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来查贝推出“企业税票报告”,深度助力企业贷款融资!
Sou Hu Cai Jing· 2025-11-04 11:01
Core Insights - The launch of the "Enterprise Tax Invoice Report" by the company aims to provide compliant and real data analysis for small and micro enterprises, addressing issues like information asymmetry and lack of operational data [1] Group 1: Data and Technical Advantages - The report utilizes a multi-dimensional data analysis system based on authoritative databases and over 30 million scenario indicators, employing AI algorithms for deep analysis of enterprise tax invoice data [2] - It ensures real-time updates of enterprise tax and invoice records, maintaining the timeliness and accuracy of the reports [2] Group 2: Application Scenarios and Market Positioning - The report can assist in enterprise loans and financing by analyzing tax-related information and operational risks, thereby optimizing asset-liability structure and cash flow to improve loan approval rates [4] - It aids in supply chain management by verifying the financial and tax health of upstream suppliers and downstream customers, enhancing supply chain robustness and reducing cooperation risks [5] - The report enables internal cost control by allowing enterprises to self-check tax invoice data, optimizing procurement strategies and tax declaration processes [6] Group 3: Value for Enterprises - The report lowers financing thresholds for small and micro enterprises, enabling them to dynamically optimize their operations and risk management, thus increasing financing success rates [7] - It helps in avoiding tax risks by analyzing data from the tax invoice report to identify issues promptly, thereby reducing operational risks [8] - The report enhances decision-making efficiency by quickly generating visual reports for management and investors to understand the enterprise's tax invoice status [9] Group 4: Future Outlook - The company plans to collaborate with Sichuan Credit to continuously optimize data models and service systems, aiming to establish a more comprehensive enterprise credit evaluation ecosystem that injects data-driven momentum into the real economy [10]
上海征信总经理陈良贵:数据驱动与绿色发展共筑上海可持续竞争力
Xin Lang Cai Jing· 2025-10-17 11:46
Core Insights - The 2025 Sustainable Global Leaders Conference is being held from October 16 to 18 in Shanghai, focusing on sustainable development and collaboration in various sectors [1] - The conference is co-hosted by the World Green Design Organization and Sina Group, with support from the Shanghai Huangpu District Government [1] Group 1: Key Themes and Discussions - The conference features a special forum by Sheneng Group discussing topics such as creating a sustainable development model in the East and exploring new growth paradigms for Shanghai's five centers [1] - Chen Lianggui, General Manager of Shanghai Credit, emphasized the importance of data-driven capabilities and green development capabilities in enhancing Shanghai's sustainable competitiveness [3] Group 2: Data and Green Development - Data is recognized as a critical driver for sustainable development, having been classified as the fifth production factor in China since 2019 [3] - Shanghai has established a comprehensive support system for data development, including the formation of approximately 100 data groups nationwide and the establishment of the Shanghai Data Group in September 2022 [3] Group 3: Infrastructure and Financial Innovation - Chen Lianggui highlighted the need for data to flow freely, akin to essential utilities, and called for the construction of infrastructure for data circulation [5] - Shanghai is promoting green financial innovation to facilitate the green transformation of traditional industries and the cultivation of future industries, supported by a green financial service platform [5] - The platform includes a green-themed database, integration of various financial products, and a voluntary information disclosure system for SMEs to connect with international markets [5] Group 4: Sustainable Competitiveness - The synergy between data-driven and green development capabilities is seen as a "dual-engine" driving Shanghai's sustainable development [5] - This collaborative development aims to deepen the integration of digitalization, intelligence, and greening within industries, forming a unique sustainable competitiveness system for Shanghai [5]
万得征信携手区域性股权市场,打造股东名册信息公示新标杆
Wind万得· 2025-10-15 22:34
Core Viewpoint - The strategic cooperation between Wind Information and regional equity trading centers in Beijing and Shanghai marks a significant advancement in shareholder registry public disclosure and information transparency in the regional equity market [1][4]. Group 1: Information Transparency and Public Disclosure - The shareholder registry serves as a crucial basis for confirming shareholders' legal rights. Through this cooperation, companies can choose to authorize the public disclosure of their shareholder registry, which will be displayed in real-time via Wind's enterprise database GEL, including shareholder names, shareholdings, and ownership percentages [2][4]. - This mechanism not only ensures timely updates of information but also provides internal qualification recognition and external public counteracting effectiveness for the shareholder registry, effectively addressing information asymmetry issues faced by small and medium-sized enterprises in scenarios such as equity transfers and financing [2][4]. Group 2: Role of Wind Information - Wind Information, as a compliant and professional credit agency established in 2016, offers a range of enterprise credit products, including global enterprise databases, risk monitoring, credit reports, due diligence reports, and various risk assessment reports, supporting financial institutions, government organizations, and large enterprises in data product services [5][8]. - The company aims to continue collaborating with equity trading centers to enhance the application of core business scenarios such as shareholder registries, pledge registrations, and information disclosures, contributing to the financing and capital market transparency for small and micro enterprises [6][7]. Group 3: Data and Technology Advantages - Wind Information boasts a vast database covering over 350 million global enterprises, providing comprehensive corporate profiles, including business information, equity structures, executive teams, investment records, operational data, intellectual property, and judicial risks, which aids in due diligence, risk assessment, and customer selection [7][8]. - The company emphasizes its commitment to data quality and timely updates, leveraging over 20 years of technological innovation in data architecture, collection, mining, and analysis to empower data-driven business scenarios [8].
万得征信携手区域性股权市场,打造股东名册信息公示新标杆
Wind万得· 2025-09-29 22:41
Core Insights - The collaboration between Wind Information and regional equity trading centers in Beijing and Shanghai marks a significant advancement in shareholder registry services, enhancing transparency and information accessibility in the equity market [1][4]. Group 1: Strategic Collaboration - Wind Information has established strategic partnerships with Beijing Equity Exchange and Shanghai Equity Custody Trading Center, indicating a breakthrough in shareholder registry and transparency initiatives [1]. - This partnership allows companies to authorize the public disclosure of their shareholder registries, which will be updated in real-time through Wind's enterprise database, enhancing the recognition of shareholder rights [2][4]. Group 2: Information Transparency - The public disclosure mechanism of shareholder registries addresses information asymmetry issues faced by small and medium-sized enterprises during equity transfers and financing [2]. - The collaboration aims to create a more favorable market environment for corporate financing and capital matching by improving the efficiency of information retrieval [4][6]. Group 3: Wind Information's Role - Wind Information, established in 2016, offers a range of compliance-based credit products, including global enterprise databases, risk monitoring, and various credit reports, supporting financial institutions and large enterprises in due diligence and risk assessment [5][7]. - The company aims to further empower the capital market and support the real economy by enhancing the application of shareholder registries and information disclosure [6]. Group 4: Data and Technology Advantages - Wind Information boasts a vast database covering over 350 million enterprises globally, providing comprehensive corporate profiles that include ownership structures, executive teams, and financial data [7][8]. - The company emphasizes its commitment to data quality and timely updates, leveraging over 20 years of technological expertise in data management and analysis [8].
金蝶征信:用“数据+场景”破解普惠信贷业务痛点
Zhong Zheng Wang· 2025-08-25 09:21
Group 1 - The core issue facing the banking industry is the "scarcity of quality assets" in the inclusive credit business, which can be addressed through a "data + scenario" collaborative model [1] - Current inclusive credit operations primarily rely on the "bank-tax interaction" mechanism, which reflects the results of business operations rather than real-time dynamics; invoice data is emerging as a crucial supplement [1] - Case studies presented at the conference illustrate that transaction data is more indicative of a company's true creditworthiness compared to traditional tax and financial reports [1] Group 2 - High-quality data is essential for the sustainable development of inclusive finance, emphasizing the need to not only possess data but also to understand it within specific industrial contexts [2] - The newly launched "Tax Invoice Anti-Fraud AI Model 2.0" by the company integrates AI and GraphRAG technology to identify fraudulent activities, enhancing risk management in loan approval and monitoring [2] - The challenge of distinguishing quality small and medium enterprises (SMEs) is prevalent among banks, with the company suggesting that quality SMEs are often embedded within supply chains rather than being concentrated among leading firms [3] Group 3 - The company has developed a service model called "one industry, one solution" in collaboration with major banks, embedding credit services directly into real transaction chains [3] - Utilizing transaction graphs and privacy computing technology, the company can analyze the authenticity and continuity of invoice data, creating a whitelist of quality enterprises within the industry ecosystem [3] - Within three weeks of launching this service model, the credit scale exceeded 60 million yuan, demonstrating the feasibility of this scenario-based service approach [3]
企查查助力湖南知识产权强省建设,知名商标一键可查
Qi Lu Wan Bao· 2025-08-04 05:04
Group 1 - The evaluation of "Hunan Province Famous Trademark Brands" is a rigorous quality project, involving multiple levels of strict review to ensure the brand's market influence, reputation, innovation capability, intellectual property protection, and social contribution [2] - The recognized famous trademark brands are not just certificates; they are integrated into a multi-dimensional dissemination and protection system through collaboration with the credit platform Qichacha, enhancing brand visibility and credibility [2][3] - Qichacha, as a comprehensive credit service platform, provides a dynamic database of over 365 million enterprises, facilitating quick verification of brand qualifications and reducing information asymmetry for both consumers and business partners [3] Group 2 - Hunan has cultivated and recognized hundreds of famous trademark brands across various advantageous industries, and the involvement of third-party platforms like Qichacha is transitioning these brands from administrative recognition to market acknowledgment [4] - The dual drive of "credit + technology" in Hunan's approach is creating a new path for intellectual property protection, with expectations for increased innovation and a stronger brand matrix in the region [4]
特朗普关税风暴下的英国资本撤离:一场双向博弈的商业寒冬
Sou Hu Cai Jing· 2025-07-07 19:26
Group 1: Policy Impact - The "Big and Beautiful Act" introduced by Trump in 2025 poses significant challenges for UK companies, particularly through the imposition of up to 20% retaliatory tariffs on what are deemed "unfair foreign taxes" [3] - The automotive industry in the UK is particularly affected, with Jaguar Land Rover facing increased costs of several thousand dollars per vehicle due to a 25% tariff on imported cars, leading to a pause in expansion plans in the U.S. [3][4] - The Scottish whisky industry has seen an 8% decline in exports to the U.S. due to a 10% tariff, with market share being eroded by French cognac [3] Group 2: Investment Confidence - A dramatic drop in investment confidence is evident, with only 2% of UK executives considering the U.S. an attractive investment destination, while confidence in the domestic market has surged from -12% to +13% [4] - Foreign direct investment (FDI) in the U.S. fell to $52.8 billion in Q1 2025, the lowest since the pandemic began in 2022, indicating a significant capital withdrawal [4] Group 3: Industry Shifts - Energy-intensive companies are relocating production back to the UK or Europe due to the high electricity costs in the U.S., which are four times higher than in the UK [5] - The technology sector is experiencing a notable shift, with UK quantum computing startups being acquired by U.S. firms, prompting the UK government to invest £500 million in quantum technology over the next four years [5] Group 4: Post-Brexit Challenges - Post-Brexit, the UK faces dual challenges from Trump's policies and EU negotiations, with FDI projects declining by 12% in 2024, marking an 18-year low [6] - The UK is at a disadvantage in negotiations, having to accept "poison pill clauses" in trade agreements that exclude Chinese companies from key supply chains, further weakening competitiveness [6] Group 5: Strategic Capital Movements - UK companies are initiating a "de-Americanization" process, with firms like AstraZeneca and Stellantis shifting investments from the U.S. to Germany and Poland [7] - International capital is also reflecting this trend, with Canadian and Australian funds reducing U.S. asset exposure and increasing investments in UK renewable energy projects [7] Group 6: Future Outlook - The policy shifts and capital movements indicate a potential restructuring of global capital dynamics, with a focus on regional collaboration, technological sovereignty, and institutional resilience [8] - The ongoing changes may lead to the emergence of a new business paradigm that prioritizes stability over political risk, suggesting a shift in global investment strategies [8]
江苏为县域发展营造良好信用环境
Jin Rong Shi Bao· 2025-06-03 03:19
Core Insights - The article highlights the significant improvements in credit reporting services in Jiangsu County, driven by the People's Bank of China Jiangsu Branch's commitment to "credit for the people" [1][2] - A comprehensive service network has been established to enhance the efficiency and accessibility of credit services, contributing to the high-quality development of the county economy [1] Group 1: Service Mechanisms - The People's Bank of China Jiangsu Branch has developed a "government-bank cooperation + institutional collaboration + service radiation" mechanism to address resource shortages in county credit services [1] - A long-term cooperation mechanism has been established between central and local credit services through memorandums and joint meetings with county governments [1] - The establishment of fully functional credit service windows by six local branches has enabled efficient processing of credit inquiries and disputes [1] Group 2: Online and Offline Integration - A dual-channel credit service system has been created, integrating online and offline services to meet the demand for efficient credit reporting [2] - Daily online credit inquiries in counties have exceeded 1,000, allowing residents to access credit reports without leaving their homes [2] - The self-service inquiry rate has reached 99.5%, with the average inquiry time reduced to under 2 minutes, significantly enhancing service efficiency [2] Group 3: Targeted Promotion and Information Accessibility - A multi-faceted promotional strategy has been implemented to bridge the information gap regarding credit services, reaching over one million county residents [2] - The introduction of a smart query guide mini-program has streamlined access to information about 3,141 query points across the province [2] - The collaboration with accounting firms has led to an 88% reduction in manual inquiries for corporate credit reports, lowering the cost of service [2]
【水滴标讯】一站式招投标信息查询助力企业查信息找商机
Sou Hu Cai Jing· 2025-05-30 09:59
Core Insights - The company Shanghai Ping'an Credit Service Co., Ltd. is a central bank-registered enterprise credit agency with a professional data engineering and data science team, utilizing advanced big data technology to process over 150 million enterprise bidding data in real-time [2] Group 1: Platform Features - The platform offers four main functionalities: bidding information, precise queries, enterprise analysis, and business/dynamic push [2] - Bidding information includes nationwide project announcements, batch export of bidding lists in Excel, original data source links, project progress tracking, and contact information for procurement units and winning units [5] - Precise queries allow users to search nationwide bidding announcements using keywords, filter by industry classification, procurement type, and procurement method, and query procurement units and winning units [5] Group 2: Enterprise Analysis - Enterprise analysis provides detailed information on enterprises related to bidding, including their bidding networks and product information [5] - It aggregates bidding demands, winning products, and supplier information to present a clear supply-demand profile for enterprises, aiding in precise business opportunity identification [5] - The platform allows for batch export of enterprise lists and data summaries in Excel [5] Group 3: Business/Dynamic Push - The platform supports keyword subscriptions for tracking multiple key terms, with daily real-time updates on the latest bidding information [5] - It enables one-click monitoring of competitors and partners' bidding dynamics [5] - The platform also supports internal push notifications within the Waterdrop Credit and bidding information sections [5] Group 4: Future Development - Waterdrop Bidding aims to reconstruct the logic of acquiring business opportunities in the bidding field through a "data + service" dual-driven model, providing precise decision-making support for supply chain enterprises across various industries [5] - The company plans to deepen technological empowerment, achieving in-depth linkage between bidding data and enterprise credit, financial services, and other business areas in the future [5]