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曹县农商银行:金融精准滴灌,助力县域特色产业腾飞
Qi Lu Wan Bao· 2026-02-03 11:43
齐鲁晚报.齐鲁壹点李可通讯员马安营张行 近日,山东曹县特色产业发展成果显著,呈现出一片繁荣景象。汉服产业占据全国半壁江山,木质工艺 品成功打入国际市场,千亿级板材产业集群发展壮大,10万亩芦笋种植基地迎来丰收。曹县产业凭借丰 富多样且集群化的优势,正蓬勃发展。而在这背后,曹县农商银行作为县域金融主力军,持续发挥着金 融赋能的强劲动能,成为曹县特色产业发展的坚实后盾。 精准定制信贷产品,适配特色产业需求 产业的高质量发展离不开全方位、多层次的金融服务支持。该行突破传统信贷模式的限制,构建了"政 银村企"深度融合的服务体系,使金融服务贯穿产业发展的全流程。 在服务前端,该行专门成立重点行业客群服务专班,推行会商机制。不定期组织镇街企业召开"政银村 企对接会",深入淘宝村、林木加工专业村开展"地毯式"走访,精准了解产业链上下游的资金需求。目 前,已累计无感授信1.23万户,实现了金融服务的全覆盖。 在服务场景拓展上,该行深化"三位一体"工程,将"村村通"升级为"村村用"。通过设立驻村服务点、流 动服务站,让农户能够"足不出村办业务";"银商通"为2472家小微企业提供结算、代发、国际结算等一 站式金融服务;"政银通 ...
江西兴国:晾晒板皮助增收
Xin Lang Cai Jing· 2026-01-30 01:00
来源:人民网-江西频道 人民网兴国1月29日电 (记者朱海鹏)近日,江西省赣州市兴国县江背镇郑塘村的一处板材加工基地, 村民利用晴好天气的有利时机在晾晒板皮。 赣州市兴国县江背镇郑塘村的一处板材加工基地,村民利 用晴好天气的有利时机在晾晒板皮。人民网记者 朱海鹏摄 近年来,江西省赣州市兴国县依托丰富的速生林木、竹木资源,积极发展林业经济,综合利用废弃残损 木材、毛竹边角料进行精深加工,形成纸浆、层板、竹木制品等特色产业,用于工业、建筑、家具、装 修等行业,促进资源转化增效,助力村民增收。 赣州市兴国县江背镇郑塘村的一处板材加工基地,村 民利用晴好天气的有利时机在晾晒板皮。人民网记者 朱海鹏摄 赣州市兴 国县江背镇郑塘村的一处板材加工基地,村民利用晴好天气的有利时机在晾晒板皮。人民网记者 朱海 鹏摄 背镇郑塘村的一处板材加工基地,村民利用晴好天气的有利时机在晾晒板皮。人民网记者 朱海鹏摄 国县江背镇郑塘村的一处板材加工基地,村民利用晴好天气的有利时机在晾晒板皮。人民网记者 朱海 鹏摄 赣州市兴 国县江背镇郑塘村的一处板材加工基地,村民利用晴好天气的有利时机在晾晒板皮。人民网记者 朱海 鹏摄 赣州市兴 国县江背镇 ...
金融活水润“木”生花,临商银行多维赋能临沂高端板材与绿色家居产业链
Qi Lu Wan Bao· 2026-01-22 03:32
Core Viewpoint - The article highlights the proactive role of Linshang Bank in supporting the high-quality development of the high-end board and green home furnishing industry in Linyi, showcasing its commitment to local service and empowerment of the real economy through innovative financial solutions [1][7]. Group 1: Financial Support and Impact - Linshang Bank has provided loans totaling 8.3 billion yuan to over 1,200 enterprises within the industry chain, demonstrating its systemic financial support and fostering a symbiotic relationship between banks and enterprises [2]. - The bank's innovative "Virtue Points" system has enabled local villagers to secure loans, leading to job creation and economic growth in rural areas, exemplified by a loan of 4 million yuan to a local wood processing factory [2][5]. - The bank aims to achieve a cumulative loan issuance of no less than 10 billion yuan to the industry chain by 2026, indicating its long-term commitment to financial support [7]. Group 2: Mechanisms and Strategies - Linshang Bank has established a high-level task force led by the bank president to ensure effective service delivery, with a clear policy framework and regular communication with local governments [3]. - The bank has implemented a "one enterprise, one policy" approach to provide tailored financial solutions, focusing on different types of enterprises within the industry chain [4][5]. - A total of 150 business professionals have conducted over 2,000 enterprise visits, resulting in the issuance of 780 million yuan in new credit to more than 600 enterprises [3]. Group 3: Innovation and Ecosystem Development - The bank has expanded its service offerings beyond traditional loans, creating a collaborative financial ecosystem that includes innovative products like "Chain Easy Loan" and "Park Development Loan" [6]. - Linshang Bank has established a green approval channel to expedite loan processing, reducing average processing times by 2-3 working days [6]. - The bank has provided interest rate discounts for enterprises investing in technology research and development, saving over 6 million yuan in costs for businesses [6].
一条高速串起天山南北 库尔勒香梨抢“鲜”上市有了“加速器”
Core Insights - The opening of the Wuyi Expressway, spanning 324.7 kilometers, significantly enhances logistics efficiency between northern and southern Xinjiang, facilitating smoother transportation of goods [1][11]. Group 1: Impact on Agriculture - The Wuyi Expressway has created new development opportunities for the Korla pear industry, with a total planting area of 402,000 acres and a total production of 370,000 tons of pears this year [6]. - Before the expressway opened, transporting pears took about 7 hours, risking frost damage; now it takes approximately 3.5 hours, allowing for more efficient sales to Urumqi [4][3]. Group 2: Impact on Other Industries - The expressway also benefits the local timber industry, reducing transportation time from 8-9 hours to about 3-4 hours, which is expected to lower transportation costs by 20% to 30% [9]. - The improved logistics network will facilitate market expansion into Central Asia, enhancing overall trade opportunities [9]. Group 3: Overall Economic Benefits - The Wuyi Expressway serves as a vital link for trade and logistics, connecting various industries and improving the efficiency of the supply chain across the region [11]. - It is described as not just a transportation route but also a lifeline for development and livelihood, impacting various sectors from agriculture to manufacturing [11].
风起皖西,何以六安——探寻革命老区振兴发展密码
Core Insights - Liu'an is leveraging its geographical advantages and rich resources to attract investment and develop its industrial base, particularly in the context of national development strategies [23][24][25] Industry Development - Liu'an has established six leading industries: information technology, food health, building materials and home furnishings, new energy, mining metallurgy, and new materials, while also planning for future industries such as low-altitude economy, hydrogen energy, and third-generation semiconductors, forming a "6+3" industrial system [11][32] - The new energy vehicle (NEV) industry is rapidly developing, with 304 related enterprises, including 205 component manufacturers and 99 aftermarket companies. In 2024, Liu'an aims to attract 81 NEV-related projects with a total investment of 239 billion [12][31] - The hydrogen energy sector is highlighted, with Liu'an being one of the first national hydrogen energy demonstration cities, featuring leading companies like Tomorrow Hydrogen, which has developed core technologies and established a large-scale industrialization facility [21][24] Investment and Economic Growth - Liu'an's industrial investment is projected to grow by 33% in the first half of 2025, outpacing the provincial average, with manufacturing investment increasing by 9.9% [32] - The Liu'an Economic and Technological Development Zone is home to advanced manufacturing facilities, such as the introduction of a 9,800-ton die-casting machine, which is expected to generate annual sales of no less than 1 billion [29][30] Strategic Collaborations - Liu'an is benefiting from strategic partnerships, particularly with Shanghai, which has led to the establishment of the Liu'an Modern Industrial Park, designed to attract investment and facilitate industrial cooperation [33][34] - The park operates under a market-oriented model, promoting collaboration between Shanghai and Liu'an in sectors like integrated circuits, high-end equipment, and new energy vehicles [34][35]
灌南乡村振兴蹚出“五方挂钩”新路径
Xin Hua Ri Bao· 2025-10-22 23:58
Core Viewpoint - The article highlights the innovative strategies implemented by the rural revitalization task force in Guannan County, focusing on integrated development, resource allocation, and community engagement to enhance local industries and improve living standards for residents [1][2][3]. Group 1: Integrated Development Strategies - The task force introduced the "Four Coordinations" approach, which includes financial, project, resource, and talent coordination to promote urban-rural integration and economic development [1]. - A collaborative effort among 15 member units was established to ensure effective implementation of the strategies, emphasizing teamwork and shared responsibilities [1][3]. Group 2: Industry Revitalization - The establishment of industry chain party committees has been pivotal in linking various sectors such as edible fungi, wood processing, and liquor production, enhancing their resilience and market competitiveness [3][4]. - The edible fungi industry has become a significant economic driver, achieving an annual sales volume of approximately 60 billion yuan, making "Guannan mushrooms" a well-known brand [4]. Group 3: Community Engagement and Support - The task force has created family farm alliances to support farmers, providing resources and insurance mechanisms to mitigate risks associated with agricultural production [5]. - Initiatives such as the "Spring Breeze Action" job fair have successfully connected local residents with employment opportunities, enhancing community welfare [11][12]. Group 4: Cultural Empowerment - Cultural initiatives have been integrated into the revitalization efforts, with activities designed to promote local heritage and community pride, such as the creation of village songs and red education bases [13][14]. - The promotion of local culture has not only fostered community spirit but also contributed to the marketing of agricultural products, thereby boosting local economies [14]. Group 5: Infrastructure and Urban Development - Significant investments have been made in urban renewal projects, including the transformation of old healthcare facilities into integrated elderly care centers, addressing the needs of the aging population [10][11]. - The establishment of a smart logistics industry park has enhanced operational efficiency, processing an average of 70,000 to 80,000 packages daily, with a total transaction volume exceeding 30 billion yuan [8][9].
普惠担保助力曹县板材产业升级,以服务之心赋能乡村发展
Qi Lu Wan Bao· 2025-10-13 08:35
Core Viewpoint - The article highlights how Caoxian County has transformed from a labor-exporting region to a hub for specialized industries such as Hanfu and environmentally friendly board materials, driven by financial empowerment and industrial development strategies [1] Group 1: Financial Support and Innovation - Shandong Puhui Guarantee Company collaborates with the Caoxian government to provide targeted guarantee support policies, injecting strong development momentum into local small and micro enterprises in the environmental board materials industry [1] - The company has established a risk compensation fund to effectively disperse guarantee risks and enhance lending confidence among financial institutions, facilitating small guarantee loans for startups [2] - Innovative measures include lowering guarantee thresholds and not solely relying on fixed assets, alleviating financing pressures for light-asset small and micro enterprises [1][2] Group 2: Industrial Upgrading and Employment - With the support of Shandong Puhui Guarantee Company, Caoxian's board material enterprises are increasing technological investments, moving towards green and high-end production, including the introduction of formaldehyde-free processes and automated production lines [4] - The board materials industry in Caoxian is now a significant production base for engineered wood and a major e-commerce hub for wood products, providing over 1,000 stable job opportunities, primarily for local rural labor [4] - The acquisition of fast-growing timber from local farmers not only secures the supply chain but also increases farmers' incomes, leading to significant improvements in the rural environment [4] Group 3: Future Outlook - Shandong Puhui Guarantee Company plans to continue its partnership with the Caoxian government to empower the environmental board materials industry and enhance financial innovation services [4] - The goal is to promote industrial revitalization and rural development, contributing to a narrative of strong board materials, prosperous farmers, and beautiful villages [4]