2022年6月14日，《广州南沙深化面向世界的粤港澳全面合作总体方案》（以下简称《南沙方案》）公 开发布，南沙站在了"立足湾区、协同港澳、面向世界的重大战略性平台"的新定位上，803平方公里的 热土迎来更大发展机遇。 2025年，对于承载着国家重大战略性平台使命的南沙注定是非凡之年。"湾区之心"南沙迎来《南沙方 案》第一阶段目标中考之年、南沙自贸片区建设十周年、建区二十周年。"立足湾区、协同港澳、面向 世界"，三年来，胸怀"图南之志"，南沙正以全面落实《南沙方案》为牵引，持续激发改革开放创新"三 大动力"，系统推进"五港联动"发展策略，打好"五大攻坚战"，加快实现"五大倍增"，发力做强南沙重 要增长极，湾区之心"未来之城"熠熠生辉，正向着湾区的南沙、世界的南沙目标迈进。 在《南沙方案》第一阶段目标完成之年，广州日报推出"面向世界，湾心作答"《南沙方案》权威访谈， 采访广东省广州南沙建设发展工作委员会（以下简称省南沙工委）有关市级成员单位，围绕《南沙方 案》第一阶段发展目标任务完成情况及下一步工作部署，全面展现"湾区之心"南沙携手港澳书写大湾区 建设新篇章的伟大实践。 策划/李婧、秦晖 统筹/叶佩华 文/广州日 ...

Core Insights - The article discusses the efforts made by local work teams to support small and micro enterprises in securing financing through various innovative mechanisms and collaborations with financial institutions and local governments [1][2][3]. Group 1: Credit Expansion Efforts - Financial institutions have been guided to increase credit loans to small and micro enterprises, with over 18 trillion yuan in new credit granted to recommended entities [1][7]. - Innovative credit systems, such as the "Puhui Jinfen Loan" product in Tianjin, have been implemented to provide quick financing solutions, exemplified by a 10 million yuan credit approval for a tech-focused small enterprise [1]. - In Shandong Province, a vegetable cooperative received 500,000 yuan on the same day of application through a dual guarantee mechanism based on transaction data [2]. Group 2: Addressing Practical Challenges - Local work teams have actively assisted small enterprises in resolving issues related to property rights and financing refusals due to frozen equity [3][4]. - In Beijing, a construction company received a 10 million yuan loan after local authorities expedited the verification of property rights [3]. - A natural gas company in Yunnan was able to secure a 5 million yuan loan through cross-regional coordination and innovative collateral solutions [4]. Group 3: Risk Sharing Mechanisms - The establishment of risk-sharing mechanisms is crucial for improving financing access for small and micro enterprises, as highlighted by the case of an environmental company in Hunan that received a 10 million yuan loan with significant risk-sharing from local financial institutions [5][6]. - The article emphasizes the importance of developing third-party credit assessment and risk-sharing frameworks to lower the costs of obtaining credit information for financial institutions [6]. - It is suggested that financial institutions should create dedicated departments for small and micro enterprises to streamline financing processes and reduce costs [6].

政策宣讲环节充分体现出央地协同，"真金白银"支持企业绿色发展。人民银行深圳市分行运用科技创新 和技术改造再贷款、碳减排支持工具以及绿色债券等支持绿色低碳转型。深圳市生态环境局对于深圳市 符合条件的气候投融资项目，按照融资成本的50%给予企业最高100万元的支持；对于符合条件的碳账 户、碳金融创新，给予金融机构50万元的资助。深圳市区两级相关部门还将对符合条件的气候投融资项 目给予银行信贷风险分担、税收优惠辅导等支持。例如，福田区创新"绿金担"模式，为绿色低碳企业获 得银行授信提供贷前担保。 现场，深圳中节能可再生能源有限公司、深圳道童新能源有限公司等4家企业进行了项目路演。来自工 商银行、华夏银行、深圳经济特区金融学会绿色金融专业委员会等单位的专家对项目融资给出了融资建 议，帮助企业找到适合的融资"路子"。 深圳商报·读创客户端首席记者 吴蕾 4月28日上午，深圳市生态环境局联合中国人民银行深圳市分行在福田区共同举办"政金企聚力·创零碳 未来"气候投融资对接交流会。记者从交流会获悉，近年来，人民银行深圳市分行联合市生态环境局搭 建完善包括地方征信平台、绿色交易所等在内的服务绿色发展的基础设施。绿色金融在深圳通 ...