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广西财政优化跨境金融供给 助力民企深耕东盟市场
Zhong Guo Xin Wen Wang· 2025-11-23 23:31
来源:中国新闻网 编辑:熊思怡 广告等商务合作,请点击这里 本文为转载内容,授权事宜请联系原著作权人 广西财政优化跨境金融供给 助力民企深耕东盟市场 中新网南宁11月23日电(韦佳秀)广西壮族自治区财政厅23日发布消息称,今年以来,该厅以面向东盟开 放合作为核心,聚焦民营企业跨境贸易痛点难点,通过财政激励、名单扩容、政企银金对接三重举措, 构建全链条跨境金融服务体系,为民营企业拓展东盟市场提供坚实支撑。 据介绍,广西财政厅对使用跨境人民币开展货物贸易结算规模达5亿元(人民币,下同)以上的广西区内 非金融企业,按结算金额的0.1%给予奖励,单户企业年度奖励金额最高可达100万元,直接降低企业汇 兑成本与财务支出,2025年已拨付2400万元。 依托中国—东盟跨境人民币业务中心、清算中心或现钞调运中心等机构,广西各金融机构简化结算流 程、压缩办理时限,实现跨境人民币汇款"当日达""零手续费"等便利化服务;加大对民营企业贴息支持 力度,通过"普惠经营贷"重点扶持民营企业,加大"三农贷""工业贷"等重点领域贴息产品中的民营企业 报送比例,使更多民营企业出海能够享受到贴息政策红利。 广西财政厅持续优化民贸民品企业扶持机 ...
山东:“联合会诊”纾解小微企业融资难
Xin Hua Wang· 2025-11-19 07:30
走进山东枣庄市山亭区建伟肉鸡饲养场,记者看到自动化喂料设备正将饲料投入食槽。饲养场负责人刘建伟说:"在银行80万元贷款支持下,饲养 场对喂料、温控设备进行了自动化升级,养殖效益提升了20%。" 几个月前,建伟肉鸡饲养场在计划扩大养殖规模、更新养殖设备时,遇到了资金难题。"当时饲养场因营业执照注册登记日期未满两年,不符合银 行信贷的常规准入条件。"刘建伟回忆说,前期对接的几家金融机构均无法提供融资支持,项目建设一度陷入停滞。 山东亚泰新材料科技有限公司生产车间。(受访单位供图) 位于临沂市的山东亚泰新材料科技有限公司是一家国家级专精特新"小巨人"企业,近几年由于大力拓展海外市场,在流动资金、供应商货款等方 面有了新需求。公司财务负责人贾丙芹说:"国外客户尤其看重公司资金流动的合规性、账户功能和国际结算效率,这对金融服务提出了新需 求。" 邮储银行临沂市分行在"千企万户大走访"中捕捉到亚泰新材料的需求后,根据企业"轻资产、高成长"的特点,为其量身定做"科创e贷+差额承 兑"的组合金融服务方案,为企业提供1500万元的流动资金贷款和3000万元的差额承兑,并给予下调利率与降低保证金比例的优惠。 支持小微企业融资协调 ...
广西财政引金融“活水”赋能民营经济
Sou Hu Cai Jing· 2025-08-22 11:28
Group 1 - The Guangxi Finance Department is enhancing financial support for the private economy by utilizing various policy tools such as fiscal interest subsidies, financing guarantees, and guiding funds to direct more financial resources towards the private sector [1][2] - In 2024, Guangxi plans to allocate 3.05 billion RMB in interest subsidies, guiding financial institutions to provide 231.734 billion RMB in loans under the "Guihui Loan" program, with 182.428 billion RMB specifically for private enterprises, benefiting 102,500 businesses and reducing their financing costs by 2.307 billion RMB [1] - The "Guangxi Financial Support for Enterprises Three-Year Action Plan (2025-2027)" has been introduced, focusing on supporting private enterprises through the creation of "Inclusive Business Loans" [1] Group 2 - The Guangxi Finance Department is guiding the establishment of market-oriented investment funds, including a minimum 10 billion RMB artificial intelligence industry fund, to invest in technology-driven private enterprises and facilitate their transformation towards high-end, intelligent, and green development [2] - For cross-border trade, enterprises engaging in over 500 million RMB in cross-border RMB trade settlement will receive a reward of 0.1% of the settlement amount, with a maximum annual reward of 1 million RMB per enterprise, aiding private enterprises in expanding into international markets [2] - The Guangxi Finance Department plans to continue optimizing fiscal policy supply and enhancing the collaboration of financial policy tools to ensure that policy benefits reach private economic entities accurately [2]
强化财金联动 畅通实体经济融资渠道
Guang Xi Ri Bao· 2025-07-25 03:49
Group 1 - The core viewpoint of the article is the introduction of the "Guangxi Financial Support for Enterprises Three-Year Action Plan (2025-2027)" aimed at enhancing financial support for the real economy and promoting high-quality development in the region [3][5][9] - The plan aims to mobilize a total of 75 billion yuan in various fiscal funds by 2027, which is expected to lead to over 600 billion yuan in fiscal interest loans, more than 100 billion yuan in subsidized financing guarantees, and over 300 billion yuan in bond issuance [5][21] - The plan emphasizes three key areas: major projects, key industries, and inclusive finance, addressing the challenges of high financing costs and difficulties in accessing funds [6][9] Group 2 - The plan proposes a comprehensive use of financial tools such as equity, debt, insurance, and financing guarantees, along with various policy instruments like interest subsidies and risk compensation to support high-quality development [4][6] - It introduces innovative measures to match financing needs with financial tools for enterprises in major projects, key industries, and inclusive finance, including the provision of dual advisory services from financial experts and AI [6][8] - The plan aims to optimize the financing coordination mechanism, ensuring effective communication and collaboration among various financial institutions and government departments [8][18] Group 3 - The plan outlines ten measures to broaden financing channels, enhance financing accessibility, and build a financing service system [10][15] - It aims to increase bank credit input, targeting an annual loan amount of no less than 100 billion yuan for agricultural and small business support, and to streamline the process for companies to access capital markets [11][14] - The plan also focuses on promoting financial product innovation and reducing overall financing costs for small and micro enterprises, including the introduction of new loan products and flexible repayment options [15][16] Group 4 - The plan includes specific fiscal policies such as the "Loan Interest Subsidy Plan" and the "Guarantee Fee Subsidy Plan," which aim to alleviate financing difficulties for enterprises by providing direct subsidies and support for guarantee fees [20][21] - The "Loan Interest Subsidy Plan" will integrate 2.2 billion yuan of fiscal funds in 2025 to subsidize interest on eligible loans, while the "Guarantee Fee Subsidy Plan" will allocate 100 million yuan to support credit enhancement through financing guarantee institutions [21][23] - The plan emphasizes the importance of leveraging fiscal funds to guide financial support for the real economy, enhancing the efficiency of fund allocation and ensuring that financial resources are directed towards productive activities [22][24] Group 5 - Financial institutions in the region are responding quickly to the plan, focusing on policy promotion, process optimization, and comprehensive strategies to ensure effective implementation [24][25] - Banks like Guangxi Beibu Gulf Bank and Guilin Bank are actively engaging in training and policy dissemination to facilitate the application of the financial support measures, ensuring that enterprises can access the benefits [25][27] - The Guangxi Financing Guarantee Group is enhancing its services to reduce financing costs for small and micro enterprises, ensuring that the financial support policies are effectively communicated and implemented [28]