今年3月，北京萃华楼举办了一场颇为特殊的企业交流会，会议的主办方是宁波银行北京分行，参与交 流的有北京老字号餐饮企业，萃华楼、花家怡园、便宜坊、胡大饭馆、鸦儿李记等知名餐饮企业负责人 以及宁波银行总分行相关领导、与会嘉宾就当前餐饮行业面临的挑战与发展机遇进行探讨。 当下，餐饮行业正面临多重经营压力。在成本管控方面，持续攀升的人力、房租及能耗成本严重挤压企 业利润空间。会上，宁波银行针对餐饮企业经营痛点进行了深入分析，并系统介绍了定制化的金融解决 方案。 在这场会议中，"美好生活""波波知了"等平台成为主角。上述平台是宁波银行发挥平台化价值，从实体 企业需求出发，借助银行平台的资源禀赋，整合多方资源，匹配客户需求，提供全流程的综合化服务。 这也是宁波银行这一城商行"优等生"在激烈的市场竞争环境中，深耕客户服务的特殊"答卷"。 "美好生活"作为宁波银行"平台化"战略的重要载体，打破了传统银行仅聚焦存贷业务的局限，通过连接 消费场景与企业需求，打造一站式惠民服务平台。该平台通过整合线上线下资源，围绕衣、食、住、 行、购五大场景，聚焦"好物、美食、生活、商圈、好用"五大核心场景推出爆款权益，同时形成了集 市、内购会、 ...

Group 1 - The event titled "AI Navigation: Cross-Border Intelligence Transformation - How Cross-Border E-Commerce Companies Can Capitalize on Non-U.S. Markets" was successfully held, focusing on enhancing "overseas efficiency" and "intelligent financial collaboration" [1] - Over 80 business guests attended the event, which aimed to assist companies in achieving low-cost and high-efficiency market layouts through various effective tools [1] - The event featured a presentation by Ningbo Bank's corporate platform department, introducing the "Bobo Zhiliao" platform that offers a one-stop cross-border solution, including over 20 services such as overseas customer acquisition, legal consulting, and tax planning [3] Group 2 - The event included discussions on AI-driven brand marketing innovation and how it can enhance premium capabilities, presented by Xnurta's General Manager [3] - A senior partner from Xunying Technology discussed the implementation of AI in human compliance management, emphasizing the importance of establishing a secure human resource framework for cross-border sellers [3] - The event facilitated in-depth discussions among participants regarding the practical applications of AI in cross-border e-commerce, overseas strategies, and tax compliance [3] Group 3 - The event served as a decision-making reference for companies facing complex economic environments, bridging cooperation between government, banks, and enterprises [4] - Ningbo Bank's Shenzhen branch plans to continue collaborating with business associations to launch a series of financial support activities, promoting innovation in the "technology + finance" service model [4] - The initiative aims to help companies shorten innovation cycles and overcome resource barriers, contributing to high-quality regional economic development [4]