Core Viewpoint - China has developed into a major player in green finance, becoming one of the most vibrant green finance markets globally, driven by a dual empowerment of policy frameworks and market practices [1] Group 1: Green Finance Development - The Bank of Communications has contributed to the improvement of standards and innovation of products in green finance, including leading the development of national financial standards for the water transport industry's transformation [1] - The bank has introduced innovative financial products such as "carbon intensity + ESG" to support transformation and has measured carbon emissions for high-carbon industry clients for four consecutive years [1] Group 2: Future Directions - To achieve high-quality service for the "dual carbon" goals, there is a need to enhance policy standards, suggesting the prompt establishment of national transformation financial standards that cover key high-carbon industries [1] - The bank emphasizes the importance of product innovation, advocating for the expansion of financial institutions participating in the carbon market and the diversification of carbon financial products like futures and options [1][2] - There is a call to accelerate infrastructure development, improve corporate information disclosure quality, enhance carbon accounting capabilities, and manage carbon footprints to support product innovation while mitigating "greenwashing" risks [2]

Core Viewpoint - The Shenzhen Financial Regulatory Bureau has released the "Action Plan" to promote high-quality development of technology finance, outlining 25 policy measures to enhance financial services for technology enterprises and support Shenzhen's goal of becoming a globally influential center for industrial technology innovation [1] Group 1: Overall Requirements and Goals - The Shenzhen Financial Regulatory Bureau aims to provide comprehensive, diverse, precise, and professional financial services to technology enterprises over the next five years, achieving goals of "two quality improvements," "three expansions," and "four efficiency enhancements" [2] - As of March 2025, the loan balance for technology enterprises in Shenzhen is projected to reach 1.23 trillion yuan, with a year-on-year growth of 7.23% [2] Group 2: Tolerance for Non-Performing Loans - The plan encourages banks and insurance institutions to increase their tolerance for non-performing loans, allowing a maximum increase of 3 percentage points for small and micro technology enterprises compared to other loans [3] - The establishment of specialized branches for technology finance is promoted, with 45 technology branches evaluated across key technology resource areas [3] Group 3: Development of Financial Product Service System - The plan emphasizes the need for banks to increase credit loans and medium-to-long-term loans for technology enterprises, establishing an evaluation system centered on R&D capabilities and patent values [4] - Banks are encouraged to collaborate with equity investment institutions to explore new business models such as "loans + external direct investment" [4] Group 4: Pilot Projects Implementation - Shenzhen has initiated pilot projects for technology enterprise merger loans, with a loan balance exceeding 3 billion yuan, positioning itself as a leader among pilot cities [5] - The plan supports banks in providing loan support for strategic mergers and acquisitions in key sectors such as integrated circuits, artificial intelligence, and biomedicine [5] Group 5: Knowledge Property Financial Ecosystem - The plan supports the optimization of knowledge property financial management mechanisms and the establishment of internal evaluation systems for knowledge property value [6] - It encourages state-owned banks to deepen cooperation with financial asset investment companies to enhance support for technological innovation [6] Group 6: Strengthening Collaborative Mechanisms - The plan outlines the establishment of a collaborative mechanism among various departments to enhance policy guidance and support for technology finance [7] - It promotes the development of a special risk compensation mechanism and innovative insurance business risk-sharing mechanisms [7]

"健养安-安心股养"签约仪式。 深圳赛陆医疗科技有限公司作为建设银行"健养安-安心股养"首批签约拟上市企业，立足世界科技前沿，以国家战略需求为指导，自主创新为核心动力，全 力推动基因测序和空间组学技术的革新与发展，是国产基因测序仪领军企业，获深创投等知名创投机构投资。建行深圳市分行结合企业持股平台架构及上市 进程，为企业量身定制"股权激励+上市服务+金融授信"综合服务方案，为科创企业提供全链条、场景化的养老金融服务。 在当天的揭牌仪式上，建行深圳市分行邀请深圳市慈善会执行副会长、八卦岭社区书记及银发客户共同为建行深圳市八卦岭支行揭牌。至此，深圳地区已挂 牌2家"健养安"养老金融特色网点，深圳建行养老金融服务体系再升级。 转自：新华财经 5月8日，中国建设银行在福建省福州市举办"健养安"养老金融特色网点扩容升级发布会暨养老金融产品服务推介会，并集中揭牌全国第二批"健养安"养老金 融特色网点。建设银行副行长纪志宏出席活动并致辞。中国建设银行深圳市分行（以下简称建行深圳市分行）资深副经理刘星，深圳赛陆医疗科技有限公司 联合创始人、CTO刘二凯参加"健养安-安心股养"股权激励增值服务现场签约。建行深圳市分行第二批"健 ...

2月27日，金融监管总局、中国人民银行联合发布了《银行业保险业绿色金融高质量发展实施方案》（下称《方案》）。 《方案》以深化金融供给侧结构性改革为重点，引导金融机构优化金融服务，加大银行信贷供给，完善绿色保险体系，拓展绿色金融服务渠道，健全绿色金融标 准，逐步建立完善信息披露机制，从而提升金融服务绿色高质量发展适配性。 《方案》鼓励银行业金融机构优化银行信贷供给，立足自身禀赋，开发特色绿色金融产品服务，例如，大型商业银行要发挥好服务实体经济绿色转型的主力军作 用，优化金融资源区域协调分配，支持绿色产业重点领域和薄弱环节；地方法人银行要深耕地方经济，合理确定经营半径，精准服务当地绿色产业。 《方案》鼓励银行保险机构聚焦产业结构优化升级、能源体系低碳转型、生态环境质量改善和生物多样性保护、碳市场建设等重点领域，推动绿色信贷稳步增长、 拓宽绿色保险覆盖面。除此之外，《方案》还强调发挥各类资金的支持作用，包括发展绿色信托、绿色租赁等。 同时，保险公司要围绕服务绿色转型，研发有针对性的风险保障方案，推动绿色保险业务提质增效，加强保险资金运用，通过投资绿色债券、绿色资产支持证券、 保险资产管理产品等参与绿色项目投资。 强 ...