当前，慈善事业被赋予了前所未有的重要使命。它不仅仅是爱心的表达，更是社会责任的实践，是 社会资源再分配的重要方式。 近年来，金融机构主动投身于公益探索，尝试将财富的稳健与慈善的温度结合，让财富管理与社会 责任同频共振。在这条"金融向善"的道路上，信银理财走在了行业前列。它不仅率先提出"慈善理财"的 概念，更通过打造"温暖童行"品牌，探索出了一条"金融+慈善"的创新路径，让财富的增值和公益的价 值在同一时间实现。 汇聚小善成大爱 "温暖童行"慈善理财产品的出现，打破了传统金融与公益之间的界限。通过与多家专业基金会合 作，信银理财将理财产品的超额收益或固定收益的一部分捐赠出去，用于儿童健康、教育等公益领域。 这种模式让客户在购买理财产品、获取财富回报的同时，也自然而然地成为慈善的参与者。公益不再是 额外的负担，而是在财富增长过程中的自然延伸。 这种创新设计，大大降低了公众参与慈善的门槛，让"小额善意"汇聚成"大爱力量"。正因如此，越 来越多的普通投资者感受到自己并非"旁观者"，而是真正的"公益合伙人"。在理财的日常选择中，他们 既获得财富增值，也为困境儿童的成长与健康贡献了一份力量。 与此同时，信银理财的"温暖童 ...

Group 1 - The core event "Love You and Me, McDonald's Future" has been held for three consecutive years since 2023, gaining attention and participation from various sectors of society, with this year's event taking place simultaneously in seven cities including Beijing, Tianjin, and Chengdu [1][2] - CITIC Wealth Management creatively established an interactive "game-based charity" area at the event, integrating social responsibility with child-friendly activities through immersive game installations like "Love Egg Machine" and "Joyful Ring Toss" [2][6] - The interactive area became a warm focal point of the market, with many families voluntarily extending their stay to learn more about the charity details, indicating a deep emotional resonance triggered by engaging interactions [6][9] Group 2 - CITIC Wealth Management's participation in the McDonald's charity market represents a cross-industry attempt to practice inclusive finance and support public welfare, integrating charity into financial scenarios through innovative products [7][9] - The "Warm Child Journey" charity financial product has launched 23 products by August 2025, raising over 18 billion yuan and donating more than 13 million yuan, benefiting over 60,000 children across 10 provinces [7] - The operational mechanism of CITIC Wealth Management includes a closed-loop management system ensuring transparency and effective use of donations, collaborating with charitable organizations to ensure funds reach their intended recipients [7][9]

据悉，"安盈象固收稳利温暖童行一年封闭式4号"为固定收益类产品，产品将按照超额收益和申购 金额的一定比例捐赠给上海市黄浦区教育基金会，专项用于教育公益事业，包括改善办学条件，提高教 师素质，奖励教育工作者和优秀学生等。 日前，信银理财第三期"温暖童行"慈善理财产品"安盈象固收稳利温暖童行一年封闭式4号"完成募 集，累计募集资金近12亿元，受市场投资者踊跃认购。 截至目前，信银理财"温暖童行"慈善理财累计发行6支产品，募集资金超60亿元，预计公益捐赠资 金逾600万元，深入促进财富向善、践行金融为民，服务国家共同富裕战略建设。其中，信银理财于 2021年推出的"金睛象(同富)系列"慈善理财产品，累计发行4期，募集资金11.7亿元，产生的超额收益已 全部实现捐赠，专项用于"滴水微公益·圆梦微心愿"留守儿童关爱活动项目。目前，该项目覆盖浙江永 嘉、泰顺、文成、苍南、平阳等县(市、区)217所学校，已累计帮助5312名孩子圆梦"微心愿"。 未来，信银理财将继续践行"服务实体经济，促进共同富裕"的企业使命，持续打造"慈善+金融"平 台，加速释放"温暖童行"慈善理财产品示范效应，携手更多合作伙伴、凝聚社会慈善力量,探索打 ...

2023年6月，信银理财怀揣金融服务共同富裕的朴素初心，行业首创"温暖童行"慈善金融模式，持 续发行"温暖童行"慈善理财产品，将理财服务转化成社会爱心桥梁，为投资者提供财富保值增值服务的 同时，打通公益捐助新渠道，将每一分社会财富转化为一份爱心承诺，服务全国儿童健康成长。 据《中国妇女报》数据显示，我国每年新生儿约1600万人，出生缺陷发生率约5.6%，其中1型儿童 糖尿病群体尤其值得关注，每千人中就有1名青少年及儿童1型糖尿病患儿，每年医院收治的1型糖尿病 儿童人数呈10%左右增长。 这个夏天，信银理财"温暖童行"志愿者团队来到上海第四聋校，用趣味动画的方式带领孩子们认识 金钱、价格，了解每一分钱的来之不易，学会珍惜父母的付出，帮助孩子们学会合理规划和利用财富， 并从小培养和树立起正确的金钱观念。 这堂特殊的儿童财商课，仅仅只是"温暖童行"慈善理财系列儿童公益行动计划中的一页。 一年来，信银理财"温暖童行"累计募集社会理财资金超105亿元，预计汇聚公益款项超1000万元， 携带每一份投资者的衷心嘱托，"温暖童行"走过上海、云南、新疆、浙江、四川、福建等地，倾听孩子 们的梦想心声，关注孩子们的成长困境，身体力 ...

Core Viewpoint - The charity sector in China is experiencing significant growth and innovation, integrating with various industries to enhance social welfare and promote common prosperity [2][8]. Group 1: Charity Development - The charity sector in China has evolved from a recovery phase to a period of innovation, with a focus on integrating charity with various sectors such as finance and technology [2][3]. - The "Charity+" ecosystem has emerged, promoting high-quality development of charity through deep integration with internet, projects, culture, and brands [2][3]. Group 2: Financial Institutions' Role - Financial institutions are taking on the responsibility of promoting social equity and justice, aligning with the goal of common prosperity [2][3]. - The introduction of charity financial products, such as charity trusts and public welfare funds, has broadened public participation in charity and strengthened the financial foundation of charitable activities [2][3]. Group 3: Company Initiatives - Xinyin Wealth Management has integrated charity into its strategic planning, launching the "Lighthouse Plan" and focusing on areas closely related to national interests [3][4]. - The "Jinqingxiang (Tongfu) Series" charity financial products raised 1.17 billion yuan, generating 1.55 million yuan for projects supporting left-behind children [3][4]. Group 4: Children's Welfare Focus - Xinyin Wealth Management is actively responding to national population strategies by focusing on children's growth, directing charity donations towards medical, educational, and health initiatives [4][5]. - The "Warm Children's Journey" charity financial brand has raised over 10.5 billion yuan, with expected charity funds exceeding 10 million yuan, benefiting various children's welfare organizations [5][6]. Group 5: Impact and Future Outlook - The successful implementation of charity financial projects demonstrates the potential for deep integration between finance and charity, contributing to common prosperity and modernizing China's economy [7][8]. - The "Warm Children's Journey" project aims to continue its mission of serving the real economy and promoting common prosperity, using financial resources to support children's welfare [8][9].