Group 1 - The core index, the China Securities Dividend Singapore Dollar Index, increased by 0.7% to 5199.8 points with a trading volume of 6.888 billion [1] - Over the past month, the index has decreased by 1.59%, by 4.20% over the last three months, and by 7.49% year-to-date [2] - The index comprises 100 stocks with high cash dividend yields and stable dividends, reflecting the overall performance of high dividend yield companies [2] Group 2 - The top ten weighted stocks in the index include COSCO Shipping Holdings (2.59%), Jizhong Energy (1.81%), and Ningbo Huaxiang (1.76%) [2] - The index's holdings are primarily from the Shanghai Stock Exchange (81.48%), followed by the Shenzhen Stock Exchange (17.78%) and the Beijing Stock Exchange (0.74%) [2] Group 3 - The industry composition of the index shows that finance accounts for 28.24%, industrials 19.03%, and energy 18.41% [3] - Other sectors include materials (12.07%), consumer discretionary (11.78%), communication services (4.12%), utilities (2.35%), healthcare (1.59%), real estate (1.54%), and consumer staples (0.87%) [3] Group 4 - The index samples are adjusted annually, with the next adjustment scheduled for the trading day following the second Friday of December [4] - Criteria for sample inclusion include a cash dividend yield greater than 0.5% over the past year and ranking within the top 90% for average total market capitalization and trading volume [4] - Adjustments typically do not exceed 20% of the sample, unless more than 20% of the original samples are disqualified due to the cash dividend yield criterion [4]

Group 1 - The roundtable seminar titled "Intelligent Life - AI-Driven Innovation in the Medical Device Industry Going Global" was co-hosted by CITIC Bank Shanghai Branch and various organizations to explore the integration of AI technology with the medical industry for global development [1][2] - CITIC Bank Shanghai Branch emphasized its commitment to national strategies and its comprehensive financial service solutions, including cross-border settlement, currency risk management, and financing support for enterprises [1][3] - The seminar featured discussions on reconstructing the service chain for medical device exports and the importance of data in the AI medical sector, highlighting the need for Chinese companies to accelerate technology standardization and international compliance [2] Group 2 - The Hongqiao Overseas Development Service Center presented the strategic positioning and future vision of the Hongqiao International Central Business District as a key hub linking the Yangtze River Delta to international markets [2] - CITIC Securities aims to leverage its investment and investment banking capabilities to support national strategies and enhance the quality of services to the real economy [2] - The seminar received high recognition from participating enterprises for providing one-stop services, including policy interpretation and financial solutions, through collaboration with various professional investment institutions and academic experts [2][3]

Group 1 - The core viewpoint of the article emphasizes the importance of cash services and the need to rectify the refusal of cash payments, highlighting the role of CITIC Bank Nanchang Branch in promoting cash acceptance and consumer rights [1][2] - CITIC Bank Nanchang Branch has established a "cash service consultation desk" in community service centers to enhance cash service management and promote the importance of cash as legal tender [1] - The bank actively engages with merchants and the community to raise awareness about the illegality of refusing cash payments, encouraging merchants to sign commitments to accept cash and display support for cash payment signage [1][2] Group 2 - The bank has initiated a "small change exchange service" by distributing "change bags" and setting up convenient exchange points for small denominations, improving customer experience in cash transactions [1] - The ongoing campaign aims to educate the public about the legal status of the Renminbi and the consequences of refusing cash, reinforcing the bank's commitment to social responsibility and economic security [2]

Group 1 - The event "Wanfanyunhai Action National Tour - Entering Hunan" was held to support small and micro foreign trade enterprises in response to the national "going out" strategy, attracting over 150 participating companies [1][3] - Hunan's open economy has shown a trend of growth, with an average annual import and export growth rate of 3.7% since the 14th Five-Year Plan, and the number of trade partners reaching a historical high [3] - The event focused on challenges faced by small and micro enterprises in overseas expansion, including cross-border settlement, exchange rate fluctuations, financing channels, compliance risk control, and market information asymmetry [3] Group 2 - China CITIC Bank Changsha Branch served as the sole financial partner for the event, providing comprehensive cross-border financial services through its "Xin Waihui+" system [4][5] - The bank has been recognized as an A-class bank by the foreign exchange bureau for 15 consecutive years and has maintained a leading position in international payment and foreign exchange business in the province [5] - This year, the bank has provided cross-border financial services to over 400 enterprises and has supported more than 300 small and micro foreign trade enterprises with financing exceeding $1 billion [5]

Core Viewpoint - The article highlights the proactive measures taken by China CITIC Bank's Nanchang branch to enhance public awareness and prevention of illegal fundraising activities, demonstrating the bank's commitment to social responsibility and financial safety for the community [1][2]. Group 1: Activities and Initiatives - China CITIC Bank's Nanchang branch organized a series of diverse promotional activities aimed at preventing illegal fundraising, collaborating with local authorities to ensure community engagement [1]. - The bank set up "Financial Safety Guardian Stations" in high-traffic areas such as convenience stores and communities, where staff distributed informational brochures on preventing illegal fundraising [1]. - Volunteers provided detailed explanations of common forms and tactics of illegal fundraising, using recent case studies to illustrate the risks associated with high-return investment promises [1]. Group 2: Community Engagement - The bank conducted a "Knowledge Quiz on Preventing Illegal Fundraising" at the event, encouraging community participation and enhancing understanding of illegal fundraising characteristics and reporting methods [1]. - Staff members also visited nearby communities and businesses for one-on-one discussions, ensuring personalized education on the topic [2]. - The initiative included online outreach through graphic and video content to broaden the reach of the educational campaign [2]. Group 3: Future Commitment - The activities not only served as a financial literacy campaign but also reflected the bank's ongoing commitment to safeguarding community assets [2]. - China CITIC Bank's Nanchang branch plans to continue various financial knowledge promotion activities to improve public financial literacy and contribute to a safe financial environment [2].

上 市 公 司 2025 年 06 月 27 日 中信银行 (601998) ——ROE 更早企稳，被低估的底部股份行 | 基础数据: | 2025 年 03 月 31 日 | | --- | --- | | 每股净资产（元） | 12.64 | | 资产负债率% | 91.61 | | 总股本/流通 A 股(百万) | 55,645/40,763 | | 流通 B 股/H 股（百万） | -/14,882 | 一年内股价与大盘对比走势： -20% 0% 20% 40% 06-27 07-27 08-27 09-27 10-27 11-27 12-27 01-27 02-27 03-27 04-27 05-27 06-27 中信银行 沪深300指数 (收益率) 证券分析师 郑庆明 A0230519090001 zhengqm@swsresearch.com 林颖颖 A0230522070004 linyy@swsresearch.com 冯思远 A0230522090005 fengsy@swsresearch.com 研究支持 报告原因：强调原有的投资评级 买入（维持） | 市场数据： | 2025 年 0 ...

二是释放价值创造新动能。深刻把握经济金融发展趋势，把做好金融"五篇 大文章"作为本行高质量发展的着力点，将支持实体、服务民生与夯实客户基础、 优化业务布局、推动金融创新、构建发展体系、提升发展能力有机统一，全面提 证券代码：601998 证券简称：中信银行 公告编号：临2025-051 中信银行股份有限公司"提质增效重回报"行动方案 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或 者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 为深入贯彻党的二十大和中央金融工作会议精神，落实国务院《关于进一步 提高上市公司质量的意见》《关于加强监管防范风险推动资本市场高质量发展的 若干意见》要求，推动公司高质量发展和投资价值提升，保护投资者尤其是中小 投资者合法权益，中信银行股份有限公司（以下简称"中信银行"或"本行"或 "公司"）积极响应上海证券交易所《关于开展沪市公司"提质增效重回报"专 项行动的倡议》，结合自身发展战略和经营情况，在《中信银行股份有限公司估 值提升计划》基础上制定了"提质增效重回报"行动方案（以下简称"本行动方 案"）。具体如下： 一、服务国家战略，扎实做好"五篇大文章 ...

Core Viewpoint - The Capital Airport Commercial Company has launched a marketing campaign called "Exciting Shopping Season" in collaboration with CITIC Bank Credit Card Center to enhance brand influence and boost operational performance through consumer engagement at seven major airports [1][2]. Group 1: Marketing Campaign Details - The campaign will run from now until December 31, 2025, covering key consumer periods such as summer travel, Mid-Autumn Festival, and National Day [1]. - Travelers using WeChat Pay linked to CITIC Bank credit cards at designated retail stores in the participating airports will receive random discounts on Fridays, Saturdays, Sundays, and public holidays [1]. - The collaboration has expanded from five airports to include Changchun Longjia International Airport and Shijiazhuang Zhengding International Airport, achieving comprehensive coverage of marketing resources across seven airports [1]. Group 2: Future Strategies - The Capital Airport Commercial Company plans to strengthen joint marketing concepts and deepen the construction of an inter-industry alliance ecosystem [2]. - The company aims to actively expand partnerships with leading platforms in finance, e-commerce, and lifestyle services to enrich high-value partner resources [2]. - There will be a focus on developing more tailored marketing products and activities that meet travelers' immediate needs, enhancing service precision and attractiveness [2].

Core Viewpoint - The 14th China (Guangzhou) International Financial Trading Expo highlighted the collaborative efforts of CITIC Bank's Guangzhou branch and its subsidiaries to support high-quality development in Guangdong, showcasing innovative financial solutions and partnerships [2][4]. Group 1: Collaborative Initiatives - CITIC Bank Guangzhou branch, in collaboration with 11 subsidiaries, participated in the expo under the theme "Empowering a Better Life, Stimulating Innovative Momentum" [2]. - The branch signed two project agreements during the expo, including a partnership with the Guangdong United Property Rights Exchange Center [2]. - The branch received recognition for its "Rural Household Photovoltaic Financing Scenario" as part of the Inclusive Finance Empowerment initiative [2]. Group 2: Financial Innovation and Support - The bank has established a complete cycle of "Industry Insight - Financial Innovation - Ecological Collaboration," achieving over 95% coverage of national "specialized, refined, distinctive, and innovative" enterprises [5]. - The bank developed a "Six Special Mechanism" to address the financing challenges of technology enterprises, exemplified by a quick approval of a 20 million yuan loan for a leading biopharmaceutical company [5]. - The bank's innovative "Technology Credit Score Loan" model transforms innovation metrics into credit limits, shifting the focus from traditional asset-based assessments to future potential [5]. Group 3: Strategic Agreements and Services - CITIC Bank led a strategic agreement with seven member units of CITIC Group and the Guangzhou Development Zone Management Committee to create a comprehensive service ecosystem [6]. - The "G-B-C" model aims to provide integrated services for government, technology enterprises, and entrepreneurs, enhancing regional development [6]. Group 4: Global Integration and Cross-Border Services - The bank supports Chinese enterprises in global integration, providing tailored financial solutions for cross-border operations, including a comprehensive package for a Singaporean environmental technology firm [8]. - As of 2024, the bank's cross-border merger and acquisition business reached 9.57 billion yuan, with over 1,130 FT accounts opened and more than 52 billion yuan in FT loans issued [8]. Group 5: Inclusive Finance and Consumer Services - The bank has opened 178,000 personal pension accounts and developed a "Six Ones" service system for elderly financial planning, enhancing services for senior clients [9]. - The bank promotes consumption upgrades through innovative credit products and partnerships with local brands, facilitating quick credit approvals [9]. - In housing finance, the bank simplifies loan processes and collaborates with developers to provide comprehensive home purchase financial services [9]. Group 6: Support for Small and Micro Enterprises - The bank has implemented a long-term mechanism to support small and micro enterprises, providing over 13 billion yuan in inclusive loans to more than 7,000 businesses [10]. - The bank emphasizes the importance of connecting internal and external resources to contribute to Guangdong's modernization efforts [10].

Core Points - The article highlights the customized banking services provided by CITIC Bank Chengdu Branch for nearly a hundred foreign teachers from 17 countries, addressing the challenges they face in opening bank accounts in China [1][2] - The bank has implemented a series of measures to enhance the financial service experience for foreign personnel, including the introduction of a "visual account opening cube" and a dedicated service window for foreign clients [2][3] - CITIC Bank Chengdu Branch aims to create a comprehensive service system that meets the full spectrum of needs for foreign individuals working, studying, and living in China, contributing to the country's international talent attraction and economic development [3] Summary by Sections - **Service Innovations**: CITIC Bank Chengdu Branch has developed a "visual account opening cube" to simplify the account opening process and has established a dedicated service window for foreign clients to ensure a quick and efficient banking experience [1][2] - **Challenges Addressed**: The bank recognized that foreign teachers often encounter complex banking procedures, poor payment experiences, and language barriers, prompting the formation of a bilingual service team to facilitate smoother communication [2] - **Comprehensive Service Approach**: The bank's strategy includes extending services to the families of foreign teachers, addressing their cross-border investment and education needs, thereby enhancing its role as a leading foreign exchange service bank in China [3]