北京、上海、广州、厦门、天津等城市相继启动不动产信托登记试点，一批标志性案例陆续涌现， 在养老服务、财富传承、特需保障、风险隔离与资产盘活等领域，涌现出诸多可复制、可推广的实践经 验。 近日，《金融时报》记者注意到，江苏省也"官宣"了在南京市、苏州市两地开展不动产信托登记试 点的消息，全省首单业务已快速落地。 据了解，苏州信托有限公司（以下简称为"苏州信托"）于11月10日成功设立江苏省首单不动产服务 信托，并于11月17日完成江苏省首次不动产信托财产登记，项目落地见证了一份跨越时光的托付。 养老与慈善相拥：一份跨越时光的托付 继续做好不动产信托 所谓不动产信托就是指委托人依法将其不动产转移给信托公司，由信托公司按照委托人的意愿以受 托人名义进行管理、运用和处分的信托业务。 在业内人士看来，不动产信托是做好金融"五篇大文章"中养老金融与普惠金融的重要实践。江苏不 动产信托的落地生根，离不开信托财产登记制度的持续完善。回溯政策脉络，相关探索早已稳步推进。 2023年11月，国务院发布《关于支持北京深化国家服务业扩大开放综合示范区建设工作方案》的批 复，提出"在风险可控的前提下，探索建立不动产、股权等作为信托财产 ...

Core Insights - Institutional funds are increasingly entering the market, with significant movements from insurance and trust sectors towards equity assets [2][3][4] Group 1: Insurance Sector Developments - Sunshine Insurance announced a substantial investment of 20 billion yuan in a pilot fund project, marking a significant step in their equity asset allocation strategy [2][3] - Multiple insurance companies have established private fund management firms this year, indicating a broader trend of insurance capital accelerating its layout in equity assets [3][4] - The establishment of Sunshine Hengyi Private Fund Management Company and its subsequent fund contract signing with Sunshine Life and China Merchants Bank highlights the growing involvement of insurance capital in equity investments [3][4] Group 2: Trust Sector Trends - Trust funds are also increasingly investing in equity markets, with a notable 55.56% increase in the issuance of equity trust products in October compared to the previous month [4][5] - The shift towards equity products is driven by a decline in risk-free interest rates and a growing focus on "fixed income plus" products among trust companies [4][5] - Trust companies are diversifying their investment portfolios to include REITs, convertible bonds, and gold ETFs, reflecting a strategic pivot towards equity assets [4][5] Group 3: Market Outlook - Fund managers express a positive outlook for the medium to long-term performance of equity markets, driven by institutional and retail asset reallocation [6] - The ongoing structural market dynamics in A-shares and Hong Kong stocks are expected to continue, supported by favorable policies and the rapid development of key industries in China [6] - Increased market activity and optimism among long-term investors are seen as strong indicators for sustained growth in equity assets [6]

即将进入耄耋之年，家住北京的李奶奶却没有办法独立考虑自己的养老问题。78岁的她长年独自照顾两 名心智障碍者——40岁的女儿和她年仅15岁的外孙女。随着自己的身体每况愈下，李奶奶开始考虑自己 的积蓄能否兼顾自身养老和儿孙监护。 李奶奶一家三口所面临的托付难题，也是大龄心智障碍家庭所面临的共同挑战。 在中国，心智障碍群体约有1200万~2000万人，其中孤独症谱系人群约为1400万人。目前，社会公共服 务和政府财政对于这类群体的支持往往聚焦于学龄前和义务教育阶段，当他们进入成年阶段而家长步入 老年期时，家庭照护则面临"支持断层"。 特需信托的起步资金多为30万元以上。 近年来，以特殊需要信托（下称"特需信托"）为代表的金融业务逐渐发展，成为解决大龄心智障碍群体 照护的创新工具。今年，在北京、上海等多地，不动产信托财产登记试点相继落地，意味着房产等非资 金资产可通过进入信托，成为心智障碍者未来托付的保障。 北京市晓更助残基金会近日发布的《心智障碍者家庭现状与未来托付需求调研》（下称"调研"）显示， 家长为心智障碍人士未来生活预算的费用平均为123万元，预计可维持平均生活周期为15年。近年来， 特需信托在相关家庭中的 ...

北京、上海、广州、厦门、天津等城市相继启动不动产信托登记试点，一批标志性案例陆续涌现，在养 老服务、财富传承、特需保障、风险隔离与资产盘活等领域，沉淀下诸多可复制、可推广的实践经验。 近日，《金融时报》记者注意到，江苏省也"官宣"了在南京市、苏州市两地开展不动产信托登记试点的 消息，全省首单业务已快速落地。 据了解，苏州信托有限公司（以下简称为"苏州信托"）于11月10日成功设立江苏省首单不动产服务信 托，并于11月17日完成江苏省首次不动产信托财产登记，项目落地见证了一份跨越时光的托付。 养老与慈善相拥：一份跨越时光的托付 企业家如何安放晚年与身后事？这一现实命题，在江苏首单不动产信托的落地中找到了答案。 据《金融时报》记者了解，委托人A女士，这位深耕实业的女企业家，没有子嗣的牵挂，却对人生后半 程有着更深层的考量，她心中的"养老"早已跳出单纯的资金打理范畴，延伸到老年生活的品质保障与百 年之后的安排。 据了解，苏州信托采用"以房养老+特殊需要+公益目的"综合服务模式，在满足A女士多层次、个性化养 老需求的同时，还将其对流浪动物保护的关爱纳入信托架构。 值得关注的是，此次江苏落地的不动产信托，依托当地开展的 ...

Core Insights - Jianyuan Trust reported that as of September 30, 2025, the total number of common stock shareholders is 94,744 [2] Company Summary - Jianyuan Trust has engaged with investors through an interactive platform, providing updates on shareholder numbers [2] - The company is focused on maintaining transparency with its investors regarding shareholder statistics [2]

Core Insights - The "2025 Excellence Competitiveness Financial Forum" will be held on December 9 in Beijing, focusing on high-quality development in China's financial sector amidst the "14th Five-Year Plan" conclusion and the "15th Five-Year Plan" preparation [1] - The forum aims to explore paths and models for high-quality financial development, addressing topics such as structural transitions, pension finance, financial technology, and digital transformation [1] Group 1 - China's economy is showing a steady improvement, with ongoing financial supply-side structural reforms [1] - The financial system is expected to enhance its role in supporting qualitative improvements and reasonable quantitative growth of the economy [1] - The forum will serve as a platform for industry consensus and in-depth discussions on key financial development issues [1] Group 2 - The forum emphasizes transforming macro strategies into executable plans for financial institutions, focusing on practical case studies [2] - The "Excellence Competitiveness Small and Medium Banks Case Selection" and "Excellence Competitiveness Financial Institutions Case Selection" initiatives have been launched to promote high-quality development benchmarks [2] - These initiatives align with national policies aimed at building a strong financial sector and developing technology, green, inclusive, pension, and digital finance [2] Group 3 - The "Excellence Competitiveness Financial Institutions Case Selection" will cover various financial sectors, including banking, insurance, and new finance, focusing on core competitiveness in business innovation and social responsibility [3] - The forum's organizer, China Business News, aims to serve as an observer and promoter of industry trends through the systematic exploration and dissemination of excellent case studies [3] - The goal is to establish development benchmarks and facilitate the exchange of advanced experiences to contribute to the construction of a financial powerhouse [3]

Core Insights - The "Fixed Income Plus" (固收+) funds are experiencing growth in both scale and performance, with over 90% of these products yielding positive returns in the past year, and the total market size surpassing 2.5 trillion yuan [1][2] - Jilin Trust Company is successfully transitioning to asset management by leveraging its "Fixed Income Plus" products, which have shown strong market adaptability and product strength [1][2] Group 1: Product Performance - A specific "Fixed Income Plus" product from Jilin Trust has achieved an annualized return of 5.62% since its inception, with a maximum historical drawdown of only -0.52% [1][5] - As of November 14, 2025, all clients of this open-ended product have realized positive returns, with a weekly win rate of 79% [5][6] Group 2: Investment Strategy - Jilin Trust employs a "constant equity-debt ratio" strategy, dynamically rebalancing the portfolio to mitigate risks and reduce volatility by selecting undervalued, high-dividend leading companies across various sectors [5][10] - The strategy aims to balance risk and return through asset rotation, typically using an 80/20 equity-debt ratio [10] Group 3: Research and Development - To enhance product performance, asset management firms must invest significantly in research and management of both equity and debt assets, requiring a robust credit evaluation system for bonds and comprehensive industry analysis for stocks [6][7] - Jilin Trust has built a professional team of 10 members with an average of over 7 years of experience, focusing on investment research, trading management, and product operations [7] Group 4: Strategic Framework - Jilin Trust is implementing a comprehensive active management capability system, planning a diverse range of securities products to meet various risk-return profiles, including conservative, balanced, and aggressive types [8]

Core Insights - The trust industry is accelerating the exploration of innovative service models driven by the aging population and the increasing inheritance needs of high-net-worth individuals [1][2] - Huabao Trust, in collaboration with Beijing Yingke (Chengdu) Law Firm and Chengdu Zhongda Notary Office, has established the "Weixian No. 001 Will Trust" to address complex legal relationships in inheritance planning [1] Group 1: Innovative Service Model - The "Weixian No. 001 Will Trust" addresses complex family structures, including unregistered adoption relationships and the protection of minor children's assets, which could lead to asset dispersion if handled through statutory inheritance [1] - The collaboration between Huabao Trust, law firms, and notary offices aims to provide a "legal + notarization + trust" service model, achieving comprehensive management of inheritance planning through standardized processes and personalized design [1] Group 2: Standardization and Flexibility - The core innovation of the model lies in the "standardized framework + flexible execution mechanism," which standardizes the foundational content of wills, estate management agreements, and trust contracts [1] - This approach creates a full-process standard service covering will establishment, estate delivery, and trust operation while retaining flexibility in management and disposition to meet diverse client needs [1] Group 3: Unique Value Proposition - The project highlights the unique value of the trust system in wealth management, providing a solution for inheritance planning amidst complex family backgrounds [2] - With the continuous upgrade of inheritance planning needs and the improvement of legal systems, will trusts are expected to become a significant business category in service trusts, offering a multi-dimensional protection system for personal wealth inheritance [2]

这家信托法定代表人变更！ 近日，交银国际信托有限公司(下称"交银信托")发布公告表示，根据有关规定，公司法定代表人由童学卫变更为张 文。该事项已于2025年11月13日在湖北省市场监督管理局办理完毕变更手续。 公告同时表示，新修订的《章程》近日已获国家金融监督管理总局湖北监管局批复核准，并于2025年11月13日在湖北 省市场监督管理局办理完毕备案手续。 交银信托总裁也来自交通银行。2023年8月，公司召开董事会及股东会，选举/聘任赵海慧任公司执行董事、总裁。 2023年11月，监管部门核准赵海慧执行董事、总裁任职资格。资料显示，赵海慧历任交通银行总行投资管理部/战略投 资部高级经理、总经理助理、副总经理，镇江分行副行长（交流挂职）、交银金融资产投资有限公司执行董事、副总 裁等职。 交银信托成立于1981年6月，原名为湖北省国际信托投资公司，后改制并更名为湖北省国际信托投资有限公司。2007年 5月，公司引进交通银行实施战略重组。重组完成后，公司更名为"交银国际信托有限公司"。目前，公司股东总数两 家，其中交通银行持股85%，湖北交通投资集团持股15%。 作为国内首家由大型国有商业银行直接投资控股的信托公司， ...

Group 1 - The core point of the news is that Shaanxi Guotou A's stock price has experienced a decline, with a 0.29% drop year-to-date and a 5.16% drop over the last five trading days [2] - As of November 21, Shaanxi Guotou A's stock price was reported at 3.49 CNY per share, with a total market capitalization of 17.848 billion CNY [1] - The company has a primary business focus on financial trust services, with 100% of its revenue derived from financial trust operations [2] Group 2 - The company has seen a net outflow of 6.803 million CNY in principal funds, with significant selling pressure observed [1] - As of November 10, the number of shareholders for Shaanxi Guotou A was 105,400, a decrease of 0.31% from the previous period [2] - The company reported a net profit of 996 million CNY for the period from January to September 2025, reflecting a year-on-year growth of 6.60% [2][3] Group 3 - Over the past three years, Shaanxi Guotou A has distributed a total of 1.979 billion CNY in dividends, with 1.023 billion CNY distributed in the last three years [3] - The top ten circulating shareholders include the Southern CSI 500 ETF, which holds 44.7628 million shares, a decrease of 1.0562 million shares from the previous period [3]