11月4日，马姆达尼赢得美国纽约市市长选举，其胜选演说现场放起印度风音乐。马姆达尼成为纽约市 历史上首位千禧一代市长，首位穆斯林市长和首位印度裔市长。34岁的民主党籍候选人马姆达尼出生于 乌干达，曾当过说唱歌手。他在竞选中自称是特朗普"最坏的噩梦"，表示要解决生活成本高昂问题。马 姆达尼曾公开表示，若当选，将在以色列总理内塔尼亚胡访问纽约时对其实施逮捕。3日，特朗普呼吁 不要投票给马姆达尼。 ...

系列活动第二站走进大兴区中关村医疗器械园，聚焦生命健康领域。大兴区科委解读区域"医药十条"政 策优势，园区运营方介绍专业服务平台建设进展。 据悉，作为2025中关村论坛系列活动的组成部分，"向新而行"系列活动将持续搭建场景创新平台，促进 技术创新与市场需求对接，助力科技成果从实验室走向应用场。 新京报讯(记者陈琳)近日，"向新而行"场景赋能新质生产力系列活动接连走进中关村两大特色产业园 区，推动工业AI与生命健康两大前沿领域技术与场景深度融合，现场发布多项场景需求，促成多家企 业签约。 工业AI场景推介及供需对接会在中关村(朝阳)工业AI产业园举办。会上，朝阳区人工智能产业政策与生 态建设规划得到系统解读，中国工业互联网研究院重点推介了人工智能赋能新型工业化供需对接服务平 台。现场签约环节，中关村(朝阳)工业AI产业园与9家企业达成合作。活动还发布了央国企的6项场景需 求，并集中推介了50项创新解决方案，涵盖化工安全监控、智慧计量、工业智能排程等方向。 ...

此次IPO，赛力斯引入了包括重庆产业母基金、林园基金、华泰资本、广发基金、施罗德、中升、韩国 未来资产、中邮理财等22家基石投资者；合计认购规模高达约8.26亿美元，约合64.21亿港元，占此次 IPO规模的44.95%。 新京报贝壳财经讯（记者王琳琳）11月5日，赛力斯正式在港交所挂牌上市，股票代码"9927"，成为首 家"A+H"两地上市的豪华新能源车企。港股上市首日赛力斯破发，开盘价128.9港元/股。截至早市收 盘，股价为127.6港元/股，较发行价跌2.97%，总市值为2222亿港元。 赛力斯此次港股上市，发售股份总数为1.08亿股H股，其中香港发售股份数为1086.19万股H股，国际发 售股份数为9775.71万股H股；最终发售价格为每股H股131.50港元，募集资金所得款项总额142.83亿港 元，所得款项净额140.16亿港元，成为2025年港股最大车企IPO（首次公开募股）。 （文章来源：新京报） ...

Core Insights - The article highlights the resurgence of high-interest short-term online loans, with annualized interest rates exceeding 2000% for some borrowers [3][7][19] - Borrowers are facing issues with "head-cutting interest" and excessive fees from multiple guarantee companies, raising concerns about the legality and transparency of these practices [1][19][22] Group 1: Loan Characteristics - Recent reports indicate that borrowers are encountering short-term loans with extremely high-interest rates, reminiscent of the "714 high-interest loans" previously exposed by media [3][19] - Specific cases show that borrowers received significantly less than the amount borrowed due to immediate deductions by guarantee companies, leading to annualized rates of 1132.65% and 2200.86% for different individuals [7][9] Group 2: Guarantee Companies' Role - The article discusses the involvement of licensed financing guarantee companies in these high-interest loan schemes, which are allegedly charging excessive fees under the guise of providing guarantees [2][19] - The financing guarantee companies are described as having a dual role in the loan process, acting as both guarantors and fee collectors, which raises questions about their compliance with regulations [12][19] Group 3: Regulatory Environment - The article references the "Assisted Loan New Regulations" that aim to regulate the fees charged by guarantee companies and set a cap on interest rates, indicating a shift towards stricter oversight in the industry [46][47] - Complaints against financing guarantee companies have surged, with issues such as unauthorized deductions and high-interest rates being frequently reported by borrowers [48] Group 4: Borrower Protections - The article suggests that borrowers should retain all documentation related to their loans and consider filing complaints with regulatory authorities to protect their rights [49] - Legal avenues are also recommended for borrowers facing excessive interest rates, emphasizing the importance of understanding their rights under the law [49]

Group 1 - The Haidian District has intensified enforcement checks against illegal subject training, targeting various violations related to extracurricular education for primary and secondary school students [1] - Beijing Aidi Dake Technology Co., Ltd. and Beijing Yueyuefang International Cultural Media Co., Ltd. have been reported for allegedly organizing illegal offline subject training [1] - The Haidian District "Double Reduction" task force has halted the illegal activities of the mentioned companies, ordered refunds, and mandated the dismantling of teaching facilities [1] Group 2 - The "Interim Measures for Administrative Penalties on Extracurricular Training" (Ministry of Education Order No. 53) has been implemented since October 15, 2023, establishing penalties for various hidden and illegal training behaviors [2] - Haidian District is committed to enforcing the "Double Reduction" policy, enhancing inspection efforts to combat hidden and illegal subject training, and protecting the rights of students and parents [2]

11月4日，美国一架货运飞机在肯塔基州机场起飞时坠毁，行车记录仪近距离拍下事发瞬间。飞机大幅 度向左偏转砸向地面，左侧机翼剧烈燃烧，现场黑烟滚滚。事发飞机搭载3名机组人员，机上有约106万 升燃油。被波及区域内有一家石油回收公司和一家汽车零件公司。事故造成至少3人死亡、11人受伤， 死伤人数可能进一步增加。美国相关部门已对事故展开调查。 ...

新京报讯据云南省纪委监委消息：云南省人大常委会预算工作委员会副主任苏发吉涉嫌严重违纪违法， 已主动投案，目前正接受云南省纪委监委纪律审查和监察调查。 ...

11月4日，巴西警方剿匪行动致121人死亡，其中包括4名警察，总统卢拉作出回应。他说，看死亡人 数，有些人或认为行动成功，但从国家行动的角度，他认为这是灾难。他还说，"这是一场屠杀，我认 为有必要查明事件发生时的具体情况"。10月28日，巴西警方在里约热内卢对巴西最大贩毒集团之一实 施大规模剿匪行动。报道称卢拉10月29日上午才得知此事，对"在联邦政府毫不知情的情况下"发生如此 大规模的行动"感到惊讶"。 ...

11月4日，美国肯塔基州，美国联合包裹服务公司一飞机从路易斯维尔市一机场起飞后坠毁。机上有3名 机组人员，坠毁瞬间被拍下，该机场是该公司全球航空业务枢纽。路易斯维尔市市长表示，事发飞机上 有28万加仑燃油。机场方面证实发生了"飞机事故"，目前机场已关闭。当地警方称正在就坠机报告展开 应急处置，目前已有3人死亡、11人受伤。 ...

Core Insights - Recent reports indicate that borrowers are facing exorbitant annualized interest rates exceeding 2000% through short-term online loans, with additional fees charged by multiple guarantee companies [1][2][3] - The phenomenon of "double guarantee" involving licensed financing guarantee companies has resurfaced, raising concerns about the legality and ethics of these lending practices [1][8] Group 1: Loan Characteristics - Borrowers are experiencing "high-interest" online loans with terms as short as 7 to 14 days, reminiscent of the previously exposed "714 high-interest loans" [2][12] - Specific cases reveal that borrowers like Zhao Ming and Qian Xiao received only a fraction of their loan amounts after immediate deductions by guarantee companies, leading to annualized interest rates of 1132.65% and 2200.86% respectively [3][5][12] Group 2: Guarantee Companies' Role - Financing guarantee companies such as Liaoning Guoxin Financing Guarantee Co. and Zhongrong Guoyuan Financing Guarantee Co. are involved in these transactions, often deducting significant amounts from the loan as "guarantee fees" [8][11] - These companies are licensed entities under local financial regulations, yet their practices raise questions about compliance with legal standards regarding loan interest and fees [11][12] Group 3: Regulatory Environment - The "Assisted Loan New Regulations" implemented in October 2025 aim to regulate the fees charged by guarantee companies, prohibiting disguised price increases and setting a cap on interest rates [30][31] - Complaints regarding financing guarantee companies have surged, with issues such as unauthorized deductions and high-interest rates being frequently reported [32][33] Group 4: Borrower Protections - Borrowers are advised to preserve evidence of their loan agreements and transaction records, and to report any irregularities to financial regulatory authorities [34] - Legal avenues are available for borrowers to challenge excessive interest rates, as stipulated by the Civil Code of the People's Republic of China [34][35]