深圳商报·读创客户端记者 曹欣 新年伊始，深圳南山春潮涌动，"科技+金融"活力奔涌。 AI数据赛道龙头迅策科技在港交所敲响上市钟声，聚焦"IT+BT"融合的未来产业领域持续吸引资本青 睐，智能机器人项目纷纷实现从产线到市场的关键一跃……一系列高频事件串联起创新与资本的双向奔 赴，既呼应了中央"深化科技金融创新""培育新质生产力"的战略部署，更彰显出粤港澳大湾区科创核心 区的硬核实力。 开年"三箭齐发"：科技金融实现多点突破 1月上半月，南山科技金融领域呈现上市融资、平台对接、产业赋能"三箭齐发"的活跃态势，勾勒出覆 盖企业全生命周期的多层次生态服务图景。 资本市场强劲开局。1月6日，AI数据龙头迅策科技登陆港股，单笔募资即达10.8亿港元。几乎同期，深 耕"IT+BT"融合领域的津渡生物也宣布完成由头部机构领投的亿元级融资。这两起标志性事件，连同早 期投资平台上路演项目的活跃对接，共同勾勒出新年伊始资本向南山区未来产业密集涌入的强劲势头。 上市与融资事件的双重奏，清晰奏响了资本对南山未来产业的坚定信心。 资本市场的热度，迅速传递至项目孵化的最前沿。 "X-Day"西丽湖路演社2026年度首场早期投资专场 开年 ...

作为粤港澳大湾区的民生保障"大动脉"，广州农批市场承载着千万市民的"菜篮子"供给重任。然而，传 统农批商户"经营散、融资难"的痛点长期制约行业发展。近日，兴业银行广州分行依托智慧农批系统与 专属融资产品"兴速贷"，以"科技+金融"双轮驱动破局，既为商户纾困解难，更助力广州农批行业迈向 智慧化转型新阶段，为普惠金融注入鲜活动能。 科技筑链破痛点 "金融活水"精准滴灌 扎根湾区核心，践行普惠使命。 兴业银行广州分行紧紧围绕广州市"百千万工程"金融部署及乡村振兴政策导向，将服务触角延伸至农批 市场的每一个摊位。数据显示，截至2025年9月末，该行普惠金融贷款余额已超460亿元，累计服务广州 地区普惠有贷户超万户，其中农批及涉农相关商户占比持续攀升，金融支持力度可见一斑。 农批市场是广州民生保障与农产品流通的"生命线"，从江南果菜市场的生鲜集散到各区农贸市场的便民 供应，活跃其中的多为中小微企业或个体工商户。长期以来，这些商户深受"收款方式杂、经营数据 散"的运营困扰，加之缺乏固定资产抵押，融资需求屡屡被"卡脖子"。 在江南果菜市场，某生鲜批发商户已率先享受到这份便利。通过智慧农批系统线上申请兴速贷后，该商 户当日即 ...

今年以来，兴业银行济南分行已通过"科创贷"业务，为日照市3家科技型中小企业提供融资支持，有效 推动了科技创新成果向现实生产力转化。下一步，兴业银行济南分行将持续扩大走访覆盖面，优化"技 术流"评价体系，丰富科创金融产品供给，拓宽线上服务场景，让金融活水更精准、更高效地滴灌小微 科创企业。 未来，该行将以更优质的金融服务、更创新的产品体系，陪伴小微科创企业从初创到成长的全生命周 期，为日照科技创新生态建设与实体经济高质量发展注入源源不断的金融力量！ 深化走访对接，精准捕捉融资需求。兴业银行济南分行组建专项服务团队，依托科技局企业名录，开 展"进园区、访企业、解难题"全覆盖走访行动。团队成员面对面倾听企业诉求，详细了解企业在核心技 术研发、专利转化、产能扩张等环节的资金需求。针对科创企业"重技术、轻资产"的特性，双方联合搭 建"需求快速响应通道"，通过"一企一档"建立服务台账，将企业的科技资质、专利数量、研发投入等信 息纳入评估体系，为精准匹配金融服务奠定基础。 依托兴业银行特色"技术流"评价体系，该行打破传统"资金流"评估模式，将企业的科技创新能力、知识 产权、科技资质等纳入核心评价维度，推出涵盖"兴速贷（优质 ...

2025年12月7日，2025腾冲科学家论坛——"科技+金融"论坛成功举办。中国科学院院士、清 华大学原校长、腾冲科学家论坛主席顾秉林发表致辞 。 他指出，在腾冲科学家论坛设置一个以金融界人士为主的分论坛主要考虑两方面重要因素： 一方面，推动科技创新离不开金融的助力。金融作为国民经济的血脉，其资源配置的着力点 与效率，影响和决定了科技创新的方向与效能，只有引导社会资金更多更好地流向科技创新 领域，支持新兴产业发展，帮助新旧动能转换，才能真正实现金融对科技创新和产业创新深 度融合的赋能作用。另一方面，科技赋能也是金融创新的动力源泉。金融业通过持续增加研 发投入、加强新技术应用，不断提升服务的普惠性、便捷性和安全性，可以更好地满足不同 群体金融需求，同时降低金融服务成本，提高金融风险管理水平。总体来看，金融为科技发 展提供资金支持，促进科技进步；而科技进步所带来的产业升级也让金融变得更加有效率， 从而更好支持科技创新。 以下为讲话全文： 尊敬的各位嘉宾，金融界的朋友们: 去年的论坛上，首次成功举办"科技+金融"分论坛，旨在推动科技资源、产业需求与 金融要素有效衔接，架起科技创新、产业升级与金融赋能的融合桥梁，也体 ...

Group 1 - The core event focused on the integration of technology and finance, highlighting the collaboration between Shanghai Pudong Development Bank (SPDB) Nanning Branch and Guangxi Beibu Gulf Equity Exchange to promote high-quality development through innovation [1] - SPDB introduced its "Technology Finance 2.0" comprehensive financial service plan, which aims to provide full lifecycle financial services to technology enterprises, addressing diverse financing needs and capital market connections [1][4] - A strategic cooperation agreement was signed between SPDB Nanning Branch and Guangxi Beibu Gulf Equity Exchange, along with contracts with four quality technology enterprises, establishing a solid bridge for financial empowerment in technology development [1] Group 2 - The roundtable discussion allowed participating enterprise representatives to explore key issues such as financing difficulties in R&D, funding needs for industrial chain upgrades, and pathways for capital market connections, with SPDB's professional team responding to their concerns [4] - The event served as an efficient communication platform for government, financial institutions, and technology enterprises, expanding the "technology circle" and laying a solid foundation for deepening cooperation among these sectors [4] - SPDB Nanning Branch plans to use the "Technology Salon" series as a key vehicle to build a comprehensive financial support network, continuously promoting the deep integration of "technology + finance" to accelerate the growth of new productivity enterprises in Guangxi [4]

Core Insights - The launch of "Qin Data Insurance" in Shaanxi marks the first data element innovation insurance product in Northwest China, aimed at providing risk protection for data transactions [1][2] - The product is a collaboration between Qin Chuang Yuan Technology Innovation Investment Co., Ltd., China People's Property Insurance Co., Ltd. Xi'an Branch, and Shaanxi Silk Road Data Trading Center [1] - "Qin Data Insurance" addresses concerns of enterprises regarding data trading by offering a risk guarantee, thus transforming data from "sleeping assets" to "circulating resources" [1][2] Summary by Sections Product Overview - "Qin Data Insurance" includes four major insurance types: data asset registration insurance, network data damage liability insurance, comprehensive network security insurance, and data intellectual property insurance [1] - These insurance types are designed to cover core risks such as registration failures, data leaks, network attacks, and intellectual property disputes [1] Risk Management Framework - The product employs a dual-layer protection mechanism consisting of a foundational protection layer and an insurance safety net [2] - The foundational layer relies on the platform rules of Shaanxi Silk Road Data Trading Center and technologies like blockchain and computing networks to create a secure and compliant trading infrastructure [2] - The insurance safety net provides economic compensation and emergency response for incidents like data leaks and ownership disputes [2] Technological Integration - "Qin Data Insurance" represents a deep integration of technology and finance, supported by blockchain for traceability and verification throughout the data transaction process [2] - The initiative is part of a broader effort in Shaanxi to enhance the technology finance service system, which has already launched 89 technology finance products [2] - These products have met the funding needs of over 200 enterprises, resulting in loans totaling 118 million yuan, thereby promoting the development of regional technology enterprises and the digital economy [2]

Core Insights - Hangzhou Bank has launched its integrated digital platform "Xinyibao 1.0" aimed at addressing the diverse and intelligent operational needs of small and medium-sized enterprises (SMEs) [1] Group 1: Digital Infrastructure - "Xinyibao" aims to create a secure, stable, and scalable digital infrastructure to tackle the complexities and high costs faced by SMEs during digital transformation [2] - The platform utilizes advanced technologies such as financial-grade security systems and cloud computing, covering multiple scenarios including HR, payroll, finance, inventory, and collaborative office [2] - This one-stop digital service system is designed to free enterprises from cumbersome transactional processes, enhancing overall management efficiency and enabling lighter operations [2] Group 2: Data-Driven Decision Making - "Xinyibao" aspires to serve as a "smart compass" for enterprises by optimizing internal processes [3] - The platform features tools like "Enterprise Radar" for real-time monitoring of public sentiment risks, "Industry Map" for insights into industry dynamics and supply chain relationships, and "Park Information Database" to assist in business decision-making [3] - These functionalities aim to help enterprises accurately identify risks and opportunities in a complex market environment, fostering modern operational capabilities that are market-visible, risk-controllable, and data-driven [3] Group 3: Ecosystem and Future Growth - "Xinyibao" is positioned not just as a management tool but as an open ecosystem connecting finance, lifestyle, and professional services [4] - The platform integrates convenient financial calculations and information services while incorporating engaging features to enhance employee experience, making digital services more personable [4] - The launch of "Xinyibao 1.0" is seen as an innovative practice in financial services for the real economy, with plans for continuous improvement and collaboration with partners to build a secure and efficient digital service ecosystem for regional economic development [4]

Core Insights - The company has been focused on providing specialized financing services for small and micro enterprises and individual operators since its establishment in 2012 [1] - The company utilizes an innovative model of "technology + finance" and relies on big data risk control technology to enhance the efficiency of financial services [1] Group 1: Business Strategy - The company is actively investing in the new energy sector within the commercial vehicle financing leasing field, providing green financial solutions for the logistics industry to assist in energy conservation and emission reduction [3] - The company has built a multi-win financial service ecosystem through collaborative cooperation across the industrial chain [3] Group 2: Social Responsibility - The company actively fulfills its social responsibility by extending financial services to weak links such as rural transportation and medical equipment, demonstrating its commitment to social responsibility [3] - The company aims to inject new momentum into the real economy through innovative services and promote high-quality development in the industry [3]

Core Viewpoint - The article highlights the innovative and immersive experience presented by Shanghai Pudong Development Bank (SPDB) at the 2025 Service Trade Fair, showcasing the integration of technology and finance to create a futuristic and human-centered banking experience [1] Group 1: Technology Integration - SPDB's exhibition theme is "Co-creation of Technology + Finance," emphasizing the deep integration of financial services with technological advancements [1] - The bank features interactive elements such as AI character customization and smart vehicle interactions, demonstrating the application of technology in enhancing customer engagement [1] Group 2: Customer Experience - The exhibition includes unique offerings like traditional craftsmanship with panda brooches and interactions with humanoid robots, aiming to provide a diverse and engaging experience for visitors [1] - The event illustrates how SPDB is blending finance with cultural and humanistic elements, making banking feel more relatable and warm [1]

Core Viewpoint - The article highlights the innovative approach of Shanghai Pudong Development Bank (SPDB) in integrating technology with finance, showcasing a futuristic and human-centered banking experience at the 2025 Service Trade Fair [1] Group 1: Technological Integration - SPDB's exhibition theme is "Technology + Finance," emphasizing the co-creation of an ecosystem that merges various sectors [1] - The bank features immersive experiences such as AI character customization and interactive smart vehicle systems, demonstrating the blend of finance with technology and culture [1] Group 2: Customer Engagement - Attendees can interact with humanoid robots and participate in a major technology innovation live broadcast, enhancing customer engagement and experience [1] - The exhibition aims to convey a sense of warmth and future orientation in banking, making financial services more relatable and accessible [1]