Core Viewpoint - The recent issuance of the "Opinions on Continuing to Promote Urban Renewal Actions" by the Central Committee and the State Council emphasizes the establishment of a sustainable urban renewal model, aiming for a transformation in urban development and construction methods by 2030, with a focus on diversified financing mechanisms to support this transition [1] Financing Mechanisms - The "Opinions" propose a diversified financing approach, including national funding such as central budget investments, long-term special bonds, and local government financial contributions through special bonds for urban renewal projects [2] - Policy-driven financial institutions are encouraged to participate in urban renewal under compliant and sustainable conditions, enhancing credit support for various projects [2] New Financing Models - Traditional financing methods for urban renewal, primarily based on real estate collateral, need to be reformed to accommodate the new model focused on revitalizing existing assets [3][4] - Financial institutions are urged to develop tailored loan systems that align with the specific stages and cash flow of urban renewal projects, moving away from reliance on real estate collateral [4] Planning and Asset Management - A three-tier planning mechanism is proposed to enhance the value of urban assets and resources, focusing on overall spatial planning, special planning for mechanisms, and detailed planning for functional indicators [5] - The "Opinions" stress the importance of public investment in essential infrastructure and underground projects to facilitate private sector participation and improve expected returns [5] Flexibility and Community Involvement - The planning phase should allow for flexibility and discretion to balance unforeseen costs and expected returns, encouraging social capital participation [6] - Community stakeholders, including owners, residents, and businesses, are encouraged to engage in the detailed planning process, fostering a sense of shared benefit and broader societal investment [6]

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转自：中国宁波网 甬城春来早，奋进正当时。 2024年12月召开的中央经济工作会议明确，要坚持稳中求进总基调，完整准确全面贯彻新发展理念，加快构建新发展格局，扎实推动高质量发展。2025年1 月宁波市发布的政府工作报告聚焦九方面工作，指出要推动经济规模和质量迈上新的台阶，奋进中国式现代化新征程，主题更加鲜明，目标更加清晰。 在共同推进宁波高质量发展的新征程上，工行宁波市分行奋楫笃行，坚定扛起服务宁波社会经济高质量发展的金融担当，全面提升金融竞争力和带动力，努 力在金融助力宁波"争一流、创样板、谱新篇"建设中走在前列、勇当先锋。 向实，全力服务大局 该行倾力支持实体经济，2024年新增各项贷款超440亿元，成为宁波市首家贷款突破4000亿元的大型国有商业银行。其中，制造业贷款余额超1000亿元，战 略新兴企业贷款余额超340亿元，普惠贷款余额超550亿元。 工行宁波市分行与国家战略、地区发展同频共振、同心同向，主动服务"长三角一体化"、双循环建设等国家战略以及宁波现代化滨海大都市建设为引领，主 动对接宁波市扩大有效投资"5210"攻坚行动和"千项万亿"重点工程，将更多金融活水引入宁波大交通设施、新能源、新城建等 ...