适应产业变革 打造类型化产业金融服务新模式 □ 杨成长 龚 芳 袁宇泽 曾培春 □ 近年来，我国传统产业的组织形式和产业关联关系发生重大变革，新技术、新业态、新模式不断涌 现，成为我国经济高质量发展的重要组成部分。金融机构亟须构建匹配新经济产业发展需求的金融服务 新模式，重点服务好新消费、新科技、新数字、新终端及未来产业等五类新业态 □ 五类产业新业态对金融服务提出了全新要求：在新消费领域，金融服务的核心难点在于无形资产估值 和对商业模式的可持续性作出判断；在新技术领域，突出表现为技术路径判断难和信息不对称；在新数 字领域，亟待建立科学的估值体系和资本市场支持机制；在新终端领域，需要全链条生态化金融解决方 案；在未来产业领域，关键在于形成对共性基础技术突破和产业成果转化的多元长期资金供给机制 □ 基于各业态的独特性，要加快形成五类产业金融服务模式：一是以多元价值和新型供求关系为核心， 形成新消费产业金融服务模式；二是以科技创新风险分配为核心，形成新技术产业金融服务模式；三是 以数字集成和人工智能为核心，形成新数字产业金融服务模式；四是以全链条融合化为核心，形成新终 端产业金融服务模式；五是以"三突破三风险"为 ...

Core Viewpoint - The article highlights the achievements and progress made during China's "14th Five-Year Plan" period, emphasizing economic resilience, innovation, and sustainable development as key drivers for future growth [1][2]. Economic Growth - China's economic increment over the past five years is expected to exceed 35 trillion yuan, with an average growth rate of 5.5%, surpassing the global average and contributing approximately 30% to global economic growth [5]. Innovation - Innovation has become the primary driving force for development, with national R&D investment increasing by nearly 50% compared to the end of the "13th Five-Year Plan." R&D intensity is approaching the OECD average, and China ranks 10th in the global innovation index [7]. Industrial Transformation - The transition from old to new economic drivers is progressing smoothly, with manufacturing value added expected to increase by 8 trillion yuan during the "14th Five-Year Plan," contributing over 30% to global manufacturing growth [9]. Green Development - China has established the world's largest renewable energy system, with installed capacities for hydropower, wind, and solar energy leading globally. By mid-2025, the number of electric vehicles reached 36.89 million, with charging infrastructure also ranking first worldwide [11]. Trade and Global Cooperation - During the "14th Five-Year Plan," China's goods trade volume remained the largest globally, with service trade expected to surpass 1 trillion USD for the first time in 2024. High-tech products accounted for nearly 20% of exports [13][14]. Infrastructure Development - China has built the largest highway, high-speed rail, and port networks globally, with significant growth in new infrastructure sectors such as computing networks and smart cities, achieving a 30% annual growth rate in computing capacity over the past five years [16]. Agricultural Strength - China's grain production has achieved 21 consecutive years of growth, reaching a new milestone of 1.4 trillion jin in 2024, ensuring food security and advancing agricultural technology [18]. Social Welfare - The income gap between urban and rural areas has narrowed, with per capita disposable income reaching 21,840 yuan in the first half of 2025, reflecting ongoing improvements in social welfare systems [20].

Group 1: Intellectual Property Protection - Intellectual property protection is crucial for innovation and development, with customs focusing on high-infringement areas through various actions like "Dragon Action" and "Blue Network Action" [1] - During the "14th Five-Year Plan" period, customs seized 260,000 batches and nearly 400 million items of suspected infringing goods, effectively curbing infringement trends in import and export [1] - Customs has improved the convenience of rights protection through measures like "policy delivery" and the use of information technology, allowing rights holders to handle registrations and claims from home [1] Group 2: Cultural and Creative Products Export - Guangdong Yinghao Craft Products Co., Ltd. has become a major exporter of cultural and creative home products, with products sold in over 80 countries, focusing on design and development to capture new overseas markets [2][3] - The company exported approximately 190 million yuan worth of cultural products in the first eight months of the year, with orders extending into the next spring [3] - Dongguan Weishi Culture Co., Ltd. has a 95% market share in the global metal assembly model market, creating products that incorporate traditional Chinese cultural elements [6][7] Group 3: Support from Customs - Customs has implemented tailored support measures for companies exporting cultural products, including one-on-one guidance and compliance with different countries' regulations [3][4] - The establishment of the National Technical Trade Evaluation Workstation has provided targeted solutions for companies to navigate technical trade measures and avoid export risks [8][9] - Suzhou Customs has organized training and provided personalized services to enhance companies' intellectual property protection levels and facilitate their international expansion [9]

Group 1 - The core viewpoint of the articles highlights the increasing importance of intellectual property protection by customs in response to the rise of counterfeit products in the gaming and cultural product sectors, particularly with the popularity of LABUBU [1][2] - In 2023, customs intercepted 1.83 million suspected infringing products, demonstrating a commitment to maintaining a fair international trade environment [1] - The customs authority has implemented several targeted actions, including "Dragon Action," "Blue Net Action," and "Clean Net Action," resulting in the seizure of nearly 400 million suspected infringing items across 260,000 batches [1] Group 2 - During the "14th Five-Year Plan" period, nearly 20,000 new rights holders have registered, and the number of intellectual property records has approached 100,000, indicating a growing reliance on customs protection for intellectual property [2] - Customs has enhanced its services through initiatives like "Customs Officials Deliver Policies" and the use of digital tools, allowing rights holders to handle registrations and applications conveniently from home [2] - The customs authority encourages businesses to utilize its online services for efficient intellectual property protection, emphasizing its commitment to providing high-quality services [2]

Core Insights - Guangzhou's inbound tourism is experiencing rapid growth, driven by policy benefits, cultural appeal, and service innovations, positioning the city as a premier destination for international visitors [1][8] Group 1: Inbound Tourism Growth - The implementation of the "240-hour transit visa exemption" policy has significantly boosted international transit tourism, with nearly 50 countries represented among visitors since its launch [2] - In Q1 2025, Guangzhou welcomed 1.187 million overnight international tourists, marking an 11.7% year-on-year increase, with foreign overnight visitors increasing by 31.0% [3] - The expansion of international flight routes from Baiyun Airport, including the addition of six new routes and two international airlines, has enhanced connectivity and facilitated inbound tourism [3] Group 2: Enhanced Visitor Experience - Guangzhou is improving the inbound tourism environment with convenient services such as electronic transportation codes and foreign currency exchange points, ensuring a smooth experience for international travelers [3] - The city is leveraging cultural events and celebrity endorsements to enhance the tourism experience, with international artists promoting local attractions through social media [4][6] - A diverse range of tourism products, including medical tourism and educational travel, is being developed to attract various international visitor segments [5][6] Group 3: Marketing and Promotion Strategies - Guangzhou has established 20 overseas tourism promotion centers across five continents to enhance global marketing efforts, focusing on key source markets [7] - The "International Tourism Influencers' Happy Journey in Flower City Guangzhou" event has become a signature initiative to attract inbound tourists, showcasing the city's cultural richness [7] - Positive word-of-mouth marketing is driving further growth in inbound tourism, with notable increases in visitors from countries like Argentina, which saw a 344.7% year-on-year growth [8]