在"风险防控"上守底线，筑牢发展安全网。强化信用风险管控，配齐一级支行信贷管理机构及人员，实 现"白名单"审核、风险线索核查部门或岗位制约，试点普惠零售贷款"现场+远程"集中作业模式，建立 重点客户常态化监测机制，管理制度流程持续优化。强化操作风险管控，通过高管合规课堂、合规宣讲 等形式宣贯合规文化，实行新入行员工、转岗提任人员、检查发现问题、年度述职合规"四必讲"制度， 开发运用智能监测模型开展风险监测，强化反洗钱、信息安全等领域监督，合规管理体系日趋完备。 站在新起点上，农行内蒙古分行将继续坚守"金融为民"初心，深化机制改革，提高服务效能，主动防范 风险，以更优产品、更实举措、更暖服务，在自治区"十五五"建设新征程上贡献农行力量。(罗丹） 转自：新华财经 "十四五"期间，农行内蒙古分行立足新发展阶段，融入新发展格局，坚持以党的建设统领全局，积极发 挥金融服务"国家队""主力军"作用，突出"服务乡村振兴的领军银行、服务实体经济的主力银行"两大定 位，以"创新"激发内生动力，以"强基"夯实发展支撑，以"风控"筑牢安全防线，助推内蒙古自治区经济 社会高质量发展。 在"服务创新"上求突破，激活发展新引擎。坚定不移 ...

Core Viewpoint - China Agricultural Bank Jinan Branch emphasizes its commitment to rural revitalization and agricultural support, responding swiftly to challenges posed by adverse weather conditions to ensure food security and support the "Three Autumns" production [1][2]. Group 1: Financial Support and Initiatives - The bank prioritizes food security in its strategy, deploying resources to support "Three Autumns" production amidst heavy rainfall [2]. - As of the end of September, the bank's county loans accounted for 37.5% of total loans among the four major banks, with a net increase of 10 billion yuan in key agricultural loans, reflecting a growth rate of 58.9% [2]. - The bank has introduced innovative loan products such as "Smart Animal Husbandry Loan" and "Grain Storage Loan" to enhance financial support for critical agricultural sectors [2][3]. Group 2: Community Engagement and Direct Support - The bank organized youth teams to assist farmers directly in the fields, helping with urgent harvesting tasks to prevent crop spoilage [4][9]. - In collaboration with local agricultural departments, the bank conducted on-site assessments to understand farmers' financial needs and challenges due to adverse weather [6][9]. Group 3: Consumer Support and Market Access - The bank initiated a "Financial + Consumption" model to alleviate farmers' immediate financial pressures by purchasing unsold agricultural products affected by weather conditions [10][11]. - Efforts to streamline loan processes for agricultural machinery and supplies have been implemented to ensure timely financial support for farmers [11]. Group 4: Technological Innovation and Long-term Strategy - The bank is enhancing its service model through technology, launching various digital platforms to improve financial services in rural areas [12]. - The introduction of the "Agricultural Production Trust Loan" has been recognized as a best practice by the Ministry of Agriculture and Rural Affairs [12]. Group 5: Future Commitment - The bank plans to continue its focus on rural revitalization, aiming to provide precise financial services and practical support to enhance agricultural quality and contribute to rural development [13].

Core Viewpoint - The China Agricultural Bank (CAB) has released a report highlighting its efforts in supporting rural revitalization and promoting farmers' common prosperity through innovative financial services and products [1][8]. Group 1: Financial Services for Rural Revitalization - CAB has prioritized rural revitalization as a key focus, aligning with national strategies and addressing farmers' needs through digital empowerment and comprehensive service models [4]. - The bank has developed a systematic service capability in eight key areas of rural revitalization, including poverty alleviation and food security, with notable products like "Huinong e-loan" and "Grain Farmer e-loan" [4][5]. - The "Huinong e-loan" has a balance of 1.8 trillion yuan, serving over 18 million farmers, while the "Grain Farmer e-loan" has a balance exceeding 1.4 trillion yuan [5]. Group 2: Innovations in Financial Products - CAB has introduced various innovative loan models, such as "Liangtian Loan" for farmland protection and "Smart Livestock Loan" utilizing IoT technology for livestock financing [5][7]. - The bank has also launched "Feishou Loan" in collaboration with DJI to support the use of agricultural drones, enhancing productivity in the sector [5]. Group 3: Enhancing Rural Credit Systems - CAB has implemented the "Party Building + Credit Village" model to improve rural credit environments, benefiting over 6 million credit users [7]. - The "e-push customer" model facilitates loan applications for farmers, streamlining the process and reducing their need to travel [7]. Group 4: Commitment to Social Responsibility - CAB has developed financial products aimed at new citizens and has provided services to 130 million individuals, demonstrating its commitment to social responsibility [7]. - The bank has also promoted financial assistance for disabled individuals, ensuring that financial services are accessible and compassionate [7]. Group 5: Future Directions - The report serves as both a performance record and a roadmap for CAB's future efforts in empowering rural revitalization, emphasizing the bank's commitment to innovation and service optimization [8].