Core Insights - The article highlights how Ningbo Bank is transforming traditional financial services by creating platforms like "Beautiful Life" and "Bobo Zhiliao" to integrate financial services with digital production and lifestyle, aiming to support local economies and enhance consumer experiences [1][8] Group 1: "Beautiful Life" Platform - "Beautiful Life" serves as a new paradigm for financial services, breaking away from traditional banking focuses on deposits and loans by connecting consumer scenarios with enterprise needs [4] - The platform integrates online and offline resources across five major areas: clothing, food, housing, transportation, and shopping, offering a comprehensive ecosystem that promotes collaboration between banks and enterprises [4][8] - As of now, the "Beautiful Life" platform has onboarded over 11,000 brand merchants and nearly 80,000 stores nationwide, showcasing its extensive reach [4] Group 2: "Bobo Zhiliao" Platform - "Bobo Zhiliao" is a comprehensive service platform designed to meet the urgent needs of enterprises for expanding sales channels, reducing costs, and upgrading digitally [6] - The platform offers over 20 specialized services, including overseas customer acquisition assistance and legal consulting, aimed at addressing various challenges faced by businesses during different growth phases [6][7] - By 2025, "Bobo Zhiliao" will undergo a comprehensive upgrade, introducing new services to further assist enterprises in market expansion and cost reduction [7] Group 3: Digital Empowerment and Cost Savings - The "Bobo Zhiliao" platform has already helped over 1,200 enterprises save approximately 167 million yuan in costs and reduce carbon emissions by 2.6 million tons through its smart energy solutions [7] - The integration of financial and non-financial services allows Ningbo Bank to transition from being merely a provider of funds to a resource integrator, fostering growth alongside enterprises [8]

Group 1 - The event titled "AI Navigation: Cross-Border Intelligence Transformation - How Cross-Border E-Commerce Companies Can Capitalize on Non-U.S. Markets" was successfully held, focusing on enhancing "overseas efficiency" and "intelligent financial collaboration" [1] - Over 80 business guests attended the event, which aimed to assist companies in achieving low-cost and high-efficiency market layouts through various effective tools [1] - The event featured a presentation by Ningbo Bank's corporate platform department, introducing the "Bobo Zhiliao" platform that offers a one-stop cross-border solution, including over 20 services such as overseas customer acquisition, legal consulting, and tax planning [3] Group 2 - The event included discussions on AI-driven brand marketing innovation and how it can enhance premium capabilities, presented by Xnurta's General Manager [3] - A senior partner from Xunying Technology discussed the implementation of AI in human compliance management, emphasizing the importance of establishing a secure human resource framework for cross-border sellers [3] - The event facilitated in-depth discussions among participants regarding the practical applications of AI in cross-border e-commerce, overseas strategies, and tax compliance [3] Group 3 - The event served as a decision-making reference for companies facing complex economic environments, bridging cooperation between government, banks, and enterprises [4] - Ningbo Bank's Shenzhen branch plans to continue collaborating with business associations to launch a series of financial support activities, promoting innovation in the "technology + finance" service model [4] - The initiative aims to help companies shorten innovation cycles and overcome resource barriers, contributing to high-quality regional economic development [4]