在"全"方面，聚焦局部金融供给不足的痛点，低空金融"十二条"围绕间接融资、直接融资、风险保障和 金融租赁，引导金融机构以全牌照构建全维度供给矩阵。 羊城晚报记者 戴曼曼 近日，广东金融监管局牵头联合人民银行广东省分行、广东证监局、深圳金融监管局、人民银行深圳市 分行、深圳证监局、广东省发改委等七部门出台《关于金融支持广东低空经济集群发展的通知》（以下 简称低空金融"十二条"），聚焦低空经济集群发展的金融需求，以"新""全""合"的制度机制赋能创建综 合性、特色化金融服务体系，为广东低空经济产业蓄势腾飞注入强劲金融动能。 以"新"助新，打造专业化金融服务体系 近年来，广东低空经济产业发展迅猛，产值率先突破千亿元大关。广东金融监管局立足产业布局，将低 空金融作为科技金融的重点之一，按照《广东省推动低空经济高质量发展行动方案（2024—2026年）》 和《广东省支持低空经济高质量发展若干措施》的要求，构建"监管赋能、机构创新"的双轮驱动机制， 引领辖内银行保险机构从团队、产品、服务等方面不断创新完善，低空金融从无到有、从起步到起势， 已经初步发展成为科技金融的一个重要分支。一组数据显示，广东低空经济核心企业投融资规 ...

Core Insights - Nansha is positioned as a key opportunity area within the Guangdong-Hong Kong-Macao Greater Bay Area, leveraging multiple national strategies to enhance its role in technological and financial innovation [1] - The implementation of significant policies such as the "Nansha Financial 30 Measures" and "Double 15% Tax Incentives" is accelerating high-quality development in Nansha, with GDP growth rates ranking second in the city for the first three quarters of 2025 [1] - Nansha's strategic emerging industries account for 37.8% of GDP, with R&D investment intensity rising to 5.48% and over 1,300 high-tech enterprises established [1] Financial Innovation - Nansha has developed a strong pillar industry in financial innovation, with financial sector value-added accounting for over 11% of the district's GDP and consistently ranking among the top five in tax revenue [2] - The district has implemented nearly 100 financial innovation achievements, with around 40 recognized as national, provincial, or municipal innovation cases or pilot projects [2] - Nansha is a leading region for cross-border trade and investment openness, as well as a hub for aircraft and ship leasing in South China [2] Core Initiatives in Financial Empowerment - Nansha has launched five core initiatives to empower technology through finance, including the "Yiqi Gongying Plan" and a 10 billion yuan "Yueke Rong" special fund, facilitating over 6.8 billion yuan in credit to 583 technology enterprises [2] - The district has nurtured 17 listed companies with a total market value exceeding 210 billion yuan and a financing scale surpassing 35 billion yuan [2] - Nansha's venture capital and private equity initiatives have attracted over 18 billion yuan in sub-fund scale, with a 200 billion yuan Guangzhou industrial investment fund operational [2] Comprehensive Services and Innovation Platforms - Nansha promotes innovative financial products such as intellectual property pledge loans, with total credit exceeding 10 billion yuan [3] - The district is enhancing its technology financial ecosystem through a series of supportive policies for technology enterprise cultivation and achievement transformation [3] - The Nansha Science City, covering 99 square kilometers, is under rapid construction, with significant projects and research institutions being established to foster innovation [3]

Core Viewpoint - The forum emphasized the importance of financial support for the development of new productive forces in the Guangdong-Hong Kong-Macao Greater Bay Area, highlighting the role of the People's Bank of China Guangdong Branch in optimizing financial resource allocation and supporting technological and industrial innovation [1][2] Group 1: Financial Policy Support - The People's Bank of China Guangdong Branch has established a financial policy support system, collaborating with various departments to issue four national-level policy documents known as the "Financial 30 Articles" to guide financial support for the Greater Bay Area's new productive forces [1] - The branch is utilizing structural monetary policy tools such as technology innovation and technical transformation re-loans to enhance the financial service system for technology [1] Group 2: Financial Services Innovation - Innovative financial service models like the "Win-Win Plan" are being introduced to encourage financial institutions to increase support for the cultivation and development of new productive forces [1] - The branch is leveraging its proximity to Hong Kong and Macao to facilitate cross-border financing channels for technology enterprises, addressing diverse financial needs such as cross-border loans, listings, bond issuance, and equity investments [1] Group 3: Future Financial Work Focus - The People's Bank of China Guangdong Branch will continue to align its efforts with the provincial government's initiatives on technological innovation and modern industrial system construction, focusing on "Four Focuses and Four Strengthenings" as key points for financial work [2] - The "Four Focuses and Four Strengthenings" include focusing on technological breakthroughs, infrastructure construction, layout optimization, and innovative development methods to support the construction of a modern industrial system with unique Bay Area advantages [2]

Core Insights - The "Yiqi Gongying Plan" in Guangzhou aims to strengthen technology finance, enhance inclusive finance, and solidify industrial finance, with a focus on long-term cooperation between banks and enterprises [2][3] Group 1: Program Overview - As of now, 574 enterprises have signed agreements under the "Yiqi Gongying Plan," with a total signing amount exceeding 20 billion yuan, and over 3,000 high-growth potential enterprises identified for support [1] - The program integrates a service system comprising "loan, equity, guarantee, rental, and subsidy," with three pilot banks collaborating with over 80 non-bank institutions [1][4] Group 2: Implementation and Services - The plan encourages banks to sign long-term cooperation agreements with enterprises, offering flexible loan rates and repayment methods, while providing comprehensive financial services throughout the enterprise lifecycle [2][3] - Pilot banks have developed unique service models, such as Guangfa Bank's "1+2+3" service model, which emphasizes resource integration and innovation in loan products [3] Group 3: Participation of Non-Bank Institutions - Non-bank institutions, including investment firms and insurance companies, are actively participating in the "Yiqi Gongying Plan," creating a diversified financial service ecosystem [4] - Guangzhou Jin控 Group has established a project recommendation mechanism with pilot banks, facilitating over 100 enterprise recommendations and assisting 21 enterprises in securing credit approvals, addressing approximately 950 million yuan in funding needs [4]

Core Viewpoint - Guangdong is positioned as a leading region for technological innovation in China, with a focus on establishing an international technology innovation center in the Guangdong-Hong Kong-Macao Greater Bay Area, emphasizing the importance of a high-quality financial system to support technological innovation [1][2]. Policy Initiatives - The People's Bank of China Guangdong Branch has collaborated with the Guangdong Provincial Science and Technology Department to issue implementation opinions aimed at deepening the integration of technology and finance, focusing on venture capital and various financial support measures [2]. - Specific policies include the "15 Measures for Technology Finance" and the "31 Specific Measures for High-Quality Development of Technology Finance," which aim to enhance financial resource allocation to key areas of technological innovation [2]. Financial Support and Innovation - Guangdong has introduced the first limited recourse supply chain bill discounting business in the country, increasing support for first-time loans to technology SMEs, and establishing three special loan quotas of 100 billion yuan each for various sectors [3]. - By April 2025, 1,585 projects were included in the technology transformation and equipment update list, with signed loan contracts amounting to 177.2 billion yuan and 42.5 billion yuan disbursed [3]. Financing Channels - The Guangdong branch has facilitated the issuance of technology innovation bonds, with a total issuance scale of 4.8 billion yuan from technology enterprises and investment institutions [4]. - Efforts to broaden cross-border financing channels include pilot programs for Qualified Foreign Limited Partners (QFLP) and cross-border capital pools, with 12 fund management companies in Nansha Free Trade Zone obtaining QFLP pilot qualifications, amounting to approximately 28.4 billion yuan in investment [4]. Service Models and Product Innovation - The Guangdong branch has introduced innovative service models such as the "Win-Win Plan for Enterprises" and "Equity Loan Guarantee Lease" to address the financing needs of technology enterprises throughout their lifecycle [5][6]. - New financing products have been developed for different stages of technology enterprises, including "Technology Talent Loans" and "Technology R&D Loans," which consider talent and R&D investment as key credit factors [6]. Future Directions - The Guangdong branch plans to enhance financial support for major national technology tasks and SMEs, focusing on policy tool reinforcement, product and service innovation, and multi-party collaboration to deepen the integration of technology and finance [7][8].