「核心提示」 00后成长于即时反馈的互联网环境中，但投资恰恰是一门"延迟满足"的功课。 2026年开年，A股以日线"17连阳"的强势表现刷新历史，上证指数逼近4200点，延续"9·24"以来的"长 牛"行情，催生新一轮开户热潮。 在这场资本盛宴中，年轻人成为不可忽视的入场主力。数据显示，2025年，35岁以下的"90后""00后"新 开户占比已超45%，他们正在成为投资市场的"生力军"。 作为互联网原生代，以00后为代表的年轻投资者不再恪守传统的"财不外露"准则，反而活跃在社交平台 上，每日播报自己的投资操作与盈亏起伏。 投资经历可能有限，但他们表达欲望爆棚：决定加仓时，配一张"会赢的"名场面截图；盈利时皆大欢 喜，若是亏了钱，则借用漫画《FX战士久留美》中主角爆仓崩溃的名场面，配一张下行曲线自嘲。 有人跟风追高、大胆使用杠杆，有人深耕策略、理性配置。在资本市场的波动试炼中，00后投资者正在 写下属于他们的投资第一课。 互联网原住民，开启投资第一课 这一代00后，是成长于智能手机与移动互联网之上的"数字原住民"。他们的生活环境里，信息是即时 的、交易是线上的、社交是网状的。这种与生俱来的连接感，深刻塑造了他们 ...

Core Viewpoint - The article discusses a historic surge in precious metals, including gold, silver, copper, and platinum, as the US dollar experiences a significant decline, raising questions about the future of the global financial system and the potential for a shift in economic power [1][5]. Group 1: Precious Metals Surge - For the first time in history, all four major precious metals have reached record highs simultaneously, with gold surpassing $4600 per ounce and silver hitting $74 per ounce [3]. - The domestic price of gold jewelry has increased to 1420 yuan per gram, indicating a rapid appreciation in precious metal values [3]. Group 2: Factors Behind the Surge - The decline in the US dollar is attributed to multiple factors, including three interest rate cuts by the Federal Reserve this year, with expectations for two more cuts by 2026, leading to decreased confidence in the dollar [5]. - The US debt-to-GDP ratio has exceeded 123%, with interest payments consuming 15% of federal revenue, contributing to a loss of faith in the dollar as a stable currency [6]. - Geopolitical tensions, particularly between the US and Venezuela, have driven investors to seek safety in gold, further fueling the demand for precious metals [6]. Group 3: Future Implications - The depreciation of the dollar may lead to increased costs for consumers, as the purchasing power of money diminishes, and prices for gold and related products rise [8]. - Predictions suggest that gold could reach $4900 per ounce and silver may continue to rise, although caution is advised due to potential speculative trading and volatility in the market [8]. - The current situation may signal a restructuring of the global economic order, with the dominance of the dollar being challenged, prompting the need for risk diversification [10].

Group 1 - The article emphasizes the importance of understanding global market trends and geopolitical events that impact gold and silver investments [3] - It discusses the use of futures contracts to lock in prices and mitigate the risk of market downturns in gold and silver [4][6] - The selection of appropriate precious metal funds should focus on management fees and historical returns, along with the experience and investment strategies of fund managers [6][8] Group 2 - Risk management is highlighted as a critical aspect of trading, including the necessity of setting stop-loss points and conducting comprehensive risk assessments [6][8] - Diversifying the investment portfolio can effectively reduce the impact of market volatility on personal assets, with an increased allocation to gold and silver enhancing financial security [8] - The article concludes that successful gold and silver investment requires a comprehensive consideration of various factors, including market trends and data analysis, to optimize investment strategies [9]