目前，"蚂蚁阿福"App的月活用户已超1500万，跻身国内AI App前五，成为第一大健康管理AI App。阿福AppP每天回答用户500多万个健康提问，55% 用户来自三线及以下城市，显现普惠特点。 博通咨询首席分析师王蓬博对记者分析指出，蚂蚁AQ升级为蚂蚁阿福，是蚂蚁自身战略的一次实质性转向。过去AQ更聚焦保险和风险兜底，现在阿福 明显往主动健康管理、家庭健康服务这些更日常、更温暖的方向走。这既是对用户需求变化的回应，大家越来越关注慢病干预、体检提醒、家庭健康档案等 高频服务，也契合了国家推动商业健康险与健康管理融合的政策导向。 12月15日，蚂蚁集团宣布旗下AI（人工智能）健康应用AQ品牌升级为"蚂蚁阿福"，并发布App新版本，升级健康陪伴、健康问答、健康服务三大功 能。升级后的"蚂蚁阿福"聚焦"健康+"战略，定位从AI工具转向AI健康朋友，能够像真人朋友一样，帮助用户管理自身和家人健康。 "阿福可以成为医院、医生的帮手，通过数字平台、智能技术，让1个医生变成10个医生，让专业的健康服务更加普惠。"蚂蚁集团副总裁、健康事业群 总裁张俊杰表示。 王蓬博表示，对蚂蚁集团来说，健康业务的战略意义已经远超保险板 ...

参保人员异地就医直接结算备案可以通过线上、线下两种常见渠道办理。 线上办理—— 这种方式最为便捷，全国通用渠道和地方专属渠道均可办理。 编者按：在医疗水平整体提升的大背景下，医保权益保障等愈发受到社会各界的关注。近日，有网友在新华网"我为群众 办实事"网络平台反映其在异地就医中遇到困惑，《中国医疗保险》杂志为此邀请江西省医保局待遇保障处原处长、原一级调 研员蔡海清进行详细解答。具体内容如下： 从网友反映的情况看，更多是对现行的异地就医待遇保障政策不了解导致。考虑到这并非个例，因此就相关政策进行解 读十分必要。 按照现行政策规定，包括医疗救助对象在内的异地长期居住参保人员在办理异地就医备案后就可以享受异地就医直接结 算服务。异地就医直接结算的住院、普通门诊和门诊慢特病医疗费用，原则上执行就医地规定的支付范围及有关规定（基本 医疗保险药品、医疗服务项目和医用耗材等支付范围），执行参保地规定的基本医疗保险基金起付标准、支付比例、最高支 付限额、门诊慢特病病种范围等有关政策。通俗一点说，就是执行就医地医保目录、参保地医保待遇政策。 线下办理—— 参保人携带相关材料前往参保地的各级医保经办机构窗口、政务服务中心医保窗口 ...

从网友反映的情况看，更多是对现行的异地就医待遇保障政策不了解导致。考虑到这并非个例，因此就相关政策进行解 读十分必要。 编者按：在医疗水平整体提升的大背景下，医保权益保障等愈发受到社会各界的关注。近日，有网友在新华网"我为群众 办实事"网络平台反映其在异地就医中遇到困惑，《中国医疗保险》杂志为此邀请江西省医保局待遇保障处原处长、原一 级调研员蔡海清进行详细解答。具体内容如下： 线下办理—— 参保人携带相关材料前往参保地的各级医保经办机构窗口、政务服务中心医保窗口，部分地区的乡镇（街道）医保服务 点也可办理。所需材料一般包括：有效身份证件（通常是居民身份证）、社会保障卡或医保电子凭证；《异地就医登记 备案表》；长期居住认定材料（居住证、户口簿等，部分地区可用个人承诺书替代）。窗口工作人员审核材料无误后， 会当场办理备案手续。 异地长期居住的参保人员在办理异地就医备案手续后，在居住地医保定点医药机构看病就医或购药直接通过刷卡（医保 卡或社保卡）或刷码（电子医保码）就可以享受异地就医直接结算服务，而无需参加居住地基本医疗保险；对于在户籍 所在地认定并参保的医疗救助对象来说，可继续在参保地参保、享受参保地优惠政策（如 ...

Core Insights - The core viewpoint of the news is the strategic rebranding of Alipay's operating entities, which reflects the ongoing advancement of the "Dual Flywheel" strategy aimed at enhancing payment technology and digital services [1][3]. Group 1: Company Rebranding - Alipay's main operating company, Alipay (China) Network Technology Co., Ltd., has been renamed to Alipay Payment Technology Co., Ltd., while Alipay (Hangzhou) Information Technology Co., Ltd. is now Alipay (Hangzhou) Digital Service Technology Co., Ltd. [1] - The rebranding is part of a governance upgrade under the "Dual Flywheel" strategy, which will not affect customer service or experience, as the Alipay brand and app name remain unchanged [1]. Group 2: Strategic Developments - The "Dual Flywheel" strategy has shown rapid development, with significant organizational changes announced by Ant Group, focusing on "AI First," "Dual Flywheel," and accelerated globalization [1][2]. - Alipay has achieved over 200 million users for its "Tap" feature in less than a year and is gaining a competitive edge with the launch of "AI Pay" services [2]. Group 3: Technological Innovations - Alipay is enhancing its app with new AI features, including a new AI interface called "Explore" and a smart voice search that connects users to over 10,000 services [2]. - The independent AI health application AQ, launched by Ant Group, has served over 140 million users, with a significant portion from lower-tier cities, and has achieved a 60.1% month-over-month growth rate [3].

Core Viewpoint - The People's Bank of China approved the name change of Alipay (China) Network Technology Co., Ltd. to Alipay Payment Technology Co., Ltd., reflecting the company's governance upgrade under the "dual flywheel" strategy, while maintaining the Alipay brand and app name [1][2][5]. Group 1: Company Name Changes - Alipay's main operating entity has been renamed from Alipay (China) Network Technology Co., Ltd. to Alipay Payment Technology Co., Ltd. [2] - Alipay (Hangzhou) Information Technology Co., Ltd. will also change its name to Alipay (Hangzhou) Digital Service Technology Co., Ltd. [2][5]. Group 2: Strategic Direction - The name changes align with Ant Group's strategic direction, which includes "AI First," "Alipay Dual Flywheel," and accelerating globalization [5]. - The establishment of two major business groups, Digital Payment and Alipay, aims to enhance product innovation and user growth [5]. Group 3: Leadership Changes - Zhu Lin has been appointed as the Vice General Manager (Technical Head) of Alipay, previously serving as the Chief Technology Officer of Ant Group's Digital Payment business group [5][6]. Group 4: Technological Innovations - Alipay has introduced the "Tap to Pay" feature, allowing users to complete payments by tapping their phones, which has seen user adoption surpassing 200 million [6]. - The company has launched the "AI Pay" service, the first of its kind in China, aimed at providing payment solutions for AI entities [6][7]. Group 5: Market Growth Predictions - Predictions indicate that new interactive payment methods may exceed 50% in the next five years, with a tenfold increase in diverse smart device payments [7]. - The AI payment market is expected to reach a trillion-level scale, driven by the growth of the AI industry and smart terminal proliferation [7]. Group 6: Recent Developments - Alipay has introduced new AI features, including a voice search function and AI assistant tools for various services, enhancing the app's intelligence [7][8]. - The AQ health application, launched by Ant Group, has served over 140 million users, with a significant portion from lower-tier cities [8].

Group 1 - The core viewpoint of the news is that Alipay has successfully completed the renaming of its two main operating entities, aligning with its "dual flywheel" strategy, which focuses on payment technology and digital connectivity [1][4] - The new names for the entities are "Alipay Payment Technology Co., Ltd." and "Alipay (Hangzhou) Digital Service Technology Co., Ltd." [1] - The renaming is part of a governance upgrade under the "dual flywheel" strategy and does not affect customer service or experience, with the Alipay brand and app name remaining unchanged [1] Group 2 - Since last year, the "Alipay dual flywheel" strategy has been rapidly developing, with significant organizational changes announced by Ant Group, including the establishment of two major business groups: Digital Payment and Alipay [3] - Recent developments include the achievement of over 200 million users for the "Tap" feature within a year and a half, and the launch of the "AI payment" service aimed at providing payment solutions for AI entities [3] - Alipay has also introduced new AI features, such as the "Explore" function based on "Scan," and a smart voice search that connects users to over 10,000 services, indicating a rapid evolution towards intelligent services [3]

Core Viewpoint - The recent name changes of Alipay's operating entities reflect the ongoing implementation of the "Dual Flywheel" strategy, enhancing corporate governance while maintaining the Alipay brand and user experience [5][6]. Group 1: Name Changes - The People's Bank of China approved the name change of Alipay (China) Network Technology Co., Ltd. to Alipay Payment Technology Co., Ltd., which is the licensed entity for Alipay [1]. - Alipay (Hangzhou) Information Technology Co., Ltd. has also been renamed to Alipay (Hangzhou) Digital Service Technology Co., Ltd. [2]. Group 2: Strategic Implications - The name changes are part of the "Dual Flywheel" strategy, which aims to advance both payment technology and digital connectivity, positioning Alipay for new growth opportunities [5][6]. - The company emphasizes that the name changes will not affect customer service or experience, and the Alipay brand will remain unchanged [5]. Group 3: Organizational Developments - Since last year, Ant Group has accelerated the implementation of the "Dual Flywheel" strategy, including organizational restructuring to enhance market responsiveness and management team youthfulness [6]. - The establishment of two major business groups, Digital Payment and Alipay, reflects the strategic focus on "AI First," "Dual Flywheel," and global expansion [6]. Group 4: User Engagement and Innovations - Alipay's "碰一下" feature has reached 200 million users, showcasing significant user engagement [7]. - The recent launch of the "AI Payment" service aims to provide payment solutions tailored for the AI era [7].

Group 1 - The core viewpoint of the article is that Alipay is undergoing a rebranding process as part of Ant Group's strategic governance upgrade, specifically under the "Alipay Dual Flywheel" strategy [1] - Alipay (China) Network Technology Co., Ltd. has been renamed to Alipay Payment Technology Co., Ltd., while Alipay (Hangzhou) Information Technology Co., Ltd. is now Alipay (Hangzhou) Digital Service Technology Co., Ltd. [1] - The rebranding aims to enhance payment technology innovation, focusing on initiatives like "tap-to-pay" and "AI payment" [1] Group 2 - Alipay Payment Technology Co., Ltd. will continue to serve as the sole operating entity for Ant Group's payment business [1] - Alipay (Hangzhou) Digital Service Technology Co., Ltd. will focus on increasing product technology research and development in the AI era, supporting the digital transformation of China's service industry [1]

Group 1 - The core viewpoint of the news is that Alipay has successfully completed the renaming of its two main operating entities as part of its "dual-wheel" strategy, which aims to enhance corporate governance without affecting customer service or experience [1][2] - Alipay's main operating entity, Alipay (China) Network Technology Co., Ltd., has been renamed to Alipay Payment Technology Co., Ltd., while Alipay (Hangzhou) Information Technology Co., Ltd. has been renamed to Alipay (Hangzhou) Digital Service Technology Co., Ltd. [1] - The "dual-wheel" strategy has shown rapid development since last year, with significant organizational changes announced by Ant Group, focusing on "AI First," "dual-wheel," and accelerating globalization [1] Group 2 - At the recent Shanghai Bund Conference, Alipay reported that its "Tap" feature has surpassed 200 million users in less than a year and a half, creating a new entry point for user services and merchant operations [2] - Alipay is also gaining an early advantage in "AI payment" services, having launched the domestic "AI Pay" service on September 11, aimed at providing payment solutions for intelligent agents in the AI era [2] - The simultaneous renaming of the two operating entities is viewed as an accelerated evolution of the "dual-wheel" strategy, with both payment technology and digital connectivity advancing together, positioning Alipay on a new growth trajectory [2]

Core Viewpoint - The core viewpoint of the article is that Alipay's two main operating entities have successfully completed their name changes as part of a governance upgrade aligned with the company's dual-wheel strategy, which focuses on payment technology and digital connectivity [1]. Group 1: Company Name Changes - Alipay's main payment license entity, "Alipay (China) Network Technology Co., Ltd." has been renamed to "Alipay Payment Technology Co., Ltd." [1] - The operating entity of the Alipay App, "Alipay (Hangzhou) Information Technology Co., Ltd." will now be known as "Alipay (Hangzhou) Digital Service Technology Co., Ltd." [1] Group 2: Strategic Implications - The name changes reflect the ongoing implementation of Alipay's dual-wheel strategy, which emphasizes both payment technology and digital connectivity [1]. - Alipay has stated that the name changes will not affect customer service or experience, and the "Alipay" brand and app name will remain unchanged [1].