今日，A股三大指数调整。截至收盘，上证指数跌0.07%，深证成指跌0.47%，创业板指跌0.84%。全市 场成交额10916亿元。 本周，上证指数累计下跌0.51%，深证成指跌1.16%，创业板指跌1.66%。 今日13:15，蚂蚁数科在其微信公众号上发表声明称，注意到市场上有关于蚂蚁数科与海南华铁就RWA 及稳定币探讨合作的消息，引发市场关注。 公司特此澄清，双方仅就RWA进行了非常初步的、探索性 的交流，未达成任何形式的正式合作协议、商业安排或实质性项目落地。 从盘面上看，保险、银行等大金融板块今日盘中走强，浦发银行（600000）、杭州银行、农业银行、交 通银行、南京银行、邮储银行、中信银行、光大银行、江苏银行等多只银行股股价创历史新高。 港口航运板块今日表现活跃。 截至收盘，宁波海运、兴通股份涨停。 可燃冰、脑机接口、油气开采板块今日调整 ，新锦动力、爱朋医疗、科力股份等人气股跌幅居前。 楚天龙尾盘上演"地天板" 数字货币概念股楚天龙，早盘一度触及跌停，尾盘上演"地天板"。 楚天龙今日成交额超30亿元，换手 率超31%，涨停板封单金额超7385万元。楚天龙因此冲上东方财富股吧A股市场人气排名第1名。 ...

Core Viewpoint - Recent adjustments in service fees by multiple banks have sparked widespread market attention, with changes affecting various services such as credit verification, annual fees for bank cards, ATM cross-bank withdrawals, and cross-border wealth management [1][9]. Summary by Relevant Sections Service Fee Adjustments - Uuhai Bank has announced service fees for credit verification and syndicate loan services starting June 13, with personal deposit verification costing 20 yuan per piece and unit credit verification costing 200 yuan per piece [1]. - Suzhou Bank will introduce a new service fee for its "Respect Card," with the white card costing 588 yuan per card per year, effective from September 10, 2025 [3][5]. - Lujiang Rural Commercial Bank will start charging a fee of 3.3 yuan per transaction for ATM cross-bank withdrawals from September 1, reversing its previous policy of waiving such fees [6]. - Bank of China will adjust several service fees related to credit card settlements starting June 10, 2025, including changes to cash withdrawal fees based on a percentage of the withdrawal amount [7]. Reasons for Fee Adjustments - Many banks cite the need to enhance service quality, strengthen risk management, and cover operational costs as reasons for the fee adjustments. The traditional interest income has narrowed, prompting banks to seek additional revenue through intermediary services [9]. - The first quarter performance report indicates that only Postal Savings Bank and Bank of China saw a year-on-year increase in net commission income, while other major banks experienced declines [9]. Consumer Impact and Market Reactions - The changes in service fees directly affect consumer interests, with many consumers considering fees as a significant factor when choosing banking services [11]. - Experts suggest that consumers can express their dissatisfaction with fees that lack substantial added value by switching banks [12]. - The adjustments also require banks to improve customer experience management and communication regarding the rationale behind the fees [13]. Future Considerations - There is speculation about potential future changes in service fees, such as SMS notification fees and account management fees, which consumers should monitor closely [14].

最近，国际现货黄金价格"跌跌不休"。 中国外汇投资研究院研究总监李钢认为， 目前国际黄金价格处于3500美元遇阻承压回落调整阶段，长 期上涨趋势并未改变 ，预计年内突破3500美元概率较高。值得一提的是，中国、越南、印度等新兴市 场国家官方增持黄金也是金价维稳的关键。 欧洲中央银行近日发布的报告指出， 黄金供给的变化是未来金价走势的重要变量 。以往经验表明，黄 金供给曾对需求上升做出弹性反应，未来官方部门的黄金储备需求若进一步上升，可能会带动全球黄金 供给进一步增加。 国内各品牌金饰价格也随之波动， 金饰克价4天跌15元~19元不等 。其中，周生生足金饰品价格呈现出 5天4跌态势。6月15日-20日周生生足金饰品克单价分别为1038元、1037元、1024元、1023元、1023元、 1020元，6月20日较15日每克下跌18元。 此外，老庙黄金为1012元/克，较16日下跌19元/克；周大福为1020元/克，较16日下跌15元/克；老凤祥 为1018元/克，较16日下跌17元/克。 | EASIX | | | | | --- | --- | --- | --- | | 避险抗通胀,长期配黄金 | | | | ...

Core Points - Shanghai LEGO Park officially opened for public trial operation on June 20, 2023, primarily welcoming visitors who purchased limited annual passes or hotel packages [1] - The park features eight major areas, including LEGO City and LEGO Friends, with over 75 interactive rides and attractions made from more than 85 million LEGO bricks [1][2] - Ticket prices start at 1,399 yuan for annual passes and 3,588 yuan for hotel packages, with daily tickets priced at 549 yuan for adults and 439 yuan for children [6][18] Group 1 - The LEGO Monkey King theme area is a global first, inspired by "Journey to the West," featuring attractions like the Flower Fruit Mountain Mystery Boat Ride [2] - The park aims to manage visitor flow, with a maximum capacity of 28,000 visitors per day, especially during peak seasons [6] - The park's total investment is expected to exceed 10 billion yuan, with a projected annual visitor count of 2.4 million [18][19] Group 2 - The park allows certain food items to be brought in, but restricts items that require heating or have strong odors [12][14] - Transportation options include a dedicated bus line and high-speed train access, with a travel time of approximately 18 minutes from Shanghai stations [11][8] - The park's ticket pricing strategy is based on extensive consumer research and market analysis, with a focus on providing a family-friendly experience for children aged 2 to 12 [18]

Core Viewpoint - The article highlights the recent increase in "refund scam" activities, where fraudsters impersonate official institutions to deceive users into providing personal information and funds under the guise of refunding previous payments [1]. Group 1: Scam Methods - Fraudsters use scripted messages to add victims as friends on WeChat, often utilizing personal information obtained through illegal means [5]. - After establishing contact, they send fake "refund notifications" through various media, luring victims to fake websites or external platforms to interact with supposed "customer service" [7]. - Impersonating refund customer service representatives, scammers present forged documents to gain victims' trust, requesting personal information and payment proof for "refund registration" [9]. - Victims are then induced to download specific apps under the pretense of converting "debt" for refunds, which is a tactic to further the scam [11]. - Scammers encourage victims to invest in financial products within the app, falsely claiming that these investments will yield returns that cover previous payments [12]. - Initially, a small amount of money may be returned to build trust, but as victims invest larger sums, scammers create excuses to prevent further withdrawals, ultimately leading to financial loss [14]. Group 2: User Warnings - Users are advised to report any "refund scam" activities through the WeChat client for prompt action by the platform [16]. - It is crucial to verify the authenticity of any "refund notifications" received from unknown sources through official channels [17]. - Users should refrain from sharing personal or financial information with unfamiliar "customer service" representatives [17]. - Any requests to download unverified apps for refund or clearance processes should be treated as scams and avoided [17]. - Legitimate refund processes do not require investments; any claims of refunds through purchasing financial products are fraudulent [17].

Group 1: Liquor Industry - The liquor sector has shown a strong rebound, with major brands like "Moutai, Wuliangye, and Luzhou Laojiao" all experiencing significant gains [3][4] - The China Alcoholic Drinks Association's report indicates that the liquor industry is undergoing a deep structural adjustment, characterized by "declining volume and rising profits," with a notable shift in consumer demographics and purchasing behavior [6][7] - The report highlights a decrease in the share of business banquets, prompting companies to adjust their product strategies, with a focus on mid-to-low-end products priced between 100 to 300 yuan [6][7] Group 2: New Energy Sector - The new energy sector has rebounded, particularly in the photovoltaic segment, with significant gains in stocks related to BC batteries and photovoltaic equipment [8][9] - Leading stock Haike New Source (301292) surged to a "20CM" limit-up shortly after market opening, indicating strong investor interest [9][12] - The photovoltaic industry is expected to see improved supply-demand dynamics by 2025, with global installation demand projected to reach 492GW to 568GW, reflecting a year-on-year growth of approximately 5% to 7% [13]

Core Viewpoint - ST Yigou is divesting its four Carrefour subsidiaries for a total of 4 RMB, aiming to reduce debt burden and improve operational performance [2][5][6]. Group 1: Transaction Details - The transaction involves the sale of 100% equity in Ningbo Carrefour, Hangzhou Carrefour, Zhuzhou Carrefour, and Shenyang Carrefour for a nominal price of 1 RMB each, totaling 4 RMB [2][4]. - The buyer is Shanghai Jiafu Qishu Enterprise Service Partnership, which is being established with the involvement of Youan Law Firm and other partners [4]. - The subsidiaries have ceased operations and carry significant debt, making this divestment a strategic move for ST Yigou [5][6]. Group 2: Financial Impact - The transaction is expected to increase ST Yigou's net profit by approximately 572 million RMB [2][6]. - The financial assessment indicates that the total liabilities of the four subsidiaries are substantial, with Ningbo Carrefour alone having liabilities of 162 million RMB [5][6]. - The divestment is part of a broader strategy to enhance the company's financial health and operational focus on its core business in home appliances and 3C products [2][10]. Group 3: Company Performance - In 2024, ST Yigou reported a revenue of 56.791 billion RMB, a year-on-year decline of 9.32%, but achieved a net profit of 610 million RMB, marking a turnaround from losses [8]. - The company’s cash flow from operating activities improved significantly, reaching 4.586 billion RMB, a 57.56% increase year-on-year [8]. - Despite improvements, the company still faces high debt levels, with an asset-liability ratio of 90.63% as of the end of last year [9].

Core Viewpoint - The article discusses the historical significance of the "Shou Shi Li" (授时历) and the innovations in astronomical instruments during the Yuan Dynasty, highlighting the transition from traditional observational methods to mathematical modeling in ancient Chinese astronomy [1][2]. Group 1: Historical Context - The exploration of time by humans evolved from simple observations of natural phenomena to the need for precise calendars as agricultural civilization developed [1]. - The "Si Hai Ce Yan" (四海测验) conducted by scholars like Xu Heng, Wang Xun, and Guo Shoujing involved extensive astronomical measurements across 27 locations, laying the foundation for the new calendar [1]. Group 2: Innovations in Astronomy - Guo Shoujing reformed traditional astronomical instruments, creating the "Jian Yi" (简仪) and "Yang Yi" (仰仪), which significantly improved observational accuracy and efficiency, surpassing the precision of the Song Dynasty's instruments [2]. - The "Jian Yi" became the precursor to modern equatorial instruments, symbolizing the ancient concept of "Heavenly Round and Earthly Square" through its design [2]. Group 3: The "Shou Shi Li" - The "Shou Shi Li" was developed based on precise astronomical measurements, achieving a year value of 365.2425 days, matching the Gregorian calendar and being 300 years ahead in precision [2]. - The calendar's solar terms were calculated with remarkable accuracy, differing by only 2 minutes from modern astronomical results, and it was used for over 380 years, influencing agricultural practices in China and neighboring regions [2].

Core Viewpoint - The People's Bank of China (PBOC) has maintained the Loan Prime Rate (LPR) for both 1-year and 5-year terms at 3.0% and 3.5% respectively, as of June 20, 2025, which aligns with market expectations following a previous decrease in May [1][3]. Group 1 - The LPR remained stable after a 10 basis point decrease in May, which was anticipated by market participants [3]. - Experts suggest that the PBOC's previous policy rate cuts will lead to a more significant reduction in loan rates for businesses and individuals, thereby lowering financing costs for the real economy [4]. - In May, the weighted average interest rate for new corporate loans was approximately 3.2%, down about 50 basis points year-on-year, while the rate for new personal housing loans was around 3.1%, down about 55 basis points year-on-year [4]. Group 2 - Analysts believe there is still potential for further LPR declines, but caution against overly optimistic expectations regarding the pace and magnitude of future rate changes [4]. - The external environment remains uncertain, and domestic growth stabilization policies should not be relaxed, indicating that the central bank may continue to lower interest rates in the second half of the year [4].

19日，一则关于 "Labubu价格崩盘"的话题 冲上微博热搜榜第一 引发关注与热议 有分析称，Labubu价格大跌的原因是，泡泡玛特官方大量补货。 自6月18日下午开始，泡泡玛特官方商 城小程序多次弹出相关商品的补货通知，同时在天猫官方旗舰店、抖音潮玩直播间等也大量放货。 一位泡泡玛特内部知情人士称："近期Labubu'前方高能'系列在全球收获了超高热度，各个城市的消费 者反响热烈，但我们也注意到了不少影响消费者购物体验的不良行为，给真心喜爱IP的粉丝带来了困 扰。为了避免影响普通消费者的购物体验，我们进行了发售环节的优化，正式开启线上预售，让更多人 能够买到Labubu。" 此前，部分黄牛依赖抢单软件实现毫秒级抢购Labubu，规模化囤货后转手溢价10—30倍。 但随着泡泡 玛特补货量增加，部分黄牛因价格骤降单日亏损数万元，囤货逻辑失效。 泡泡玛特当日股价跌5.33%。 热潮的背后，也需要警惕双重风险。 一方面，当前"娃衣"市场高度依附于Labubu单一人气IP，如果这一IP未来人气走低，情绪浪潮退去后， 衍生市场难免遭遇断崖式降温。 Labubu黄牛价下跌 受到官方补货影响， Labubu在二手市场的交 ...