证券代码：601398 证券简称：工商银行 公告编号：临 2026-005 号 中国工商银行股份有限公司 关于高级业务总监离任的公告 | 姓名 | 离任职务 | 离任时间 | 原定任期 | 离任 | 是否继续在本 行及其控股子 | 具体职务 | 是否存在 未履行完 | | --- | --- | --- | --- | --- | --- | --- | --- | | | | | 到期日 | 原因 | 公司任职 | （如适用） | 毕的公开 | | | | | | | | | 承诺 | | 宋建华 | 高级业务总监 | 2026 年 | - | 年龄 | 否 | - | 否 | | | | 2 月 25 日 | | 原因 | | | | 经宋建华先生确认，其与本行董事会无不同意见，亦无任何与其离任有关的 事项需要通知本行股东及债权人，已按照有关要求做好交接工作。 宋建华先生担任本行高级业务总监期间，恪尽职守，勤勉尽责，在本行个人 金融、消费者权益保护、网络金融、运行管理等领域和发挥子公司业务功能等方 面作出了重要贡献。本行董事会对宋建华先生在任期间对本行作出的贡献表示衷 心的感谢！ 特此公告。 中国工商银行 ...

工商银行（601398）(01398)发布公告，该行高级业务总监宋建华先生因年龄原因，已提交辞呈，辞去 该行高级业务总监职务。 ...

智通财经APP讯，工商银行(01398)发布公告，该行高级业务总监宋建华先生因年龄原因，已提交辞呈， 辞去该行高级业务总监职务。 ...

格隆汇2月25日丨工商银行(01398.HK)公布，该行高级业务总监宋建华因年龄原因，已向该行提交辞 呈，辞去该行高级业务总监职务。 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告之內容概不負責，對其準確性或完整性亦不發表 任何聲明，並明確表示，概不就因本公告全部或任何部份內容而產生或因倚賴該等內容而引致之任何損失承擔任 何責任。 中國工商銀行股份有限公司 中國工商銀行股份有限公司 董事會 中國，北京 2026年2月25日 中國工商銀行股份有限公司（「本行」）高級業務總監宋建華先生因年齡原因，已向本行提 交辭呈，辭去本行高級業務總監職務。 | | | | | | 是否繼續 在本行及 | | 是否存在 未履行完 | | --- | --- | --- | --- | --- | --- | --- | --- | | | | | 原定任期 | | 其控股子 | 具體職務 | 畢的公開 | | 姓名 | 離任職務 | 離任時間 | 到期日 | 離任原因 | 公司任職 | （如適用） | 承諾 | | | 高級業務 | | | | | | | | 宋建華 | 總監 | 2026年2月25日 | – | 年齡原因 | 否 | – | 否 | 經宋建華先生確認，其與本行董事會無不同意見，亦無任何與其離任有關的事項需要通 知本行股東及債權人， ...

格隆汇2月25日丨工商银行(601398.SH)公布，公司高级业务总监宋建华先生因年龄原因，已向本行提交 辞呈，辞去本行高级业务总监职务。 ...

Group 1 - The company is closely monitoring the development of new technologies such as underwater data centers and their industry applications [1] - Currently, there are no plans for the construction of underwater data centers by the company [1]

Group 1 - The company is closely monitoring the development of new technologies such as underwater data centers and their industry applications [1] - Currently, there are no plans for the construction of underwater data centers by the company [1]

Core Insights - The competition among banks for children's financial products has intensified following the Spring Festival, with various banks launching savings and investment services aimed at minors to capture the red envelope money received during the holiday [1][8] - The trend reflects a shift in family financial management, as parents increasingly seek structured financial tools to manage their children's money and foster financial literacy [1][8] Group 1: Bank Strategies - State-owned banks, leveraging their extensive networks and brand recognition, are adopting a comprehensive approach. For instance, Industrial and Commercial Bank of China (ICBC) offers a "Baby Card" with competitive interest rates for children's savings [2][8] - Beijing Bank's "Little Jing Card" provides a three-year fixed deposit rate of 1.75% along with customized card designs and fee waivers, attracting over 2 million customers [2][4] - Joint-stock banks focus on innovative scenarios and user experiences, with China Merchants Bank's "Golden Little Aster" section integrating 51 products, including savings and insurance, to enhance family financial education [2][4] Group 2: Product Features and Differentiation - Various banks are implementing unique features to attract customers, such as Huaxia Bank's "Sunshine Growth Plan" with a minimum deposit of 50 yuan and a three-year interest rate of 1.75%, simplifying the process for parents [4][5] - Some banks, like Guangfa Bank, emphasize high interest rates for children's accounts, with products offering rates as high as 1.9% for deposits starting at 50 yuan [5][6] - The pricing strategy of offering higher interest rates for children's accounts compared to adult accounts is a deliberate marketing tactic to attract parents and secure future customers [5][6] Group 3: Regulatory Environment and Market Dynamics - The regulatory framework is evolving, with new guidelines set to take effect in February 2026, mandating special protections for minors in financial transactions [6][7] - This regulatory clarity, combined with banks optimizing account opening processes, is expected to increase parental willingness to open accounts for their children [7][8] - The competition for children's financial products is not merely about attracting deposits; it represents a strategic move to establish long-term relationships with families, potentially leading to lifelong banking connections [8][9]

天眼查资料显示，中国工商银行股份有限公司，成立于1985年，位于北京市，是一家以从事货币金融服 务为主的企业。企业注册资本35640625.7089万人民币。通过天眼查大数据分析，中国工商银行股份有 限公司共对外投资了28家企业，参与招投标项目5000次，财产线索方面有商标信息965条，专利信息 5000条，此外企业还拥有行政许可79个。 国家知识产权局信息显示，中国工商银行股份有限公司取得一项名为"代码整改方法及装置"的专利，授 权公告号CN114817921B，申请日期为2022年5月。 来源：市场资讯 声明：市场有风险，投资需谨慎。本文为AI基于第三方数据生成，仅供参考，不构成个人投资建议。 ...