6.5%, but structural issues like insufficient demand and risk remain [1] - Policies targeting employment and consumption are prioritized, with measures to increase income for low- and middle-income groups and promote service consumption [1] Group 2: Employment and Consumption Initiatives - The youth unemployment rate stands at 14.9%, prompting initiatives like service consumption vouchers in cities like Beijing and Shanghai, which have shown early success [1] - Suzhou's issuance of elderly care consumption vouchers led to the creation of 120,000 new elderly care jobs and an 18% quarter-on-quarter growth in the elderly consumption market by Q4 2024 [1] Group 3: Trade and Innovation Support - To address challenges in foreign trade and technology, policies include a 13% increase in export tax rebates and a 200 billion yuan foreign trade transformation fund, potentially reducing costs for affected companies by 8-12% [2] - The establishment of a "Technology Board" bond market has resulted in a 37% increase in technology projects in AI and quantum computing [2] Group 4: Market Efficiency and Real Estate - A focus on creating a unified national market led to the clearance of 32,000 hidden barriers, improving complaint handling efficiency for private enterprises by 40% [3] - The inventory of new homes in 100 cities is expected to decrease by 11% year-on-year by January 2025, with a 25% increase in market transactions due to relaxed purchase restrictions in first-tier cities [3] Group 5: Monetary Policy and Risk Management - The meeting signaled potential interest rate cuts, with an expected liquidity release of 1.5 trillion yuan for the year [4] - Actual foreign investment usage grew by 4.3% year-on-year in Q1, with high-tech industries accounting for 38% of total foreign investment [4] Group 6: Global Economic Contribution and Resilience - Despite challenges like the US Federal Reserve's interest rate hikes, China's contribution to global economic growth remains around 30%, projected to reach 32% by 2025 [6] - The market size of the low-altitude economy reached 505.95 billion yuan in 2023, with expectations to exceed 3.5 trillion yuan by 2035 [6] Group 7: Expert Recommendations - Experts suggest a "chain-long system" strategy in the new energy vehicle sector to create ten trillion-level industrial clusters, potentially generating 5 million jobs [5] - A proposed "three pillars of consumption" model could release 1.8 trillion yuan in consumption potential by 2025 if household leverage increases by 2 percentage points [5]