"十五五"规划建议强调，大力发展普惠金融。近日召开的中央经济工作会议也明确金融支持的着力点， 提出"引导金融机构加力支持扩大内需、科技创新、中小微企业等重点领域"。 新征程呼唤新实践。12月23日，由中国人民银行广东省分行指导、南方都市报社主办的"中国普惠金融 行"广东银行业普惠金融创新实践大会在广州成功举办。大会公布2025年广东银行业普惠金融创新实践 优秀案例，并发布《中国普惠金融行创新深调研报告(2025)》。同时，活动设置圆桌对话环节，邀请业 界代表共同探讨普惠金融高质量发展的未来路径与合作机遇。 中国人民银行广东省分行党委委员、副行长张双长为大会致辞。他表示，近年来，人民银行广东省分行 深入贯彻党中央关于做好普惠金融大文章的相关决策部署，积极落实国务院《关于推进普惠金融高质量 发展的实施意见》，不断优化中小微企业、民营经济、"三农"等领域的金融服务环境，努力提高金融服 务的覆盖率、可得性和满意度。 一是强化政策指引，为推动全省普惠金融创新发展营造良好的政策环境。二是强化激励引导，充分发挥 支农支小再贷款等结构性货币政策工具的撬动作用，持续开展金融机构服务乡村振兴、民营经济、小微 企业的效果评估。三是 ...

在"中国普惠金融行"广东银行业普惠金融创新实践大会圆桌对话环节，大咖探讨普惠金融2.0新趋势。 主办方供图 "十五五"规划建议强调，大力发展普惠金融。近日召开的中央经济工作会议也明确金融支持的着力点， 提出"引导金融机构加力支持扩大内需、科技创新、中小微企业等重点领域"。 新征程呼唤新实践。12月23日，由中国人民银行广东省分行指导、南方都市报社主办的"中国普惠金融 行"广东银行业普惠金融创新实践大会在广州成功举办。大会公布2025年广东银行业普惠金融创新实践 优秀案例，并发布《中国普惠金融行创新深调研报告(2025)》。 同时，活动设置圆桌对话环节，邀请业界代表共同探讨普惠金融高质量发展的未来路径与合作机遇。 广东普惠贷款余额达4.9万亿元 中国人民银行广东省分行党委委员、副行长张双长为大会致辞。他表示，近年来，人民银行广东省分行 深入贯彻党中央关于做好普惠金融大文章的相关决策部署，积极落实国务院《关于推进普惠金融高质量 发展的实施意见》，不断优化中小微企业、民营经济、"三农"等领域的金融服务环境，努力提高金融服 务的覆盖率、可得性和满意度。 南方都市报社党委副书记、主编刘江涛代表活动主办方致辞。他表示，南 ...

Core Viewpoint - The article highlights the emergence of various green brands in Maoming, Guangdong, which are significantly contributing to the local economy and employment through a robust agricultural industry supported by financial reforms aimed at enhancing inclusive finance [2][9]. Group 1: Agricultural Industry Development - Maoming has established a strong agricultural foundation, with a total agricultural output value projected to reach 120.89 billion yuan in 2024, making it the only city in Guangdong to exceed 100 billion yuan in agricultural output for five consecutive years [2][3]. - The city has developed a full industrial chain around its key products, including lychee and Huaju Hong, with the total output value of the specialty agricultural industry exceeding 53 billion yuan, creating job opportunities for over 600,000 people [3][6]. Group 2: Financial Support and Innovation - The introduction of various financial products such as "Lychee Loan," "Huaju Hong Loan," and "Tilapia Loan" has addressed the urgent financing needs of farmers and small businesses, enabling them to expand operations and improve productivity [3][5]. - The recent guidance from seven ministries emphasizes the need for financial institutions to enhance their services in rural areas, focusing on supporting Maoming's advantageous agricultural industries and new agricultural business models [6][9]. Group 3: Policy Framework and Implementation - The "Guiding Opinions" issued by the People's Bank of China and other ministries outline nine key tasks for deepening inclusive finance reforms in Maoming, providing a roadmap for enhancing financial services in agriculture and rural areas [6][7]. - The policy encourages the development of a comprehensive insurance product system and the inclusion of various agricultural assets as collateral to facilitate financing for farmers and agricultural enterprises [7][8]. Group 4: Future Prospects - Maoming's selection as one of the new pilot cities for inclusive finance reform signifies both an honor and a responsibility, aiming to enhance financial services and support the goal of common prosperity for all [9][10]. - The ongoing reforms are expected to provide new momentum for high-quality development in Guangdong's rural areas, positioning Maoming as a model for agricultural revitalization across the country [10].

Core Viewpoint - The financial institutions in Maoming, under the guidance of the People's Bank of China, are focusing on the "Five Trees and One Fish" initiative to create specialized branches that support local agricultural products, enhancing financial services for these industries [1][2][3] Group 1: Financial Initiatives and Support - Maoming's financial institutions have established specialized branches such as Lychee Branch, Huaju Hong Branch, and others to provide tailored financial services to local agricultural sectors [1][3] - The Huaju Hong Branch of Postal Savings Bank in Pingding Town is specifically designed to support the Huaju Hong industry, providing significant credit to local farmers [2][3] - As of February 2025, the loan balance for the "Five Trees and One Fish" initiative reached 10.889 billion yuan, with specific loans for Lychee at 3.144 billion yuan, Huaju Hong at 1.786 billion yuan, and Tilapia at 3.585 billion yuan [3] Group 2: Agricultural Industry Development - Maoming is recognized as the "Tilapia Capital of China," with an annual output value exceeding 10 billion yuan, and is a key player in the global tilapia market [4][5] - The local government is working on enhancing the tilapia industry's competitiveness by addressing issues such as the lack of leading enterprises and standardization in production [4][5] - A financial support framework has been established to assist the tilapia industry, including a collaboration between local governments and financial institutions to provide loans and insurance [5][6] Group 3: Innovative Financial Products - Financial institutions in Maoming have developed specialized loan products like "Lychee Loan," "Huaju Hong Loan," and others to meet the unique needs of local agricultural producers [13] - The introduction of government risk compensation mechanisms and agricultural insurance has helped reduce financing costs and barriers for farmers [13][14] - The establishment of the "Digital Chain Agricultural Industry Alliance" aims to integrate digital finance with agricultural services, facilitating loans and enhancing sales for local products [15] Group 4: Policy Framework and Collaboration - The People's Bank of China in Maoming has implemented a comprehensive policy framework to support local agricultural industries, including various financial support programs [9][10] - Collaborative efforts between local governments, financial institutions, and agricultural associations are focused on creating a multi-faceted financial support system for rural development [6][9] - The establishment of platforms for rural revitalization and loan support has led to significant funding being allocated to support local agricultural initiatives [9][10]