12家全国性股份制商业银行 近日，财政部、中国人民银行、金融监管总局印发《个人消费贷款财政贴息政策实施方案》。 要点如下↓↓ 支持范围 贷款经办机构 6家国有大型商业银行， 包括中国工商银行股份有限公司、中国农业银行股份有限公司、中国银行股份有限公司、中国建设银行 股份有限公司、交通银行股份有限公司、中国邮政储蓄银行股份有限公司。 ■ 家用汽车领域，包括汽车购置、车辆保险及维修。 ■ 养老生育领域，包括老龄人口或其子女购买的家庭适老化改造服务、养老机构和养老社区服务，托 育、辅助生育消费等。 实施方案明确，同时符合以下条件的贷款可享受贴息政策—— 2025年9月1日至2026年8月31日期间，居民个人使用贷款经办机构发放的个人消费贷款（不含信用 卡业务）中实际用于消费，且贷款经办机构可通过贷款发放账户等识别借款人相关消费交易信息 的部分，可按规定享受贴息政策。 贴息范围包括单笔5万元以下消费，以及单笔5万元及以上的家用汽车、养老生育、教育培训、文 化旅游、家居家装、电子产品、健康医疗等重点领域消费。 对于单笔5万元以上的消费，以5万元消费额度为上限进行贴息。政策到期后，可视实施效果研究 延长政策期限、扩大支持 ...

转自：新华财经 7月26日傍晚，恒大名都社区一改往日的宁静。一场由中信银行南昌高新支行精心策划、携手社区共同 举办的"全民反诈，你我同行"主题反诈游园会热烈开场。支行全体员工化身"金融卫士"，深入社区邻 里，以寓教于乐的创新形式，将反诈知识巧妙融入趣味互动，提升小区居民反诈意识。 在知识讲解后，居民们积极参与"反诈答题大比拼"环节，大家踊跃举手，争相回答问题。"如果接到陌 生电话，声称是公安局的，要求转账汇款，应该怎么做？""绝不能轻易相信，要先核实身份！"一位居 民大声说道，脸上洋溢着自豪的笑容。 社区居民周阿姨在活动结束后说："以前觉得反诈知识很枯燥难懂，今天在这里一边游玩一边学，不仅 学到了有用的反诈知识，也对银行也更加了解和信任了。" 此次活动得益于支行全体员工的共同努力。大家积极投入到活动筹备当中，从设计通关项目、准备宣传 资料，到现场布置、人员安排，每一个环节都精心打磨，确保活动的顺利进行；通过与社区工作人员的 紧密联动，调动社区资源，扩大活动的影响力和覆盖面。 秉持社会责任感，中信银行南昌高新支行致力于金融知识普及工作，将反诈宣传作为工作重点之一。此 次全民反诈游园会，不仅为社区居民带来一场反诈 ...

Core Viewpoint - The launch of the FT account system by CITIC Bank's Tianjin branch marks a significant step in enhancing the financial framework of the Tianjin Free Trade Zone, facilitating deeper integration of domestic and international markets [1] Group 1: FT Account System - The FT account serves as an important financial vehicle for deepening the opening-up of the Free Trade Zone, connecting domestic and international markets and resources [1] - The introduction of the FT account system is part of a broader initiative to promote institutional innovation and support the development of an open economy [1] Group 2: Financial Institutions Involved - With the successful launch of the FT account, the number of banks offering this service in Tianjin has reached six [1] - The FT account system is designed to provide a diversified financial product matrix, flexible foreign exchange mechanisms, and online financing support [1] Group 3: Economic Impact - The FT account is expected to strengthen the institutional advantages and financial foundations necessary for high-level opening-up in the region [1] - It is positioned as a key engine for advancing the institutional opening-up of the Tianjin Free Trade Zone [1]

Core Viewpoint - The event aims to enhance the direct financing function of the interbank bond market in Henan Province, supporting local enterprises in their transformation and upgrading efforts [1][3]. Group 1: Event Overview - The interbank bond financing promotion and exchange meeting was held from August 7 to 8, 2025, organized by the China Interbank Market Dealers Association and the People's Bank of China Henan Branch in Zhengzhou [1]. - The event included participation from over 200 attendees, including representatives from the Henan Provincial Financial Office, Ministry of Industry and Information Technology, Ministry of Science and Technology, and more than 100 local enterprises [3]. Group 2: Key Discussions - Presentations covered the latest registration and issuance policies, innovative products, financing advantages of the interbank bond market, and debt financing tools for enterprises [3]. - CITIC Bank, as the main underwriter, emphasized its commitment to serving the real economy and highlighted its significant contributions to local enterprises, providing over 100 billion yuan in comprehensive financing annually [3]. Group 3: Future Directions - The event facilitated a deeper understanding of the interbank bond market, enabling enterprises to seize market opportunities and expand their bond financing channels [4]. - CITIC Bank Zhengzhou Branch plans to continue supporting mature bond-issuing enterprises and explore potential issuers, focusing on areas like technological innovation and green development [4].

随着我国对外开放不断深化，企业和个人对跨境金融服务的需求日益多元。中信银行郑州分行积极融入 高水平对外开放大局，依托中信集团"要出国、找中信""来中国、找中信"品牌主张及跨境资源优势，坚 持传统外汇业务与新型跨境业务"双轮"驱动，服务好"走出去""引进来"企业，金融支持"稳外贸、稳外 资"效果显著。 近日，中信银行郑州分行在新乡举办跨境业务沙龙活动，聚焦跨境金融服务与国际化资产配置，为客户 详解跨境金融工具与服务方案。这场立足实体经济需求、紧扣开放发展脉搏的专业分享，不仅展现了金 融机构服务客户多元化需求的专业能力，更彰显了该行在助力跨境贸易便利化、服务国家对外开放战略 中的责任担当。据了解，该行积极与中信保、商务厅、律所、外综服平台等多个渠道对接，仅今年上半 年，就联合举办政策宣讲会和客户对接活动近10场，走访重点客户200余次，触达进出口企业近100家， 通过深入服务企业进出口贸易、跨境结算、结售汇、汇率风险管理，为外贸企业"出海掘金"保驾护航。 跨境金融是连接国内国际双循环的重要纽带。2024年，中信银行创新发布"信外汇+"跨境金融综合服务 体系，该体系秉承"中信大外汇、全球价值链"的价值理念及"专业、 ...

证券之星消息，8月12日股份制银行板块较上一交易日上涨0.24%，中信银行领涨。当日上证指数报收于 3665.92，上涨0.5%。深证成指报收于11351.63，上涨0.53%。股份制银行板块个股涨跌见下表： | 代码 | 名称 | 收盘价 | 涨跌幅 | 成交量(手) | 成交额(元) | | --- | --- | --- | --- | --- | --- | | 601998 | 中信银行 | 8.35 | 1.33% | 43.94万 | 3.66亿 | | 600016 | 民生银行 | 4.94 | 1.02% | 201.10万 | 9.94亿 | | 601818 | 光大银行 | 4.10 | 0.99% | 213.97万 | 8.80亿 | | 601916 | 浙商银行 | 3.39 | 0.59% | 161.89万 | 5.48亿 | | 601166 | 兴业银行 | 22.99 | 0.48% | 59.81万 | 13.83亿 | | 600015 | 半夏银行 | 8.03 | 0.37% | 29.25万 | 2.35 Z | | 000001 | 平安银行 | 12. ...

中信银行北京分行将以此为起点，坚持有温度的服务，致力于为企业提供全面、特色、创新及更高 水平的综合性金融服务和解决方案, 持续助力"两区"建设发展。 为深入实施创新驱动发展，深化金融领域开放创新，北京市着力打造建设北京自由贸易试验区（下 称"北京自贸区"）并开展本外币一体化试点。中信银行北京分行积极落实国家政策，紧抓市场发展机 遇，于2022年2月28日、3月3日集中推动辖内地处北京自贸区商务中心区内的三家网点翻牌，分别更名 为中信银行北京自贸试验区支行、中信银行北京自贸试验区国际商务服务片区支行及中信银行北京自贸 试验区商务中心区支行。 【纠错】 【责任编辑:任想】 中信银行北京分行同时翻牌三家自贸区支行有利于深入践行"扎根自贸区、服务自贸区、建设自贸 区"金融职责，有利于充分开拓动能，不断开展创新金融服务，全方位支持北京自贸区建设。在自贸区 支行翻牌后，针对自贸区业务，中信银行北京分行将根据北京自贸区的特点和政策要求，继续推动金融 市场开放、资本跨境流动、投融资便利化等金融领域开放创新政策，助力企业跨境资金流动便利化、推 进企业金融服务线上化，着力打造中信银行特色的"自贸区服务名片"。 3月4日，中信银行 ...

Core Viewpoint - The development of public welfare and charity in China is steadily increasing, with a focus on the collaboration between CITIC Bank Beijing Branch and the China Football Development Foundation to enhance social responsibility and support public welfare initiatives [1] Group 1: Online Platform and Technological Empowerment - CITIC Bank has responded to the digital transformation needs of the Football Foundation by providing constructive suggestions on donation strategies and information technology, leading to the establishment of an online donation system [2] - The online donation system facilitates convenient donation channels and diverse methods, enhancing public engagement in football-related charity and supporting the Foundation's fundraising efforts [2] Group 2: Deepening Business Links and Innovation - CITIC Bank's brand proposition "Achieve Partners" aims to empower partners and create greater value, focusing on supporting the Football Foundation's digital transformation and online fundraising initiatives [3] - The bank is exploring the integration of donation projects into its mobile banking app, allowing customers to engage in various forms of donations, including one-time, monthly donations, and credit card point donations [3] Group 3: Expanding Industry Cooperation and Service Extension - The Football Foundation has established strong partnerships with educational and sports authorities, and CITIC Bank aims to act as a bridge between the Foundation and its banking clientele [4] - The bank plans to promote the Foundation's projects while expanding cooperation across the industry, innovating products and services to provide high-quality financial services and uphold the spirit of public welfare [4]

近日，中信银行聚焦"一老一少"重点人群的金融需求，积极开展"3·15"消费者权益保护教育宣传周活 动，守护孩子平安成长，护航老人幸福晚年，让教育宣传更有温度。 普及金融知识从娃娃抓起 在广州，中信银行 走进逸景第一小学，以现场和直播两种方式为该校高年级9个班级共400位同学开展 金融知识讲解。银行通过发放宣传手册、播放PPT课件、面对面交流等方式，为学生们讲解电信诈骗、网络 诈骗、以及生活中可能遇到的金融风险和应对方法等金融常识。 本次宣讲活动中的互动小游戏"我是小小银行家"将同学们的热情推向高潮。通过小游戏调动孩子们的积 极性，深入浅出地让孩子们从最基础的金融知识入手，多方位、多角度地了解金融知识；从小引导学生自觉 抵制非法金融活动，呼吁珍惜个人征信，净化校园金融市场环境。 在杭州，中信银行走进嘉善职业中等学校，通过线上讲解、线下同步 视频播放的形式，向在校的青少 年宣传"3.15"消费者权益保护教育宣传周的相关内容，帮助青少年进一步了解金融知识，提升风险责任意识 和维权意识。 在昆明，中信银行举办"3·15"消费者权益保护日宣传活动暨'中信杯'青少年消保书画大赛，活动围绕"有 温度的金融服务 助推消费公平 ...

Core Viewpoint - Several commercial banks, including CITIC Bank and China Construction Bank, are exploring the launch of personal carbon accounts to convert customers' carbon reduction behaviors into bank account points, thereby enhancing the supply of green financial products [1][5]. Group 1: Personal Carbon Accounts Overview - Personal carbon accounts are designed to help individuals and businesses calculate their carbon emissions and improve reduction efficiency, similar to the "Ant Forest" model [2]. - CITIC Bank has launched a beta version of its "CITIC Carbon Account," predicting that its credit card users can collectively reduce over 2 million tons of carbon emissions annually through low-carbon behaviors [2][3]. - Other banks, such as Shanghai Pudong Development Bank and Rizhao Bank, are also developing their own carbon account systems, focusing on different functionalities and user benefits [3][4]. Group 2: Benefits and Market Potential - The establishment of personal carbon accounts is expected to enhance public awareness of energy conservation and low-carbon lifestyles, potentially becoming a key direction for the future development of green finance [5][6]. - The carbon account system can attract users to bind their daily payment functions to the bank, increasing customer loyalty and facilitating the development of innovative green financial retail products [6][7]. Group 3: Challenges and Future Development - The current challenges in establishing a comprehensive personal carbon account system include ensuring the scientific accuracy of carbon emission data monitoring and measurement, as well as the need for standardized accounting methods [8]. - Experts emphasize the importance of building a robust data platform for carbon accounts, ensuring data accuracy and security, and promoting the concept of green consumption across society [8][9].