农产品冷链物流一头连着农业生产、一头连着百姓生活，既关系农民的钱袋子，又关系城市居民的菜篮 子。作为农产品生产和消费大国，我国每年仅生鲜农产品消费规模就达10亿吨。建设畅通、高效的农产 品冷链物流体系，有利于降低流通损耗、提升农产品消费品质，拓宽农产品上行渠道，促进农民增收。 相反，如果保鲜技术有限，冷链跟不上，配送不及时，像荔枝、杨梅等易腐坏的生鲜农产品，对远方的 人来说就可能是"奢侈品"。 ...

Core Insights - The implementation of cold chain logistics has significantly reduced the spoilage rates of agricultural products and extended their sales cycles, enhancing product value [1][2] Group 1: Cold Chain Logistics Development - A cold chain logistics park was established in Linchuan District, Jiangxi Province, with an investment of 1 billion yuan, aimed at improving the storage and distribution of agricultural products in the northeastern region of Jiangxi [1] - The logistics park has created a "mobile cold storage + field warehouse" system, establishing four field cold storage nodes within a 15-kilometer radius, which has reduced post-harvest cooling time to under 30 minutes and decreased spoilage rates by 28% year-on-year [1] Group 2: Impact on Agricultural Products - Cold chain transportation has led to an average reduction in spoilage rates of over 15% for fruits and vegetables and over 20% for aquatic products, while extending the sales cycle by 1 to 6 months [2] - The local supply and marketing cooperative plans to implement higher-than-national standards for pre-cooling, processing, packaging, and cold transportation to promote high-quality development of the agricultural industry [2]

Core Viewpoint - The Henan provincial government issued special bonds amounting to 40 million yuan for the Yexian agricultural product cold chain logistics project, which has faced significant delays and has not yet commenced construction, raising concerns about the project's viability and fund allocation [1][10]. Group 1: Project Overview - The Yexian agricultural product cold chain logistics project is planned to cover an area of 24,577 square meters with a total construction area of 16,728 square meters, including facilities such as a quick-freezing cold storage of 6,240 square meters and a production workshop of 7,028 square meters [3][6]. - The project was expected to start in January 2023 and be completed by June 2024, with a total investment of 130 million yuan, funded by 60 million yuan from the fiscal budget and 70 million yuan from special bonds [3][9]. Group 2: Funding and Financial Implications - The special bonds issued for the project have a term of 30 years with an interest rate of 3%, and as of the end of 2024, the project has not generated any revenue due to the lack of construction [6][9]. - The expected income from the project, including rental income from cold storage and other facilities, was projected to cover the bond principal and interest by a factor of 1.22, but the current status raises concerns about the repayment of these bonds [10]. Group 3: Current Status and Concerns - The project has not commenced due to incomplete demolition of existing structures, which has halted progress [4][10]. - There are public concerns regarding the potential misallocation or idling of the 40 million yuan in special bond funds, as the project is critical for improving agricultural logistics and ensuring food safety in the region [10].

Core Viewpoint - The development of cold chain logistics for agricultural products is essential for connecting production areas with markets, ensuring product quality, and increasing farmers' income. A robust cold chain logistics system is crucial for achieving traceability from farm to table and meeting consumer demand for high-quality fresh produce [1]. Group 1: Financial Support and Innovation - The Ministry of Agriculture and Rural Affairs plans to promote financial policy innovation to support the renovation of outdated cold chain logistics facilities and enhance technical upgrades through loan policies [1]. - Financial institutions are optimizing credit structures and innovating financial products to provide strong financial support for cold chain logistics construction, addressing challenges such as high investment and slow returns [1]. Group 2: Project Development and Implementation - In Yunnan, a project with an investment of 397 million yuan aims to build a modern cold chain storage and trading center, enhancing the functionality and structure of traditional agricultural product storage and trading [2]. - The Agricultural Development Bank in Wenshan has provided 66.1 million yuan in loans to ensure the project's progress aligns with funding needs, while also assisting in market expansion for agricultural products [2]. Group 3: Addressing Local Needs - In Hunan, a loan of 255 million yuan has been approved for a modern cold chain logistics infrastructure project, marking the start of significant improvements in local cold chain logistics capabilities [3]. - The project aims to address the shortcomings in cold chain logistics, facilitating better integration of agricultural production and sales, thus contributing to rural revitalization and high-quality economic development [3]. Group 4: Continuous Financial Empowerment - The construction of cold chain logistics is vital for enhancing the resilience and value of the agricultural supply chain, especially in regions with unique agricultural products [4]. - Financial institutions are encouraged to deepen their involvement in cold chain logistics, exploring sustainable business models to support high-quality development in this sector [5].

Core Viewpoint - The Ministry of Agriculture and Rural Affairs has signaled a strong push to enhance agricultural product consumption, emphasizing the importance of financial innovation to support cold chain logistics development [1][2]. Group 1: Financial Support for Cold Chain Logistics - Financial institutions are encouraged to create tailored credit products and service models that address the specific needs of cold chain logistics, focusing on key areas such as pre-cooling warehouses, refrigerated vehicles, and cold storage information systems [1]. - Loan terms may be extended, interest rates could be reduced, and flexible collateral options like "future revenue rights" pledges should be explored to lower financing barriers [1]. - For qualifying cold chain logistics companies, policies such as relending and interest subsidies can further reduce financing costs [1]. Group 2: Insurance and Risk Management - Financial institutions can pilot a combination of "insurance + credit" by developing new insurance products like cold chain logistics liability insurance and agricultural product price index insurance to mitigate operational risks and enhance credit lending willingness [1]. - The use of blockchain technology to create "supply chain finance" products can provide financing support to core enterprises and their upstream and downstream small and micro enterprises, addressing the "financing difficulty" issue [1]. Group 3: Technological Empowerment - Financial institutions can leverage big data, artificial intelligence, and the Internet of Things to monitor key data such as storage temperature, transportation routes, and product quality in real-time, thereby constructing precise risk control models [1]. - This technological approach aims to provide cold chain logistics companies with more reasonable credit limits and safer financial services [1]. Group 4: Collaborative Ecosystem - Financial institutions are encouraged to collaborate with local governments, leading agricultural enterprises, and industry associations to build a multi-party cooperation ecosystem of "finance + industry" [2]. - The continuous empowerment of finance is essential for addressing challenges such as "disconnection" and "high loss rates" in cold chain logistics, ultimately ensuring that more quality agricultural products reach consumers efficiently and safely [2].

Group 1 - The core issue faced by Qingdao Cui's Pepper Yang Food Co., Ltd. was the high storage requirements for fresh chili peppers, necessitating a -30°C freezing environment for 24 hours before storage, which posed a risk of storage loss due to the high operational costs and scarcity of freezing facilities [1] - The company received prompt assistance from the Shandong-based Shanghe Holding Urban Renewal Company, which coordinated with relevant departments to quickly resolve the freezing facility issue, allowing for successful freezing and storage of the peppers [1] - The Shanghe Holding Urban Renewal Company has established a closed-loop management system focusing on enterprise needs, ensuring timely equipment maintenance and data monitoring to enhance storage efficiency and reduce operational risks for businesses [1] Group 2 - The Shanghe International Green Agricultural Products Expo and Trading Center has become a key project in Shandong Province, with 115 merchants settled in the park and an online trading volume of 61,429.94 tons across four product categories, generating a transaction value of 2.666 billion yuan [2] - The cold storage rental rate has exceeded 95%, with a cumulative storage volume surpassing 12,000 tons, positioning the center as the largest spice cold chain hub in the Jiaodong region [2] - The company has implemented a closed-loop mechanism for addressing enterprise needs, achieving a 100% satisfaction rate from the 50 companies visited this year, while also focusing on improving the business environment by addressing issues such as slow policy implementation and bureaucratic obstacles [2][3]

Core Viewpoint - The Ministry of Agriculture and Rural Affairs of China is focusing on enhancing the cold chain logistics network for agricultural products to ensure effective production, circulation, and consumption [1] Group 1: Cold Chain Logistics Optimization - The Ministry is developing a national agricultural product market system development plan for the 14th Five-Year Plan, emphasizing the construction of cold storage and preservation facilities, pre-cooling facilities, and cold chain distribution centers [1] - The goal is to create a cold chain logistics network that includes cold storage facilities as a foundation, distribution centers as service platforms, and regional logistics as key hubs [1] Group 2: Financial Policy Innovation - The Ministry aims to promote the renovation of outdated cold chain logistics facilities and enhance support for technological upgrades and equipment renewal through financial policies [1] - There will be an emphasis on innovative financing models by financial institutions to support comprehensive cold chain logistics construction [1] Group 3: Cold Chain Technology Service System - The Ministry plans to strengthen research platforms in the cold chain logistics sector and integrate cold storage technology into modern industrial technology research [1] - There will be efforts to include cold storage technology in agricultural technology promotion and improve the standards and implementation levels of agricultural product cold chain logistics [1]