固定资产贷款

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中信银行赤峰分行:金融“暖流”助力城市功能升级
Zhong Guo Jin Rong Xin Xi Wang· 2025-09-26 08:53
为积极响应赤峰市委"十大行动"重点部署,更好地服务地方经济,中信银行赤峰分行聚焦城市供热民生 领域,以精准金融服务为供热企业注入发展动能。 转自:新华财经 中信银行赤峰分行相关负责人表示,将持续践行社会责任,在更多民生领域深耕金融服务,以专业、高 效的金融解决方案,为赤峰城市高质量发展输送动能,共绘城市功能升级、民生福祉提升的美好画卷。 (李贺) 编辑:赵鼎 中信银行赤峰分行深度洞察城市供热领域发展需求,将金融资源精准投向供热基础设施升级与运营服务 升级。结合企业生产运营状况、资金结算方式、融资合作诉求等,量身定制综合服务方案,给予流动资 金贷款、固定资产贷款支持,同时主动降低利率,帮助企业减轻负担,有效解决企业面临的资金周转、 设施升级改造等诸多问题。截至9月24日,该行已累计为三家本地供热龙头企业发放贷款8500余万元, 以金融活水助力企业更新老旧供热设备、扩大供热覆盖规模、提升供热能效水平。 ...
广发银行东莞分行绿色金融贷款余额较年初增长31.71%
Nan Fang Du Shi Bao· 2025-09-22 13:17
在"双碳"目标引领高质量发展的时代浪潮中,广发银行东莞分行作为扎根粤港澳大湾区的金融力量,围 绕东莞市"科技创新+先进制造"的城市特色,通过重点支持清洁能源、节能环保、绿色交通等关键领 域,根植绿色金融沃土。 截至2025年7月末,广发银行东莞分行绿色金融贷款余额较年初增长31.71%,绿色信贷规模持续扩大, 不断为东莞构建绿色、低碳、循环的现代产业体系提供坚实的金融支持。 满足清洁能源企业的资金需求 广发银行东莞分行灵活运用固定资产贷款和流动资金贷款等传统信贷产品,满足清洁能源企业在项目建 设和日常运营中的资金需求,先后为东莞寮步、大朗、塘厦等多个分布式光伏项目提供中长期固定资产 贷款,支持其前期的设备采购、工程建设等大额资本性支出,支持项目建设。以东莞某能源公司为例, 该企业主营清洁能源供应,其热电联产项目对优化区域能源结构、降低碳排放强度具有重要意义。然 而,热电联产项目存在初期投资大,回报周期长的特点,企业常面临日常经营资金周转难题。广发银行 东莞分行了解情况后,聚焦企业需求,为企业量身定做专项融资方案,通过综合授信提供2亿元授信额 度支持,目前已累计发放贷款1.66亿元,以实际行动助力东莞地区产业绿 ...
中国银行安徽省分行全力服务安徽制造强省建设
Zhong Guo Jin Rong Xin Xi Wang· 2025-09-18 12:35
Group 1: Manufacturing Industry Development - Anhui Province is implementing a strong manufacturing strategy, focusing on high-end, intelligent, and green development, and has entered the ranks of major industrial provinces in China [1] - As of August, the loan balance for manufacturing by Bank of China Anhui Branch reached 157.5 billion, serving over 14,000 manufacturing enterprises [1] Group 2: Equipment Upgrade and Industry Transformation - A leading consumer goods company has successfully launched a digital brewing and by-product recycling project, receiving 500 million in fixed asset loans from Bank of China Anhui Branch [2] - The project has been recognized as a national-level intelligent manufacturing demonstration factory, showcasing industry standards for intelligent and green development [2] - Bank of China Anhui Branch has actively supported equipment updates and technology upgrades, focusing on energy conservation, digitalization, and intelligent upgrades [2] Group 3: Financial Innovation and Support for Technology - Bank of China Anhui Branch has a loan balance of 8.3 billion for equipment upgrade projects as of August [3] - The bank is shifting its service model from asset-focused to technology-focused, providing tailored financing solutions for technology-driven enterprises [3][4] - The bank's technology finance loan balance has surpassed 100 billion, serving nearly 20,000 technology enterprises [4] Group 4: Supply Chain Financing - Bank of China Anhui Branch has successfully implemented supply chain financing for a group of key enterprises, completing 39 transactions totaling 5.627 million [5][6] - The bank is enhancing its financial support for the rapidly growing new energy vehicle industry, providing over 4.2 billion in new loans and serving more than 240 clients in the supply chain [6] Group 5: Commitment to High-Quality Development - Bank of China Anhui Branch aims to align with regional development strategies and support manufacturing enterprises, enhancing financial services to promote high-quality development in the manufacturing sector [6]
广发银行以金融之力为特区发展注入澎湃动能
Zheng Quan Ri Bao Zhi Sheng· 2025-09-13 09:42
Core Viewpoint - The article highlights the significant role of Guangfa Bank in supporting the economic development of Shenzhen Special Economic Zone through innovative financial services, focusing on industrial upgrades, small and micro enterprises, and technological innovation. Group 1: Industrial Upgrades - Guangfa Bank Shenzhen Branch has established deep cooperation with 10 global Fortune 500 companies and nearly 40 Chinese Fortune 500 companies, focusing on urban infrastructure and industrial upgrades [2] - The bank provided 2 billion yuan in loans for carbon reduction projects in the Shenzhen Energy East Power Plant Phase II, which is a key project in Shenzhen's 14th Five-Year Plan, supporting advanced H-class gas-steam combined cycle technology [2] - The project is expected to generate an annual electricity output of 4.438 billion kilowatt-hours, significantly contributing to the green transformation of Shenzhen's energy structure [2] Group 2: Support for Small and Micro Enterprises - Guangfa Bank Shenzhen Branch has developed an integrated online and offline inclusive financial service model, providing standardized credit solutions for supply chains, industrial parks, and professional markets [3] - The bank approved a credit of 5 million yuan within one day for a laser technology company facing production challenges due to a surge in orders, demonstrating its quick response to funding needs [3] - As of the end of August, the bank's inclusive loans for small and micro enterprises exceeded 40 billion yuan, serving over 12,100 clients [3] Group 3: Innovation and Technology Empowerment - Guangfa Bank Shenzhen Branch supports over 200 technology innovation enterprises throughout their lifecycle with a combination of monetary policy tools, specialized products, and collaborative efforts [4] - The bank customized comprehensive solutions, including international settlement, for a company in urgent need of funds, helping it grow into a national-level specialized and innovative "little giant" enterprise [4] - For a storage chip company facing financing difficulties, the bank increased the credit limit from 50 million yuan to 100 million yuan, facilitating the company's business expansion [4]
金融机构积极布局养老产业
Jing Ji Ri Bao· 2025-09-11 21:58
Core Insights - Shanghai Bank has received the first phase of the 2025 service consumption and elderly re-loan from the People's Bank of China, marking the first inclusion of a city commercial bank in this policy [1] - The People's Bank of China established a 500 billion yuan service consumption and elderly re-loan program to encourage financial institutions to support key areas of service consumption and the elderly industry [1] - The elderly finance sector is highlighted as a significant area for development, with the National Financial Regulatory Administration emphasizing the potential of the silver economy [1] Group 1: Policy and Financial Support - The expansion of policy coverage is expected to leverage the advantages of various banking systems and innovation to provide high-quality products and services to business entities [1] - China Bank's Hebei branch has issued over 70 million yuan in fixed asset loans to support the construction of 2,500 elderly care beds, including 1,200 inclusive elderly care beds [1] - The application scale for service consumption and elderly re-loan from China Bank has reached 4.841 billion yuan [1] Group 2: Technological Integration in Elderly Care - Financial support for technology-driven enterprises and the establishment of smart platforms will enhance the elderly care industry chain, improving quality and promoting industrial upgrades [1] - Agricultural Bank has developed a smart elderly care scenario where users can book services like bathing, dining, and medical accompaniment through their mobile phones, as well as handle nursing home applications and hire domestic helpers [1] Group 3: Financial Services for the Elderly - Financial services act as a bridge connecting high-quality supply with diverse demand, playing a crucial role in improving the consumption environment [2] - Financial institutions are encouraged to enhance the financial services available to the elderly, focusing on accessibility and convenience, as well as consumer rights protection and prevention of illegal financial activities targeting the elderly [2] - Continuous efforts to eliminate bottlenecks and improve both software and hardware are necessary to elevate service levels for elderly clients [2]
金融杠杆撬动文旅转型 侨乡开平绽放“新活力”
Zhong Guo Qing Nian Bao· 2025-09-07 15:02
Core Viewpoint - The cultural tourism industry in Kaiping, Guangdong is transitioning from "scenic tourism" to "all-area tourism," supported by innovative financial services to promote the integration of cultural heritage and tourism [1][2][3]. Group 1: Financial Support and Investment - Postal Savings Bank of Kaiping issued a fixed asset loan of 140 million yuan (approximately 20 million USD) for the "Qiaohai Huayun" cultural tourism project, with a 15-year term [1][3]. - The bank has introduced innovative credit models to address the long investment cycles and slow returns typical of cultural tourism projects, providing long-term, favorable financing solutions [3]. Group 2: Tourism Development and Growth - The local government is leveraging "Overseas Chinese culture + World Heritage culture" to enhance tourism resources, aiming to establish a demonstration zone for all-area tourism [2][3]. - In the first half of the year, the tourism-related business volume in Kaiping grew by over 20% year-on-year, indicating a sustained increase in industry momentum [2][3]. - The "Qiaohai Huayun" night economy project is expected to increase visitor stay duration by over 40%, stimulating related sectors such as dining and accommodation [2]. Group 3: Future Projections - By 2024, Kaiping is projected to receive over 8 million tourists, with tourism revenue expected to grow by 35% year-on-year, and the contribution of the cultural tourism industry to GDP is anticipated to rise to 12% [3].
邮储银行深圳分行勇当深圳发展“金融推手”
Zheng Quan Ri Bao Zhi Sheng· 2025-09-06 14:40
Group 1 - Postal Savings Bank of China Shenzhen Branch is actively supporting the construction of major projects in the Guangdong-Hong Kong-Macao Greater Bay Area, providing timely financial assistance such as a 205 million yuan fixed asset loan for the energy storage industrial park in the Shenshan Special Cooperation Zone [1] - The bank has been involved in various significant projects, including the Shenshan Marine Industry Center and Shenzhen Bay Baolong Biological Industry Park, demonstrating its commitment to the development of the real economy and cross-border trade [1] - The Shenzhen Qianhai Huafa Ice and Snow World, with an investment exceeding 29.6 billion yuan, is set to become the world's largest indoor snow park, highlighting the bank's role in promoting the ice and snow economy in southern China [1] Group 2 - The Postal Savings Bank of China Shenzhen Branch has taken the lead in external syndicate loan business, collaborating with Jiangsu Bank and Huaxia Bank to complete a financing of 3 billion yuan for the Huafa Ice and Snow World project [2] - The bank provides comprehensive financial services, including account settlement and payroll services, to support the project, aligning with national strategies to expand domestic demand and develop the ice and snow economy [2] - The bank aims to enhance the quality and efficiency of its financial services, supporting the construction of the Guangdong-Hong Kong-Macao Greater Bay Area and the socialist demonstration zone with Chinese characteristics [2]
农金机构如何助推畜禽养殖业健康发展
Jin Rong Shi Bao· 2025-09-05 05:01
Core Points - The Ministry of Agriculture and Rural Affairs has released the "Management Measures for the Filing of Livestock and Poultry Breeding Farms," effective from September 1, 2025, which aims to enhance the management and service of livestock breeding farms [1] - The filing system will help financial institutions better connect with farm owners, innovate financial products, and optimize credit structures to promote the healthy development of the livestock industry [1][2] Summary by Sections Filing Requirements - Farms breeding livestock listed in the "National Livestock Genetic Resources Directory" must file if they meet the scale standards set by the Ministry [2] - Filing includes essential information such as farm name, address, species, scale, and environmental facilities, with a requirement for dynamic updates to ensure accuracy [2] - Farms must have appropriate breeding conditions, veterinary staff, and complete biosecurity measures, along with traceable management records [2] Financial Support Opportunities - Many farm owners, especially those from poverty alleviation backgrounds, rely on livestock breeding for income, indicating a significant demand for financial support to expand operations [3] - Financial institutions can provide tailored financial services like working capital loans and fixed asset loans to meet the diverse funding needs of farm owners [3][4] Collaboration with Agricultural Departments - The Ministry will oversee the national filing management, while local agricultural departments will manage regional filings [4] - Financial institutions should collaborate closely with local agricultural departments to analyze and rate the creditworthiness of farm owners using big data [4] - Effective cooperation can lead to the development of specialized financial products, such as "special loans for pig farming," to better support the industry [4][5] Differentiated Financial Strategies - The new measures allow for differentiated management of farms based on size, enabling financial institutions to implement tailored credit strategies [5][6] - Small farms may require short-term loans for operational needs, while larger farms may seek long-term loans for infrastructure development [6] - The implementation of these measures can help reduce operational risks for farms, thereby alleviating credit risks for financial institutions [6][7] Overall Impact - The new measures provide a regulatory framework for the standardized development of the livestock industry and present new opportunities for rural financial institutions [7] - Financial institutions are encouraged to innovate products and services while implementing differentiated credit strategies to inject financial vitality into the livestock sector [7]
弘信电子(300657.SZ)携手国开行,以百亿意向额度,赋能厦门海沧“人工智能+”产业发展
Xin Lang Cai Jing· 2025-08-29 09:04
Core Insights - The strategic cooperation agreement between Hongxin Electronics and the Xiamen branch of the National Development Bank aims to enhance the digital economy and new productivity in Xiamen, with a cooperation intention of 10 billion yuan [1][3] - Hongxin Electronics is focusing on AI computing power and has transitioned from a small enterprise to a leading player in the flexible electronics industry and the third-party computing power market in China [1][2] Group 1: Strategic Cooperation - The partnership will concentrate on supporting the high-quality development of the real economy, aligning with national strategies and key sectors [1][3] - Hongxin Electronics plans to establish a high-level research center in Haicang, collaborating with leading chip companies and other top enterprises to create an innovation platform [1][2] Group 2: Financial Performance - In the first half of 2025, Hongxin Electronics reported revenue of approximately 3.494 billion yuan, a year-on-year increase of 15.01%, and a net profit of about 53.99 million yuan, up 9.85% [2] - The company achieved a significant turnaround in its flexible electronics business, with a non-recurring net profit growth of 705.74% [2] Group 3: Industry Development - The establishment of "Cloud Innovation Valley" aims to attract over 10 AI-listed companies, creating a collaborative ecosystem for the AI industry in Xiamen [3] - The partnership with the National Development Bank will provide comprehensive financial support to enhance Hongxin Electronics' capabilities in flexible electronics and computing power [3][4]
山东交行:精准赋能实体经济 助力药企“智”造升级
Zhong Guo Zheng Quan Bao· 2025-08-22 20:10
Group 1 - The core viewpoint of the articles emphasizes the commitment of the Bank of Communications Shandong Branch to serve the real economy and enhance financial service quality to support high-quality economic development in the province [1][2] - The Bank of Communications Shandong Branch has established a strong partnership with a pharmaceutical company in Shandong, providing tailored financial solutions to meet the company's evolving needs [1] - In 2024, the bank identified a financing need for the company's intelligent manufacturing project for pharmaceutical injectables, which is included in the Jinan City technical transformation re-loan project library [1] Group 2 - The bank provided a customized fixed asset loan plan with a limit of 280 million yuan for the intelligent manufacturing project, which aims to enhance the company's product line and position it as a leader in the chronic disease sector [1] - As of July 2025, the Bank of Communications Shandong Branch has issued project loans totaling 97 million yuan to the company, effectively alleviating its financial pressure and supporting its stable operation and continuous development [1][2] - Looking ahead, the bank will continue to empower the real economy and drive high-quality regional economic development by optimizing financing structures and extending service chains [2]