硅谷著名投资人拉文吉亚指出： 2025年，简单的钱已经赚完了。未来的增长将不再来自于追逐风口，而是来自于深刻的认知 差与系统性的价值创造。 ♬ 点上方播放按钮可收听洞见主播安东尼朗 读音频 刚刚过去的一年里，很多人都感受到一种无力。 有人副业停摆，有人投资缩水，也有人明明很努力，收入却不见起色…… 在复杂的经济环境下，我们以往熟悉的赚钱逻辑，似乎正在悄然失效。 洞见 （ DJ00123987 ） —— 不一样的观点，不一样的故事， 3000 万人订阅的微信大号。点击标题下 蓝字 " 洞见 " 关注，我们将为您提供有价值、有意思的延伸阅读。 作者： 许朝暮 来源：每晚一卷书 （ID: JYXZ89896） 你并非赚不到钱，而是对钱没概念。 这意味着，2026年想要破局，就必须用新的思维，打开新的可能。 今天，洞见君给大家推荐10本书，每一本都是经典之作。看完后，你搞钱的思路将会大大拓 宽。 01 《富爸爸穷爸爸》 全球投资大师沃伦·巴菲特说： "《富爸爸穷爸爸》的价值不仅在于它教人理财，更在于它彻底重塑了人们对财富的认知框 架。" 这本书的作者罗伯特·清崎，自称有两个爸爸。 其中，"穷爸爸"是清崎的生父，在大学 ...

Core Viewpoint - The article reflects on the transformative events of 2025, highlighting various cultural phenomena, global conflicts, and personal growth experiences, while also providing a curated list of recommended books, podcasts, and activities for readers to engage with in the new year [5][6]. Group 1: Cultural Phenomena - DeepSeek emerged as a popular tool in early 2025, showcasing the rapid adoption of new technologies [5]. - The film "Nezha 2" continued to generate significant box office revenue, while "Zootopia 2" began its own successful run [5]. - The Labubu toy became a symbol of consumers' willingness to pay for emotional value, indicating a shift in purchasing behavior [5]. - The ongoing debates around prepared meals and the competitive landscape of food delivery services reflect the evolving food industry [5]. Group 2: Global Events - The article mentions significant global events such as trade wars, the Russia-Ukraine conflict, and the Israel-Palestine situation, emphasizing the unpredictable nature of world affairs [5]. Group 3: Recommended Books - "The Great Way" is recommended for its accessible investment philosophy, appealing to non-professional readers [8][9]. - "Deng Xiaoping Era" offers a comprehensive view of China's historical changes through the lens of Deng Xiaoping's life [13][14]. - "The Latte Factor" encourages small daily changes for personal growth, making it suitable for professionals seeking improvement [19]. - "The Human Comedy" documentary series is praised for its realistic portrayal of current events, enhancing viewers' understanding of societal issues [21][22]. Group 4: Recommended Podcasts - QCode is highlighted for its high-quality audio storytelling, providing an immersive listening experience [43][44]. - "Chen Luyu Talks" features deep, meaningful conversations that resonate with listeners, emphasizing the value of genuine dialogue [46][47]. - "Whale Hertz" focuses on food culture, offering engaging discussions about culinary topics [56]. Group 5: Activities and Experiences - The article suggests creating a desktop eco-fish tank as a low-cost, engaging hobby that can enhance one's living space [61][62]. - Purchasing a Palace Museum annual pass is recommended for those living in Beijing, encouraging cultural exploration [64][65]. - The Hyrox fitness event is introduced as a motivating group exercise option that fosters personal progress [67][68]. - Traveling to Mexico for the Day of the Dead festival is described as a profound experience that offers insights into life and death [73][74].

Group 1 - The article discusses the transformative events of 2025, highlighting various cultural and societal changes, including the rise of DeepSeek and the ongoing popularity of animated films like "Nezha 2" and "Zootopia 2" [3] - It emphasizes the continuous evolution in the food industry, mentioning the heated debates around prepared meals and the competitive landscape of food delivery services [3] - The article reflects on the unpredictable nature of global events, such as trade wars and conflicts, and how they impact daily life [3] Group 2 - A curated list of recommended books and media is provided, aimed at helping readers discover valuable resources amidst their busy lives [3] - Recommendations include "The Great Way" for its accessible investment philosophy, and "Deng Xiaoping Era" for its comprehensive historical perspective on China [4][10] - Other notable mentions include "Shit," an art book focusing on the mundane aspects of war, and "The Latte Factor," which encourages small daily changes for personal growth [12][14] Group 3 - The article features various media recommendations, such as the documentary series "Human Comedy," which presents real-life stories with a unique perspective [16] - It highlights the success of "The Joyful Night 2," a content phenomenon that engages audiences through interactive storytelling [18] - The podcast "QCode" is recommended for its high-quality audio storytelling, likened to a "listening movie" experience [32] Group 4 - The article concludes with a giveaway for readers to share their favorite books, fostering community engagement and encouraging literary exploration [63]

Core Insights - The article emphasizes that poor financial habits and mindset, rather than low income, are the primary reasons for financial struggles [5][8][80] - It introduces the concept of the "Latte Factor," which refers to small, seemingly insignificant expenses that accumulate over time and negatively impact financial health [17][18][80] Group 1: Financial Habits - The protagonist, Zoe, despite having a good job and increasing income, struggles with debt due to her spending habits [10][12][15] - Zoe's realization about her daily coffee expenses leading to significant annual costs illustrates how minor expenditures can lead to financial distress [16][18] - The article suggests that many individuals fail to recognize the impact of their spending habits, leading to a cycle of debt [23][25] Group 2: Changing Mindsets - The narrative stresses the importance of changing one's perception of money and spending to escape financial difficulties [8][39] - It highlights that financial issues stem from habits rather than income levels, advocating for the development of better financial practices [37][38] Group 3: Practical Solutions - The article outlines three key strategies to overcome the "Latte Factor" and improve financial health: 1. Prioritize personal investment over other expenses to build savings [47][52] 2. Automate savings to avoid the pitfalls of budgeting, which can be difficult to maintain [57][63] 3. Spend on dreams and personal goals to create motivation for saving [67][73] Group 4: Overall Message - The article concludes that wealth management is fundamentally about self-management and making conscious choices regarding spending and saving [81][82] - It encourages readers to recognize that financial freedom is a gradual process that begins with small changes in habits [83]