格隆汇9月23日｜香港交易所信息显示，贝莱德在工商银行的持股比例于09月17日从4.95%升至5.05%。 ...

齐鲁晚报·齐鲁壹点 连宁燕 通讯员 王彬彬 此次山东工行系统内首笔海带养殖项目贷款的顺利投放，是工商银行积极践行国家海洋强国战略和服务 地方实体经济的生动实践。它有效满足了企业的融资需求，为荣成特色海洋产业的规模化、现代化升级 提供了有力支撑。同时，该项目的成功落地，也成功开辟了工行威海分行深耕海洋经济板块的新路径， 积累了服务海洋新业态的宝贵经验。 海带规模化养殖作为新兴业态，其融资评估与风险管理存在特殊性。为确保项目高效推进，荣成支行创 新服务模式，组建了专项服务团队。团队内部紧密协作，明确分工，确保流程无缝衔接。同时，支行积 极争取上级专业支持，邀请工商银行山东省分行相关部门专家及风险管理人员亲赴项目现场进行深度调 研，全面考察养殖技术、工艺流程、市场前景及风险管控措施。专人专岗与省行保持高效沟通，及时反 馈、快速解决项目评估与审批中的关键问题，显著提升了决策效率和精准度。 在充分把握项目特性和风险的基础上，荣成支行联合省行力量，为企业量身定制专属融资方案。从项目 启动、材料收集、尽职调查到风险评估、上报审批直至最终放款，支行全程发扬"钉钉子"精神，紧盯进 度，高效协同，克服了评估标准新、流程磨合等挑战 ...

Market Overview - A-shares and Hong Kong stocks experienced a significant adjustment, with the ChiNext Index initially rising nearly 1.6% before turning negative, and the Shanghai Composite Index dipping below 3,800 points [1][3] - The market saw a high level of selling pressure, with nearly 5,000 stocks declining across the Shanghai and Shenzhen exchanges [3] Investor Behavior - Analysts suggest that the upcoming holiday may lead to increased risk aversion among leveraged funds, prompting a wave of profit-taking [1][3] - The financing balance has reached 2.4 trillion yuan, indicating a substantial scale of leveraged investments, which could trigger market volatility if risk factors arise [3][4] External Market Influences - Recent strong performances in major markets such as the US, Japan, and Europe may attract capital back to those markets, especially since they will remain open during the National Day holiday [4] - The stability of the RMB exchange rate above 7.1 and the USD index around 97 may influence investor sentiment [4] Sector Performance - The banking sector in A-shares showed resilience, with several banks like Nanjing Bank and Qilu Bank seeing gains of nearly 5% and over 3% respectively, while sectors like tourism, real estate, and technology faced significant declines [3][4] - The Hong Kong market also faced declines, with the Hang Seng Index dropping over 1% and the Hang Seng Tech Index falling more than 2% [3] Market Sentiment and Future Outlook - Despite the current market adjustments, the overall risk appetite may not have significantly decreased, as indicated by the performance of long-term government bonds [6] - Analysts believe that there may still be a window of opportunity in the market post-National Day, with potential for a rebound in certain sectors [6][7] - The interplay between domestic fundamentals weakening and improving overseas liquidity could lead to a high-level market fluctuation, with a focus on structural opportunities [6][7]

Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) plays a significant role in supporting rural revitalization through financial services, having invested over 11 trillion yuan in the agricultural sector since 2021, with agricultural loan balances reaching nearly 5 trillion yuan by June 2025, doubling since early 2021 [1][12]. Group 1: Financial Support for Rural Revitalization - ICBC has provided over 11 trillion yuan in financing for the agricultural sector since 2021, with agricultural loan balances nearing 5 trillion yuan by June 2025, reflecting a doubling since early 2021 [1][12]. - The bank aims to enhance rural living conditions by investing in infrastructure projects, such as wastewater treatment facilities and public sanitation improvements, benefiting over a hundred administrative villages [3][4]. - As of June 2025, ICBC's loans for rural infrastructure construction exceeded 1 trillion yuan, emphasizing the importance of infrastructure in rural governance [5]. Group 2: Industry Development and Financial Innovation - ICBC focuses on enhancing rural industries by providing tailored financial services, such as a 160 million yuan loan to support the bamboo industry in Zhejiang, promoting resource integration and development [6][7]. - The bank has developed specialized financial products like "Planting e-loan" and "Breeding e-loan" to meet the specific needs of farmers, facilitating easier access to financing [8][10]. - ICBC has established over 3,400 agricultural supply chains, addressing funding gaps and enhancing market access for rural enterprises [7][10]. Group 3: Empowering Farmers and Talent Development - ICBC has initiated programs to support new farmers, providing financial education and tailored loans, which have helped entrepreneurs grow their agricultural businesses significantly [9][11]. - The bank's "Agricultural Operating Entity Credit Express" and other initiatives aim to streamline financial services for farmers, ensuring that their harvests translate into tangible income [10][12]. - ICBC's "Rural Revitalization: Guiding People" initiative integrates quality financial services with farmer training programs, enhancing farmers' skills and financial literacy [11][12].

（文章来源：证券时报网） 中信证券表示，目前A股上市银行算术平均静态股息率回升至4.3%，算术平均静态PB水平则回落至0.61 倍，隐含较高的权益回报空间。二季度以来的市场风格和资金面波动，双向影响板块走势，且上周开始 资金面影响强于市场风格，给配置型资金带来机会。无论是基于慢牛的板块接续、还是长线资金的欠配 空间，银行股绝对收益空间开始显现，建议投资者积极配置。个股选择方面，由于银行板块贝塔表现底 部恢复，个股转向阿尔法策略更具空间，建议关注细分子行业中ROE高且稳定性强、估值空间乐观的银 行。 银行板块23日盘中逆市上扬，截至发稿，南京银行涨约5%，厦门银行、齐鲁银行、苏州银行涨逾3%， 工商银行、农业银行、建设银行、中国银行等涨超2%。 ...

中国工商银行办理上述贷款贴息不额外收取任何费用，没有委托官方渠道以外的任何机构、人员代为办 理，请广大客户谨防各种形式的诈骗，保障财产和信息安全。如您有任何疑问，欢迎咨询贷款服务行， 中国工商银行将竭诚为您服务，感谢您一直以来对中国工商银行的信任与支持！ 2025年9月22日，中国工商银行（601398）发布公告称，为贯彻落实党中央、国务院关于大力提振消 费、全方位扩大国内需求的决策部署，推动降低服务业经营主体融资成本，助力激发消费市场活力，中 国工商银行依据《关于印发<服务业经营主体贷款贴息政策实施方案>的通知》（财金〔2025〕81号） 精神和相关要求，正在依法依规、积极有序制定贴息细则，优化办理流程，实施系统改造，推动政策尽 快落地。后续符合条件的经营主体可通过中国工商银行APP（个人版）、企业网上银行等渠道或联系贷 款服务行，办理政策查阅、协议签署、进度查询等业务。各项准备工作完成后，中国工商银行将通 过"中国工商银行"官方微信公众号等渠道及时通告，敬请留意。 ...

经中国工商银行党委研究，决定给予许杰开除党籍处分；按规定取消其享受的待遇；收缴其违纪违法所得；天津市监委将其涉嫌犯罪问题移送检察机关依法 审查起诉，所涉财物一并移送。 9月16日，据中央纪委国家监委驻中国工商银行纪检监察组、天津市纪委监委消息，日前，中央纪委国家监委驻中国工商银行纪检监察组、天津市监委对中 国工商银行河南省分行原党委书记、行长许杰严重违纪违法问题进行了立案审查调查。 经查，许杰背弃初心使命，丧失党性原则，对抗组织审查；漠视中央八项规定精神，收受可能影响公正执行公务的礼品、礼金，接受可能影响公正执行公务 的宴请、旅游、娱乐活动安排，违规出入具有私人会所性质的场所，将应由本人支付的费用由他人支付，违规组织、参加用公款支付的娱乐活动，公车私 用，超标准乘坐交通工具；无视组织原则，不如实报告个人有关事项，在组织函询时不如实说明问题，在干部职工的录用、岗位调整方面为他人谋取利益； 毫无廉洁底线，违规借用管理和服务对象钱款；履行全面从严治党责任不力，违规干预和插手银行网点租赁、采购业务、内部问责工作；不修私德，追求低 级趣味。私欲膨胀，以权敛财，利用职务便利及职权地位形成的便利条件，在贷款审批、员工入职等 ...

Core Points - The People's Bank of China announced that the Loan Prime Rate (LPR) for one year is set at 3.0% and for five years or more at 3.5%, remaining unchanged for four consecutive months [1] - In Shenzhen, the new policy effective from September 5 states that there will be no distinction between first and second home loan interest rates, both set at 3.05% [3][4] - Several banks in Shenzhen have begun to optimize and adjust the pricing mechanism for commercial personal housing loans following the new policy [5] Group 1 - The LPR remains stable, indicating a consistent monetary policy environment [1] - Shenzhen's new policy simplifies the mortgage landscape by unifying interest rates for first and second homes [3][4] - Banks are actively responding to the new policy by adjusting their loan pricing mechanisms [5] Group 2 - Existing borrowers of second home loans may now apply for interest rate adjustments if their original loan rates exceed the national average by 30 basis points [8] - The adjustment process for existing loans is facilitated through online channels, allowing borrowers to check eligibility and submit applications without fees [6][7] - The criteria for rate reduction are based on the comparison of original loan rates to the current national average, creating a clear threshold for borrowers [8]

Core Viewpoint - The event, the "2025 Hengshui Lake Marathon," sponsored by the Industrial and Commercial Bank of China (ICBC), aims to promote sports, health, and green development while enhancing the local economy and culture [1][2]. Group 1: Event Overview - The "2025 Hengshui Lake Marathon" took place on September 21, with 20,000 participants, showcasing the natural beauty of the lake city [1]. - ICBC Hengshui Branch served as the main sponsor, emphasizing its commitment to supporting sports and community events [1][2]. Group 2: Economic and Financial Impact - The marathon is part of a broader initiative by the Hengshui government to integrate sports with economic development, with ICBC playing a crucial role in this strategy [2]. - ICBC Hengshui Branch has focused on providing financial services to local economic development, including financing for infrastructure, low-carbon projects, and support for small and medium-sized enterprises [2][3]. Group 3: Community Engagement - The bank's participation included a running team of over 300 employees, promoting the bank's values and enhancing its visibility during the event [4]. - ICBC staff engaged with the public at the marathon, providing financial education and services, thereby strengthening community ties and brand recognition [4][5]. Group 4: Future Directions - ICBC aims to continue exploring the integration of finance, sports, and culture, contributing to high-quality economic development and enhancing the overall experience for citizens and visitors [5].

转自：北京日报客户端 中共中国工商银行股份有限公司委员会关于二十届中央第三轮巡视整改进展情况的通报 根据中央统一部署，2024年4月15日至7月20日，中央第十巡视组对中国工商银行股份有限公司（以下简 称工商银行）党委开展了常规巡视。2024年10月25日，中央巡视组向工商银行党委反馈了巡视意见。按 照巡视工作有关要求，现将巡视整改进展情况予以公布。 一、党委履行巡视整改主体责任情况 工商银行党委坚决落实党中央关于巡视整改的重要要求，认真履行整改主体责任，采取务实有力举措， 严肃认真抓好巡视整改。 （一）坚持深学细悟筑牢思想根基。严格落实"第一议题"制度，深入学习习近平总书记关于巡视工作的 重要论述和重要讲话精神，以及中央政治局会议和中央巡视集中反馈会议精神，深刻领会党的二十届三 中全会、中央金融工作会议精神，认真落实中央巡视反馈意见和相关整改要求，以思想整改带动行动整 改。召开巡视整改专题民主生活会，全面对照检查，深刻查摆问题、剖析原因，制定整改措施。组织召 开巡视整改部署推进会、党建与经营工作会议等，系统部署整改工作，把巡视整改作为重大政治任务抓 实抓深抓紧。健全以学铸魂、以学增智、以学正风、以学促干长效 ...