2025年是"十四五"规划收官之年，是进一步全面深化改革的重要一年，也是新疆维吾尔自治区成立70周 年。作为新疆重要的金融机构，兴业银行乌鲁木齐分行践行金融工作的政治性、人民性，主动服务国家 发展大局，牢固树立以人民为中心的价值取向，将做好金融"五篇大文章"与服务新疆经济社会高质量发 展紧密结合，推动金融产品和服务模式不断创新，以实际行动诠释责任担当。 点燃创新引擎 托举"新疆智造" 发展新质生产力是推动高质量发展的内在要求和重要着力点。兴业银行乌鲁木齐分行深刻认识金融支持 新质生产力发展的深远意义，深入贯彻落实支持科技金融发展各项政策要求，积极推动体制机制、产品 服务、内控风控创新，完善匹配科技型企业全生命周期的产品服务体系，推动区域新质生产力发展。截 至7月末，科技金融贷款余额171.99亿元，较年初增加5.41亿元。 润泽小微细流 浇灌"共富之花" 兴业银行乌鲁木齐分行坚守"金融为民"初心，深入贯彻落实支持小微企业融资协调工作机制相关部署及 要求。截至7月末，普惠金融贷款余额达39.27亿元，较年初增加2.21亿元。 深化政银企合作，用好政府搭建的"新疆融资信用服务平台"，建立常态化信息交互渠道，推动金 ...

转自：新疆日报 2025年是"十四五"规划收官之年，是进一步全面深化改革的重要一年，也是新疆维吾尔自治区成立70周年。作为新疆重要的金融机构，兴 业银行乌鲁木齐分行践行金融工作的政治性、人民性，主动服务国家发展大局，牢固树立以人民为中心的价值取向，将做好金融"五篇大文 章"与服务新疆经济社会高质量发展紧密结合，推动金融产品和服务模式不断创新，以实际行动诠释责任担当。 点燃创新引擎 托举"新疆智造" 发展新质生产力是推动高质量发展的内在要求和重要着力点。该行深刻认识金融支持新质生产力发展的深远意义，深入贯彻落实支持科技 金融发展各项政策要求，积极推动体制机制、产品服务、内控风控创新，完善匹配科技型企业全生命周期的产品服务体系，推动区域新质 生产力发展。截至7月末，科技金融贷款余额171.99亿元，较年初增加5.41亿元。 兴业银行乌鲁木齐分行高度重视科技金融服务，聚焦区域战略性新兴产业和国家高新技术产业，瞄准国家级专精特新"小巨人"企业、省级 专精特新中小企业、"制造业单项冠军"企业等重点培育企业，综合运用"融智+融资"服务手段、"商行+投行"组合策略、"线上+线下"产品渠 道，支持区域内高潜力、高成长科技型企 ...

"以前推开窗是灰蒙蒙的矿场，现在睁开眼就是满山竹海。"在浙江安吉余村，村民们指着门前苍翠的青 山感慨道。如今，曾经的"石头村"已成为年迎百万游客的"网红村"。这一转型的背后，离不开金融活水 的精准滴灌。 作为绿色金融的"先行者"，近年来，兴业银行（601166）的创新服务为当地加快绿色转型提供了诸多鲜 活案例和生动注解。 从"卖石头"到"卖风景" 位于浙江省湖州市安吉县天荒坪镇的余村，因天目山余脉余岭而得名。这里原本是一座默默无闻的小山 村，没有壮丽山河，也没有名胜古迹，却因践行"绿水青山就是金山银山"的生动实践而远近闻名。 从"卖石头"到"卖风景"，这条生态文明之路，余村走得很扎实。 "上世纪90年代，为了解决温饱，当地的村民靠山吃山，炸山开矿、办水泥厂，一跃成为全县有名的富 裕村，集体经济收入最高时接近300万元。"沿着余村绿道一路前行，工作人员对《金融时报》记者 说，"然而，随着村里的'石头经济'风生水起，村民腰包鼓了，山却变成了'秃头山'，水变成了'酱油 汤'。" 余村渐渐意识到，靠"卖石头"不是长久之计，于是陆续关停了矿山和水泥厂。在"两山"理念指引下，余 村开始建设乡村度假区、发展生态旅游，经过二 ...

从"卖石头"到"卖风景" 位于浙江省湖州市安吉县天荒坪镇的余村，因天目山余脉余岭而得名。这里原本是一座默默无闻的 小山村，没有壮丽山河，也没有名胜古迹，却因践行"绿水青山就是金山银山"的生动实践而远近闻名。 从"卖石头"到"卖风景"，这条生态文明之路，余村走得很扎实。 "上世纪90年代，为了解决温饱，当地的村民靠山吃山，炸山开矿、办水泥厂，一跃成为全县有名 的富裕村，集体经济收入最高时接近300万元。"沿着余村绿道一路前行，工作人员对《金融时报》记者 说，"然而，随着村里的'石头经济'风生水起，村民腰包鼓了，山却变成了'秃头山'，水变成了'酱油 汤'。" "以前推开窗是灰蒙蒙的矿场，现在睁开眼就是满山竹海。"在浙江安吉余村，村民们指着门前苍翠 的青山感慨道。如今，曾经的"石头村"已成为年迎百万游客的"网红村"。这一转型的背后，离不开金融 活水的精准滴灌。 作为绿色金融的"先行者"，近年来，兴业银行的创新服务为当地加快绿色转型提供了诸多鲜活案例 和生动注解。 "去年11月，我行给予德清县莫干山国际旅游度假区发展有限公司主体授信敞口2.5亿元，专项用于 莫干山旅游文化提升工程项目建设。"兴业银行德清支行副行长高镇 ...

金秋时节，闽山闽水间，丰收的画卷正徐徐铺展。从东厦镇的智能大棚到屏南县的千亩梯田，从连江县 的现代化粮仓到浦城县的万亩桂花基地，邮储银行福建省分行以金融为笔，精准滴灌、创新服务，持续 为特色农业产业注入发展动能，守护从田间到舌尖的丰收期盼，走出了一条具有福建特色的金融助农、 产业兴村之路。 探索"气象+金融"模式 而今年，应对气候风险再成农业企业稳健经营的焦点。如何联动政府部门、金融机构、农业企业共同聚 焦气象金融、应对气候风险，实现绿色发展？ 去年12月，中国气象局、金融监管总局等五部门印发《关于加强金融气象协同联动服务经济社会高质量 发展的指导意见》，推进金融气象数据、产品、技术及人才资源双向聚合，建立完善多层次、广覆盖、 可持续的气象与金融协作机制，并鼓励金融机构积极开发面向企业、个体工商户、农户及新型农业经营 主体的气候友好型绿色金融和转型金融产品，提升绿色金融服务水平。 邮储银行漳州市分行积极探索，联合当地气象部门创新推出"气候贷"，通过气候友好型企业评价体系， 对企业在绿色种植、智能管理、灾害应对等方面的表现进行科学评估，匹配差异化金融支持。绿州农业 公司因广泛采用有机肥、绿色防控和物联网系统，获 ...

中央金融工作会议为新时代金融高质量发展指明了方向："做好科技金融、绿色金融、普惠金融、养老 金融、数字金融五篇大文章"。作为全国首个金融综合改革试验区，浙江省温州市在金融支持高质量发 展方面开展了一系列创新实践。 以科技金融点燃创新引擎，激活民营经济新动能 温州坚持"立足城乡、服务小微企业、服务'三农'、服务共同富裕"定位，扎实推动普惠金融高质量发 展。 通过深化数字化赋能、推进信用体系创新、强化政银协同，着力构建多层次、广覆盖的普惠金融服务体 系。完善征信体系，将更多中小微企业和低收入群体纳入征信服务范围。健全小微企业授信"限时答 复、按时办结"机制；下放贷款审批权限至基层网点，确保"应放尽放"，切实打通小微企业融资"最后一 公里"。 主动对接行业协会商会，以清单化、网格化方式开展联系走访、调研服务，优先保障"共富"项目信贷需 求。积极开发符合涉农小微企业和农户需求的产品和服务，全面推广"技能共富贷"项目，为公众提供更 为便捷、更加优惠的融资服务，助力乡村振兴和共同富裕。 以养老金融构筑银发工程，服务老年友好型社会建设 在科技金融领域，温州通过政策引导、金融工具创新和产融结合，为民营经济高质量发展注入强劲动 ...

Core Viewpoint - The articles highlight the significant role of green finance in promoting sustainable development and ecological conservation in China, particularly through the initiatives of Industrial Bank, which has pioneered various green financial products and services to support environmental projects and businesses focused on sustainability [1][2][3][4][5][6][7]. Group 1: Green Finance Initiatives - Industrial Bank has provided 2 billion yuan in project loans to support the construction of a tea garden tourism belt in Anji County, contributing to local economic development while promoting ecological sustainability [1]. - As of June, Industrial Bank's green finance financing scale reached 2.43 trillion yuan, with green loan balances exceeding 1 trillion yuan, demonstrating its commitment to transforming ecological resources into economic benefits [1][7]. - The bank has issued a 3 billion yuan green and sustainable development-linked syndicate loan to Tianneng Group to support its battery recycling industry, effectively reducing the cost of sustainable development financing [2]. Group 2: Innovative Financial Products - Industrial Bank has introduced a market-oriented forestry biological asset note as collateral to provide liquidity loans to forestry enterprises, addressing the financing challenges faced by the forestry industry [4]. - The bank has launched various innovative products, including carbon emission quota pledge loans and ESG-linked loans, to support environmental protection and resource management projects [2][5]. - The bank has also developed a comprehensive financial service model combining commercial and investment banking to meet diverse financing needs, including green bonds and public REITs [5]. Group 3: Strategic Collaborations and Projects - Industrial Bank actively collaborates with local governments in Zhejiang to promote green financial reforms and has participated in projects aimed at ecological restoration and pollution reduction [2][3]. - The bank has established a strategic committee at the board level to enhance its green finance initiatives and integrate sustainable practices across various sectors [3]. - The bank is involved in significant ecological projects, such as the ecological reserve forest project in the Yellow River basin and the governance of the Dianchi Lake, showcasing its commitment to environmental sustainability [2]. Group 4: Support for Technological and Industrial Upgrades - Industrial Bank supports technology-driven enterprises by providing loan interest rate discounts based on their ESG development status, promoting green and low-carbon development [6]. - The bank has facilitated financing for advanced environmental technology projects, such as carbon capture and utilization, to enhance the green transition of industries [6][7]. - As of June, the bank has collaborated with 86,500 green finance clients, reflecting a 20.36% increase since the beginning of the year, indicating a growing demand for green financial services [7].

Core Insights - The article discusses the efforts made by local work teams to support small and micro enterprises in securing financing through various innovative mechanisms and collaborations with financial institutions and local governments [1][2][3]. Group 1: Credit Expansion Efforts - Financial institutions have been guided to increase credit loans to small and micro enterprises, with over 18 trillion yuan in new credit granted to recommended entities [1][7]. - Innovative credit systems, such as the "Puhui Jinfen Loan" product in Tianjin, have been implemented to provide quick financing solutions, exemplified by a 10 million yuan credit approval for a tech-focused small enterprise [1]. - In Shandong Province, a vegetable cooperative received 500,000 yuan on the same day of application through a dual guarantee mechanism based on transaction data [2]. Group 2: Addressing Practical Challenges - Local work teams have actively assisted small enterprises in resolving issues related to property rights and financing refusals due to frozen equity [3][4]. - In Beijing, a construction company received a 10 million yuan loan after local authorities expedited the verification of property rights [3]. - A natural gas company in Yunnan was able to secure a 5 million yuan loan through cross-regional coordination and innovative collateral solutions [4]. Group 3: Risk Sharing Mechanisms - The establishment of risk-sharing mechanisms is crucial for improving financing access for small and micro enterprises, as highlighted by the case of an environmental company in Hunan that received a 10 million yuan loan with significant risk-sharing from local financial institutions [5][6]. - The article emphasizes the importance of developing third-party credit assessment and risk-sharing frameworks to lower the costs of obtaining credit information for financial institutions [6]. - It is suggested that financial institutions should create dedicated departments for small and micro enterprises to streamline financing processes and reduce costs [6].