中国人民银行当日发布的金融统计数据显示，10月末，我国人民币贷款余额270.61万亿元，同比增长6.5%；社会融资规模存量为437.72万亿 元，同比增长8.5%。 "今年以来，金融总量保持合理增长，为实体经济提供了有力的金融支持。"西南财经大学中国金融研究院副教授万晓莉认为，今年以来， 各家银行积极运用各类结构性货币政策工具，加力支持科技创新、提振消费、小微企业、稳定外贸等重点方向。 从新增信贷的结构来看，企业贷款增长呈现出一些亮点。 今年以来，企业贷款特别是企业中长期贷款新增较多，为企业投资提供了较为充足的资金支持。数据显示，前10个月，我国企（事）业单 位贷款增加13.79万亿元，是贷款增加的主力军。其中，中长期贷款增加8.32万亿元，占比超六成。 具体来看，信贷资金流向了哪里？ 记者从中国人民银行了解到，10月末，普惠小微贷款余额为35.77万亿元，同比增长11.6%；制造业中长期贷款余额为14.97万亿元，同比增 长7.9%。这些贷款增速均高于同期各项贷款增速。 "10月建行发布了支持新型工业化的服务方案，推出六大专项行动，力争未来三年制造业融资规模突破5万亿元。"中国建设银行公司业务部 总经理尚朝 ...

Group 1 - The core viewpoint of the articles indicates that China will experience its first cold wave of the second half of the year from November 14 to 17, with significant temperature drops across northern and central eastern regions [1][2] - The temperature in northern and central eastern regions is expected to decrease by 6°C to 10°C, with some areas in Inner Mongolia, Shaanxi, and Chongqing experiencing drops of 12°C to 14°C [1] - The cold wave will also bring strong winds, and the lowest temperature line is projected to move south to southern Jiangsu and northern Hubei by the morning of November 18 [1] Group 2 - Monitoring shows that the average temperature across most of the country in November is 1°C to 3°C higher than the same period in previous years, with some areas in central Inner Mongolia and southern Qinghai exceeding 4°C [2] - The influence of cold air is expected to strengthen over the next 10 days, leading to a shift from above-average temperatures to below-average temperatures in most central eastern regions [2]

Group 1: Sales Performance - During this year's "Double 11," multiple online sales platforms reported impressive consumer data, with JD.com seeing a 40% increase in the number of users placing orders and nearly a 60% increase in order volume [1] - Douyin reported that from October 9 to November 11, 67,000 brands achieved sales growth of over 100% year-on-year [1] - Tmall indicated that as of November 5, the number of e-commerce orders from new users on Taobao Flash Sale exceeded 100 million during "Double 11" [1] Group 2: Consumer Trends - The technology consumption market is thriving, with consumers showing high enthusiasm for smart home appliances and wearable devices, leading to significant sales increases in categories like smart glasses and AI products [3] - Smart glasses sales surged by 25 times year-on-year, with some brands achieving over 700% growth in transaction volume [3] - AI tablet sales increased by 200% and large-screen AI smartphones by 150% during "Double 11" [3] Group 3: Travel and Leisure Spending - Consumers are increasingly planning for vacations and leisure activities, with significant growth in service-related spending during "Double 11," including a 7.3 times increase in hotel night bookings and a 4.5% increase in airline ticket sales [4] - High-value, flexible travel products like airline mileage cards are gaining popularity among consumers, indicating a strong demand for innovative travel solutions [4][5] Group 4: Passion-Driven Purchases - Consumers are willing to spend on unique and artisanal products, with traditional craftsmanship items like handmade iron pots seeing a 5500% increase in sales on Douyin [6] - Collaborations with popular IPs in the gold market have emerged as a new growth point, with several IP gold products launched during "Double 11" [6]

l - 十周四峰 \ 名词卡片 "坚持扩大内需这个战略基点,坚持 惠民生和促消费、投资于物和投资于人紧 密结合,以新需求引领新供给,以新供给 创造新需求,促进消费和投资、供给和需 求良性互动,增强国内大循环内生动力和 可靠性。" "十五五"规划建议 释义 投资于物是指对实物资产进行投资,比如基础 设施、房屋建筑、机器设备等,可以为经济社会发 展夯实物质技术基础。 投资于人是指对全人群、全生命周期人的能力 提升和潜力开发的投入,比如育幼、养老、健康、 教育、技能培训等。 报《普的一十届加由令会/建议、学习辅导百向》 延伸阅读 一、长期以来投资于物对我国经济持续快速发展发挥了重要作用。 多年来，我国通过持续投资于物，实物资本得到有效积累，生产和供给能力不断增强，社会生产力水 平持续提高，有效推动了技术进步和产业发展，有力支撑了新型工业化、信息化、城镇化、农业现代化同 步发展。同时，对物的投资是总需求的重要组成部分，拉动了经济增长，创造了大量就业，带动了居民财 富积累和消费能力提升，并且与民生相关的"物"的投资还直接提高公共服务水平，保障和改善了民生。此 外，近年来对粮食储备、能源基地、应急物资、产业备份等的投资， ...

Core Points - The article discusses the recent developments in the investment banking sector, highlighting key trends and shifts in market dynamics [1] Group 1: Industry Overview - The investment banking industry is experiencing significant changes due to evolving market conditions and regulatory frameworks [1] - There is an increasing focus on sustainable finance and ESG (Environmental, Social, and Governance) factors, influencing investment decisions [1] - Mergers and acquisitions activity has shown a notable uptick, indicating a potential recovery in deal-making after previous downturns [1] Group 2: Company Insights - Major investment banks are adapting their strategies to align with new market realities, including enhancing digital capabilities [1] - Financial performance metrics for leading firms indicate a mixed outlook, with some reporting increased revenues while others face challenges [1] - The competitive landscape is intensifying, with emerging fintech companies posing a threat to traditional investment banking models [1]

同时，广西持续优化绿电交易机制，今年以来共组织绿电交易61批次，交易绿电电量达150.55亿千瓦 时，平均交易价格同比下降28.85%。 此外，依托全国统一电力大市场，广西拓展新能源消纳渠道，持续扩大新能源外送规模，共组织"桂电 送沪""桂电送华东"等跨经营区交易17批次，累计交易电量50.35亿千瓦时，开展"点对点""桂电送琼"绿 电交易，成交电量871万千瓦时。 新华社南宁11月13日电（记者王楚然）记者13日从广西电力交易中心获悉，今年截至11月13日，广西新 能源市场化电量达526.88亿千瓦时，是去年同期的2.39倍，其中风电交易电量389.08亿千瓦时，光伏交 易电量137.8亿千瓦时。 电力市场是优化资源配置、推动能源转型、实现新能源高水平利用的重要载体。广西电网电力大数据显 示，截至10月底，广西新能源发电装机容量达到5634.7万千瓦，占全区电力总装机的49.5%，是广西第 一大电源和发电量增量主体。 为适应新能源大规模发展需要，广西积极打造适应新型电力系统的清洁能源消纳市场体系，全面推动集 中式新能源发电企业全电量入市，293个新能源场站参与中长期交易，并将294家集中式风电、光伏厂站 纳 ...

新华社北京11月13日电 经济热点问答｜流通两个多世纪，一美分硬币为何停产 新华社记者陈斯达 美国铸币局12日宣布，停止生产一美分硬币，流通长达232年的一美分硬币常规生产自此结束。一 美分硬币为何现在停产？流通中3000亿枚一美分硬币将何去何从？其他低面值硬币是否也面临相似命 运？ 为何停止铸造 答案很简单，"铸钱"更像"烧钱"，铸造一美分硬币成本远高于硬币面值。生产越多，亏损越大。 一美分硬币诞生于1793年，是美国铸币局发行的第一种硬币。现行一美分硬币主要材质为锌，表面 镀铜。媒体介绍，一美分硬币刚问世时，可以买到一块饼干、一支蜡烛或一块糖果，如今则大多被丢在 存钱罐或抽屉里。 美国总统特朗普今年2月就下令财政部停止发行新的一美分硬币。他当时在"真实社交"平台说："美 国发行一美分硬币已经很长时间，而其成本超过两美分。这太浪费了。" 实际损失更接近"造一分亏三分"。铸币局表示，过去十年，每枚一美分硬币的生产成本从1.42美分 上涨至3.69美分。 美国铸币局表示，虽然停止生产，但一美分硬币仍是美国法定货币。据估计，目前流通中的一美分 硬币约有3000亿枚，数量远超商业需求。零售商和企业可继续以美分为单位 ...

11月12日，2025年中国金鸡百花电影节电影工作者走基层惠民活动在厦门举行。电影工作者代表与市民代 表、职工代表、特需家庭代表共同合影留念。新华网记者 钟奕摄 新华网厦门11月13日电（记者钟奕）2025年中国金鸡百花电影节电影工作者走基层惠民活动在厦门举行。电 影工作者代表与市民代表、职工代表、特需家庭代表欢聚一堂。 "我每到一个地方，都会争取参加走基层的活动。"演员王馥荔在分享中表示。从贵州山区到大别山革命老 区，从甘肃乡村到厦门、青岛，足迹遍布大江南北。王馥荔说，每一次深入基层都能获得新的创作灵感，"只有真 正走到群众中去，体会百姓的点点滴滴，了解他们的工作、生活、思想情感，才能触摸到真实的社会脉搏，才能 创作出有温度、有力量的作品。" 作为参加过四次走基层活动的"老将"田岷深切感受到："走基层活动应该每年都办，让我们通过生活塑造好人 物，使角色更有文化底蕴、更加活灵活现。" 今年恰逢中国电影诞生120周年、世界电影诞生130周年。本次活动以电影为桥梁、以文化为纽带，推动电影 艺术真正走进群众生活，让电影工作者通过走基层的方式更直观、立体地感受厦门的闽南文化。 11月12日，2025年中国金鸡百花电影 ...

新华社北京11月13日电（记者谢希瑶）商务部新闻发言人何亚东13日表示，商务部正在加快推进中 国－东盟自贸区3.0版升级议定书的国内核准工作，与东盟方共同努力推动议定书尽早生效实施。 何亚东在商务部当天举行的例行新闻发布会上作出上述表述。他说，中国－东盟自贸区3.0版升级 议定书的签署，是双方合作的重要里程碑，标志着双方经济一体化进程从传统的贸易投资自由化便利化 拓展至数字、绿色、标准等新兴领域。3.0版升级，有力推动区域数字科技赋能、绿色产业合作、产业 链供应链互联互通和标准规制对接，促进区域内大市场和产业链供应链加快融合发展。双方企业对此高 度关注，正是看到了议定书蕴含的巨大商机。 "我们注意到，许多地方和企业已经行动起来，积极研究议定书新规则，为议定书生效后抢抓新机 遇做好准备。"何亚东介绍，议定书签署后，商务部第一时间在中国自由贸易区服务网公布了签署文 本，并对议定书内容进行了详细解读。商务部正在加快推进议定书的国内核准工作，与东盟方共同努力 推动议定书尽早生效实施。希望各地方、各行业结合实际，指导帮助企业了解好、理解好、利用好中国 －东盟自贸区新规则新机遇，真正从中受益。 【纠错】 【责任编辑:邱丽 ...

Group 1 - The G7 foreign ministers reached a consensus on the Russia-Ukraine issue, preparing to increase pressure on Russia and calling for an immediate ceasefire from both sides [1][2] - Canada announced additional sanctions against Russia, targeting individuals involved in drone development and deployment, while the UK pledged financial aid for Ukraine's energy infrastructure [2] - The discussions emphasized increasing pressure on Russia to seek peace, with the U.S. Secretary of State highlighting the need to strengthen Ukraine's defense capabilities [3] Group 2 - The G7 reaffirmed its "strong support" for Ukraine and stated that they are increasing the economic costs for Russia [1][2] - The U.S. previously sanctioned Russian companies, including Rosneft and Lukoil, which together account for nearly 50% of Russia's crude oil exports [3] - Russia's presidential press secretary indicated that new sanctions from the U.S. and Europe complicate the restoration of U.S.-Russia relations [4]