从具体调整情况来看，6家国有大行此次下调涉及多个存款品种。其中，活期利率下调5个基点至0.05%；定期整 存整取三个月期、半年期、一年期、二年期均下调15个基点，分别为0.65%、0.85%（邮储银行为0.86%）、 0.95%（邮储银行为0.98%）、1.05%。值得关注的是，三年期和五年期下调幅度更大，均下调25个基点，分别 降至1.25%和1.3%。经过此次调整，活期存款接近零利率，1年期定存利率跌破1%，存款利率全面进入"1%"时 代。 在股份制银行方面，除招行与五大行保持一致外，其余11家股份制银行的调整幅度略有差异。具体来看，11家 股份制银行整存整取1年期、2年期挂牌利率分别降至1.15%、1.2%（民生银行为1.15%，渤海银行等三家为 1.3%）。三年期和五年期定期存款利率调整幅度普遍较大。以中信银行为例，此前5年期定存挂牌利率普遍为 1.6%，若以10万元定存5年计算，储户累计将获得8000元利息；降息后利率为1.35%，累计利息为6750元，减少 1250元。这样的调整幅度，对储户的利息收入影响相当显著。 | | | | 国有银行和部分商业银行存款利率表 | | | | | | --- ...

Group 1 - The "Golden Seed Cup" college student entrepreneurship competition in Hunan Province attracted over 40,000 project registrations, with 160 projects selected for the finals [2] - The evaluation criteria for the competition focused on five aspects: market value and business model, product innovation and technological breakthroughs, organizational structure and team capability, financial analysis and financing planning, and social value and sustainable development [5] - Several projects showcased innovative solutions, such as a project that enhances waste utilization by 60% and reduces curing time by 85%, demonstrating significant technological advancements [6] Group 2 - The competition features four tracks: traditional industries, advantageous industries, emerging industries, and future industries, aligning with Hunan's modern industrial system [9] - Participants expressed that Hunan's supportive policies were a major factor in their decision to establish their projects in the region, highlighting the attractiveness of the local entrepreneurial environment [11] - Award-winning projects will receive financial support, with gold, silver, and bronze awards offering 100,000 yuan, 30,000 yuan, and 10,000 yuan respectively, and successful projects may access further investment from the Hunan University Student Entrepreneurship Investment Fund [12]

长沙连续5届蝉联全国文明城市荣誉称号，文明成了山水洲城的幸福底色。 扫码看复查确认继续保留荣誉称号的全国文明城市名单（湖南部分） 市玉潭街道通益社区、国家税务总局长沙市芙蓉区税务局、长沙市望城区消防救援大队、山河智能装备股份有 限公司、马栏山视频文创产业园创智园等单位被授予全国文明单位称号；徐正祥家庭、李可立家庭等被授予全 国文明家庭称号；浏阳市第一中学、长沙市周南梅溪湖中学、长沙财经学校、长沙市实验小学、长沙市雨花区 砂子塘湘天小学、长沙市岳麓区第一小学、长沙师范学院附属小学、湖南大学子弟小学等被授予全国文明校园 称号。 扫码看新一届全国文明城市、文明村镇等典型名单（湖南部分） 5月23日，全国精神文明建设表彰大会在京召开。长沙连续5届蝉联全国文明城市荣誉称号，宁乡市蝉联全 国文明城市（县级市和县）荣誉称号；浏阳市永和镇等一批村镇、单位、家庭、校园受表彰；"江氏正骨术"第 三代传人，浏阳市骨伤科医院骨伤科主任医师、名誉院长江林获第九届全国道德模范提名奖。 2011年，长沙获评全国文明城市荣誉称号。2025年，经过严格规范的复查评估，长沙蝉联全国文明城市荣誉称 号。 在公布的《中央宣传思想文化工作领导小组关于 ...

Group 1 - The logistics port work in Changsha is being enhanced to create a high ground for reform and opening up in inland areas, integrating logistics industry, international channels, and port economy development [1] - Changsha currently has 17 port functional platforms, with significant developments in logistics capabilities and operational planning [1] - The Xianing Port waterway port is one of the 36 major inland ports in the country, with a projected container throughput of 218,600 TEUs in 2024 [1] - The Changsha Xiangtong International Railway Port is the core area for the operation of the China-Europe Railway Express (Changsha), having dispatched over 5,500 trains by 2024 [1] Group 2 - The DeRong Smart Medical Industry Park is being evaluated for its pharmaceutical supply chain operations and smart logistics initiatives [2] - DeRong Medical provides smart pharmaceutical supply chain services to over 100 hospitals nationwide, with its third-party logistics smart warehouse achieving advanced, flexible, and efficient operations [2] - Emphasis is placed on improving key technology platform construction and promoting industry innovation through technological advancements [2]

Core Viewpoint - The incident involves consumers purchasing a robotic vacuum cleaner at significantly discounted prices during a promotional event, only to have their orders canceled by the merchant citing a "system bug" as the reason for the price discrepancy [1][12]. Group 1: Consumer Experience - Consumers reported purchasing the Roborock P20 Ultra vacuum cleaner at prices ranging from 1,172 yuan to 2,696 yuan during a live-streaming event hosted by Li Jiaqi, with many orders subsequently canceled by the merchant [1][11]. - One consumer, identified as Ms. Qiao, experienced a delay in the shipment of her lower-priced order, which was later canceled, while her higher-priced order was fulfilled [2][12]. - A group of over 400 consumers formed a rights protection group, sharing experiences of order cancellations and expressing concerns over the merchant's integrity [9][11]. Group 2: Merchant and Platform Response - The merchant attributed the order cancellations to a "system bug," while consumers received varying compensation, including refunds and platform vouchers [12]. - Stone Technology, the parent company, stated that the issue was due to a system error but did not provide a clear resolution for affected consumers [12]. - Legal experts suggest that the merchant may be in breach of contract for unilaterally canceling orders, and both the platform and the live-streaming team may share responsibility for not verifying promotional claims [13]. Group 3: Legal Implications - Legal analysis indicates that consumers may have grounds for collective lawsuits against the merchant for breach of contract or fraud, and they can report the merchant for false advertising [13]. - The platform's acceptance of the merchant's compensation plan without enforcing fulfillment of orders raises questions about its oversight responsibilities [13].

Core Viewpoint - The announcement of the bidding for the preliminary design and construction drawings of the Qingfeng Road project marks a significant advancement in the construction of the Qingfeng Road Bridge, which is a crucial component of the overall project aimed at improving transportation in Changsha [1]. Group 1: Project Overview - The Qingfeng Road project spans approximately 6.034 kilometers, connecting from Tanzhou Avenue to Tianxin Avenue, and is classified as a structural main urban road [4]. - The project includes two sub-projects: Qingfeng Road (Tanzhou Avenue to west of Xincheng Avenue, including the Qingfeng Road Xiangjiang Bridge) and Qingfeng Road (Xincheng Avenue to Tianxin Avenue) [2]. Group 2: Design and Infrastructure - The design features a bridge over the Xiangjiang River and a 1.24-kilometer underground tunnel under the Beijing Factory Railway, along with 1.02 kilometers of surface roads, facilitating separate pathways for trains, vehicles, and pedestrians [4]. - The Qingfeng Road Bridge, approximately 2.1 kilometers long, will utilize a double-tower cable-stayed design with a main span of 350 meters and a bridge deck width of 38 meters, with a designed speed of 60 kilometers per hour [4]. Group 3: Economic Impact - The total investment for the project is estimated at 3.6 billion yuan, with completion expected by 2028, significantly reducing travel time from the Dawangshan area to the Chang-Zhu-Tan integration area to just 10 minutes [4]. - The bridge is a key node for regional transportation and is expected to enhance the development of the Changsha Olympic Sports New City area, which has 14 projects planned for 2025, with a total investment of approximately 26.3 billion yuan [6].

Market Overview - On May 23, the A-share market experienced a collective pullback, with the Shanghai Composite Index down 0.94% to 3348.37 points, the Shenzhen Component down 0.85% to 10132.41 points, and the ChiNext Index down 1.18% to 2021.50 points [1] - The total trading volume in the Shanghai and Shenzhen markets was 115.56 billion yuan, an increase of 52.9 billion yuan compared to May 22 [1] - The market saw more declines than gains, with 1107 stocks rising and 4204 stocks falling, including 51 stocks hitting the daily limit up and 20 stocks hitting the daily limit down [1] Pharmaceutical Sector - The pharmaceutical sector, particularly the innovative drug segment, showed strong performance on May 23, with 181 stocks in the innovative drug sector, 109 of which rose, and 5 stocks increasing by over 10% [2] - Several innovative drug companies announced they would present research results at the 2025 American Society of Clinical Oncology (ASCO) annual meeting from May 30 to June 3 [2] - The market reacted positively to the collaboration between 3SBio and Pfizer regarding the PD-1/VEGF dual antibody SSGJ-707, enhancing expectations for Chinese innovative drug companies to integrate into the global industry chain [2] Technical Analysis - The Shanghai Composite Index's 5-day moving average has crossed below the 10-day moving average, indicating a bearish trend, with a significant outflow of over 37.5 billion yuan in main funds on May 23 [3] - Despite the bearish signals, the weekly chart shows a bullish arrangement, and the index has not broken below the 20-day moving average, suggesting limited downside potential [3] - The performance of Hunan stocks was generally weak, with only 39 out of 146 stocks rising, although the mechanical manufacturing company Huari Precision led with a 6.34% increase [3] Company Insights - Huari Precision specializes in the research, development, production, and sales of hard alloy CNC cutting tools, reporting earnings per share of 0.47 yuan and a net profit of 29.22 million yuan for Q1 2025, with a year-on-year growth rate of 70% [3] - The company announced a profit distribution plan for its 2024 annual report, proposing a 10-for-4 stock bonus and a cash dividend of 6 yuan (including tax) [3] - The company is actively focusing on new material applications in aerospace and shipbuilding, developing cutting tools for high-temperature alloys, titanium alloys, and carbon fiber reinforced composite materials, with some orders already secured [4]

附：第七届全国文明城市名单（湖南部分） 地级市：湖南省衡阳市、湖南省邵阳市、湖南省常德市、湖南省益阳市 稿源：掌上长沙 2025-05-23 14:53 长沙晚报掌上长沙5月23日讯（全媒体记者 刘俊）23日，《中央宣传思想文化工作领导小组关于认定命 名第七届全国文明城市、文明村镇、文明单位和第三届全国文明家庭、文明校园的决定》发布。其中， 长沙多个文明村镇、文明单位、文明家庭、文明校园等先进典型上榜。 浏阳市永和镇、长沙市望城区高塘岭街道湘江村、长沙市望城区乌山街道团山湖村、长沙市望城区靖港 镇复胜村、长沙市望城区靖港镇杨家山村、长沙县金井镇湘丰村、长沙县开慧镇开慧村、浏阳市官渡镇 竹联村、浏阳市永和镇永福村、浏阳市永安镇芦塘村、浏阳市沙市镇秧田村、宁乡市菁华铺乡陈家桥村 等被授予全国文明村镇称号。 刘少奇同志纪念馆（刘少奇故里管理局）、长沙市行政审批服务局、长沙市天心区桂花坪街道办事处、 长沙市雨花区东塘街道政院社区、宁乡市玉潭街道通益社区、国家税务总局长沙市芙蓉区税务局、长沙 市望城区消防救援大队、马栏山视频文创产业园创智园等单位被授予全国文明单位称号。 徐正祥家庭、李可立家庭等被授予全国文明家庭称号。 ...

Core Viewpoint - Hunan Senlan Real Estate Development Co., Ltd. has successfully acquired a residential land parcel in the core area of Changsha International Convention and Exhibition New City for a total price of 218 million yuan [1] Group 1: Land Acquisition Details - The land parcel N08-E32 has a total area of 41 acres and a building area of 54,726 square meters [1][8] - The starting price for the land was set at 217.81 million yuan, with a bidding increment of 2.18 million yuan [2] - The land is designated for residential use with a usage period of 70 years and a maximum floor area ratio of 2.0 [2][8] Group 2: Location and Transportation Advantages - The land is strategically located near major transportation routes, including a 5-minute drive to the South High-speed Railway Station and a 15-minute drive to Huanghua Airport [4] - Proximity to the metro lines, including the nearby Dujiaping Station and future construction of additional stations, enhances accessibility [4] Group 3: Educational and Commercial Infrastructure - The area boasts a high-quality educational system with the new Yali Middle School campus opening in September 2023 and plans for Yali Convention School to start enrollment in 2026 [4] - Adjacent to the land is the Changsha Fenshan Outlets, a large commercial complex with an investment of approximately 2 billion yuan, set to open in September 2025 [6] Group 4: Future Development and Urban Planning - The Changsha International Convention and Exhibition New City is experiencing significant investment in infrastructure, aiming to create a livable, workable, and enjoyable urban environment [8] - Additional high-quality land parcels are expected to be released in the area, indicating ongoing development and growth potential [8]

今年3月，"万亿长行给力湖南"长沙银行千企万户大走访启动，聚焦"进园区、访协会、走企业、拓商圈、联社 区、入乡村"六个阵地，通过贯穿全年、覆盖全省的大走访，面对面倾听客户心声，实打实解决企业诉求，切实 落实中央、省、市关于金融服务实体、金融支持小微企业融资的决策部署。 裕南街街道是长沙市中心的老城区，下辖12个社区，常住人口约6.5万。这里既有东瓜山飘香四溢的夜市烟火，又 坐拥南郊公园绿意盎然的城市氧吧，历史韵味与现代活力在此交融共生。此次与裕南街街道的合作，正是长沙银 行深耕社区生态、延伸服务触角的又一创新实践——通过趣味运动会这一载体，将金融服务从"柜台"延伸到"广 场"，让"金融为民"的理念真正融入社区肌理。 长沙银行自1997年成立以来，始终以社区为中心，服务银发群体、助力小微企业，打造了"超能力俱乐部"和"布蕉 绿亲子俱乐部"等特色平台。位于裕南街街道蓝湾国际广场的长沙银行华兴支行，是长沙银行华龙支行下辖的特 色网点。华兴支行一直深耕社区金融，聚焦银发客群服务，华兴支行联合向东南社区/杏花园社区，举办艺术课 堂、节日活动及金融知识普及等活动100余场，并搭建线上社群提供便捷服务200余次。裕南街街道 ...