防止"内卷式"竞争，到2027年基本建成适配制造业"三化"发展的成熟金融体系，增强服务适配性。 金融活水正精准滴灌新型工业化沃土。 金融创新破局 助力新型工业化加速前行 金融作为经济发展的血脉，如何精准高效地支持新型工业化，成为市场关注焦点，山东省潍坊市在这一 领域此前已有积极探索。 作为国家制造业新兴技术改造城市试点，潍坊工业根基扎实，由潍柴雷沃牵引的潍临日（潍坊、临沂、 日照）智能农机装备集群已入选国家级先进制造业集群。然而，产业链上中小微企业融资难、融资慢的 问题，成为制约产业升级的瓶颈。 对此，人民银行潍坊市分行靶向发力，指导日照银行潍坊分行落实金融"五篇大文章"，创新探索供应 链"脱核"模式，于2025年建成"数权贷"线上化场景平台，实现业务全流程线上办理。 这里的"脱核"并非脱离供应链，而是打破传统模式对核心企业授信的依赖，转而以"供应商自身信用+交 易数据信用"为授信基础，确保融资资金定向支付，真正实现"数据换信用"。 潍坊金普瑞恩机械装备有限公司便是受益者。该公司作为雷沃核心供应商，年供货额超7000万元，却因 下游账期波动面临资金压力。日照银行依据其上一年度供货数据，通过"数权贷"授信200 ...

Group 1 - The core viewpoint of the article is the introduction of the "Guangxi Financial Support for Enterprises Three-Year Action Plan (2025-2027)" aimed at enhancing financial support for the real economy and promoting high-quality development in the region [3][5][9] - The plan aims to mobilize a total of 75 billion yuan in various fiscal funds by 2027, which is expected to lead to over 600 billion yuan in fiscal interest loans, more than 100 billion yuan in subsidized financing guarantees, and over 300 billion yuan in bond issuance [5][21] - The plan emphasizes three key areas: major projects, key industries, and inclusive finance, addressing the challenges of high financing costs and difficulties in accessing funds [6][9] Group 2 - The plan proposes a comprehensive use of financial tools such as equity, debt, insurance, and financing guarantees, along with various policy instruments like interest subsidies and risk compensation to support high-quality development [4][6] - It introduces innovative measures to match financing needs with financial tools for enterprises in major projects, key industries, and inclusive finance, including the provision of dual advisory services from financial experts and AI [6][8] - The plan aims to optimize the financing coordination mechanism, ensuring effective communication and collaboration among various financial institutions and government departments [8][18] Group 3 - The plan outlines ten measures to broaden financing channels, enhance financing accessibility, and build a financing service system [10][15] - It aims to increase bank credit input, targeting an annual loan amount of no less than 100 billion yuan for agricultural and small business support, and to streamline the process for companies to access capital markets [11][14] - The plan also focuses on promoting financial product innovation and reducing overall financing costs for small and micro enterprises, including the introduction of new loan products and flexible repayment options [15][16] Group 4 - The plan includes specific fiscal policies such as the "Loan Interest Subsidy Plan" and the "Guarantee Fee Subsidy Plan," which aim to alleviate financing difficulties for enterprises by providing direct subsidies and support for guarantee fees [20][21] - The "Loan Interest Subsidy Plan" will integrate 2.2 billion yuan of fiscal funds in 2025 to subsidize interest on eligible loans, while the "Guarantee Fee Subsidy Plan" will allocate 100 million yuan to support credit enhancement through financing guarantee institutions [21][23] - The plan emphasizes the importance of leveraging fiscal funds to guide financial support for the real economy, enhancing the efficiency of fund allocation and ensuring that financial resources are directed towards productive activities [22][24] Group 5 - Financial institutions in the region are responding quickly to the plan, focusing on policy promotion, process optimization, and comprehensive strategies to ensure effective implementation [24][25] - Banks like Guangxi Beibu Gulf Bank and Guilin Bank are actively engaging in training and policy dissemination to facilitate the application of the financial support measures, ensuring that enterprises can access the benefits [25][27] - The Guangxi Financing Guarantee Group is enhancing its services to reduce financing costs for small and micro enterprises, ensuring that the financial support policies are effectively communicated and implemented [28]

Core Points - The China-Shanghai Cooperation Organization (SCO) Local Economic and Trade Cooperation Conference was held in Qingdao, Shandong, with nearly 300 participants discussing opportunities within the SCO framework [1][2] - The SCO Demonstration Zone has been enhancing exchanges and cooperation with local governments and enterprises of SCO member states since 2019, establishing itself as a hub for international logistics, modern trade, and investment cooperation [1][2] Group 1 - The conference aimed to deepen cooperation in key areas such as trade, investment, mineral resources, new energy, logistics, equipment manufacturing, technological innovation, agricultural technology, e-commerce, financial services, and international contracting projects [2] - The event featured thematic promotion activities and dialogue salons focusing on topics like "Silk Road E-commerce and Modern Trade Development" and "Financial Empowerment for SCO Economic Development," providing innovative paths for digital trade and financial support systems [2] - Various meetings and forums were held during the conference, including the SCO Industrial Chain Supply Chain Qingdao Meeting and the Fourth SCO International Investment and Trade Expo, aimed at enhancing practical cooperation among local entities within the SCO framework [2]