每经编辑｜金冥羽 宋思艰 周一开盘，金银价继续大跌。截至发稿，现货黄金日内跌3.31%，报4733.192美元/盎司。现货白银日内跌6.67%，报79.573美元/盎司。 此前，美国总统特朗普提名凯文·沃什（Kevin Warsh）出任美联储主席，引爆市场鹰派预期，贵金属遭恐慌抛售。 上周五，黄金遭遇40年来最大下跌，白银创出历史最大盘中跌幅。其中，现货黄金价格一度下跌超过12%，最低触及4682美元/盎司，为二十世纪八十年 代初以来最大单日跌幅。 记者浏览发现，社交平台上就有不少网友提及被扣款的经历，其中有人因退货金条产品被平台扣款超千元。有受访消费者表示理解黄金的投资属性，也愿 意支付手续费，但还是觉得5%的比例偏高，且其申请退款时平台并未明显提醒称要扣手续费（退货规则一般在商品详情页中）。 广东深翔律师事务所彭泽龙律师表示，根据消费者权益保护法，实体店购买的金饰/金条原则上不适用7天无理由退货。而线上购买的投资类金条普遍标 注"不支持7天无理由退货"，司法实践认定其属"根据商品性质不宜退货的商品"。针对黄金饰品，主要看其是否标注"七天无理由退货""特殊商品不退 换"等，以及是否约定退货相关的手续费。 前 ...

Jody Wainwright (left) and James Amos want ‘an understanding of the value that family businesses add to the UK economy’ from the Chancellor - Jeff Gilbert British luxury jeweller Boodles has just had its second record year of sales in a row – no thanks to the Government. The Liverpool-headquartered company is exactly the kind of outfit affected by Rachel Reeves’s plan to impose inheritance tax on family businesses. Boodles, founded in 1798, is a sixth-generation family firm – jointly run by cousins Jame ...

How This Entrepreneur Turned Her Ring Concierge Service Into A Growing Jewelry Empire https://t.co/0hvPuIuwP0 (Photo: Ring Concierge) https://t.co/iIxpXo3UcD ...

王爷说财经讯：注意了！就在今天，2026年1月31日，金融市场发生了一件让所有人惊掉下巴的大事！ 你敢信吗？被视为"永远的神"的 黄金，居然遭遇了40年来最惨烈的暴跌！这不是回调，不是洗盘，而是真正的"雪崩"！ 什么情况？仅仅一天之内，有些品牌金价直接"打折腿"，跌幅高达15.43%！几百块一克的利润瞬间蒸发，这哪里是理财，简直是"理财变离财"！ 现在的黄金，到底是躲避风险的避风港，还是引诱散户接盘的"绞肉机"？这波史诗级跳水背后，到底藏着什么吃人的真相？ 更诡异的是，连平时最抗跌的中国黄金、潮宏基，跌幅也都在5%到8%之间。 整个市场，只有千禧之星、金象珠宝等极少数几个品牌还在死撑，其他的全线沦陷。这 哪里是买黄金，这简直是在坐过山车，而且是那种突然断轨的过山车！ 01、大反转！黄金遭遇40年来最惨烈的暴跌 先别急着划走，看一眼今天的真实报价单，你会后背发凉！ 今天的金市，简直就是一片"绿油油"的草原，红盘报收的成了稀缺品。 看着那一串串绿色的数字，是不是觉得心跳加速？ 周大福、周六福、六福珠宝这些大牌，跌幅全都挂在3.5%以上；老凤祥更狠，直接暴跌10.19%，价格干到了1498元/克；最惨的是周大生，一 ...

老庙黄金官网发布数据显示，今日足金饰品报1546元/克，该店于29日足金饰品报1706元/克，两日跌去160元/克。 据媒体报道，有黄金品牌柜台销售人员在社群中发布声明称：不能因为金价降了就要退货，不接受任何理由，退单一律扣500元。据了解，实体金店一般 购买离柜后就不接受退款退货。 而线上方面退货规则相对复杂，不同平台和品牌有所区别。大多数平台和品牌都不接受投资金类产品如金币、金条的退货；针对黄金首饰，部分品牌提出 了签收后24-48小时内退货的限制（需不影响二次销售）。 受国际金价影响，今日部分国内品牌黄金饰品价格继续回调。 周生生官网发布数据显示，今日足金饰品报1618元/克，该店于29日足金饰品报1708元/克，两日跌去90元/克。 老凤祥上海会员中心小程序发布数据显示，今日足金饰品报1498元/克，该店于29日足金饰品报1713元/克，两日跌去215元/克。 广东深翔律师事务所彭泽龙律师表示，根据消费者权益保护法，实体店购买的金饰/金条原则上不适用7天无理由退货。而线上购买的投资类金条普遍标 注"不支持7天无理由退货"，司法实践认定其属"根据商品性质不宜退货的商品"。针对黄金饰品，主要看其是否标注" ...

随着国际金价急速下跌，国内首饰金价也迎来大幅回调。 1月31日，老庙报1546元/克，相较于1月30日的1690元/克，一夜跌了144元/克。老凤祥报1498元/克，相较于1月30日的1668元/克，下跌170元/克。周大福 报1625元/克，相较于1月30日下调60元/克，两日下调81元/克。 周生生报1618元/克，该品牌金价近两日浮动明显，其中1月29日报1708元/克，1月30日上午报1662元/克，随后又涨至1683元/克。 | | | | | | | | Q | | --- | --- | --- | --- | --- | --- | --- | --- | | 关于老庙 | 甄选之礼 | 产品欣赏 | | 最新资讯 | | 服务 | | | | 名称 价格(人民币/克) | | | | | | | | | 足金饰品 1546.00 | | | | | | | | | 960.00 铂金饰品 | | | | | | | | | 工艺金条 1371.00 | | | | | | | | 以上为上海区域金价,全国其它地区请以门店每日公示金价为准。感谢您的支持,祝您生活愉快,好运莲莲! | 2026年 ...

Core Viewpoint - The market experienced a significant sell-off in precious metals, particularly gold and silver, following the nomination of Kevin Warsh as the Federal Reserve Chairman, which heightened hawkish expectations [2][10]. Group 1: Market Reaction - Gold prices saw their largest drop in 40 years, with spot gold falling over 12% to a low of $4682 per ounce, closing down 9.25% at $4880 per ounce [2]. - Silver experienced a historic intraday drop of over 36%, reaching a low of $74.28 per ounce, and closing down 26.42% at $85.259 per ounce [3]. Group 2: Domestic Gold Jewelry Prices - Domestic gold jewelry prices fluctuated significantly, with brands like Chow Sang Sang reporting a drop from 1708 RMB per gram to 1543 RMB per gram, a decrease of 140 RMB in one night [5]. - Other brands, such as Lao Feng Xiang and Lao Miao, also reported substantial price drops of 170 RMB and 144 RMB respectively [5]. Group 3: Market Sentiment and Trading Behavior - The sharp decline in gold prices led to a cautious market sentiment, with many traders unsure about pricing and discounts, resulting in a significant drop in transaction volumes [7]. - Analysts suggested that ordinary investors should avoid speculative investments and maintain a balanced approach to their investment portfolios [8]. Group 4: Causes of the Price Drop - The sell-off was attributed to profit-taking after a long period of price increases, the announcement of the Fed Chairman nominee, and a cascading effect from leveraged positions in the market [10]. - The expectation of a hawkish stance from Warsh contributed to a stabilization of the dollar, which inversely affected gold and silver prices [10]. Group 5: Impact of Margin Requirements - Major exchanges increased margin requirements for gold futures, adding pressure on leveraged traders and triggering a cycle of forced selling as prices fell [11]. - The combination of stop-loss orders being triggered and the need for additional margin payments created a negative feedback loop, exacerbating the price decline [11]. Group 6: Changes in Banking Policies - Major banks, including China Construction Bank and Industrial and Commercial Bank of China, announced adjustments to their gold accumulation business, raising the minimum investment amount and implementing limits on transactions during non-trading days [23][24].

Group 1 - The core point of the article is the significant drop in gold prices, both internationally and domestically, leading to a sharp decline in jewelry gold prices in China [1][6]. - On January 31, the gold price from Lao Miao was reported at 1546 RMB per gram, down 144 RMB from 1690 RMB per gram on January 30 [1]. - Lao Feng Xiang reported a price of 1498 RMB per gram, a decrease of 170 RMB from 1668 RMB per gram on January 30 [1]. - Chow Tai Fook's price was adjusted to 1625 RMB per gram, down 60 RMB from the previous day, with a total decrease of 81 RMB over two days [1]. - The price for Zhou Sheng Sheng was 1618 RMB per gram, showing significant fluctuations in the past two days, with a peak of 1708 RMB per gram on January 29 [1]. Group 2 - On January 30, both futures and spot gold prices experienced a sharp decline, with London gold falling below 4900 USD per ounce, marking a drop of 9.25%, and COMEX gold also dropping over 9% [6]. - This decline represents the largest single-day drop in nearly 40 years for both spot and futures gold prices [6]. - The drastic price drop has sparked discussions on social media, with multiple topics trending related to the gold market's volatility [6]. Group 3 - Following the price drop, many investors opted to sell their gold holdings, with reports of long queues at gold trading venues, indicating a higher number of sellers than buyers [9][11]. - A notable incident involved a woman selling gold bars that she had purchased at an average price of 300 RMB, which also gained attention on social media [9]. - Observations from various locations indicated that the selling activity was significantly higher than buying, with people lining up to sell their gold [11][12].

北京时间2026年1月30日晚，黄金创下近40年最大单日跌幅，最高跌超12%。受国际金价影响，今日国内黄金饰品价格继续回调： 周生生官网发布数据显示，今日足金饰品报1618元/克，该店于29日足金饰品报1708元/克， 两日跌去90元/克。 | 周生生 PROMESSA | MINTYGREEN | 周主生 (how Sang Sang EMPHASIS | MARCO BICEGO | 劳力士 | 帝舵表 | | --- | --- | --- | --- | --- | --- | | | | | | | 金价(人民币) | | 足金饰品(每克 ) | | 卖出 | | | 末1618 | | | | 换金价 | | | ¥1377 | | | | 换珠宝价 | | | ¥1377 | | 950铂金饰品 (每克 ) | | 卖出 | | | *916 | | | | 换金价 | | | ¥735 | | 生生金宝 (每克 ) | | 卖出 | | | ¥1418 | 老凤祥上海会员中心小程序发布数据显示，今日足金饰品报1498元/克，该店于29日足金饰品报1713元/克， 两日跌去215元/克。 老庙黄 ...

Core Viewpoint - A panic sell-off has swept through the global gold and silver markets, leading to significant price drops, with silver experiencing a historic intraday decline of 36% and gold seeing its largest single-day drop in 40 years, ultimately closing down 9.52% at $4865 per ounce for gold and 26.9% at $84.7 per ounce for silver [1][4]. Group 1: Market Dynamics - The rapid increase in gold and silver prices had led to a market that was severely overbought, prompting profit-taking by investors which triggered a chain reaction resulting in sharp price declines [4]. - The nomination of Kevin Warsh as the next Federal Reserve Chairman by Trump has raised expectations of a tightening monetary policy, strengthening the dollar and putting additional pressure on gold and silver prices [4]. - Despite ongoing geopolitical risks, market sentiment has become overstretched in the short term, contributing to the sell-off [4]. Group 2: Institutional Responses - Following the volatility in gold prices, major state-owned banks in China have adjusted their gold accumulation policies. The Industrial and Commercial Bank of China announced limits on its gold accumulation business starting February 7, 2026, affecting daily and single transaction limits [5]. - China Construction Bank has raised the minimum accumulation amount for personal gold accumulation plans to 1500 yuan, marking another adjustment by a major state-owned bank in response to market conditions [7]. Group 3: Retail Market Impact - Domestic gold jewelry prices have seen significant declines, with brands like Chow Sang Sang and Chow Tai Fook adjusting their prices down to 1625 yuan per gram from previous highs [9][10]. - Retailers are implementing return policies in light of the price drops, with some brands charging a 1-5% return fee and others refusing returns based on price fluctuations [12].