AI从业者正在开发应用于生活场景的AI产品，而DeepSeek带来的突破性AI模型更加提升了他们的信 心。 在人工智能(AI)这项关键性技术上，中国正处于时代前沿地位。无论是强有力的政策支持、深厚的人才 储备，还是风险资本的充足供给，都构成了我们的竞争优势。 中国在AI领域的发展也引起了投资者的广泛关注。截止到今年八月份，追踪40家香港上市AI产业链企 业的恒生人工智能主题指数上涨了34.8%，而同期反映整体市场表现的恒生指数涨幅为28.9%。 汇丰第十二届中国研讨会邀请了三位中国AI初创企业创始人一同探讨该行业的发展动态，以及他们正 在开发的AI赋能解决方案能够如何改变日常生活。 DeepSeek时刻 实际应用场景 虽然大型语言模型的发展备受瞩目，但对于企业而言，开发可实际应用的AI解决方案同样至关重要， 因为这才是实现商业化的关键。 工业机器人便是一个潜力巨大的领域。 自2021年以来，中国已连续多年成为全球最大的机器人市场， 安装量占全球总量一半以上，下一代自动化技术将很可能由AI驱动。 本代机器人 已经能够在 已知环境 中执行 预设任务 ，而 AI 的加入带来了 泛化能力——让机器人能够 在 陌生环境 ...

Group 1: Market Dynamics - The banking sector executed a massive 1.1 trillion yuan reverse repurchase operation on October 9, significantly impacting the market liquidity and signaling a quantitative policy adjustment aimed at facilitating government bond issuance and corporate credit [2] - The influx of liquidity coincides with the upcoming discussions on the 14th Five-Year Plan, emphasizing technology innovation and green transformation as key policy priorities [2] - Non-bank financial institutions saw deposits increase by over 3 trillion yuan from July to August, indicating a substantial shift of household savings into the stock market [2] Group 2: Technology Sector - The OpenAI Developer Conference on October 6 sparked interest in the technology sector, particularly in the computing power industry, with North American cloud providers increasing capital expenditures [5] - Semiconductor companies, especially domestic leaders like SMIC, are experiencing a surge in orders, with revenue from processes below 14nm expected to increase by 68% by 2025 [5] - The domestic semiconductor equipment market is viewed as a high-certainty sector, with current localization rates at only 20%, accelerating the replacement process amid export controls from the US and Japan [5] Group 3: High-end Manufacturing - The humanoid robot sector is witnessing significant developments, with companies like Xpeng and Tesla advancing their robot prototypes, and global demand for humanoid robots projected to reach 2 million units by 2030 [5] - The upcoming International Nuclear Fusion Energy Conference from October 13 to 18 is expected to highlight high-temperature superconductors and core equipment manufacturers, with a project worth over 1 billion yuan set to begin bidding [5] Group 4: New Energy and Consumption - The new energy sector, particularly the energy storage segment, has shown strong performance, with 14 stocks hitting the daily limit on the last trading day of September [8] - The SNECES+ International Energy Storage Conference held in Shanghai from October 9 to 11 showcased a 32.4% year-on-year increase in photovoltaic installations, driving profit recovery in the supply side [8] - Consumer stocks are focusing on data from the National Day holiday, with short-distance travel and high-quality long-distance travel emerging as new trends [8] Group 5: Market Outlook - The third-quarter earnings reports for listed companies will conclude on October 31, with a current pre-earnings rate of only 48% for the Sci-Tech Innovation Board, indicating pressure on high-valuation tech stocks [10] - The Federal Reserve's meeting on October 28 is anticipated to influence global liquidity, with expectations of a 25 basis point rate cut, which could further boost sectors like technology, gold, and humanoid robots [11] - Analysts predict a strong performance in October, but structural differentiation is intensifying, with sectors like chips, robots, and new energy performing well, while others like shipping, banking, and food and beverage lag behind [12]

Core Viewpoint - The article emphasizes the upcoming opportunities and challenges in the Chinese fintech industry as it transitions into a new phase of digital finance and technology scene construction, driven by advancements in AI, stablecoins, and data value release [2][3]. Research Background - 2026 marks the beginning of a new round of the "Fintech Development Plan," with significant changes in production models due to AI and improvements in cross-border payment processes through trusted technologies [2]. - The global economic landscape and the Belt and Road Initiative are pushing domestic fintech firms to expand into overseas markets, making fintech globalization a prevailing trend [2]. Research Purpose - The report aims to provide insights into the current practices in China's fintech industry and identify future market opportunities, inviting participation from financial institutions and fintech service providers [3]. Research Content - The report will analyze the demand for technology services in areas such as digital scene construction, frontier technology applications, and data value extraction from the perspective of domestic financial institutions [5]. - It will focus on the latest developments in generative AI, multimodal technologies, and blockchain, assessing the overall market development, policy trends, overseas market expansion, and domestic scale forecasts [5]. - The report will explore the digital scene construction in banking, insurance, and securities, highlighting the application of new technologies and industry benchmark cases [5]. Financial Business Scenarios - The report will cover various financial business scenarios, including: - Banking: Precision marketing, intelligent risk control, digital payments, and ecosystem construction [6]. - Insurance: Digital marketing, risk management, and operational management [6]. - Securities: Investment analysis, customer service, and intelligent trading [7]. - Other scenarios: Digital payments and operational management [7]. Overseas Market Expansion - The report will discuss the evolution of fintech firms' overseas expansion strategies, focusing on aspects such as strength, compliance, ecosystem building, and top-level design [5]. - It will provide a guide for domestic fintech firms on how to successfully enter overseas markets [5]. Participation Value - Selected firms will gain recognition in the "2026 China Fintech Industry Development Insight Report," enhancing their brand visibility and industry influence [12]. - The report will be disseminated through various official platforms and media channels, providing extensive exposure [12]. Target Brands/Enterprises - The report targets financial institutions across various sectors, including banks, insurance, securities, and fintech service providers [13]. Collection Timeline - The collection period for participation is open until Q1 2026, inviting contributions from financial institutions and fintech service providers [14].