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金融壹账通私有化计划获大法院批准 股份拟周五退市
Ge Long Hui A P P· 2025-11-17 04:14
Group 1 - Financial One Account (6638.HK) and its controlling shareholder, Ping An Insurance (2318.HK), announced the approval of the privatization plan by the Grand Court during a hearing on November 14 [1] - The plan is expected to take effect on November 19, assuming all conditions are met or waived [1] - The Hong Kong Stock Exchange has approved the delisting of the company's shares effective from November 21, and the American Depositary Shares (ADS) will be permanently suspended from trading on the New York Stock Exchange on the same date [1] Group 2 - The initial non-binding proposal for privatization was received in March, with the buyer planning to acquire shares at a cash price of HKD 2.068 per share [1]
蚂蚁井贤栋:未来人类员工与AI智能体将协同工作,大幅提升金融机构服务效率
Bei Jing Shang Bao· 2025-11-14 09:03
北京商报讯(记者 刘四红)11月14日,在新加坡金融科技节上,蚂蚁集团董事长井贤栋表示,生成式 人工智能将拓宽金融服务的边界——未来每个人都将拥有专属AI理财助手,每个中小企业可以配备专 属CFO(首席财务官)。 井贤栋指出,金融服务是数据与语言双密集型行业,金融产品涉及大量抽象复杂概念,严重依赖语言定 义与沟通,因此生成式AI将全方位影响金融服务各领域,而非局限于单一环节。 以行业应用为例,他介绍许多公司已在风险管理、反欺诈和客户体验优化等方面部署AI技术。"未来人 类员工与AI智能体将协同工作,这将大幅提升金融机构服务效率,推动普惠金融深入发展。" 结合智能体经济趋势,井贤栋预测,支付智能体将迎来蓬勃增长。他认为,当前支付智能体已能协助完 成购买、预订及定金支付等操作。"但这只是开始,我们看到多智能体正协同执行更复杂的任务。智能 体经济发展需要新的分配机制,支付作为底层基础设施必须完善,才能支撑智能体协作网络高效运行, 因此支付智能体将进入快速发展阶段。" 在服务端,井贤栋认为,未来每个人都将拥有专属AI理财助手,这种全天候在线的AI智能体可以回答 问题、协助使用服务,并提供量身定制的个性化建议;同时,生 ...
金融壹账通:1万个绩效股份单位失效
Zhi Tong Cai Jing· 2025-11-14 08:52
Core Viewpoint - Financial One Account (06638) announced that due to employee departures, 10,000 performance share units will expire on November 14, 2025 [1] Group 1 - The company has reported a significant event regarding its employee performance share units [1] - The expiration of the performance share units is linked to the departure of employees within the group [1] - The specific date for the expiration of these units is set for November 14, 2025 [1]
消费贷“国补”两月观察:政策实施,金融科技放大普惠效应
Sou Hu Cai Jing· 2025-11-14 05:40
当国家政策的战略导向与金融科技的快速叠加,普惠金融的红利就能以一种前所未有的速度和效率,直达实体经济的每一个单元。 2024年8月,财政部、央行、金融监管总局共同印发《个人消费贷款财政贴息政策实施方案》,2025年9月1日到2026年8月31日,个人消费贷款可按规定享 受贴息政策。市场对此反应热烈,称为消费贷国补。 作为金融科技领域的代表企业,度小满积极响应消费贷国补活动,于9月1日推出"响应国补加码贴息"活动,让政策的"暖意"不断转化为用户账本上实实在 在的减法,截至10月末,活动已覆盖超过百万用户,减免利息4.2亿元。在11月消费季,活动还在持续加码。 这一轮国家、企业共同为消费者贴息的热潮,在有效促进消费的同时,也成为观察金融科技如何支持政策落地、服务实体经济的一个生动样本。 贴息活动随消费热潮同步升级 《个人消费贷款财政贴息政策实施方案》的推出和落地,旨在贯彻落实党中央和国务院关于大力提振消费、全方位扩大国内需求的决策部署,更好发挥财 政资金对提振消费的支持引导作用,降低居民消费信贷成本,助力释放居民消费潜力,促进经济加快向好发展。 度小满对消费贷国补的响应,并非简单的贴息让利,而是随着政策落地、消费 ...
Fidelity National Information Services (NYSE:FIS) 2025 Conference Transcript
2025-11-13 22:05
Summary of Fidelity National Information Services (FIS) 2025 Conference Call Company Overview - **Company**: Fidelity National Information Services (NYSE: FIS) - **Industry**: FinTech, Financial Services Key Points and Arguments Current Business State and Strategy - CEO Stephanie Ferris expressed excitement about the company's position and the work done over the past three years, focusing on infrastructure and future technologies like AI and tokenized deposits [4][5] - The "future forward strategy" emphasizes three core areas: client-centricity, innovation, and simplicity, aiming to enhance client service and product delivery [5][6] - The company aims for durable revenue growth and profitable margins, focusing on return on invested capital [6][7] Competitive Landscape - The banking segment is experiencing positive trends, including reduced regulatory pressures, increased M&A activity, and significant investments in digital products and services [9][10] - FIS has repositioned itself to serve financial institutions, moving away from its payments business [9][10] - The fintech industry remains competitive but rational, with FIS focusing on high-margin, recurring revenue products [12][14] Pricing Environment - The pricing environment for new business remains competitive, but FIS has seen net pricing as a tailwind due to effective client retention and cross-selling strategies [13][14] - FIS's banking clients typically utilize an average of 26 products, highlighting opportunities for cross-selling [13][14] Banking Segment Performance - FIS reported strong growth in its banking business, driven by net new sales and increased account activity [16][17] - Consumer spending and digital account growth are also strong, contributing to positive performance [17] Digital Capabilities and Acquisitions - FIS has invested in digital capabilities, including the acquisition of Dragonfly to enhance commercial banking services [20][21] - The recent acquisition of Amount is expected to improve digital account opening capabilities, addressing significant fraud concerns [23][24] Office of the CFO as a Growth Vector - FIS is focusing on providing integrated treasury management solutions for CFOs, leveraging AI to enhance cash flow management [26][27] M&A Strategy - The company is pursuing an opportunistic M&A strategy, focusing on digital payments and lending capabilities as key areas for growth [45][48] - The upcoming TSYS issuer transaction is expected to enhance FIS's credit card processing capabilities and generate significant cash flow [32][33][35] AI and Technology Adoption - FIS views AI as an opportunity, with banks adopting technology faster than ever, particularly in areas like underwriting and KYC [51][52] - The company is integrating AI into its products to enhance client service and operational efficiency [53][54] Stablecoins and Digital Currency - FIS is not planning to issue a stablecoin but aims to enable financial institutions to offer digital currency capabilities through its Money Movement Hub [56][57] Investor Sentiment - Despite positive developments, the stock performance does not reflect the company's momentum, with the CEO suggesting that investors may be missing the underlying growth algorithm [60][61] Additional Important Insights - The company emphasizes cultural integration post-M&A as a critical success factor, focusing on aligning values and client-centric approaches [40][41] - FIS is committed to transforming its operations and positioning itself as a leading player in the fintech industry, aiming for double-digit earnings growth [62][63]
恒生电子副总裁江勇慧:AI会重塑金融业务流程,微支付将成重要基础设施
Cai Jing Wang· 2025-11-13 14:38
Core Insights - The forum "Taihu World Cultural Forum · Qiantang Dialogue" was held on November 13 in Hangzhou, focusing on the impact of AI on the financial industry [1] - Jiang Yonghui, Vice President of Hengsheng Electronics, stated that AI will not change the essence of finance but will reshape processes and enhance data application effectiveness [3][5] AI Applications in Finance - Hengsheng Electronics is focusing on AI applications in various core business scenarios, including intelligent investment research, operational efficiency enhancement, compliance risk empowerment, wealth management advisory assistance, investment banking assistance, and app application [3][4] - The company has launched an intelligent agent platform and established the Hengsheng Research Institute to explore cutting-edge technologies and co-create applications with financial institutions [5][6] X402 Protocol and Micro-Payments - Jiang discussed the X402 protocol, which utilizes encryption and blockchain technology to facilitate automated micro-payments between AI agents, addressing small payment and settlement needs [3][7] - The micro-payment solution based on blockchain can establish a trustworthy mechanism for AI interactions, potentially serving as a foundational infrastructure for future AI development [7][8] Future of AI in Finance - The expectation for demand-side capabilities is increasing as AI technology evolves, with micro-payments allowing for on-demand pricing based on token consumption [8] - The transition from PC internet to mobile internet has significantly changed technology and service forms, and AI is expected to bring similar transformations [9]
恒银科技大宗交易成交5255.00万元
Zheng Quan Shi Bao Wang· 2025-11-13 13:56
据天眼查APP显示,恒银金融科技股份有限公司成立于2004年05月12日,注册资本52052万人民币。 (数据宝) 11月13日恒银科技大宗交易一览 | 成交量 | 成交金额 | 成交价格 | 相对当日收盘折 | 买方营业部 | 卖方营业部 | | --- | --- | --- | --- | --- | --- | | (万股) | (万元) | (元) | 溢价(%) | | | | 500.00 | 5255.00 | 10.51 | -10.40 | 华泰证券股份有 | 中银国际证券股份有限公 | | | | | | 限公司总部 | 司天津分公司 | (文章来源:证券时报网) 恒银科技11月13日大宗交易平台出现一笔成交,成交量500.00万股,成交金额5255.00万元,大宗交易成 交价为10.51元,相对今日收盘价折价10.40%。该笔交易的买方营业部为华泰证券股份有限公司总部, 卖方营业部为中银国际证券股份有限公司天津分公司。 进一步统计,近3个月内该股累计发生2笔大宗交易,合计成交金额为5896.90万元。 证券时报·数据宝统计显示,恒银科技今日收盘价为11.73元,上涨0.43%,日换手率 ...
聚董秘直招108期 | 香港主板上市金融科技企业聘助理公司秘书
Sou Hu Cai Jing· 2025-11-13 13:08
来源:市场资讯 (来源:聚董秘) 香港主板上市金融科技企业聘助理公司秘书 BASE 香港或深圳 核心职责 6. 完成上级交办的其他工作; 任职要求 简历投递 简历投递:william.wong@syholdings.com 。发送简历时,备注"来自聚董秘",并在简历主题标注:姓名 + 应聘岗位。 关于聚董秘 《聚董秘》是在董事会秘书学会指导下,由上市公司同业人士共同运营的上市业内公益学术平台,旨在通过共建共享模式,搭建共业 平台,培养、选拔、提升上市业内领军人才,推动上市公司治理水平提升和资本市场的健康发展,定位为上市业内"共建共享、共同受 益"的自律性学术交流平台,受众覆盖A股、港股、中概股等市场,目前已汇聚逾3000家上市公司之董秘、投关、证代及财总等执业人 士,现已发展成为国内领先的上市公司同业平台。 业内聚会 《聚董秘》会议致力打造上市同业标杆会议,成为同业交流标杆平台。会议类型专门面向上市公司证券从业者相关,既有投关管理、 信息披露、投资并购、ESG、法律合规、媒体传播、IPO、市值管理等学术会议,也有运动、生活、文艺、棋牌等文娱活动。《聚董 秘》与优质券商、顶级高校等亦建立了深度合作,更多"聚董秘 ...
联易融科技-W(09959)11月13日斥资240.96万港元回购79万股
智通财经网· 2025-11-13 10:17
Group 1 - The company, Lianyi Rong Technology-W (09959), announced a share buyback plan [1] - The total amount allocated for the buyback is HKD 2.4096 million [1] - The company plans to repurchase 790,000 shares [1]
捷利交易宝(08017) - 自愿公告二零二五年十月之未经审核营运数据
2025-11-13 09:43
香港交易及結算所有限公司及香港聯合交易所有限公司對本公告之內容概不 負 責,對 其 準 確 性 或 完 整 性 亦 不 發 表 任 何 聲 明,並 明 確 表 示,概 不 對 因 本 公 告 全部或任何部份內容而產生或因倚賴該等內容而引致之任何損失承擔任何責 任。 本公告乃由捷利交易寶金融科技有限公司(「本公司」,連 同 其 附 屬 公 司 統 稱「本 集 團」)自 願 刊 發。 本公司董事(「董 事」)會(「董事會」)欣然宣佈本集團截至二零二五年十月止之未 經審核營運數據(「營運數據」)以使本公司股東(「股 東」)及潛在投資者(「潛在投 資 者」)知 悉 本 集 團 最 新 資 料。營 運 數 據 僅 供 參 考,並 不 代 表 本 集 團 任 何 收 入 增 長 趨 勢。 | | 二零二五年 | 二零二四年 | | | --- | --- | --- | --- | | | 十 月 | 十月 | 同比 | | 新增機構客戶數量 | 5 | 1 | +4 | | 註冊用戶數量 | 878,905 | 828,918 | +6.0% | | 打新記用戶數量 | 112,635 | 104,106 | +8.2 ...