"五个中心"联动效应日益显现，如何啃下成果转化这块"硬骨头"；实现"双碳"目标进入关键窗口期，如 何"点绿成金"激活生态资源；深度老龄化悄然而至，如何破解超大城市养老难题……上海农商银行改制 成立20年来，始终以服务国家战略和城市发展大局为己任，将价值创造融入银行发展基因，以专业服务 和长情陪伴支持客户行稳致远，绘就金融赋能经济发展、改善生态环境、丰富市民生活的生动图景。 "实验室"迈向"生产线"， 金融加速科技成果转化 行业赛道不同、发展阶段不同、创业团队不同，要真正实现基于企业特点"量身定制"，无疑是知易行 难。上海农商银行持续推动评价体系从"看过去的财报"变为"看未来的成长"，以创投思维评估企业潜 力、以投资视角审视企业价值，率先成立科技金融行业研究院，下设集成电路、生物医药、人工智能等 12个研究分院，打造一支"懂行业、懂企业、懂金融"的专业化队伍。 针对科创企业普遍缺乏抵押物但知识产权、研发成果等无形资产较为丰富的共性特征，上海农商银行积 极盘活"知产"为"资产"，落地上海首单全市场化增信知识产权证券化等一系列首单首创，知识产权质押 融资规模与客户数连续多年位列全市同业第一。此外，针对不同行业的个性 ...

"五个中心"联动效应日益显现，如何啃下成果转化这块"硬骨头"；实现"双碳"目标进入关键窗口期，如 何"点绿成金"激活生态资源；深度老龄化悄然而至，如何破解超大城市养老难题……上海农商银行改制 成立20年来，始终以服务国家战略和城市发展大局为己任，将价值创造融入银行发展基因，以专业服务 和长情陪伴支持客户行稳致远，绘就金融赋能经济发展、改善生态环境、丰富市民生活的生动图景。 "实验室"迈向"生产线"， 金融加速科技成果转化 如果说科研机构投入资金开展技术研发是"钱变纸"，那么研发成果走入市场就是"纸变钱"，而金融机构 在此过程中扮演着不可或缺的角色。当前，上海正大力发展集成电路、生物医药、人工智能三大先导产 业，加速建设现代化产业体系。如何构建同科技创新相适应的科技金融体制，更好满足不同行业、不同 发展阶段科创企业的差异化金融需求，成为上海国际科创中心建设的一道"必答题"。 "妈妈！"当6岁的耳聋女孩第一次喊出妈妈时，家人们喜极而泣。5位耳聋患者在去年接受双耳基因治疗 临床实验，患者在给药后听力阈值均有不同程度恢复，相关成果登上《柳叶刀》《自然医学》等顶级医 学期刊。这一有望惠及全球数千万先天性耳聋患者的临床突 ...

Core Insights - The ESG disclosure rate for A-shares in China is projected to reach 43.82% in 2024, showing a steady increase from 41.58% in the previous year, although issues of homogenization and templated reporting remain prevalent [5][6][7] - Regulatory measures are shifting ESG disclosures from voluntary to mandatory, with new guidelines focusing on climate-related disclosures and sustainable development reports [5][6][12] Group 1: ESG Disclosure Trends - As of April 29, 2025, 2,299 A-share companies have disclosed their ESG reports, with the banking and non-banking financial sectors leading in disclosure rates, both exceeding 60% [5][6] - The overall structure and logic of ESG reports have improved, with companies adopting a "double materiality" analysis method, indicating a trend towards aligning with international standards [6][7] Group 2: Quality of ESG Reports - The quality of ESG reports has improved compared to the previous year, with leading companies transitioning from formal to substantive disclosures, integrating ESG governance with corporate strategy [7][8] - However, issues of homogenization persist, with some companies still relying on template-based disclosures lacking in-depth analysis of significant issues [7][8] Group 3: Future ESG Needs - Companies are expected to focus on building ESG systems and integrating ESG principles into daily operations, moving beyond mere compliance [8][9] - There is a growing demand for ESG data governance and digital transformation to enhance data quality and traceability [8][9] Group 4: Regulatory Landscape - Current regulations do not impose strict requirements on third-party involvement in ESG report preparation, but there is an expectation for increased scrutiny and standards in the future [10][12] - The regulatory environment is evolving, with various countries implementing frameworks to oversee ESG ratings and disclosures, indicating a trend towards greater accountability [20] Group 5: Industry-Specific ESG Considerations - Different industries must tailor their ESG disclosures to reflect their unique characteristics, with high-carbon industries focusing on emissions and compliance, while tech sectors may prioritize data privacy and inclusivity [14][15] - The disparity in ESG ratings between domestic and international firms, such as in the liquor industry, highlights the need for improved data disclosure and understanding of international standards [17]