本报记者黄力辉 近日，随着最新一笔39.98万元高标准农田建设贷款落地，农发行方正县支行已累计向当地投放高标准 农田建设贷款2581.63万元，为方正县"龙江粮仓示范区"项目建设提供了坚实的信贷支持保障。 "当前'龙江粮仓示范区'建设进展顺利。按照县委、县政府的长远规划，该项目集园区化、融合化、绿 色化、数字化的'四化'农业于一体，将进行高标准农田建设提档升级，打造数字系统应用示范区，建设 农业大数据管理中心，升级改造稻作博物馆，创建农文旅产业融合示范区，计划流转5万亩耕地，现已 流转10632亩，建设完成后将成为农业现代化示范样板。"获贷项目单位相关负责人刘瑞向《农村金融时 报》记者介绍说。 "粮食生产的根本在于耕地。"陈智辉表示，下一步，该支行将持续积极践行"支农为国、立行为民"的使 命担当，充分发挥"当先导、补短板、逆周期"优势，扛稳服务"三农"重任，切实支持高标准农田建设相 关项目，全力做好金融服务乡村振兴工作，不断擦亮"农地银行"金字招牌。 （文章来源：证券日报） 记者了解到，目前方正县"龙江粮仓示范区"正着力深化与科研院所的务实合作，强化农业科创载体和创 新平台建设，推进产学研深度融合，提升农业现 ...

转自：新华财经 建行山东省分行以"金融活水"精准滴灌"三夏"生产的每个关键环节，创新服务模式，畅通绿色通道，全 力支持改造高标准农田，在广袤田野间绘就服务国家粮食安全、推动乡村振兴的美好画卷。 粮企"链"上新生机：一朵梨花的绽放密码 "再先进的生产线，没有优质麦源，也是'巧妇难为无米之炊'。"国家级农业产业化重点龙头企业淄博梨 花面业的负责人此前常因优质小麦采购无法满足产业链运转陷入焦虑。市场需求旺盛，企业要扩大产 能，然而上游优质小麦采购，却卡住企业扩大产能的"咽喉"。而季节性收购资金压力巨大，供应商们普 遍"囊中羞涩"，使得传统的单点融资模式难以支撑整条产业链的顺畅运转，优质麦源无法及时、足量保 障，成为行业难题。 建行山东省分行调研后认为，需要打破传统融资的孤岛思维，将核心企业与它的上游伙伴紧紧连接，让 整个产业链的血液活起来。很快，该行创新推出以"核心企业+供应商"的产业链融资方案，以梨花面业 良好的履约能力和信誉为依托，将其对供应商稳定、真实的采购订单转化为信用支撑点，精准对接上游 供应商在夏粮收购高峰期的融资需求。不久，1200万元信贷资金如同汩汩清泉，精准注入6家核心供应 商的账户。 如今，梨花 ...

Core Insights - The Guangdong Province Artificial Intelligence and Robotics Industry Innovation Product and Service Release Conference was held in Huizhou, with Postal Savings Bank Huizhou Branch participating as a co-organizer and exclusive bank [1] - The bank has launched various financial products to support the AI and robotics industry, including "Science and Technology Innovation Loan," "Online Easy Loan," and "Park Chain Group," providing over 12 billion yuan in loans to more than 300 technology enterprises [1][2] - Enya Musical Instruments, a small enterprise specializing in smart musical instruments, received financial support from the bank to alleviate funding pressure due to expansion efforts [2] Group 1 - The conference aimed to promote industrial innovation and upgrade through financial support [1] - Postal Savings Bank Huizhou Branch has developed a comprehensive financial service system to support the development of technology enterprises [1] - The bank's financial products are tailored to meet the needs of Huizhou's modern industrial clusters and industrial park construction strategies [1] Group 2 - Enya Musical Instruments is recognized as a provincial-level "specialized, refined, and innovative" enterprise, gaining global recognition for its innovative smart instruments [1][2] - The bank provided a combination of "Science and Technology Credit Loan" and "Construction Loan" to support Enya Musical Instruments with 15 million yuan in working capital and 40 million yuan for fixed asset construction [2] - The bank plans to deepen cooperation with the AI industry in Huizhou, injecting strong momentum into the industry's development [2]

7月2日，国际权威财经媒体英国《银行家》杂志（The Banker）公布了"2025年全球银行1000强"榜单。 在此次排名中，成都农商银行排名攀升至第194位，较上一年度上升6位。 英国《银行家》杂志发布的"全球银行1000强"榜单至今已有55年历史，榜单排名主要考量的是各银行一 级资本实力，反映了银行抗风险和利润增长的能力，是全球银行综合实力的标尺。 作为西部首家副省级农商行，成都农商银行近年来在"全球银行1000强"榜单中的排名不断跃升，从2021 年的第231位，到2025年的194位，五年间累计上升了37位。这一令人瞩目的成绩背后，究竟蕴藏着怎样 的"跃升密码"？ 稳健前行 迈向"万亿俱乐部" 从资产端看，成都农商银行不断强化国有企业和地方法人农商行担当，全力支持省市重大项目、重点产 业、重要领域，2024年末客户贷款及垫款总额达到4875.69亿元，同比增长14.54%。从负债端看，该行 坚持稳定核心负债，打造多元负债结构，2024年末负债总额达到8406.39亿元，同比增长9.57%。其中， 超八成负债来自客户存款，存款总额达6727.24亿元，同比增长10.50%，储蓄存款余额和增量连续两年 ...

Core Insights - The transformation of the Grape Valley in Turpan, Xinjiang, is significantly driven by the integration of cultural tourism and financial services, benefiting nearly 10,000 residents who are now engaged in tourism-related activities [1][5] - The "Financial Night Bazaar" initiative has emerged as a key platform for financial services, enhancing local economic activity and supporting the tourism industry [2][8] Financial Services Innovation - The People's Bank of China in Turpan has actively sought to provide financial services to residents, launching the "Financial Night Bazaar" to merge financial services with cultural tourism consumption [2][3] - Seven financial institutions have established mobile service points at the Grape Valley, offering diverse financial services and promoting financial literacy among local residents [3][4] Economic Impact - The Grape Valley has seen a significant increase in economic activity, with a reported annual income increase of 30% from secondary consumption, particularly in dining, lodging, and cultural products [5][6] - During the recent May Day holiday, the Grape Valley achieved a record high in tourist spending, reaching 1.012 billion yuan, a year-on-year increase of 28.85% [6] Government and Policy Support - The local government has invested 230 million yuan in the Grape Valley to enhance infrastructure and digital services, facilitating a "one-stop" experience for visitors [7] - The People's Bank of China has introduced various tailored financial products to support the tourism sector, including loans specifically designed for county tourism development [6][7] Collaborative Efforts - The success of the "Financial Night Bazaar" is attributed to the collaboration between local government, financial institutions, and tourism businesses, creating a supportive ecosystem for economic growth [8] - The initiative has not only improved access to financial services but also stimulated consumer spending, thereby enhancing the attractiveness and vitality of the local tourism market [8]

6月26日，我省召开"弘扬中国特色金融文化培育'好品金融'品牌"工作座谈会。会议公布了2025"好品金融"典型案例和产品评选结果，其中中国农业银行山东 省分行获评"金融服务高质量发展突出贡献案例""好品金融-绿色金融创新产品""好品金融-普惠金融创新产品""好品金融-养老金融创新产品""好品金融-数字 金融创新产品"，农业银行烟台分行获评"金融直达基层加速跑"典型案例。会上，农业银行山东省分行党委书记、行长刘仁举作为"金融服务高质量发展突出 贡献案例"获评代表作交流发言。 创新"十大模式" 服务乡村振兴齐鲁样板 2018年，习近平总书记赋予山东"打造乡村振兴齐鲁样板"的重大使命。近年来，在省委省政府领导支持下，中国农业银行山东省分行把金融服务乡村振兴齐 鲁样板打造作为服务"三农"工作的中心任务，分别联合潍坊、临沂、东营、菏泽、烟台市委市政府，相继创建了5个不同主题的示范区，因地制宜推出了47 个典型做法，有力支持了重大战略实施和重点区域发展。 到3月末，中国农业银行山东省分行县域贷款余额5882亿元，占全部贷款的48%；涉农贷款余额4671亿元，可比同业占比超过38%；沿黄贷款余额7551亿 元，占全部贷款的 ...

Core Viewpoint - The provincial cooperative has launched the "Elderly Series Loan" to enhance the development of the elderly service industry, providing comprehensive financial support with favorable terms for various stakeholders in the sector [1][2]. Group 1: Loan Features - The "Elderly Series Loan" targets a wide range of service providers, including elderly apartments, service centers, and businesses involved in elderly care products and training [1]. - The loan offers differentiated interest rates, with discounts of 5, 10, and 15 basis points for 3, 4, and 5-star rated elderly institutions, respectively [1]. - Loan amounts can reach up to 80% of the annual total fee income from existing bed spaces, with terms of up to 5 years, extendable to 10 years for larger projects [1][2]. Group 2: Financial Support and Growth - As of the end of 2024, the total loan balance for the elderly service sector from rural commercial banks reached 16.97 billion yuan, an increase of 4.68 billion yuan since the beginning of the year [2]. - A total of 1.217 billion yuan has been disbursed under the "Elderly Series Loan," with a loan balance involving 136 clients totaling 578 million yuan [2]. Group 3: Collaboration and Training - The provincial cooperative and the provincial civil affairs department have strengthened collaboration to enhance financial support for elderly services, establishing a resource-sharing mechanism [3]. - Rural commercial banks have conducted 382 joint meetings with civil affairs departments to discuss policy changes and training for elderly service providers [3]. Group 4: Focus on Key Areas - Rural commercial banks have issued loans totaling 996 million yuan for the construction and operation of community elderly service institutions [4]. - The "Elderly Industry Loan" has been utilized to support businesses providing essential services to the elderly, with 220 million yuan disbursed [4]. - Training loans have been provided to enhance the capabilities of elderly service training institutions [4]. Group 5: Service Optimization - The loan application process has been streamlined, with a focus on "paperless" procedures and quick processing for products like the "Elderly Housing Loan," which has disbursed 1.299 million yuan [5]. - All 4,681 bank branches are equipped with facilities for elderly customers, including green channels and assistance personnel [5]. - Mobile financial service teams have been established to provide on-site banking services to elderly clients in communities [5].

Core Insights - The "High Standard Farmland Construction Loan" has been recognized as a typical case and product in the "Good Financial - Inclusive Finance" category, reflecting its alignment with rural revitalization strategies and financial support for agriculture [1][4] - The loan product is designed to address the financing needs of various agricultural entities, including farmers, family farms, cooperatives, and agricultural enterprises, facilitating the construction and improvement of high-standard farmland [1][2] Loan Features - The loan is aimed at financing a wide range of agricultural infrastructure projects, including land remediation, irrigation, drainage, and soil improvement activities [1][2] - Loan amounts are determined based on the borrower's credit status and project costs, generally not exceeding 70% of the total investment [1][2] - The loan terms are flexible, based on the borrower's credit status, loan purpose, repayment ability, and project duration [2] Financial Support Mechanisms - The loan offers various collateral options, including credit, guarantees, and pledges, with encouragement for using family loans and policy guarantees for individual borrowers [2] - A government subsidy of 1% on the loan amount is provided, with a maximum subsidy of 2 million yuan per project, applicable for up to three years [2][3] Impact on Agriculture - As of the end of 2024, the loan program has supported 356 agricultural entities with a total of 460 million yuan, enhancing the financial services available for high-standard farmland construction [2] - The loan product aims to alleviate financing difficulties for agricultural operators by allowing the use of large agricultural machinery and land use rights as collateral, thus activating previously dormant assets [3] - The initiative is expected to lower financing costs for agricultural entities and promote high-quality development in the agricultural sector [3][4]

本报记者余连斌通讯员张莉孙越 贴心服务畅通办贷快车道 今年以来，该支行累计投放耕地治理与保护贷款1500万元，以土地整治助"粮田"变"良田"。 精准施策打造沃野良田 农发行昭化区支行在实际调研走访过程中发现，昭化区存在耕地资源分布不均、农田基础设施薄弱等问 题。针对以上问题，该支行主动对接地方政府和农业部门，深入调研项目需求，量身定制融资方案，投 放高标准农田建设贷款4.2亿元，用于支持当地土地平整、灌溉排水、田间道路、生态保护等工程建 设，推动碎片化耕地变身"田成方、路相通、渠相连、旱能灌、涝能排"的现代化良田。 随着高标准农田逐步建成，过去"渠断田瘠望天收"的困境如今化作"渠通田沃稳产丰"的新景。田间道路 如经纬交织，灌溉管网似血脉畅通，智能农机在广袤沃野上纵横驰骋，绘就"旱涝保收吨粮田，科技种 地笑开颜"的现代农业新画卷。 "十四五"以来，农发行四川广元市昭化区支行立足政策性银行职能定位，认真落实"藏粮于地、藏粮于 技"战略，累计投放农地类贷款12亿元，以金融活水精准灌溉广袤田野，夯实国家粮食安全根基。 锚定靶心加强耕地保护 耕地是粮食生产的命根子。农发行昭化区支行依托"农地+"融资模式，把支持耕地保护 ...

九江是江西的北大门。在万里长江的壮阔画卷中，九江坐拥152公里的黄金岸线，京九铁路穿境而过， 鄱阳湖在这里连接长江，优越的地理位置让九江因港而起、因埠而兴。 图说：夕 阳下的九江长江大桥。 近年来，建行江西省分行认真贯彻落实"共抓大保护、不搞大开发""生态优先、绿色发展"的要求，以金 融之力深度融入长江经济带建设，走出了一条发展和保护协同共生、互促共进的新路子。 赋能"黄金岸线" "看着长江边停靠的巨轮和堆满的集装箱，心里急啊！腹地企业出口需求'井喷'，可我们码头的'吞吐胃 口'还是老样子。"瑞昌市长江港务有限公司负责人指着繁忙的瑞昌港区，语气中透着焦虑。 近年来，瑞昌港区作为九江港中开发程度较高、工业项目密集的核心区域，发展势头尤为迅猛。然 而，"大进大出"的物流需求，却遭遇了关键瓶颈——港口通过能力有限，如同"小马拉大车"，腹地企业 的货物堵在了"家门口"。 为彻底打通这"肠梗阻"，瑞昌市长江港务有限公司决意启动公用码头集装箱泊位及仓储区提标改造项 目。计划将原有通用码头升级为集装箱专用码头，并新建配套基础设施，大幅提升岸线利用效率和港口 综合服务能力。蓝图虽好，近6亿元的巨额资金投入，却让公司感到了"千 ...