一边是全国养老机构入住率仅45%，一边是中心城区优质项目"一床难求"，行业痛点正从"有没有"转 向"赚不赚钱"。 "养老机构这种冰火两重天的格局下，再贷款、REITs评估、银行授信等，要先看入住率和盈利情 况。"某股份行养老金融部负责人对第一财经记者称，若项目无法展示可验证现金流模型，便很难获 得低成本资金。而业内的普遍共识是，入住率大于60%才有望盈亏平衡。 据民政部、全国老龄办于2025年7月发布的《2024年度国家老龄事业发展公报》统计，截至2024年 末，全国注册登记养老机构4.0万个，床位507.7万张（护理型床位占65.7%），年末在院230.7万 人，整体入住率45.4%。 不过，险资头部企业的部分养老社区项目入住率已经达到上述60%的盈亏平衡线。据第一财经记者 了解，包括大家保险、泰康保险集团、中国太保、中国太平、中国平安等险企纷纷布局养老社区，其 中部分项目的入住率已超过80%，且已进入盈利期。 具体看来，静安城心社区是大家保险在上海落地的首个城心养老社区，该养老社区于9月底开业，截 止目前床位预订率已超80%。该机构相关负责人告诉记者，大家保险在全国范围内的16家城心社区 2025.10. ...

Group 1: Robotics Standards - The implementation of national standards for industrial robots, including dynamic stability testing methods and three-dimensional visual guidance systems, aims to enhance the development and industrialization of dynamic stability measurement systems and improve the application of visual systems in manufacturing [1] - The national standard for service robot information security outlines requirements and testing methods, which will elevate the information security level of service robot products [1] Group 2: Cloud Computing Standards - The national standard for hyper-converged systems establishes a reference model and requirements for various virtualization components, providing guidance for manufacturers in designing and producing hyper-converged products [1] - The cloud supercomputing general requirements standard proposes a reference architecture and common requirements for cloud supercomputing services, enhancing the cloud computing standards system in China [1] Group 3: Consumer Product Standards - The mandatory national standard for harmful substance limits in watch exterior parts specifies definitions, basic requirements, inspection rules, and labeling for materials in direct contact with human skin [2] - National standards for wet wipes outline general requirements and specific requirements for adult, pet, and child wet wipes, as well as disinfectant wipes for daily use [2] Group 4: Elderly Care and Cultural Standards - The national standard for rehabilitation aids in elderly care institutions sets basic configuration requirements and lists, promoting efficient resource allocation and high-quality development in the elderly care industry [3] - The national standard for the management and service of comprehensive cultural stations in towns and streets aims to standardize the construction and management of grassroots libraries, enhancing service levels [3] Group 5: Data Exchange Standards - The national standard for the integrated national government big data system outlines the framework, methods, and requirements for data exchange, applicable to various levels of government data platforms [3]

Core Viewpoint - The Beijing Municipal Civil Affairs Bureau has drafted the "Beijing Elderly Care Institution Prepayment Management Measures (Draft for Comments)" to regulate prepayment practices in elderly care institutions, ensuring the protection of service recipients' rights and financial security [1] Group 1: Overview of the Management Measures - The management measures consist of five chapters: "General Principles," "Collection of Prepayments," "Fund Custody," "Supervision and Management," and "Supplementary Provisions," totaling 36 articles [2] - The measures aim to strengthen the regulation of prepayment practices in elderly care institutions, including clear rules for fee collection and the management of prepaid funds [2] Group 2: Prepayment Collection Rules - Elderly care service fees, which include bed fees, service fees, meal fees, and other charges, can be collected for a maximum of three months in advance [2] - Deposits cannot exceed four times the monthly service fee, and the collection of membership fees is discouraged, although it is allowed under certain conditions [2] Group 3: Fund Custody Requirements - All prepaid funds must be deposited into a dedicated bank account to prevent misuse, with a requirement to maintain a risk reserve of 30%-80% based on the institution's star rating [3] - Institutions must complete fund custody procedures within six months of the measures being issued, and any prepaid fees collected since March 10, 2023, must be deposited accordingly [3] Group 4: Implementation and Oversight - The management measures are designed to connect with existing policies, ensuring that prepaid funds are fully accounted for and deposited [4] - The measures will be included in important inspection items, such as "double random, one public" supervision and credit regulation, to enforce compliance with fund custody requirements [4]

有些事情听起来匪夷所思，甚至略显残忍，却真实地发生在养老这个行业。 比如说，总有一些老人会被养老机构拒收、或者劝退。 是店大欺客？还是人心不古？真相可能并不在此。 壹丨管理红线 几乎所有养老机构都严守着一条"红线"——不接收有传染疾病的老年人。那些有传染病疾病史的老人，必须是治愈之后健康的状态，才能入住养老机构。 国家民政部2020年颁布的《养老机构管理办法》明确规定，养老机构发现老年人为传染病病人或者疑似传染病病人的，应当及时向附近的疾病预防控制机 构或者医疗机构报告，配合实施卫生处理、隔离等预防控制措施。 这一点不难理解，养老机构是老年人密集生活的场所，群体抵抗力普遍较弱，严格防范传染病传播是维护集体健康的安全底线，拒绝个别老人，是为了保 护更多的老人。 这一瞬间，顾客是上帝、有钱就能住养老院的基础逻辑，神奇地失效了。 相关政策截图 除了传染病患者，还有精神障碍患者。 《养老机构管理办法》同样指出，养老机构发现老年人为疑似精神障碍患者的，应当依照精神卫生相关法律法规的规定处理。 这意味着，那些精神障碍患者老人并非完全不能入住养老机构，但需根据病情稳定程度、机构自身资质与照护能力，以及地方政策的具体规定综合 ...

针对检查中发现的食品留样不规范、进货查验记录不全、后厨卫生以及"三防"（防尘、防蝇、防鼠）不 达标等问题，检查组及时下达《整改通知书》，明确整改要求与期限，督促相关市场主体迅速整改到 位。 "老年人作为特殊群体，食品安全容不得半点马虎。"市场监管局相关负责人表示，后续将建立常态化协 作机制，通过定期开展专题培训，提升养老机构从业人员食品安全意识与操作技能；积极推进示范创建 工作，树立行业标杆，带动整体提升；引入社会监督力量，畅通投诉举报渠道，全方位织密食品安全监 管网，全面提升养老机构食品安全管理水平，让老年人吃得安心、舒心，为沙湾市养老服务高质量发展 提供坚实保障。 （通讯员 李泽昊 报道）为进一步加强养老机构食品安全监管，保障老年人饮食健康安全，近期，沙湾 市市场监管局对市内多家养老机构开展食品安全专项检查行动，压紧压实食品安全主体责任，切实守护 老年人"舌尖上的安全"。 本次检查以食品安全管理制度落实为重点，围绕养老机构食堂食品安全、特殊食品和食盐安全管理等内 容展开。检查组采取现场查看、查阅台账、随机问询等方式，着重检查食品原料采购贮存，确认食材来 源正规、储存条件达标；紧盯加工操作规范，查看生熟食材 ...

Group 1 - The core concept of "Qingyin Co-housing" involves young people and elderly individuals living together in a specific space, fostering interaction and companionship [4][7][37] - The initiative in Shanghai, known as "Qingyin Co-housing," allows young people to live in rural villas at a low cost while engaging in community activities and providing educational support to the elderly [1][4] - The model has gained attention in China as a solution to the challenges of aging populations and the loneliness of elderly individuals, with various implementations emerging across the country [6][8][37] Group 2 - The "Qingyin Co-housing" model is primarily practiced in institutional settings in China, contrasting with international examples where it has expanded to home-based care [14][7] - In 2023, it was estimated that approximately 160 million elderly individuals aged 60 and above live alone in China, highlighting the growing need for intergenerational living arrangements [8][12] - Various platforms in countries like Japan and the U.S. facilitate home-based "Qingyin Co-housing," allowing young people to rent rooms from elderly homeowners in exchange for companionship [11][32][36] Group 3 - The commercial implementation of "Qingyin Co-housing" in China includes initiatives where elderly care facilities rent out vacant rooms to young people, creating a mutually beneficial arrangement [13][17] - Examples of successful projects include the HeTai Center in Guangdong, which offers low rent in exchange for volunteer hours from young residents [17][20] - The model not only addresses the issue of underutilized space in elderly care facilities but also provides young people with affordable housing options in urban areas [13][19]

Core Viewpoint - The draft of the "Beijing Elderly Care Service Regulations" was presented at the 18th meeting of the 16th Beijing Municipal People's Congress Standing Committee, emphasizing support for elderly care institutions to establish internal medical facilities and including these facilities in the basic medical insurance coverage [1] Group 1 - The draft proposes that eligible elderly care institutions can set up clinics and medical rooms as part of their services [1] - The inclusion of internal medical facilities in elderly care institutions into the basic medical insurance support framework is a significant policy shift aimed at enhancing healthcare access for the elderly [1]

Core Viewpoint - The introduction of a notarized prepayment supervision model for elderly care services in Shanghai's Putuo District aims to enhance the regulation of prepayment practices in the rapidly growing elderly care industry, addressing potential risks associated with prepayment schemes [1][2][3]. Group 1: Regulatory Developments - The Shanghai Putuo District Civil Affairs Bureau and the Putuo Notary Office have implemented a notarized prepayment supervision model, with 54 operating elderly care institutions signing agreements to transfer prepaid deposits into a notarized account [1]. - The Ministry of Civil Affairs and six other departments issued guidelines to regulate prepayment practices in elderly care, limiting the maximum prepayment period to 12 months and the maximum deposit to 12 times the monthly bed fee for each elderly individual [2]. - Local governments are encouraged to develop specific regulations based on the guidelines, with some areas reducing the prepayment period to 3 to 6 months to tighten oversight [2][3]. Group 2: Risk Mitigation Strategies - The notarized account model ensures that funds are independent of the institution's assets, protecting them from being frozen or misappropriated in case of bankruptcy or legal disputes [3]. - Withdrawals from the notarized account require mutual confirmation from both consumers and institutions, with notary verification, effectively preventing unauthorized charges [3]. - There is a push for the introduction of insurance mechanisms to further safeguard prepaid funds, alongside a call for enhanced enforcement measures to deter non-compliance and promote lawful operations among elderly care institutions [3]. Group 3: Broader Industry Context - The prepayment model is not unique to the elderly care sector; similar practices have been observed in real estate, education, and fitness industries, which have faced significant regulatory challenges due to instances of financial mismanagement [2]. - The focus on regulating prepayment practices in elderly care is part of a broader effort to improve the overall quality of life and security for the elderly population, emphasizing the need for comprehensive and ongoing regulatory oversight [3].

Core Viewpoint - The fire safety training and drill for elderly care institutions in Shenyang aims to enhance safety awareness and emergency response capabilities, addressing the unique challenges posed by the aging population and mobility issues of residents [1][2]. Group 1: Training and Drills - The event included both online and offline components, with over 3.11 million viewers participating in the live broadcast [3]. - The training focused on practical skills for handling initial fire outbreaks and organizing orderly evacuations for elderly residents [2]. Group 2: Safety Measures and Management - Shenyang is enhancing its fire safety governance mechanisms for elderly care institutions, emphasizing real-life scenarios and case studies to improve training effectiveness [1]. - Institutions are encouraged to improve technical safety measures, such as smoke alarms and sprinkler systems, and to regularly maintain these systems to ensure they are operational [4].

Group 1 - The core viewpoint of the news is the implementation of a comprehensive plan to enhance elderly welfare and promote the silver economy in Liaoning Province, aiming to establish over four silver economy industrial parks by 2027 and achieve a 70% coverage rate of regional elderly services in towns and streets [2] - The plan includes the construction and renovation of at least 50 elderly care institutions annually, with a focus on creating key industries, brand enterprises, and major projects in the silver economy to stimulate consumption [2] - The development of home and community-based elderly care services is emphasized, with the establishment of a three-tier elderly service network covering urban and rural areas by 2029 [2] Group 2 - The province aims to expand the scale of the silver economy by guiding enterprises to explore the market, creating well-known companies in the silver industry, and establishing service mechanisms for these enterprises [3] - A "Senior Service Consumption Promotion Month" will be held every October, encouraging various regions to use consumption vouchers and experience vouchers to boost elderly consumption [3] - The plan promotes the development of innovative elderly products and encourages collaboration among enterprises, research institutions, and industry associations to foster a cooperative innovation model [3] Group 3 - An elderly product and service quality traceability system will be established, along with increased efforts to combat fraud, illegal fundraising, and consumer rights violations affecting the elderly [4] - Continuous strengthening of regulatory oversight in financial management and health care sectors is planned to protect the legal rights of elderly individuals [4]