作为一家总部位于香港的一站式金融服务集团，艾德金融凭借深厚的行业经验与专业团队，曾成功助多家国内企业踏进环球资本市场，致力于为企业的国 际化发展提供稳健支持。 2025年7月31日，艾德金融昨参与由深圳市深商总会（「深商总」）举办的「深商企业Show」出海企业专场活动。艾德金融环球资本市场联席主管林子龙 先生受邀演讲，与众多优秀企业共同探讨出海实战经验，促进国内企业在全球化进程中的交流与合作。 艾德金融将继续以专业服务助力企业拓展国际市场，共同开创新机遇。 关于艾德金融 艾德金融植根香港，是一家以金融科技为核心的全方位金融集团，致力将最新科技融入企业基因。集团涵盖多元化业务，包括但不限于：金融科技、互联 网金融、财富管理、资产管理、投资银行及数字资产；致力为客户提供安全可靠、优质便捷的一站式金融服务及产品。集团旗下成员在主要金融市场持有 多个牌照，包括由香港证监会发出的第1、2、3、4、5、6、9类受规管活动牌照、香港保险经纪业务牌照、香港信托或公司服务提供者牌照，同时也是香 港交易所参与者（经纪代号：0974及0977）。此外，集团全资美国经纪交易商子公司Eddid Securities USA Inc. ...

Group 1 - The core viewpoint of the article emphasizes the importance of loans for enterprises in Changsha, highlighting the city's economic growth and the increasing demand for financing among businesses [1][9] - Changsha has over 100,000 small and medium-sized enterprises (SMEs) that play a crucial role in local economic development and job creation, yet many face financing difficulties due to limited funding channels [2][9] - The local government has implemented various policies to encourage banks and financial institutions to actively meet the financing needs of enterprises, leading to a more vibrant financial market [2][4] Group 2 - The main types of loans available for enterprises in Changsha include bank loans, government-guaranteed loans, supply chain finance, internet finance, and leasing finance, each with its own characteristics and suitability for different business needs [4][5] - Bank loans are the most common, offering lower interest rates and longer terms, but require strong financial health and credit history from the borrowing enterprises [4] - Government-guaranteed loans are designed to reduce financing risks for SMEs, providing larger amounts, lower interest rates, and faster approval processes [4] Group 3 - The general application process for enterprise loans in Changsha involves preparing necessary documents, consulting with banks, submitting applications, undergoing material review, loan approval, signing contracts, and finally disbursement and repayment [5] - Key documents required for loan applications include audit reports, financial statements, business licenses, tax registration certificates, and identification of legal representatives [5] Group 4 - Enterprises should maintain a good credit record, plan loan usage wisely, choose suitable loan products, stay informed about policy changes and market trends, and implement risk control measures to ensure successful loan acquisition [7][8]