"益企共赢计划"首批三家试点银行取得显著成效。广发银行构建"益企共赢计划"的"1+2+3"服务模式， 加强投贷、贷保联动，发挥资源整合优势，打造国寿-广发科技金融服务特色，实现产品专案及认股权 贷款创新，为合作企业提供多元服务、专属服务、长期服务。广州银行以"实、新、早、细、全"为行动 纲领，重点发力投贷联动，强化贷保联动，与超30家投资机构建立常态化合作，支持超50家企业，授信 金额超30亿元。打造"益企共享会"面对面交流平台、线上"益企共赢计划"政企服务通、"益企共赢计 划"会商机制，全面赋能企业发展。广州农商银行成立29个重点产业专班，构建"五专"服务体系。深入 探索"贷款+认股权"合作模式，推出"融担快贷""政企银保投"等专项方案，建立"融资+融物"联动服务模 式，做实"一区一策""一园一策""一会一策"服务，对接140余个园区、商协会，服务企业超1700家，为 超300家企业提供政务服务支持。 投资机构、保险公司等非银机构积极参与"益企共赢计划"，协同构建多元金融服务体系。广州金控集团 依托 "基金群"优势，与试点银行建立信息共享、项目互推合作机制，探索认股权贷款方案，开展项目 路演，为企业投后赋能 ...

Core Viewpoint - Guangdong is positioned as a leading region for technological innovation in China, with a focus on establishing an international technology innovation center in the Guangdong-Hong Kong-Macao Greater Bay Area, emphasizing the importance of a high-quality financial system to support technological innovation [1][2]. Policy Initiatives - The People's Bank of China Guangdong Branch has collaborated with the Guangdong Provincial Science and Technology Department to issue implementation opinions aimed at deepening the integration of technology and finance, focusing on venture capital and various financial support measures [2]. - Specific policies include the "15 Measures for Technology Finance" and the "31 Specific Measures for High-Quality Development of Technology Finance," which aim to enhance financial resource allocation to key areas of technological innovation [2]. Financial Support and Innovation - Guangdong has introduced the first limited recourse supply chain bill discounting business in the country, increasing support for first-time loans to technology SMEs, and establishing three special loan quotas of 100 billion yuan each for various sectors [3]. - By April 2025, 1,585 projects were included in the technology transformation and equipment update list, with signed loan contracts amounting to 177.2 billion yuan and 42.5 billion yuan disbursed [3]. Financing Channels - The Guangdong branch has facilitated the issuance of technology innovation bonds, with a total issuance scale of 4.8 billion yuan from technology enterprises and investment institutions [4]. - Efforts to broaden cross-border financing channels include pilot programs for Qualified Foreign Limited Partners (QFLP) and cross-border capital pools, with 12 fund management companies in Nansha Free Trade Zone obtaining QFLP pilot qualifications, amounting to approximately 28.4 billion yuan in investment [4]. Service Models and Product Innovation - The Guangdong branch has introduced innovative service models such as the "Win-Win Plan for Enterprises" and "Equity Loan Guarantee Lease" to address the financing needs of technology enterprises throughout their lifecycle [5][6]. - New financing products have been developed for different stages of technology enterprises, including "Technology Talent Loans" and "Technology R&D Loans," which consider talent and R&D investment as key credit factors [6]. Future Directions - The Guangdong branch plans to enhance financial support for major national technology tasks and SMEs, focusing on policy tool reinforcement, product and service innovation, and multi-party collaboration to deepen the integration of technology and finance [7][8].