Group 1 - The nomination of Kevin Warsh as the Federal Reserve Chairman has triggered hawkish market expectations, leading to a panic sell-off in precious metals [1] - Gold experienced its largest drop in 40 years, with spot prices falling over 12% to a low of $4682 per ounce, and closing down 9.25% at $4880 per ounce [1] - Silver saw a historic intraday drop of over 36%, reaching a low of $74.28 per ounce, and closing down 26.42% at $85.259 per ounce [3] Group 2 - Domestic gold jewelry prices have fluctuated significantly, with major brands like Chow Sang Sang and Lao Feng Xiang reporting sharp declines in gold prices, dropping by 140 CNY per gram overnight [5] - Market sentiment has turned cautious, with a significant decrease in transactions as consumers are uncertain about pricing and discounts [7] - Analysts suggest that ordinary residents should avoid speculative investments in gold and maintain a balanced investment strategy [7] Group 3 - The sharp decline in gold prices is attributed to profit-taking pressures, the announcement of the Fed Chairman candidate, and the effects of leveraged trading [8] - The market is currently trading on "hawkish expectations" due to Warsh's nomination, which is stabilizing the dollar and contributing to the drop in gold and silver prices [8] - High leverage positions in the futures market are being liquidated, exacerbating downward pressure on prices [9] Group 4 - Major exchanges have raised margin requirements for gold futures trading, increasing pressure on leveraged traders [9] - A cycle of forced selling has emerged, where price drops trigger stop-loss orders, leading to further declines [9] Group 5 - Retail gold stores generally do not accept returns on gold bars and jewelry after purchase, with online platforms having complex return policies [10][12] - Consumers have reported experiences of being charged high fees for returns, with some platforms not clearly communicating these fees [14] - Legal perspectives indicate that gold jewelry and bars purchased in-store are generally not eligible for a no-reason return policy [16] Group 6 - Major banks in China, such as China Construction Bank and Industrial and Commercial Bank of China, are adjusting their gold accumulation business, raising minimum investment amounts and implementing limits on transactions [18][20]

Core Viewpoint - China Industrial and Commercial Bank has obtained a patent for a "Digital Certificate Management Method, Device, Electronic Equipment, and Storage Medium," with the authorization announcement number CN116248294B, applied for on April 2023 [1] Company Overview - China Industrial and Commercial Bank was established in 1985 and is located in Beijing, primarily engaged in monetary financial services [1] - The registered capital of the company is approximately 35.64 billion RMB [1] - The company has invested in 28 enterprises and participated in 5,000 bidding projects [1] - The bank holds 969 trademark information records and 5,000 patent information records, along with 79 administrative licenses [1]

Group 1 - The core point of the article is that the Industrial and Commercial Bank of China (ICBC) has obtained a patent for a navigation method and device for terminal equipment, with the patent announcement number CN116358558B and an application date of March 2023 [1] Group 2 - ICBC was established in 1985 and is located in Beijing, primarily engaged in monetary financial services [1] - The registered capital of ICBC is approximately 35.64 billion RMB [1] - According to data analysis from Tianyancha, ICBC has invested in 28 companies, participated in 5,000 bidding projects, has 969 trademark information entries, and holds 5,000 patent information entries, along with 79 administrative licenses [1]

声明：市场有风险，投资需谨慎。本文为AI基于第三方数据生成，仅供参考，不构成个人投资建议。 来源：市场资讯 国家知识产权局信息显示，中国工商银行股份有限公司取得一项名为"用户信息查询保护方法、装置、 设备、介质和程序产品"的专利，授权公告号CN116680484B，申请日期为2023年6月。 天眼查资料显示，中国工商银行股份有限公司，成立于1985年，位于北京市，是一家以从事货币金融服 务为主的企业。企业注册资本35640625.7089万人民币。通过天眼查大数据分析，中国工商银行股份有 限公司共对外投资了28家企业，参与招投标项目5000次，财产线索方面有商标信息969条，专利信息 5000条，此外企业还拥有行政许可79个。 ...

声明：市场有风险，投资需谨慎。本文为AI基于第三方数据生成，仅供参考，不构成个人投资建议。 来源：市场资讯 天眼查资料显示，中国工商银行股份有限公司，成立于1985年，位于北京市，是一家以从事货币金融服 务为主的企业。企业注册资本35640625.7089万人民币。通过天眼查大数据分析，中国工商银行股份有 限公司共对外投资了28家企业，参与招投标项目5000次，财产线索方面有商标信息969条，专利信息 5000条，此外企业还拥有行政许可79个。 国家知识产权局信息显示，中国工商银行股份有限公司取得一项名为"一种用于监管报送的数据处理方 法及装置"的专利，授权公告号CN117033372B，申请日期为2023年7月。 ...

声明：市场有风险，投资需谨慎。本文为AI基于第三方数据生成，仅供参考，不构成个人投资建议。 来源：市场资讯 天眼查资料显示，中国工商银行股份有限公司，成立于1985年，位于北京市，是一家以从事货币金融服 务为主的企业。企业注册资本35640625.7089万人民币。通过天眼查大数据分析，中国工商银行股份有 限公司共对外投资了28家企业，参与招投标项目5000次，财产线索方面有商标信息969条，专利信息 5000条，此外企业还拥有行政许可79个。 国家知识产权局信息显示，中国工商银行股份有限公司取得一项名为"防止身份认证信息被劫持盗用的 方法、装置、设备及介质"的专利，授权公告号CN119316174B，申请日期为2024年6月。 ...

Group 1 - The State Intellectual Property Office of China has granted a patent to Industrial and Commercial Bank of China Limited for a technology titled "Testing Method, Device, Equipment, Medium," with the authorization announcement number CN115168238B and an application date of August 2022 [1] - Industrial and Commercial Bank of China Limited was established in 1985 and is located in Beijing, primarily engaged in monetary financial services [1] - The registered capital of Industrial and Commercial Bank of China Limited is approximately 35.64 billion RMB [1] Group 2 - According to data analysis from Tianyancha, Industrial and Commercial Bank of China Limited has invested in 28 companies and participated in 5,000 bidding projects [1] - The bank holds 969 trademark registrations and 5,000 patent registrations, along with 79 administrative licenses [1]

工银科技有限公司，成立于2019年，位于石家庄市，是一家以从事软件和信息技术服务业为主的企业。 企业注册资本90000万人民币。通过天眼查大数据分析，工银科技有限公司共对外投资了2家企业，参与 招投标项目347次，专利信息800条。 声明：市场有风险，投资需谨慎。本文为AI基于第三方数据生成，仅供参考，不构成个人投资建议。 来源：市场资讯 国家知识产权局信息显示，中国工商银行股份有限公司取得一项名为"数据推送方法、装置、计算机设 备和存储介质"的专利，授权公告号CN116800833B，申请日期为2023年7月。 天眼查资料显示，中国工商银行股份有限公司，成立于1985年，位于北京市，是一家以从事货币金融服 务为主的企业。企业注册资本35640625.7089万人民币。通过天眼查大数据分析，中国工商银行股份有 限公司共对外投资了28家企业，参与招投标项目5000次，财产线索方面有商标信息969条，专利信息 5000条，此外企业还拥有行政许可79个。 ...

声明：市场有风险，投资需谨慎。本文为AI基于第三方数据生成，仅供参考，不构成个人投资建议。 天眼查资料显示，中国工商银行股份有限公司，成立于1985年，位于北京市，是一家以从事货币金融服 务为主的企业。企业注册资本35640625.7089万人民币。通过天眼查大数据分析，中国工商银行股份有 限公司共对外投资了28家企业，参与招投标项目5000次，财产线索方面有商标信息969条，专利信息 5000条，此外企业还拥有行政许可79个。 来源：市场资讯 国家知识产权局信息显示，中国工商银行股份有限公司取得一项名为"分级缓存、数据查询方法、装 置、设备、介质和程序产品"的专利，授权公告号CN117149832B，申请日期为2023年9月。 ...

Market Overview - The Hang Seng Index (HSI) closed at 27,158.76, down by 228.35 points or 0.83% [1] - The index reached a high of 27,426.11 and a low of 27,082.20 during the trading session, with a trading volume of 46.7689 million [1] Major Blue-Chip Stocks Performance - Most large-cap stocks experienced declines, with notable movements including: - Tencent Holdings closed at HKD 606.00, down by HKD 16.00 or 2.57% [3] - Alibaba Group (ADR) fell to HKD 169.20, down by HKD 4.10 or 2.37% [3] - HSBC Holdings reported a slight decrease to HKD 136.60, down by HKD 1.00 or 0.73% [3] - Other significant declines included: - China Mobile down by 9.29% to HKD 36.12 [3] - BYD Company down by 3.98% to HKD 97.75 [3] - Meituan down by 1.42% to HKD 97.20 [3] Stock Price Movements - The following stocks showed notable price changes: - AIA Group down by 0.66% to HKD 90.35 [3] - Xiaomi Corporation down by 3.06% to HKD 35.50 [3] - JD.com down by 1.92% to HKD 112.40 [3] - Some stocks remained stable or showed minor gains, such as: - New World Development up by 0.88% to HKD 125.70 [3] - Bank of China up by 0.19% to HKD 41.24 [3]