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【福利】升级企业积分等级:0元领打车券、健康礼包、航空延误险
中国建设银行· 2025-08-07 08:20
0.99元起购36元支付立减金 > 船信我 惠懂尔 E 普百业 惠万企 I ○ 礼包添动力 权益助腾飞 ○ 航空延误险 冠年累计赔偿至高 7500元 雄康关 2 在线健康咨询 国三甲医院体检 一 上司 十二 S THE THE THE STATE 交通出行 母领滴滴/高德打车券 至高 00元/月 参与对象:普惠金融客户积分达到钻石、铂金、黄金等级 的小微企业客户,企业实际控制人可根据等级 领取权益。 领取路径:下载登录"建行惠懂你"App查看积分等级,并 在"我的一我的积分一等级权益专区"领取权益。 航空延误险 健康关爱 年累计赔偿至高 咨询/体检/洁牙 交通出行 领滴滴/高德打车券 E高] | F 2 2 1 1 = W | | | --- | --- | | 7)提供商务飞行出行保障 贴着什么意思 的 | | | 权益类别 客户范围 | 权益名称 权益内容 | | 钻石等级 有贷户 (近一年内 未领取过 该权益) 航空 | 1.航班延误:每延误4小 时赔偿1000元,年累计 赔偿限额5000元; 升级版 2.航班取消:每次赔偿 500元,年累计赔偿限 额2500元。 | | 延误险 铂金、黄金 等级有贷户 ...
立秋36元“金”喜福利已到
中国建设银行· 2025-08-07 08:20
Group 1 - The article discusses various promotional activities by China Construction Bank (CCB) aimed at enhancing customer engagement through discounts and rewards during specific periods [2][5][6][9]. - CCB is offering a "Douyin Payment Rewards" campaign where customers can receive up to 5 yuan in discounts through participation in the mobile banking app [2]. - A promotion for WeChat transfers is available, where customers can receive a maximum of 1 yuan in WeChat discount money for transfers over 3888 yuan during August 2025 [5]. - CCB is providing a 50% discount on public transport fares and special offers on Alipay vouchers during the promotional period from July to September 2025 [6]. - New cardholders can receive up to 353 yuan in benefits, including various discount vouchers and cash rewards upon binding their cards for the first time [7]. Group 2 - The bank is promoting a "Spend and Earn" program where customers can accumulate points for every transaction made through WeChat Pay, with a cap of 10,000 points per month [9]. - Customers can also benefit from exclusive Alipay privileges, earning up to 30,000 points per month through specific spending thresholds [11][13]. - A utility bill payment promotion allows customers to receive WeChat discount money for payments over 30 yuan, with rewards ranging from 2 to 5 yuan [17].
【活动】至高领18.8元外卖券,叠加积分更优惠
中国建设银行· 2025-08-07 08:20
璽 建行生活 活动时间: 2025年7月1日-2025年8月31日 注册开通手机银行立领 10-100元 微信立减金 > 低至3元点80元外壁 = 领券下单,要优惠 饿了么外卖券 满38元可用 每周同可领取 每周五7:00准时开抢! 限当天可用 满30元可用 饿了么外卖券 每日7:00准时开抢!领取后4日内有效! 满35元可用 美团外卖券 满25元可用 美团外卖券 每日7:00准时开抢! 领取后7日内有效! 数量有限,领完即止 点击下单 >> 券后叠加想分抵现更优惠 积分点外卖省钱攻略 积分点美团外卖 享至高90%相分抵视 0 | 点击上方活动入口 单笔上限100元 单月累计可抵500元 点击下单 >> 积分点饿了么外卖 享至高50%相分报现 单笔上限5元 单月累计可抵500元 FFUSTEDA 十大美食商超分类任你挑选 Q 请输入商家或商品名称 搜索 鲜花蛋糕 甜点饮品 快食简餐 超市便利 美食 晚餐优选 异国科理 美团专详 小吃馆 家常菜 EDERODOOK 品牌商家 优惠商家 满意优惠 神有 防噜丸子屋(章鱼小丸 … 4.8分 月售2000+ 人均 ¥23 美团专送 25分钟 1.6km 起送 ¥20 ...
【好礼】臻享双重礼 | 申办高端信用卡达标享至高20万综合积分
中国建设银行· 2025-08-07 08:20
体验任务中心,百元权益等您解锁。 国産業領領 China Construction Bank 活动时间 2025.7.16-2025.12.31 oy mation UnionPar 中国建设银行 我边 是卡家庭体系卡 Flishman Orgi DODD WEB OF NONTHUTEAN THE OF OF OF D 83 03 200 755 COB 6227 UnionPor and And I and ■ 活动对象 活动期间,首次成功办理指定信用卡的我行财富会 员(上月月日均金融资产 >20万)。 F-FFFF 消费达标赠积分 活动期间,客户首次成功办理指定信用卡,并完 成以下达标条件 微信或支付宝绑卡后消费3 2 每笔满等值99元人民币 办理家庭挚爱信用卡主卡 办理尊享白金信用卡主卡 (除Visa单标版)目达标 (银联版)目达标 中国建设银行 中国建设银行 a22 to / 00/00 赠 U 向综合积分 赠与门综合积分 2025年全年限量43000份 2025年全年限量25000份 赠完即止 赠完即止 日 FFAIL 资产提升加赠积分 活动期间,办卡当月的月日均金融资产较上月有 提升(不限金额) ...
【上新】故宫祥瑞,“宫”贺吉祥,限量上新
中国建设银行· 2025-08-07 08:20
Core Viewpoint - The article highlights the collaboration between the Palace Museum and China Construction Bank to launch limited edition commemorative jewelry inspired by the museum's collection, showcasing traditional craftsmanship and cultural heritage [2][6]. Group 1: Product Offerings - The Palace Museum has released limited edition commemorative jewelry pieces, each inspired by its collection, aimed at sharing the beauty of cultural artifacts and traditional craftsmanship with customers [2][6]. - The jewelry features designs by renowned Chinese artisans, including Yuan Changjun and Liu Yongseng, who are masters in traditional techniques such as cloisonné and goldsmithing [4][6]. - The products include symbolic elements like the Pi Xiu, which represents wealth and prosperity, and the butterfly, symbolizing good fortune and happiness [7][14]. Group 2: Cultural Significance - The jewelry pieces are designed to embody auspicious meanings, such as wealth accumulation and family harmony, reflecting traditional Chinese cultural values [8][11]. - The use of materials like jade and gold in the jewelry signifies wisdom, prosperity, and peace, aligning with the cultural significance of these elements in Chinese society [19]. - The designs incorporate traditional motifs and craftsmanship, aiming to preserve and promote the rich heritage of Chinese art and culture [6][18].
【宝藏】职场新人的养老必修课
中国建设银行· 2025-08-07 08:20
Core Viewpoint - The article emphasizes the importance of personal pension plans in China as a crucial part of the pension system, highlighting the benefits and incentives for individuals to participate in such plans [4]. Summary by Sections Personal Pension Overview - Personal pensions are a significant component of China's pension system, supported by government policies, voluntary participation, and market operations, aimed at supplementing retirement insurance [4]. Tax Benefits - Individuals can deduct up to 12,000 yuan annually from their taxable income when contributing to personal pension accounts, with investment income not taxed until withdrawal, which is subject to a 3% tax rate [4]. Incentives for Participation - New account holders can receive up to 2,696 yuan in rewards through various incentives, including: - A maximum of 88 yuan for the first deposit - Up to 188 yuan for reaching a 500 yuan deposit - Up to 380 yuan for a 1,000 yuan deposit - Monthly rewards of up to 2,000 yuan for referring friends [5][6]. Additional Rewards - Special rewards for salary distribution clients and those who set up automatic contributions, with additional bonuses for reaching certain deposit thresholds [6][7]. Investment Products - The article introduces specific investment products designed for retirement planning, including: - A low-risk bond fund (FOF) for one-year holding - A medium-risk mixed fund (FOF) for five-year holding [8].
银行市值的几个口径及险资举牌比例释疑
CMS· 2025-08-07 06:48
证券研究报告 | 行业简评报告 2025 年 08 月 07 日 银行市值的几个口径及险资举牌比例释疑 银行市值是经营基本面和估值(经营预期)的综合体现,不仅资本市场关注, 银行管理层甚至相关政策部门也重视,所以需要严谨的计算口径。不少上市银 行同时在 AH 股上市,同时险资增持银行事件增加,市场对银行市值计算和举 牌口径存在误解,本篇报告尝试进行梳理释疑。 银行市值的几个口径。严格来说,对于 AH 股上市银行,有 5 个市值口径。(1) A 股总市值(A 股股价*总股本数);(2)H 股总市值(H 股股价*总股本数); (3)A 股股本市值(A 股股价*A 股股本数);(4)H 股股本市值(H 股股价 *H 股股本数);(5)股权公平市场价值(A 股股本市值+H 股股本市值)。因 为 AH 股估值差异较大,同时各家银行 AH 股本比例也不同,投资分析视角下, 会更多关注特定市场的总市值,也就是口径 1 和 2,部分时候会关注股权公平市 场价值(口径 5)。至于口径 3 和 4,由于不同银行特定市场股本比例不同,很 少进行关注对比。最新 AH 上市银行股本比例和 5 个口径市值见表 1。 险资举牌银行比例释疑 ...
建行山东省分行32亿信贷助力泰安抽水蓄能电站建设 为“超级充电宝”注入金融动能
Qi Lu Wan Bao· 2025-08-07 03:46
Core Viewpoint - The construction of the Tai'an Phase II Pumped Storage Power Station in Shandong is a significant project aimed at enhancing energy storage and stability in the region, with a total investment exceeding 10 billion yuan, contributing to carbon reduction efforts [1][2]. Group 1: Project Overview - The Tai'an Phase II Pumped Storage Power Station acts as a "super battery," storing excess electricity during low demand and releasing it during peak demand, thus stabilizing the Shandong power grid [1]. - The project is a key initiative under Shandong's 14th Five-Year Plan, expected to reduce coal consumption by 650,000 tons annually and significantly lower CO2 and SO2 emissions [1]. Group 2: Financial Support - China Construction Bank's Shandong branch provided a 3.2 billion yuan project loan, playing a crucial role in financing this provincial key project [1][2]. - The bank established a specialized task team to address project needs, combining expertise in policy research, product design, risk assessment, and process optimization [1][2]. Group 3: Ongoing Collaboration - Loan disbursement is viewed as the beginning of deeper cooperation, with the bank continuously analyzing project progress and financial needs [3]. - The bank has adjusted the financing structure and improved the credit rating of the project company to level 6, reflecting enhanced operational management and opening avenues for broader collaboration [3]. Group 4: Internal Coordination - The bank's internal collaboration has been vital, ensuring seamless connections between various stages of project evaluation, loan approval, and fund disbursement [4]. - As of now, the bank has disbursed 630 million yuan to support critical aspects of the project, ensuring timely progress in equipment procurement and construction [4].
从数据透视到产业适配 资金流信息平台畅通金融服务链条
Jin Rong Shi Bao· 2025-08-07 02:42
Core Insights - The establishment of the fund flow information platform by the People's Bank of China in Guangdong aims to enhance financial services for small and micro enterprises, facilitating access to credit and supporting high-quality economic development [1][2][3][4][5][6][7][8] Group 1: Financial Support for Small and Micro Enterprises - The fund flow information platform has enabled financial institutions in Guangdong to query 58,000 instances of fund flow credit information and disburse loans totaling 46.81 billion yuan to small and micro enterprises [1] - Innovative financing models such as "fund flow + technology flow + information flow" have been developed to support tech-driven enterprises lacking traditional collateral [2] - The platform has helped banks streamline loan approval processes, reducing the time and documentation required for credit assessments [3] Group 2: Integration of Data and Digital Transformation - The platform serves as a digital infrastructure that integrates fund flow data with various types of information, enhancing the efficiency of credit management and risk monitoring [3] - Financial institutions are leveraging the platform to create a comprehensive credit assessment model based on real-time data, improving risk management capabilities [3] Group 3: Transforming Fund Flows into Credit Assets - The platform aims to convert fragmented operational flows and transaction records into quantifiable credit assets, extending financial services to the grassroots level [4] - Tailored financial products, such as "养殖e贷," have been developed to address the unique financing needs of local aquaculture businesses [4] Group 4: Promoting Green Development - The platform supports green industries by integrating environmental investment data and facilitating financing for projects with long investment cycles and slow returns [5][6] - Innovative financing models have been created for the offshore wind power industry, enabling precise financial services for related enterprises [6] Group 5: Addressing the Needs of the Aging Population - The platform is being utilized to develop tailored financial services for the elderly care sector, addressing the funding challenges faced by institutions [7] - By analyzing operational cash flows and government subsidies, banks can provide rapid credit assessments and loans to support the purchase of smart elderly care equipment [7] Future Directions - The People's Bank of China in Guangdong plans to further enhance the application of the fund flow information platform, extending its use to more scenarios and contributing to the financial service ecosystem [8]
让民企有底气敢闯敢试
Jin Rong Shi Bao· 2025-08-07 02:34
欲上九天揽月,离不开核心部件的自主可控。揽月机电是国内专业从事卫星反作用飞轮及姿控组件研制 的国家高新技术企业,也是湖南省一家民营企业。其自主研制的反作用飞轮及磁力矩器产品,实现了卫 星姿控系统核心关键零部件的国产自主可控,价格比进口产品降低40%以上,且仅在2024年便为60颗卫 星提供了姿态控制服务,实现了多个"首次"里程碑。 北京时间2024年9月24日10时31分,8颗卫星在山东海阳附近海域使用捷龙三号运载火箭发射升空,卫星 顺利进入预定轨道,发射任务获得圆满成功。 此次"一箭八星"发射任务中,共有5颗卫星选用了湖南揽月机电科技有限公司(以下简称"揽月机电") 的卫星反作用飞轮产品。而截至目前,揽月机电自主研制的飞轮和磁力矩器产品已有700余套在轨稳定 运行。 为了助力民营企业健康发展,助推科技"软实力"转化为融资"硬通货",建设银行长沙暮云支行主动出 击。 "企业拥有发明专利6项、实用新型专利22项、外观专利48项、欧盟专利7项,是获专利授权82项的高新 技术企业、湖南省专精特新'小巨人'企业;但该企业信用评级仅有10级。"建行长沙暮云支行副行长唐 橄回忆说。 只有信用贷款才能在最短时间内解决揽月机 ...