一方面，打破行业渠道圈层，倾力搭建"波波知了"平台，为企业提供一站式"端对端"的服务与解决方 案。波波知了平台会聚了内外部经营管理专家，帮助企业解决涵盖税务咨询、法务咨询、海外拓客助 手、工业数字化、优惠政策、找园区等各类经营与管理难题，同时设有进出口企业和科创企业两大特色 专区，旨在为企业提供更专业的金融服务、更全面的服务咨询、更高效的资源对接。截至目前，"波波 知了"在南京区域已有3000多名会员、落地1000多个专项服务。 另一方面，聚焦百姓生活场景，持续丰富"美好生活平台"，为百姓搭建集"衣食住行"于一体的高品质生 活生态圈。美好生活平台围绕"超市、购物、美食、健康、生活"五大板块，立足网络、网周、网格、网 红，精选品质高、口碑好的优质合作伙伴，搭建区域特色化消费场景，配置周四半价、拼团内购会等专 属权益活动，持续提升网周客户的满意度和幸福感，截至目前，宁波银行"美好生活"小程序累计上架超 4000家优质商户，提供超6000种优质商品和权益，平台用户数近20万人，服务品质不断提升。 宁波银行南京分行坚持"跳出银行做银行"的经营理念，聚焦企业综合服务需要、百姓日常生活需求，全 力搭建综合服务平台，精心构 ...

Core Viewpoint - Ningbo Bank Shaoxing Branch is actively implementing national strategic directives to enhance financial services for the real economy, focusing on a "Five Help" service system aimed at supporting high-quality economic development [1] Group 1: Helping Customers Make Money - Ningbo Bank has launched the "Bobo Zhiliao" overseas customer acquisition service, leveraging a database covering over 200 countries and more than 10 billion trade data points to facilitate cross-border trade [2] - The service allows businesses to conduct in-depth trade data analysis, enhancing supply chain data depth and breadth by over 60% [2] - A "hidden champion" enterprise in Shaoxing has benefited from this service, significantly improving its efficiency in reaching potential international clients [2] Group 2: Helping Customers Save Money - The bank has introduced the "Bobo Zhiliao" AI Sentinel solution to enhance safety management for enterprises, enabling real-time risk identification and alerting through existing surveillance systems [3] - This solution allows for 24/7 identification of safety hazards without the need for extensive system overhauls, thus reducing operational costs [3] Group 3: Helping Customers Manage Money - In response to the accelerating global digital transformation, Ningbo Bank is promoting intelligent and efficient financial management through initiatives like "DeepSeek Empowering Financial Practice" and "AI Model Application Exploration" [5] - The bank has launched over 60 digital systems, including "Kunpeng Treasury" and "Ningxing Cloud," to provide tailored financial solutions for diverse digital needs [5] Group 4: Helping Customers Find Money - The bank is focusing on facilitating access to financial services in line with national policies aimed at large-scale equipment upgrades and consumer goods replacement [6] - A training session was held for over 20 leading enterprises in the hardware industry to help them understand project application points for long-term national bond projects [6] Group 5: Helping Employees Achieve a Better Life - Ningbo Bank has developed a "Beautiful Life" platform to enhance employee satisfaction and internal efficiency, offering various benefits such as discounts on dining, movies, and hotels [8] - The platform continuously evolves to include diverse benefits, thereby enhancing employee loyalty and serving as a competitive advantage for talent retention [8] - The bank aims to further deepen its "Four Modernizations and Five Helps" service system to inject new financial momentum into regional economic development [8]

Core Viewpoint - Ningbo Bank Shaoxing Branch is committed to providing targeted financial services to support small and micro enterprises, enhancing local economic vitality through various financial initiatives and policies [1][2][4]. Group 1: Financial Support for Small and Micro Enterprises - As of September 2025, Ningbo Bank Shaoxing Branch has issued a total of 10.594 billion yuan in inclusive loans to small and micro enterprises, with a year-to-date increase of 1.25 billion yuan, representing a growth rate of 15.3% [2]. - The bank has implemented a first-loan service to support youth entrepreneurship, visiting nearly 12,000 businesses in the third quarter of 2025 to provide tailored financial support [2]. - The bank has accelerated the implementation of the no-repayment renewal loan policy, with a balance of 4.168 billion yuan as of September 2025, reflecting a growth of 24.7% since the beginning of the year [3]. Group 2: Innovation and Collaboration - Ningbo Bank Shaoxing Branch has established a "finance + industry-university-research" service model to assist traditional enterprises in their transformation and upgrading, facilitating collaboration between businesses and educational institutions [4]. - The bank has introduced targeted activities to interpret policies and provide solutions for local enterprises, such as the "Social Security Face-to-Face" initiative, which addresses management challenges through policy interpretation and solution matching [4]. Group 3: Enhancing Consumer Engagement and Digital Solutions - To stimulate consumer market enthusiasm, the bank has organized special events like "Qiao Qiao Xiang Yue" and "Back to School Renewal" to enhance employee experiences and financial management efficiency [6]. - The bank has launched a "Digital Human Resources 3.0" solution to address common pain points in human resource management for traditional enterprises, focusing on efficiency and accuracy in processes such as attendance and payroll [6].

Core Insights - The event "Finding the Consumption Power of Time-honored Brands" was held during the China International Fair for Trade in Services, focusing on how these brands can innovate while preserving traditional culture [1] - The discussion emphasized the importance of financial institutions in empowering the innovation and customer service optimization of time-honored brands [1][2] Group 1: Event Overview - The salon aimed to explore how time-honored brands can achieve brand rejuvenation, fashionability, and internationalization, leading the new trend of domestic consumption [1] - The event was guided by the Beijing Municipal Bureau of Commerce and organized by Beijing Business Daily and the Beijing Time-honored Brand Association, with Deep Blue Media Think Tank as the platform [1] Group 2: Financial Empowerment - Ningbo Bank's Beijing branch introduced the "Beautiful Life Platform," a digital service platform that integrates finance with lifestyle, aiming to create a win-win ecosystem for consumers, businesses, and time-honored brands [1] - The platform features a dedicated section for time-honored brands, collaborating with brands like Beibingyang and Sanyuan Meiyuan to enhance brand influence and sales channels through various activities [1] Group 3: Platform Details - The "Beautiful Life Platform" leverages Ningbo Bank's extensive customer base, including 40 million individual clients and over a million corporate clients, supported by a professional team of 200 across 16 branches [2] - The platform offers a curated selection of over 10,000 products across 235 categories, providing comprehensive system services to meet diverse needs [2]

Group 1 - The core theme of the event is the exploration of how time-honored brands can innovate while preserving traditional culture, aiming for brand rejuvenation and leading the new trend of domestic consumption [1] - The event, titled "Finding the Consumption Power of Time-Honored Brands," was held during the China International Fair for Trade in Services and was guided by the Beijing Municipal Bureau of Commerce [1] - The salon was organized by Beijing Business Daily and the Beijing Time-Honored Brand Association, with Deep Blue Media Think Tank serving as the think tank platform [1] Group 2 - Financial institutions are increasingly playing a crucial role in empowering the innovation and customer service optimization of time-honored brands [3] - Ningbo Bank's Beijing branch has established a digital lifestyle service platform called "Beautiful Life Platform," which integrates financial services with lifestyle scenarios to create a win-win ecosystem for consumers, businesses, and time-honored brands [3] - The platform collaborates with various time-honored brands, offering benefits such as welfare procurement and online redemption, while also organizing offline experiential activities to enhance brand influence and sales channels [3]

Core Insights - The article highlights how Ningbo Bank is transforming traditional financial services by creating platforms like "Beautiful Life" and "Bobo Zhiliao" to integrate financial services with digital production and lifestyle, aiming to support local economies and enhance consumer experiences [1][8] Group 1: "Beautiful Life" Platform - "Beautiful Life" serves as a new paradigm for financial services, breaking away from traditional banking focuses on deposits and loans by connecting consumer scenarios with enterprise needs [4] - The platform integrates online and offline resources across five major areas: clothing, food, housing, transportation, and shopping, offering a comprehensive ecosystem that promotes collaboration between banks and enterprises [4][8] - As of now, the "Beautiful Life" platform has onboarded over 11,000 brand merchants and nearly 80,000 stores nationwide, showcasing its extensive reach [4] Group 2: "Bobo Zhiliao" Platform - "Bobo Zhiliao" is a comprehensive service platform designed to meet the urgent needs of enterprises for expanding sales channels, reducing costs, and upgrading digitally [6] - The platform offers over 20 specialized services, including overseas customer acquisition assistance and legal consulting, aimed at addressing various challenges faced by businesses during different growth phases [6][7] - By 2025, "Bobo Zhiliao" will undergo a comprehensive upgrade, introducing new services to further assist enterprises in market expansion and cost reduction [7] Group 3: Digital Empowerment and Cost Savings - The "Bobo Zhiliao" platform has already helped over 1,200 enterprises save approximately 167 million yuan in costs and reduce carbon emissions by 2.6 million tons through its smart energy solutions [7] - The integration of financial and non-financial services allows Ningbo Bank to transition from being merely a provider of funds to a resource integrator, fostering growth alongside enterprises [8]

Core Viewpoint - Ningbo Bank Shanghai Branch has been committed to serving the local economy and supporting innovation and small enterprises over the past 18 years, aligning its strategies with the development of Shanghai as an international financial center [1][12]. Group 1: Support for Technology and Innovation - The bank has established a Technology Innovation Approval Center and a team of 100 experts to provide comprehensive financial support for technology enterprises throughout their lifecycle, issuing loans totaling 46.1 billion yuan to 1,140 tech companies in 2024 [2]. - The "Technology Loan" and "Talent Loan" products assist startups, while "Growth Loan" and "Partner Loan" support growing companies, and mature firms receive acquisition loans and bond underwriting services [2]. Group 2: Inclusive Finance for Small and Micro Enterprises - The bank has developed various financial products like "Fast Approval Fast Loan" and "No Principal Renewal Loan" to address the urgent financing needs of small and micro enterprises, providing over 20 billion yuan in inclusive loans in 2024 [5]. - The implementation of a no-principal renewal loan policy has helped 418 enterprises save over 100 million yuan in financing costs, ensuring the stability of their cash flow [5]. Group 3: Digital Transformation and Future Banking - The bank is advancing its digital transformation by offering integrated financial services through platforms like "Treasury Manager" and "Foreign Exchange Manager," serving over 1,000 corporate clients with an annual transaction volume exceeding 15 trillion yuan [7]. - The "Beautiful Life" service platform has distributed over 290,000 coupons to 380,000 residents, integrating financial services into daily life [7]. Group 4: Commitment to Social Responsibility - The bank actively supports the development of the Yangtze River Delta and the Shanghai Free Trade Zone, providing cross-border financing exceeding 1.1 billion USD to 263 enterprises in 2024 [8]. - It focuses on serving private enterprises by offering tailored financial services to meet their diverse needs [8]. Group 5: Future Outlook - The bank aims to enhance its professional, digital, platform, and international strategies, positioning itself as a financial partner that helps clients find and save money while supporting employees' well-being [11][12]. - As it celebrates its 18th anniversary, the bank is poised to leverage opportunities in Shanghai's financial landscape, continuing its commitment to innovation and practical service [11][12].