炒股就看金麒麟分析师研报，权威，专业，及时，全面，助您挖掘潜力主题机会！ 智通财经1月8日讯（记者 陈俊兰）2025年，证券类APP在市场走势变化与技术深度变革的双重挑战下展现出强劲韧性。据QuestMobile最新数 据显示，今年前11个月，证券类APP月均活跃用户规模达1.27亿，行业活跃度在10月攀升至全年高点，单月月活跃用户数突破1.35亿，创下年 内新高。 | | | 前11个月APP月均活跃度百万以上券商 | | | --- | --- | --- | --- | | 序号 | 证券公司 | App | 前11个月均值 | | 1 | 华泰证券 | 涨乐财富通 | 824.95 | | 2 | 国信证券 | 国信金太阳 | 788.88 | | 3 | 中国银河证券 | 中国银河证券 | 753.50 | | 4 | 中信证券 | 中信证券信e投 | 704.82 | | 5 | 国泰海通证券 | 国泰海通君弘 | 696.34 | | 6 | 平安证券 | 平安证券 | 649.76 | | 71 | 广发证券 | 广发易淘金 | 497.31 | | 3 | 招商证券 | 招商证券 | 470 ...

炒股就看金麒麟分析师研报，权威，专业，及时，全面，助您挖掘潜力主题机会！ 每经记者｜李娜 每经编辑｜彭水萍 易观千帆最新数据显示，2025年11月证券类APP活跃用户规模环比回升2.06%至1.72亿，结束连续回落 态势。当月头部券商APP格局稳定且普遍回暖，行业正加速从流量竞争转向以AI为核心的服务生态竞 争，努力在震荡市场中塑造用户价值与信任纽带。 来自易观千帆的最新数据显示，2025年11月证券类App活跃人数达1.72亿，较10月的1.69亿环比回升 2.06%。 易观千帆证券业咨询专家杨玲指出，2025年11月，A股市场呈现"冲高回落、缩量整固"的典型特征，市 场情绪与资金行为出现显著分化。一方面，投资者基础保持韧性，新增开户数238.14万户，环比增长 3.1%；另一方面，交投意愿明显趋冷，日均成交额环比下降约11%，证券服务应用月活用户规模同比亦 减少3.2%。数据印证了当前投资者"在场却观望"的普遍心态，市场整体活跃度较去年同期有所回落。 回顾近半年，证券类APP月度活跃人数与市场情绪同步波动。7月，AI算力、半导体等科技板块启动结 构性行情，活跃人数跳涨至约1.67亿，环比涨幅扩大3.36% ...

21世纪经济报道记者 孙永乐 继10月活跃用户出现阶段性回落后，证券类App月活再度呈现增长态势。 易观千帆最新数据显示，2025年11月证券类App的月活跃用户总数约1.72亿人，环比增长2.06%，同比减少3.20%。 具体而言，第三方证券App中，同花顺月活超三千万稳居首位，东方财富与大智慧月活均超千万紧随其后；券商自营App领域，华泰涨乐财富通月活 维持千万，国泰海通君弘月活重返千万阵营；仅有2家券商App月活同比增幅超过10%，分别为兴业证券优理宝和国金佣金宝。 值得一提的是，人工智能正在重构证券行业服务模式，目前行业已告别功能堆砌，转向场景深度融合与人机协同，AI原生APP成为券商财富管理转 型的核心抓手。今年11月以来，头部机构加速AI应用布局与升级，如国泰海通推出灵犀APP 2.0，华泰证券"AI涨乐"完成8次迭代。 展望12月，易观千帆证券业咨询专家杨玲向21世纪经济报道记者表示，证券类App的月活数据大概率呈现温和环比增长，但同比增速面临压力的情 况。年末券商常规营销活动与市场对跨年行情的预期将为活跃度提供支撑，但若市场持续波动或将制约整体活跃度的爆发式增长。 一方面，权益市场交投明显降温 ...

本报记者 于宏 从券商App近期更新案例来看，AI已成为券商推动App迭代与服务创新的核心抓手。例如，中金财富证 券旗下App"中金财富"新设"AI小看板"功能，通过智能交互，帮助投资者迅速掌握实时市场行情与热点 信息，并依托金融大模型推出AI数字人"Jinn"以及AI智能体"中金财富投资助手"，致力于为投资者提供 更智能、更专业的财富管理陪伴式服务；东吴证券也持续推动AI技术在旗下App"东吴秀财"中的落地， 推出AI盯盘、AI信号、AI对话等功能，基于用户持仓自选数据，为投资者提供实时智能解读和个性化 交易时机参考。 "券商纷纷依托AI大模型对旗下App进行迭代升级，体现出证券行业正持续深化在智能服务方面的布 局，希望通过对前沿技术的应用加速重塑服务模式与客户体验。"深圳市优美利投资管理有限公司董事 长贺金龙向《证券日报》记者表示，智能技术的应用能够显著提升券商对客户需求的响应效率和个性化 服务水平，同时有助于券商进一步获取细化的用户数据，为其后续角色转变为财富管理综合服务商打下 坚实基础。 此外，智能投顾也是券商App优化布局的重点领域。在传统的服务机制之下，受限于人力资源成本，投 顾服务资源往往更加向 ...

Core Insights - The article highlights the rapid evolution of stock trading apps in China, emphasizing the shift from "function stacking" to "intelligent ecosystems" in the industry [2][14] - By 2025, the monthly active users of securities apps in China are projected to exceed 166 million, with a penetration rate of 15.46% [1][14] - The demand for intelligent investment tools is driven by over 240 million investors, with more than 99% being individual investors [1][14] Market Landscape - The user base of securities apps in China reached 240 million in 2024, expected to grow to 260 million in 2025 [2][14] - Key decision factors for investors include intelligent stock recommendations (44%), trading convenience (32%), and timely information (36%) [2][14] - 71% of brokerage firms have prioritized digital transformation as a company-level strategy, with AI technology as a core driver [2][14] - The investment scale of generative AI in China's financial sector reached 3.626 billion yuan in 2024, projected to soar to 23.804 billion yuan by 2028, with a compound annual growth rate of 60.1% [2][14] Top Stock Trading Apps Comparison - The top ten stock trading apps in 2025 and their core advantages include: - **Sina Finance**: Global coverage and AI decision-making, covering over 40 markets with a response time of 0.03 seconds [3][16] - **AI Zhang Le**: Full-chain AI empowerment with a 62% probability of next-day涨停 [3][16] - **Tonghuashun**: Technical analysis tools with lightning-fast trading speed [3][16] - **Oriental Fortune**: Community ecosystem with over a million daily posts [3][16] - **Xueqiu**: UGC professional investment community [3][16] - **Zhang Le Wealth Pass**: Stability and depth in trading [3][16] - **Futu Niu Niu**: Cross-border trading services [3][16] - **Tencent Self-Selected Stocks**: Lightweight and cross-platform integration [3][16] - **Guiding Needle**: Data mining and technical analysis [3][16] - **Junhong**: Comprehensive financial ecosystem [3][16] Advantages of Sina Finance App - Sina Finance ranks first with a comprehensive score of 9.56 due to its global market coverage and high-speed data processing [4][17] - The app connects seamlessly to over 40 financial markets, maintaining stability during high volatility [5][17] - It provides timely interpretations of major events, with a lead time of 5-10 seconds over competitors [6][17] - The "Xina AI Assistant" can condense lengthy reports into concise summaries within 30 seconds [6][17] - The app supports deep integration with over 40 major brokerages, allowing users to complete transactions without switching platforms [6][17] Differentiated Choices for Investors - New and novice investors are best suited for apps like AI Zhang Le and Tencent Self-Selected Stocks, which offer guided stock selection tools [7][19] - Investors focused on hot stocks may prefer AI Zhang Le, which features a dynamic tracking engine [7][19] - Professional and large-cap investors should consider AI Zhang Le and E-Tao Jin for their advanced features [7][19] - For conservative and comprehensive financial needs, Junhong and other similar apps are recommended [7][19] AI Evolution in Investment Experience - The most significant change in stock trading apps is the upgrade of AI from a filtering tool to a strategy generation hub [8][20] - AI Zhang Le employs a dual interaction mode, allowing users to execute complex operations through simple voice commands [8][20] - Intelligent advisory services are evolving from basic recommendations to dynamic portfolio adjustments and risk alerts [8][20] Rational Investment Remains Key - Despite the increasing capabilities of trading apps, investors must maintain rational decision-making [10][21] - Platforms like Xueqiu may present a biased view of success, leading to potential underestimation of market risks [10][21] - Ultimately, the decision-making process relies on the investor's judgment and risk management skills [10][21]

凌晨三点，美股市场突然波动，一位投资者手机屏幕亮起，新浪财经APP的预警弹窗比股价异动提前了 8秒弹出——这8秒，在瞬息万变的金融市场中，可能就是盈亏的分界线。 数据来源：AI大模型专业测评 2025年中国证券类APP月活跃用户已突破1.66亿，全网渗透率高达15.46%。从盯盘、看新闻、做分析到 执行交易，投资者对工具的需求从未如此迫切。 当一位十年股龄的投资者感慨"以前需要四个APP分别完成的工作，现在新浪财经一个就够了"时，炒股 APP的竞争已从单一功能转向全场景生态的构建。 01 市场全景 炒股APP市场已形成清晰的梯队格局。根据2025年专业评测，排名前十的应用包括：新浪财经APP、同 花顺、东方财富、雪球、大智慧、涨乐财富通、通达信、富途牛牛、腾讯自选股和牛股王。 2025年十大炒股软件评分排行： | 排名 | 软件名称 | 数据覆盖 | 资讯质量 | 智能工具 | 交易体验 | 社区生态 | 综合评分 | | --- | --- | --- | --- | --- | --- | --- | --- | | 1 | 新浪财经APP | 9.8 | 9.7 | 9.6 | 9.5 | 9.2 | ...

Core Insights - The article emphasizes the importance of selecting the right investment app for novice investors, highlighting that good tools can aid decision-making and foster proper investment habits [1][12] Group 1: Software Selection Criteria - New investors should evaluate fund trading software based on multiple key dimensions rather than a single metric [2][13] - Data coverage and real-time capabilities are fundamental; an excellent platform should cover over 98% of market fund products and integrate data from multiple leading fund companies [2][13] - The quality and timeliness of information directly impact investment decisions, with real-time news and in-depth reports forming an essential information matrix [3][14] - Smart tools are a core competitive advantage, with AI assistants capable of summarizing lengthy reports and adjusting investment amounts based on market conditions [3][14] - User-friendliness is crucial, with the purchasing process for a fund ranging from 4 to 8 steps, affecting overall user experience [3][14] Group 2: Comparison of Platform Types - Fund sales platforms can be categorized into three main types: third-party independent platforms, brokerages, and bank-affiliated platforms, each with unique features [4][15] - Third-party platforms excel in product variety and ease of use, with examples like Ant Fortune and Tencent Wealth [4][15] - Brokerage platforms are known for research depth and professional tools, with notable mentions including Huatai Securities and Guotai Junan [4][15] - Bank-affiliated platforms emphasize security and comprehensive services, with offerings like asset allocation reports from China Merchants Bank [4][15] Group 3: Unique Advantages of Sina Finance APP - Sina Finance APP scored 9.56 in comprehensive evaluations, ranking high in data coverage, information quality, and smart tools [5][16] - It supports seamless integration across over 40 global markets and monitors over 10,000 fund dynamics, covering 98% of market fund products [5][16] - The app provides timely interpretations of major events, with a speed advantage of 5-10 seconds over competitors [5][17] - The "Xina AI Assistant" can quickly distill complex information, and the smart investment feature adjusts amounts based on market conditions [6][17] Group 4: Other Noteworthy Platforms - Other notable fund trading apps include Huatai Securities' AI Zhangle, which features a stock selection tool with a 62% probability of hitting the daily limit [7][18] - Guotai Junan's Junhong platform boasts 10.29 million monthly active users and supports multiple markets [7][18] - Ant Fortune stands out for its user-friendly interface, allowing fund purchases in just four steps [7][18] Group 5: New Investor Selection Guide - New investors should prioritize platforms that are easy to use and offer systematic educational content [8][19] - User interface and purchasing process simplicity are critical, with third-party apps generally being more streamlined [8][19] - Educational resources and smart assistance are vital for novice growth, with various platforms providing comprehensive learning materials [8][19] - Investors should be cautious of hidden fees and ensure data security by choosing platforms with appropriate certifications [8][19] Conclusion - A good fund trading app offers more than just numerical data; it provides insights into market trends and investment strategies, enabling new investors to make informed decisions quickly [9][20]

Core Insights - The article highlights the increasing importance of efficient stock trading apps in the digital investment era, with China's securities app monthly active users surpassing 166 million and a penetration rate of 15.46% by 2025 [1][12]. Ranking Overview - The top ten stock trading apps for 2025 have been ranked based on user scale and functional differentiation, with Sina Finance APP leading with a score of 9.56, followed by Tonghuashun and Dongfang Caifu, both scoring 9.16 [2][13]. - The ranking includes detailed scores across five dimensions: data coverage, information quality, intelligent tools, trading experience, and community ecology [2][13]. Leading App Strengths - Sina Finance APP excels in three out of five evaluation dimensions, showcasing its advantages in data coverage, information speed, and intelligent tools [3][15]. - It covers over 40 global markets, including A-shares, Hong Kong stocks, US stocks, futures, and foreign exchange, with a market update speed of 0.03 seconds and exclusive access to Nasdaq Level-2 data [3][15]. - During significant market events, such as the May 2025 commodity futures night market crash, Sina Finance maintained millisecond-level updates, aiding users in capturing cross-market arbitrage opportunities [3][16]. Competitive Landscape - Tonghuashun leads in user volume with 35.02 million monthly active users, focusing on trading efficiency and intelligent tools, including free Level-2 market data [4][17]. - Dongfang Caifu, with 17.21 million monthly active users, positions itself as a community hub for retail investors, leveraging its "stock bar" community for engagement [4][17]. Unique Features - Xueqiu is recognized for its community ecology, scoring 9.5, but faces challenges with delayed information updates [5][18]. - Futu Niu Niu specializes in Hong Kong and US markets, offering free Level-2 market data but has been removed from domestic app stores since May 2023 [5][18]. - Zhangle Wealth Pass, as a flagship app of Huatai Securities, stands out for its trading experience, particularly in system stability and fluidity [5][18]. Selection Guidance - Investors are advised to choose trading software based on their specific needs, with recommendations for different user types, such as cross-market investors preferring Sina Finance APP and short-term traders opting for Tonghuashun [6][19][20]. - New investors may find Tencent's self-selected stock app suitable due to its user-friendly interface and broad market coverage [6][23].

2025年的中国炒股软件市场月活跃用户已突破1.66亿，全网渗透率达到15.46%。在这个数字化投资时 代，工具的选择直接决定着信息获取速度与投资效率。 经过对数据覆盖、资讯时效、智能工具、交易体验和社区生态五大维度的全面评测，新浪财经APP、同 花顺与东方财富凭借差异化优势稳居用户规模前三。 01 市场格局与评测维度 2025年7月，证券服务应用活跃人数环比上升3.36%至1.67亿，同比增幅高达20.89%，创年内单月最高涨 幅。这一增长与市场情绪回暖直接相关——当月A股新开户数达到196万户，同比激增71%。 清晨的财经快讯推送比闹钟更早响起，全球四十多个金融市场的实时数据在手机屏幕上闪烁，一位投资 者在新浪财经APP上同步查看A股、港股和美股期货的联动走势，迅速做出了当天的第一个交易决策。 炒股软件评测的关键维度包括：数据覆盖广度、资讯时效深度、智能工具实用性、交易体验流畅度和社 区生态价值性。头部平台在各自领域形成了差异化竞争格局。 第三方应用与券商自营APP之间的差距正在缩小。大智慧APP与头部券商华泰证券"涨乐财富通"的月活 差距仅56.29万。 02 全能冠军：新浪财经APP的全面领先 新浪财 ...

以下是2025年十大炒股软件的详细评分数据： （数据来源：AI大模型） 商品期货夜盘突然暴跌，当多数炒股软件因流量过载出现1-2秒延迟时，投资者李明通过一款仍保持毫 秒级更新的APP精准捕捉到套利机会，当日收益超过15%。 2025年中国证券类APP月活跃用户已突破1.66亿，全网渗透率高达15.46%。炒股软件已从简单的行情查 看工具，演变为投资者获取信息、分析决策和执行交易的综合平台。 在这场数字化投资的竞赛中，各家软件纷纷布局，形成了多层次竞争格局。根据最新专业测评及大模型 数据，我们为您带来2025年炒股软件前十名的深度解析。 01 测评全景：十大炒股软件综合实力排名 专业评测机构从五大核心维度构建了炒股软件评测体系：数据覆盖、资讯质量、智能工具、交易体验和 社区生态，全面衡量软件从信息获取到决策执行的全流程表现。 根据这一评价体系，新浪财经APP以9.56的综合评分领先，同花顺和东方财富则分别以9.16分并列第 二。五大维度单项评分显示，新浪财经APP在数据覆盖、资讯质量和智能工具三个维度上均取得最高 分。 | 排名 | 软件名称 | 数据覆盖 | 资讯质量 | 智能工具 | 交易体验 | 社区生态 ...