在国家"十五五"规划明确提出加快构建新发展格局、推动高质量发展的战略指引下，金融作为现代经济的核心，肩负着服 务实体经济、赋能产业升级的重要使命。宁波银行绍兴分行深入贯彻落实国家战略部署，以"帮客户赚钱、帮客户省钱、帮 客户管钱、帮客户找钱、帮员工拥有美好生活"五帮服务体系为抓手，生动实践金融服务实体经济的"五篇大文章"，助力经 济社会高质量发展。 宁波银行绍兴分行在日常走访中敏锐捕捉这一痛点，为企业量身定制"波波知了"AI哨兵解决方案。企业无需改造原有摄像 头，只需在监控网络中加装"AI哨兵"盒子，就能完成升级。升级后，摄像头不仅能"看见"，更能"看懂"风险，实现对各类 安全隐患与不规范行为的7×24小时不间断识别。宁波银行还协调工程师上门安装调试，最大限度降低对企业正常运营的影 响，用科技手段实实在在为企业"省下真金白银"。 帮客户管钱，打造财资"智慧大脑" 在全球数字化进程加速演进的大背景下，人工智能、大数据等前沿技术正深入推动企业财务管理向智能化、高效化转型。 今年以来，宁波银行绍兴分行组织开展多场"DeepSeek赋能财务实战""AI大模型的应用探索与实践"等专题活动，推动数智 化在财务管理场景中的 ...

Core Viewpoint - Ningbo Bank Shaoxing Branch is committed to providing targeted financial services to support small and micro enterprises, enhancing local economic vitality through various financial initiatives and policies [1][2][4]. Group 1: Financial Support for Small and Micro Enterprises - As of September 2025, Ningbo Bank Shaoxing Branch has issued a total of 10.594 billion yuan in inclusive loans to small and micro enterprises, with a year-to-date increase of 1.25 billion yuan, representing a growth rate of 15.3% [2]. - The bank has implemented a first-loan service to support youth entrepreneurship, visiting nearly 12,000 businesses in the third quarter of 2025 to provide tailored financial support [2]. - The bank has accelerated the implementation of the no-repayment renewal loan policy, with a balance of 4.168 billion yuan as of September 2025, reflecting a growth of 24.7% since the beginning of the year [3]. Group 2: Innovation and Collaboration - Ningbo Bank Shaoxing Branch has established a "finance + industry-university-research" service model to assist traditional enterprises in their transformation and upgrading, facilitating collaboration between businesses and educational institutions [4]. - The bank has introduced targeted activities to interpret policies and provide solutions for local enterprises, such as the "Social Security Face-to-Face" initiative, which addresses management challenges through policy interpretation and solution matching [4]. Group 3: Enhancing Consumer Engagement and Digital Solutions - To stimulate consumer market enthusiasm, the bank has organized special events like "Qiao Qiao Xiang Yue" and "Back to School Renewal" to enhance employee experiences and financial management efficiency [6]. - The bank has launched a "Digital Human Resources 3.0" solution to address common pain points in human resource management for traditional enterprises, focusing on efficiency and accuracy in processes such as attendance and payroll [6].

Core Insights - The event "Finding the Consumption Power of Time-honored Brands" was held during the China International Fair for Trade in Services, focusing on how these brands can innovate while preserving traditional culture [1] - The discussion emphasized the importance of financial institutions in empowering the innovation and customer service optimization of time-honored brands [1][2] Group 1: Event Overview - The salon aimed to explore how time-honored brands can achieve brand rejuvenation, fashionability, and internationalization, leading the new trend of domestic consumption [1] - The event was guided by the Beijing Municipal Bureau of Commerce and organized by Beijing Business Daily and the Beijing Time-honored Brand Association, with Deep Blue Media Think Tank as the platform [1] Group 2: Financial Empowerment - Ningbo Bank's Beijing branch introduced the "Beautiful Life Platform," a digital service platform that integrates finance with lifestyle, aiming to create a win-win ecosystem for consumers, businesses, and time-honored brands [1] - The platform features a dedicated section for time-honored brands, collaborating with brands like Beibingyang and Sanyuan Meiyuan to enhance brand influence and sales channels through various activities [1] Group 3: Platform Details - The "Beautiful Life Platform" leverages Ningbo Bank's extensive customer base, including 40 million individual clients and over a million corporate clients, supported by a professional team of 200 across 16 branches [2] - The platform offers a curated selection of over 10,000 products across 235 categories, providing comprehensive system services to meet diverse needs [2]

Group 1 - The core theme of the event is the exploration of how time-honored brands can innovate while preserving traditional culture, aiming for brand rejuvenation and leading the new trend of domestic consumption [1] - The event, titled "Finding the Consumption Power of Time-Honored Brands," was held during the China International Fair for Trade in Services and was guided by the Beijing Municipal Bureau of Commerce [1] - The salon was organized by Beijing Business Daily and the Beijing Time-Honored Brand Association, with Deep Blue Media Think Tank serving as the think tank platform [1] Group 2 - Financial institutions are increasingly playing a crucial role in empowering the innovation and customer service optimization of time-honored brands [3] - Ningbo Bank's Beijing branch has established a digital lifestyle service platform called "Beautiful Life Platform," which integrates financial services with lifestyle scenarios to create a win-win ecosystem for consumers, businesses, and time-honored brands [3] - The platform collaborates with various time-honored brands, offering benefits such as welfare procurement and online redemption, while also organizing offline experiential activities to enhance brand influence and sales channels [3]

Core Insights - The article highlights how Ningbo Bank is transforming traditional financial services by creating platforms like "Beautiful Life" and "Bobo Zhiliao" to integrate financial services with digital production and lifestyle, aiming to support local economies and enhance consumer experiences [1][8] Group 1: "Beautiful Life" Platform - "Beautiful Life" serves as a new paradigm for financial services, breaking away from traditional banking focuses on deposits and loans by connecting consumer scenarios with enterprise needs [4] - The platform integrates online and offline resources across five major areas: clothing, food, housing, transportation, and shopping, offering a comprehensive ecosystem that promotes collaboration between banks and enterprises [4][8] - As of now, the "Beautiful Life" platform has onboarded over 11,000 brand merchants and nearly 80,000 stores nationwide, showcasing its extensive reach [4] Group 2: "Bobo Zhiliao" Platform - "Bobo Zhiliao" is a comprehensive service platform designed to meet the urgent needs of enterprises for expanding sales channels, reducing costs, and upgrading digitally [6] - The platform offers over 20 specialized services, including overseas customer acquisition assistance and legal consulting, aimed at addressing various challenges faced by businesses during different growth phases [6][7] - By 2025, "Bobo Zhiliao" will undergo a comprehensive upgrade, introducing new services to further assist enterprises in market expansion and cost reduction [7] Group 3: Digital Empowerment and Cost Savings - The "Bobo Zhiliao" platform has already helped over 1,200 enterprises save approximately 167 million yuan in costs and reduce carbon emissions by 2.6 million tons through its smart energy solutions [7] - The integration of financial and non-financial services allows Ningbo Bank to transition from being merely a provider of funds to a resource integrator, fostering growth alongside enterprises [8]

Core Viewpoint - Ningbo Bank Shanghai Branch has been committed to serving the local economy and supporting innovation and small enterprises over the past 18 years, aligning its strategies with the development of Shanghai as an international financial center [1][12]. Group 1: Support for Technology and Innovation - The bank has established a Technology Innovation Approval Center and a team of 100 experts to provide comprehensive financial support for technology enterprises throughout their lifecycle, issuing loans totaling 46.1 billion yuan to 1,140 tech companies in 2024 [2]. - The "Technology Loan" and "Talent Loan" products assist startups, while "Growth Loan" and "Partner Loan" support growing companies, and mature firms receive acquisition loans and bond underwriting services [2]. Group 2: Inclusive Finance for Small and Micro Enterprises - The bank has developed various financial products like "Fast Approval Fast Loan" and "No Principal Renewal Loan" to address the urgent financing needs of small and micro enterprises, providing over 20 billion yuan in inclusive loans in 2024 [5]. - The implementation of a no-principal renewal loan policy has helped 418 enterprises save over 100 million yuan in financing costs, ensuring the stability of their cash flow [5]. Group 3: Digital Transformation and Future Banking - The bank is advancing its digital transformation by offering integrated financial services through platforms like "Treasury Manager" and "Foreign Exchange Manager," serving over 1,000 corporate clients with an annual transaction volume exceeding 15 trillion yuan [7]. - The "Beautiful Life" service platform has distributed over 290,000 coupons to 380,000 residents, integrating financial services into daily life [7]. Group 4: Commitment to Social Responsibility - The bank actively supports the development of the Yangtze River Delta and the Shanghai Free Trade Zone, providing cross-border financing exceeding 1.1 billion USD to 263 enterprises in 2024 [8]. - It focuses on serving private enterprises by offering tailored financial services to meet their diverse needs [8]. Group 5: Future Outlook - The bank aims to enhance its professional, digital, platform, and international strategies, positioning itself as a financial partner that helps clients find and save money while supporting employees' well-being [11][12]. - As it celebrates its 18th anniversary, the bank is poised to leverage opportunities in Shanghai's financial landscape, continuing its commitment to innovation and practical service [11][12].